Sentences with phrase «as individual bonds»

The portfolios are constructed using passive and index mutual funds as well as individual bonds and CDs.

Portfolios are constructed using passive mutual funds as well as individual bonds and CDs.

Bond funds have many of the same risks as individual bonds — you can lose money from interest rate changes, early redemptions, and defaults — but the risk is spread out among many different bonds and investors which is a key advantage of mutual funds.

Individual bonds expose you to significantly more individual entity risk and as I've shown here, a constant maturity bond fund is just as safe as an individual bond when it's held for the right holding period.

So as an individual bond investor, unless you have multiple brokers, your investments will be limited to the bonds that your broker has in his inventory.

Still not the same as an individual bond.

Bond funds have a similar reaction to interest rate changes as an individual bond.

Not exact matches

As individuals, giving back to our communities makes us feel good, causes us to be more socially aware, and helps us bond with our colleagues as we team up to help those in neeAs individuals, giving back to our communities makes us feel good, causes us to be more socially aware, and helps us bond with our colleagues as we team up to help those in neeas we team up to help those in need.

Among individual banking stocks, Bankia, Credit Agricole, ING and Banco Santander are «buy» - rated names, according to Deutsche Bank, as they all have a high positive correlation to U.S. bond yields.

The executive's time away from the office will not only encourage individual development and proactivity but will also strengthen bonds among team members as they effectively address challenges in his or her absence.

«Individual bonds, including municipal and corporate bonds, are not as easy to sell on a time - sensitive basis without paying a premium,» Kaplan says.

As rates rise, it might be better to hold individual bonds instead of bond mutual funds, said James Shagawat, a certified financial planner with the Baron Financial Group in Fair Lawn, New Jersey.

It is also a list of the maturity dates on which individual bonds issued as part of a new issue municipal bond offering will mature

It involves such things as the development of customised bond market indexes, and efforts to remove the various small impediments that individual countries have managed, perhaps unintentionally, to put in the way of investors.

You're still dealing with all of the same bond risks as every other investor when you buy individual bonds — interest rate risk, credit risk, inflation risk, duration risk, default risk, etc..

Also, as the owner of an individual bond, you are entitled to a 100 % principal repayment when the bond matures.

Holding individual bonds is often looked at as being superior to bond funds because you can simply hold an individual bond until maturity.

A bond allocation comprised primarily of individual bonds provides much more flexibility as it relates to duration management and tax efficiency.

As I have covered previously, when you own an individual bond, you invest for a set period of time and get paid interest for the duration or maturity length of the bond.

(Bond ETFs can't ignore daily mark - to - market like an individual Bond can, as Mr. Carrick explains in his article.)

Regarding Sulyma's holdings in the TDF, for example, the 2012 Summary Plan Description advised Sulyma that «[e] ach fund offers a broadly diversified mix of domestic and international stocks and bonds, and includes investments not typically available to individual investors, such as hedge funds and commodities.»

Other risks typically associated with bond investing, such as default risk and call risk, are mitigated because a bond fund is made up of many individual bonds.

Like a traditional IRA, you can invest in a wide variety of investment options such as individual stocks, mutual funds, bonds, ETFs, options and currency.

If taxable bond funds or individual bonds are held in a tax - free account such as a Roth IRA, then the income from them would be free from federal taxes, provided certain requirements are met.

A traditional IRA allows you to choose from a wide variety of great investment options such as individual stocks, mutual funds, ETFs, bonds, options and currency.

Owning individual bonds provides the investor full transparency as opposed to fixed income mutual funds, which may even hold stocks.

