Sentences with phrase «as insured drivers»

As insured drivers and auto owners, we need to be up to speed on our auto insurance plans and understand the coverage and the limitations for these services included in the policies so that we're prepared for emergencies as they arise.

If you regularly borrow a car from a friend or neighbor and are not listed as an insured driver on their personal auto policy, you would be wise to purchase a non-owner liability insurance policy, especially if the vehicle owner carries low liability limits.

This necessitates knowing and understanding what you are looking for as an insured driver.

If you, as an insured driver, sustain injuries from an accident of this nature, your uninsured motorist coverage will not kick in.

An adequate liability policy will protect you as an insured driver from personally incurring financial damage as a result of this type of accident.

Note: Auto insurance cards must state the applicant as the insured driver and they must show the name of the insurer, policy number, as well as effective date and date of expiry of the insurance.

Not exact matches

(As independent contractors, currently drivers take on all the risks and costs associated with maintaining, fueling, and insuring their cars).

If your policy doesn't cover the loss or you're not insured, you can sue the perpetrator, especially if the perpetrator is insured, as might be the case of the DUI driver who smashes your store.

Its primary business is specialty insurance, such as insuring automobiles for drivers that do not meet the criteria for coverage by standard automobile insurers.

«I just don't know how Uber can argue with a straight face that as a $ 40 billion dollar company it can't afford to insure its drivers, pay minimum wage or pay overtime, or be reimbursed for their expenses.

Some of the rules that were outlined include requiring such services to share their data with local transport officials, signing up their drivers on labor contracts, insuring both the cars and the passengers and registering their cars as taxi services.

Provision should be made for driver training — possibly as an adjunct to the school program — to insure that every person has an opportunity to learn the right use of the automobile.

Finally, Jones has put aboard a tachometer which reads 200 rpm below true engine speed, to insure that her driver, two - time Gold Cup winner Bill Muncey, will push her as hard as she can go.

Nor can I offer him one of my two dozen cars to use, as the only ones insured for all drivers (including, who knew, young ones) are the newer vehicles — a 2005 Lotus Elise and a 2002 Freightliner Sprinter, the latter with 175,000 miles on the clock.

As long as it meets certain requirements and isn't a daily driver, they can insure iAs long as it meets certain requirements and isn't a daily driver, they can insure ias it meets certain requirements and isn't a daily driver, they can insure it.

It covers injuries to you as a rider, as well as damages to your bike caused by another driver who is inadequately insured.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiumAs you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiumas you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

In a nutshell, they evaluate the risk of insuring you based on your age, driving records, marital status, and such other information that give them a picture of your credibility as a driver.

In spite of their reputation as costly to insure, young drivers have access to a number of discounts that can lower their risk and auto insurance costs.

you could insure 6 cars that have 2 drivers each, 3 cars that have 4 drivers each or any combination as long as it's not more than 6 cars and 12 drivers.

If you've previously been insured as an additional driver on, for example, your parents» policy, call your insurer and ask if they'd be willing to take this into account for a no - claims bonus.

This means you could insure 6 cars that have 2 drivers each, 3 cars that have 4 drivers each or any combination as long as it's not more than 6 cars and 12 drivers.

Coatesville, Levittown, and Philly ranked as the three most expensive places to insure a car based on our benchmark profiles, but drivers living here can still knock off hundreds of dollars from their annual car insurance costs by comparing quotes.

The news isn't much better with auto insurance, since Florida ranked fifth in the nation in 2007 with an average expenditure per insured driver of $ 1,043 for coverage (as compared to $ 1,140 in D.C., where it's most expensive, and $ 618 in Indiana, where it's least).

Buying auto insurance industry has made it so their cars insured without breaks in and the driver is not likely to be thancredit cards are: as mentioned above, it is a necessity in being responsible is the day so that it is important to consider when buying insurance a standard service, you havepoints against your auto insurance policy for a specified amount of coverage offered, and they have this in the US aren't as excellent as adult women.

Typically in British Columbia you will have two or more injury claims, one against ICBC as your insurer and another against the at fault driver, usually also insured by ICBC under third party liability coverage.

Liability insurance is the minimum amount of insurance required, because it's designed to award compensation for injuries sustained by the insured driver as well as other motorists» vehicle damage.

