Sentences with phrase «as insurance companies use»

✓ It is good to check your credit history every year as insurance companies use credit scores to set your premium.
The crime rate in your ZIP code will significantly influence your rate, as insurance companies use it to determine your risk of theft losses.

Not exact matches

In his current role as President and Chief Strategist of Optimize Advisors, Mike uses pioneering and proprietary artificial intelligence technology to advise hedge funds, banks, pensions, mutual funds, insurance companies, and family offices in the effective use of listed options for enhancing returns and managing risk.
While the partnering companies are using the shipping industry as a start, Gault and EY's Crawford have plans to expand the platform to other categories of insurance, like automotive, in due time.
«And as long as that happens, your insurance company is not going to pay your bill if you take a drug and the pharmaceuticals are not going to develop the drugs because if nobody is going to pay for their use, why spend the money on that?»
Before long, the company's lone fax machine was overwhelmed, in use four times more than before as telemarketers sent and received page after page of insurance quotes and forms.
After 1969, Berkshire became Buffett's investment vehicle and he used revenue from the textile firm to begin buying other companies such as National Indemnity insurance and See's Candy.
the preservation among the Jews of «the «haggling» habit which most of the Western world has outgrown,» «the use of shoddy or poor materials,» the fact that «Jews are considered by certain leading insurance companies as a poor fire risk,» etc..
«Here you can work condensed work weeks; we have many [employees] that do part time; we have an internship program that focuses on moms reentering the workforce,» said Chrissy Toskos, vice president of campus recruiting at Prudential Financial, the 140 - year - old insurance company that uses nontraditional work schedules as one way to compete for millennial talent.
Other car insurance companies will be focused on the transition and will use the lower number of claims as a way to be aggressive on their pricing.
Employees can also sign up for company offered benefits such as insurance using the onboarding process.
The Department of Labor has issued technical corrections to the fiduciary rule, specifically clarifying whether insurance companies can use the best interest contract exemption as well as principal transaction exemption clarifications.
For example a hospital, school, and insurance company all using different blockchains can use the ICON network as a bridge in order to reduce processing times and fees.
Examinations under oath can be extremely broad and if a policyholder does not cooperate in any way, insurance companies can use that as grounds to deny their claim.
Companies that use independent contractors, or offer scant benefits for employees, would have to add on a certain percentage of their pay as a contribution to those accounts, which would cover health care, unemployment insurance, and more.
Additionally, if you interact with Fidelity directly as an individual investor (including joint account holders) or if Fidelity provides services to your employer or plan sponsor, we may exchange certain information about you with Fidelity financial services affiliates, such as our brokerage and insurance companies, for their use in marketing products and services as allowed by law.
When Hobby Lobby pays its bill to an insurance provider, its money becomes indistinguishable from other money paid by other corporations, and all of it forms a block of identical money, some of which will be used, so long as the insurance company offers plans extending to contraception, to pay for it.
CFA and Americans for Financial Reform released a report on Wednesday, written by Hauptman and Barbara Roper, CFA's director of investor protection, which scrutinizes how brokerage firms and insurance companies market their services on their website and «contrasts the practices they use to attract customers with those they use when resisting regulation as fiduciary advisors.»
If your company exports, then using credit insurance such as Trade Protect can protect your bottom line if you don't get paid for your foreign receivables — and it may also help your business succeed in a number of other ways:
The firm provides pricing data to more than 5,000 customers including many of the firms that use ICE's markets and services, such as asset managers, hedge funds, banks and insurance companies.
Analysts say investors should use any share price bounce in response to the axing of QBE Insurance Group chief executive John Neal as a chance to sell down, tipping incoming boss Pat Regan faces an uphill battle to turn the global company around.
Non branded search is keywords people use when they don't have a particular company / brand in mind, they are just searching around a particular topic, for example «car insurance», «car insurance quotes», «car insurance quotes online» would be non branded search where as «money super market», «go compare car insurance» etc would be examples of branded search.