Just as individuals have their own credit report and rating issued by credit bureaus, bond issuers generally are evaluated by their own set of ratings agencies to assess their creditworthiness.

interest from municipal bonds as well as distributions from mutual funds that qualify as exempt interest dividends; this income is generally not subject to regular federal income taxes; note that Fidelity reports this information to the IRS, and may be required to report the information to tax authorities in California among other states; the total amount or a portion of tax - exempt income (reported as specified private activity bond interest) must be taken into account when computing the federal Alternative Minimum Tax (AMT) applicable to individuals and may be subject to state and local taxes; you are required to report tax - exempt income on Form 1040, and may be required to report it on your state tax return as well

Of course, if you hold individual bonds to maturity, you may be able to ride out price fluctuations, knowing that as long as the bond issuer doesn't default, you will get your principal back at maturity and interest payments along the way.

Due to the fixed nature of the payments, some older individuals may be able to consider Social Security payments, employment pensions, and other predictable and / or passive income sources as part of their bond pile, thus reducing or eliminating the need for bonds.

As a Personal Finance Blogger, I have reflected on those EE Bonds that I received and wished that they were shares of individual stocks or an index fund that has a historical rate of return of 10 %.

Indeed, 97 % of institutions in the study said increased difficulties in bond liquidity have forced them to consider other vehicles, such as ETFs or derivatives, instead of individual bonds to gain exposure.

So you've learned when to be in the junk bond market and when to be out as well as how to evaluate individual junk bonds and have decided to take the plunge and pick out an individual junk bond or two.

For individual investors, duration is primarily used as a measure of a bond fund's sensitivity to prevailing interest rates.

If you don't plan to sell, however, you won't realize the capital loss, just as you wouldn't realize it if you held an individual bonds.

Individual bonds deprive you of extra income when interest rates go up, as well as expose you to other risks.

As individuals normally hold far fewer bonds in their portfolio than bond mutual funds, the chances that a default will result in a large loss for the investor are generally higher for those investing in individual bonds.

Depending on your risk tolerance and familiarity with individual corporations, now could be an opportune time to consider high yielding corporate bonds as part of your investment portfolio.

Not surprisingly, low management fees are the top benefit cited by ETF owners, followed by the ability to diversify and reduce risk as opposed to holding individual stocks and bonds.

In December 2012, the United States District Court for the Southern District of New York, granted final approval of a $ 43 million settlement of individual actions against JPMorgan Chase and Bear Stearns, as well as numerous other providers and brokers, alleging antitrust violations in the market for financial instruments related to municipal bond offerings.»

Rita is clearly interested and able to focus on the needs of clients as individuals with behavioral finance constraints and relationship dynamics that drive success or failure as much or more than simply the performance of individual stocks and bonds.

As such, it's a good idea to own a diversified pool of muni bonds as opposed to an individual issuAs such, it's a good idea to own a diversified pool of muni bonds as opposed to an individual issuas opposed to an individual issue.

ETNs are designed to deliver the total return on a broad index or individual commodity, but rather than being structured as pools of securities that the fund itself owns, they are instead unsecured bonds (notes) issued by a firm that agrees to deliver the return of the index it tracks.

Typically, investors may be driven to buy something familiar, such as a bond fund or individual corporate bonds for fixed income exposure, but if you're willing to take a little bit of risk, you can check out a Lending Club investment.

A mutual fund is an investment vehicle consisting of a pool of funds collected from individual investors for the purpose of investing in various securities such as stocks, bonds, money markets and other similar assets.

You can also complement your portfolio with funds and ETFs from hundreds of other companies, as well as individual stocks, CDs, and bonds.

Would you recommend that individuals begin buying bonds as they approach FI so that they have the cash on hand to begin building up the safer investments?

If you are bound to another human being by the holy bond of matrimony do you consider in this intimate relation that still more intimate relation in which you as an individual are related to yourself before God?

«Speculative truth begins to appear but a shadow of individual minds,» she wrote, «agreement between intellects seems unattainable, and we turn to the truth of feeling as the only universal bond of union.»

Thus love is life affirming and healthy, intimacy flows from it which elevates the individual in the freedom to love as well as bonds the couple in that mutual exchange of giving and receiving their deepest selves, one to another.