As Superior Court Justice Edward Morgan noted in his ruling last week: «An uninsured victim can claim accident benefits from the insurer of the driver that struck him, whereas a victim who is a «dependent» of an insured person must claim accident benefits from that person's insurer.»

All drivers are insured, if they are not then the claim will be covered by the Motor Insurers Bureau (MIB), as the insurer of last resort.

This helps to ensure that if another driver who is not insured causes an accident, the injured motorist will be able to look to both the underinsured motorist's liability insurance plan (assuming one exists) as well as their own underinsured motorist coverage.

(a) the named insured, any person specified in the policy as a driver of the insured automobile and, if the named insured is an individual, the spouse of the named insured and a dependant of the named insured or of his or her spouse,

(a) a person insured under the contract is legally entitled to recover from the owner or driver of an uninsured automobile or unidentified automobile as damages for bodily injuries resulting from an accident involving an automobile;

225 Except as provided in the Statutory Accident Benefits Schedule, the insured under a contract shall be deemed not to include any person who sustains loss or damage while any automobile insured under the contract is being used or operated by an excluded driver.

(ii) was the named insured, a person specified in the policy as a driver of the insured automobile, the spouse of the named insured or a dependant of the named insured or spouse and was an occupant of an automobile,

(ii) the named insured, a person specified in the policy as a driver of the insured automobile, the spouse of the named insured or a dependant of the named insured or spouse, while the occupant of any automobile,

(a) the named insured, any person specified in the policy as a driver of the insured automobile, the spouse of the named insured and any dependant of the named insured or spouse, if the named insured, specified driver, spouse or dependant,

This coverage protects insureds in the event they are involved in a crash with an at - fault driver who either doesn't have auto insurance (as required by law) or doesn't have enough auto insurance liability coverage to cover the full cost of the plaintiff's injuries and damages.

In other words, if a negligent motor vehicle operator with 50k policy liability limit rear ends a pickup truck motorist and the pickup truck driver has 50k in medical bills as well as lost wages, traumatic brain injury and pain and suffering then the injured motorist can collect the $ 25,000 policy from the tortfeasor in addition to his own $ 100,000 under - insured motorist policy for a total of $ 125,000.

At arbitration, State Farm relied on a prior decision (by the same arbitrator) named Pafco v. Cumis (2014), wherein the arbitrator held that the excluded driver claimant was an «insured person» because his name appeared on the Certificate in that case as a driver.

If at the time of an accident the excluded driver is a passenger in a vehicle that she is excluded from driving, she could still claim recourse against that insurer as an «insured person» because she was an occupant of the vehicle involved in the accident (criteria (b) in the «insured person» definition».

Despite being listed as a driver, [the claimant] was clearly not a driver of an insured automobile and thereby not entitled to coverage.

The arbitrator concluded that because [the claimant] was listed in the Certificate of Insurance as a driver, he fell with the definition of an insured driver, despite being an excluded driver and was entitled to some insurance coverage.

On appeal, the appeal judge disagreed with the arbitrator that an excluded driver under a policy is also a person «specified on the policy as a driver of the insured automobile»:

If anything, he was specified as an «excluded» driver of the insured automobile, which failed to satisfy the definition of «insured person».

The question was whether he was specified in the policy as a driver of the insured automobile by virtue of being listed on the Certificate as one of the drivers on the policy, notwithstanding being excluded from driving any of the vehicles on the same policy.

In MA, as in every state in the nation, drivers are required by law to insure their vehicles.

In Evans v Secretary of State for Transport and the MIB [2003] ECR I - 14492 (ECJ Case C - 63 / 01) the Court of Justice of the European Union (CJEU) ruled that the UK's obligation under what is now Art 10 is to set up and maintain a system to provide compensation to victims of injury caused by untraced drivers «equivalent to, and as effective as, that available to persons injured by identified and insured vehicles».

Most insurance policies in Ontario contain a fixed collection of accident benefits, also known as no - fault benefits, which cover insured drivers regardless of whether the accident occurs within Ontario, within Canada but outside of Ontario, in the United States, or on a ship between ports of Canada and the United States.

Under s. 3 (1) of the SABS, an «insured person» is defined as «any person specified in the policy as a driver of the insured automobile».

Uninsured & Underinsured Driver Coverage Most U.S. states require that automobile insurance companies offer uninsured / under - insured motorist coverage as a coverage option.