Some missionary insurance plans are designed
as individual plans, while some others as a group plan.
Though such plans are not as extensive
as individual plans in terms of coverage, they suffice the basic need of health insurance.
They provide the same coverage
as the individual plans but are usually 10 % cheaper.
You can also consider buying both family floater plan as well
as an individual plan for a family member based on his / her health and age profile.
It is available to all individuals above 18 years of age and is offered
as an individual plan as well as a family floater.
Critical Illness cover can be bought
as an individual plan or as a rider with your life insurance or health insurance plan.
Group Travel Insurance works in much the same way
as an individual plan; however, it covers the group (10 or more travelers) on the same policy.
The dental insurance from MetLife generally covers most dental expenses and can be bought both as an employee benefit (if your company offers it) or
as an individual plan.
Not exact matches
«From our standpoint, we want to make sure that
as many people
as possible maintain (insurance) coverage,» said Dr. Mario Molina, CEO of Molina Healthcare (moh), which provides Medicaid and Obamacare
individual insurance
plans.
Antos expects the replacement
plan to also include
individual insurance that has a form of Federal subsidies,
as envisioned in House Speaker Paul Ryan's proposed
plan to replace Obamacare.
If your
plan is too costly, you're better off directing any additional contributions this year to the second - best place for your retirement savings: an
individual retirement account, such
as a Roth IRA.
It applies only to retirement accounts such
as 401 (k)
plans and
individual retirement accounts, but advisors to those accounts will now have to act in their clients» best interests.
It
plans to release a new trilogy of Star Wars films
as well
as some additional spin - offs based on
individual characters.
Some families may benefit by sheltering after - tax dollars in retirement - savings vehicles, such
as Roth
individual retirement accounts and some types of annuities, said Will Alford, president of Education
Planning Resources.
For those who do need an
individual plan, you can access the federal market
as well
as the enrollment websites for state - run Obamacare markets through Healthcare.gov.
«A key component in succession
planning is establishing a leadership culture very deliberately, and grooming people to that,» she says, «
as opposed to allowing one or two
individuals to shape it.»
«The ban means there is probably intelligence indicating a terrorist group or
individual has been
planning to detonate a device on board a commercial airplane, using an electronic to either hide an explosive, or
as a triggering device for an explosive,» said aviation safety and security expert Jeff Price.
Working longer can mean lower costs on the health - care side, according to McClanahan,
as many
individuals are able to take advantage of company health
plans.
Meeting on a quarterly basis and discussing
individual goals and performance can help employers identify opportunities for development,
as well
as tailor development
plans around the
individual.
A startup can even offer a stipend to cover an employee's
individual discounted
plan as part of a salary.
Or try Freeletics, which Artem describes
as offering an «
individual training
plan adapted to you and your goals.»
Our Members are successful
individuals who have committed to working with other business leaders and our Group Leaders to develop action
plans for improving their success on all levels — in their businesses,
as well
as in their personal and family lives.
But it did break the
plans down into their
individual components, and at least one conclusion will cause dismay among business groups such
as the National Federation of Independent Businesses.
When Fortune asked if the company applies or
plans to apply its stance toward Indiana to other regions that discriminate against or persecute LGBT
individuals — such
as some countries in the Middle East and Russia — a Salesforce spokeswoman said the company wasn't — at that time — commenting beyond Benioff's tweets.
Moreover, the DOL rule only applies to workplace retirement -
plan accounts, such
as 401 (k)
plans and
individual retirement accounts.
Entrepreneurs under age 50 without employees (other than a spouse) can contribute
as much
as $ 51,000 this year in a special breed of these retirement
plans called a Solo 401 (k) or
Individual 401 (k).
Close to 30 percent of Americans don't even have a retirement account — such
as an employee - sponsored 401 (k)
plan or an
individual retirement account, according to a recent study by Personal Capital.
The increasingly diverse work force will demand benefits
plans that adapt to
individual needs, allowing employees to spend their benefits dollars
as it suits them.
They were conceived
as portable
plans, easy for employers to administer, that combine
individual savings in large investment pools to achieve professional management at a lower cost.
The firm specializes «in residence and citizenship
planning,» for «wealthy
individuals and families,
as well
as their advisors worldwide.»
But
as Congress moves toward repealing the mandate
as part of tax reform, voters, legislators and industry experts have flocked to its defense, pointing out that doing away with it would cause already high premiums for
individual health
plans to rise by 10 percent.
They examined data from the Centers for Disease Control (CDC) and health insurers who sell
individual market
plans and found that insurance coverage among the smokers who were charged the most for their habit could potentially have shot up
as much
as 12 percentage points without the fee.
This past summer, when Congress considered ditching the
individual mandate
as part of a «skinny repeal» — an effort that ultimately failed — the CEO of America's Health Insurance
Plans cautioned Senate Majority Leader Mitch McConnell and Minority Leader Chuck Schumer that, should the mandate go, «premiums will rise rapidly, few or no affordable coverage options will be available and more people will be uninsured.»