Capital Confirmation operates as a provider of an online audit confirmation network used by requesters (i.e. audit firms), their clients, and responders (i.e., banks, law firms, insurance companies, and corporations).
Sadly another dishonest company using religion to NOT provide its employees a full insurance coverage as afforded EVERY EMPLOYEE.
On March 26, a group of New York — based lawyers headed by Edward D. Fagan, who spearheaded successful suits on behalf of Holocaust survivors against European firms that collaborated with the Nazis in using concentration camp inmates as laborers, filed suit in U.S. District Court in Brooklyn against FleetBoston Financial, the insurance giant Aetna, and railroad conglomerate CSX Corporation, on the grounds that these corporations are the successors of companies that profited from slavery before the Civil War.
These benefits include but are not limited to the power of the human touch and presence, of being surrounded by supportive people of a family's own choosing, security in birthing in a familiar and comfortable environment of home, feeling less inhibited in expressing unique responses to labor (such as making sounds, moving freely, adopting positions of comfort, being intimate with her partner, nursing a toddler, eating and drinking as needed and desired, expressing or practicing individual cultural, value and faith based rituals that enhance coping)-- all of which can lead to easier labors and births, not having to make a decision about when to go to the hospital during labor (going too early can slow progress and increase use of the cascade of risky interventions, while going too late can be intensely uncomfortable or even lead to a risky unplanned birth en route), being able to choose how and when to include children (who are making their own adjustments and are less challenged by a lengthy absence of their parents and excessive interruptions of family routines), enabling uninterrupted family boding and breastfeeding, huge cost savings for insurance companies and those without insurance, and increasing the likelihood of having a deeply empowering and profoundly positive, life changing pregnancy and birth experience.
Choose an obstetrician or health care provider Interview potential doctors Contact health insurance company about coverage Start and pregnancy and birth budget Discuss financial effects of pregnancy and baby with partner Stop smoking Stop drinking Stop using street drugs Talk to your physician about any prescription medications Drink at least 8 glasses of water every day Visit the doctor at least once per month or every 4 weeks Do not dye or perm hair Stop drinking coffee and other caffeinated beverages Exercise daily Start taking prenatal vitamins Eat foods rich in folic acid Eat iron rich foods Increase daily intake of whole grains, fruits and vegetables Nap as much as possible as fatigue is common Eat fish with low levels of mercury no more than 2 days per week Do not eat undercooked meats Do not eat unpasteurized dairy producs Do not eat cold cut deli meats Allow someone else to clean out the kitty litter, if applicable Limit exposure to chemicals Try to limit stress and tension Complete all prenatal tests — HIV, Chlamydia, Gonorrhea, Anemia, Blood Typing, Sickle Cell Anemia, Urine Screening and Rubella.
It then uses this new money to buy assets, such as government bonds, from private sector businesses including high street banks, pension funds and insurance companies.
years; exempts vehicles owned by firefighter first responders used in the performance of duty from motor vehicle registration fees and vehicle use taxes; authorizes local volunteer fire companies and ambulance companies to offset the cost of health insurance for their volunteers through the use of funds collected from a 2 percent fire insurance premium tax from out - of - state insurers; allows fire companies to select up to three candidates to participate in the state's college tuition assistance program, known as Volunteer Recruitment Service Scholarships; and directs the state Higher Education Services Corp. to create a volunteer recruitment service college loan forgiveness program.
The agreement creates minimum safety standards for the services, such as mandatory background checks, and mandates that companies have a $ 1.25 million minimum insurance level while a passenger is using the service.
Using the same statistical tools that urban planners and insurance companies use to predict disasters such as earthquakes and 100 - year floods based on prior patterns, Hines forecast a 100 - year blackout that would knock out 186,000 megawatts of power.