Sotheby's
plans to auction the «Apollo and Artemis Diamonds» — a fancy vivid blue stone, and a fancy intense pink stone, each named after an Ancient Greek god — separately
as individual lots, at its sale in Geneva on May 16.
It also makes sense to review your
individual stock and mutual fund holdings at this time,
as well
as other financial
plans.
They also allow those investors to avoid the high costs of stock - brokerage commissions and financial
planning fees that eat into returns,
as well
as the risks of investing in
individual companies that may choose less - competent leaders or run into unforeseen problems.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit
plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
plan, program, policy or arrangement (including any «employee benefit
plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
plan»
as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974,
as amended («ERISA»)(«ERISA
Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
Plan»)-RRB-, including, without limitation, employee pension benefit
plans,
as defined in Section 3 (2) of ERISA, multi-employer
plans,
as defined in Section 3 (37) of ERISA, employee welfare benefit
plans,
as defined in Section 3 (1) of ERISA, deferred compensation
plans, stock option
plans, bonus
plans, stock purchase
plans, fringe benefit
plans, life, hospitalization, disability and other insurance
plans, severance or termination pay
plans and policies, sick pay
plans and vacation
plans or arrangements, whether or not an ERISA
Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligat
Plan (including any funding mechanism therefore now in effect or required in the future
as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or
individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (
as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
In addition,
as part of our governance review and succession
planning, the Board (led by the Nominating and Corporate Governance Committee) evaluates our leadership structure to ensure that it remains the optimal structure for Tesla, reviews the composition, size and performance of the Board and its committees, evaluates
individual Board members, and identifies and evaluates candidates for election or re-election to the Board.
Under the Bonus
Plan, our compensation committee, in its sole discretion, determines the performance goals applicable to awards, which goals may include, without limitation: attainment of research and development milestones, sales bookings, business divestitures and acquisitions, cash flow, cash position, earnings (which may include any calculation of earnings, including but not limited to earnings before interest and taxes, earnings before taxes, earnings before interest, taxes, depreciation and amortization and net earnings), earnings per share, net income, net profit, net sales, operating cash flow, operating expenses, operating income, operating margin, overhead or other expense reduction, product defect measures, product release timelines, productivity, profit, return on assets, return on capital, return on equity, return on investment, return on sales, revenue, revenue growth, sales results, sales growth, stock price, time to market, total stockholder return, working capital, and
individual objectives such
as MBOs, peer reviews, or other subjective or objective criteria.
«Since
individuals may purchase annuity
plans to avoid such taxes, it's important for investors to learn
as much
as they can about the potential annuity inheritance tax.»
This Reinstatement Privilege does not apply to: (i) a purchase of Fund shares made through a regularly scheduled automatic investment
plan such
as a purchase by a regularly scheduled payroll deduction or transfer from a bank account, or (ii) a purchase of Fund shares with proceeds from the sale of Franklin Templeton fund shares that were held indirectly through a non-Franklin Templeton
individual or employer sponsored IRA.
Now, tens of millions of people have their savings in 401 (k)
plans and
individual retirement accounts, known
as IRAs, which together hold more than $ 11 trillion.
Any entity over which you or a Family Member has (have)
individual or shared authority,
as principal, has investment discretion and control (for example, an UGMA / UTMA account for a child on which you or a Family Member is the custodian, a trust on which you or a Family Member is the trustee, a business account [not to include retirement
plans] for your solely owned business [or the solely owned business of a Family Member] on which you or a Family Member is the authorized signer);
He isn't satisfied with the changes that either the Senate or House
plan currently provides for what are called «pass - through businesses,» small firms that are taxed
as individuals.
As with previous proposals, the new
plan promises to cut taxes for
individuals and businesses, while wiping out deductions and repealing other controversial tax provisions.
Regarding Sulyma's holdings in the TDF, for example, the 2012 Summary
Plan Description advised Sulyma that «[e] ach fund offers a broadly diversified mix of domestic and international stocks and bonds, and includes investments not typically available to
individual investors, such
as hedge funds and commodities.»
There appears to have been an assumption that this disclosure is required, because these funds constitute «Designated Investment Alternatives,» a term defined by the applicable disclosure regulations
as «an investment alternative designated by the
plan into which participants and beneficiaries may direct the investment of assets held in, or contributed to, their
individual accounts.»
Individuals buying these junk
plans will also be forced to pay more for less care,
as these
plans will be exempt from existing marketplace rules.
They aren't
as large
as Betterment and is hard to compare with cost since Personal Capital's
plans are tailored to the
individual.
He mentioned the company's
plan to hire «dozens» of Burmese language content reviewers
as the first part of a three - pronged approach in Myanmar, also noting a partnership with civil society groups to identify hate figures in the country rather than focusing on removing
individual pieces of content.