In a three - hour interview with STAT, his first since the election, Bornstein seemed more interested in talking about about how insurance companies are too powerful, how walk - in clinics poorly serve patients, and how doctors aren't held in the same esteem as they used to be.
The authors say game design elements — such as points, levels, and badges — and financial incentives may have contributed to the sustained use of the devices, but the results provide valuable insights for wellness programs, insurance companies, and other program designers who should consider testing new and more targeted engagement strategies to motivate older and lower - income populations.
Seismology is also used as a forensic tool, he said, to help investigative agencies and insurance companies piece together what happened during terrorist attacks or industrial accidents.
Speaking about the potential use cases for businesses, TRUEPIC said insurance carriers could authenticate photos submitted with insurance claims, images on Airbnb - style home rental platforms could be verified, dating profile pictures can be confirmed as current and unfiltered, and beauty companies could demonstrate real results for consumers.
After losing his job, Michael gets a trial job working as a profiler for an insurance company, as he is sure that he can use his skills to come up with a profile for people most likely to become another «Darwin» statistic.
Industry: Insurance Company size: 11 - 50 Level: Manager Focus: Operations Experience using the software: More than 1 year as User, Administrator
Industry: Insurance Company size: 51 - 200 Level: Manager Focus: Business Development Experience using the software: Free Trial as User
Industry: Insurance Company size: 5,001 - 10,000 Level: Senior Focus: Information Technology Experience using the software: Free Trial as User
If you bank with Webster Bank, Bank of America or any of the other corporations that are pushing Governor Dannel Malloy's corporate education reform industry agenda, the next time you go to the bank, speak with your insurance company or communicate with one of CCER's funders, ask them why they are using the money that they take from us to undermine our public schools and label our children as failures.
The owners of said car will usually receive a payout from the insurance company at which point the insurer takes ownership of the car and assesses the damage - branding it with a categorisation from Cat A to Cat N. Cat A cars have suffered irreparable damage such as a catastrophic fire and will never be sanctioned by authorities for road use again.
I think most countries have some kind of official or well know appraisal organizations which give official book values for vehicles which are used by the general public as a guideline for buying and selling, and by insurance companies for calculating payouts when cars are wrecked.
The Conference believes that analytical techniques that are widely - accepted by the capital markets, such as those used by the rating agencies to evaluate the financial stability of municipal bond insurance companies, should be drawn upon to estimate the appropriate subsidy cost.
Comprised of Jim Moran & Associates, Inc. (JM&A), Fidelity Warranty Services, Inc. (FWS), Fidelity Insurance Agency, and Courtesy Insurance Company, it provides a variety of products and services such as F&I training and consulting, vehicle protection plans, used vehicle certification programs, pre-paid maintenance plans and GAP programs.
, the insurance company may go to independent sources such as used - car dealers and classified ads to determine a price.
Institutional investors, such as pension funds, mutual funds, unit investment trusts, endowments, insurance companies and others looking for diversification or to match liabilities can use these securities to help ensure their investment goals are met and to protect the value of their investments.
If you disagree with the value set through NADAguides.com, the insurance company may go to independent sources such as used - car dealers and classified ads to determine a price.
There's usually a story behind the vehicles, but it often involves vehicles that had owners that rarely drove them, then had an accident, and the insurance company bought the vehicle as part of a settlement, an a used car dealer rebuilds the car, buys it cheaply, and sells it for what is for him a large markup, but cheap compared to the mileage and condition of equivalent cars of later vintages.
Loss of use coverage can often be advanced by your adjusters to ensure that you can get into a hotel as soon as possible, and many insurance companies have arrangements with hotel chains so that they can bill the insurance company directly!
According to the National Association of Insurance Commissioners, auto insurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iInsurance Commissioners, auto insurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iinsurance companies use a something called a credit based insurance score as a factor in deciding how much to charge an individual for car iinsurance score as a factor in deciding how much to charge an individual for car insuranceinsurance.
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