Sentences with phrase «as insurers calculate»

If you live in the city your insurance rates will be higher than residents of the suburbs as insurers calculate the crime factor into your premiums.

Not exact matches

The average annual cost of nursing home living in Florida, at $ 91,000 for a single bedroom accommodation, looks like a deal compared to the $ 136,000 for New York, as calculated in research by insurer Genworth.

Installment lenders can also legally exclude the premiums when calculating the loan's annual percentage rate, as long as the borrower can select the insurer or the insurance products are voluntary — loopholes in the Truth in Lending Act, the federal law that regulates how consumer - finance products are marketed.

Most insurers will provide new for old cover meaning that the sums insured need to be calculated on the basis of contents being replaced as new regardless for their age and condition right now.

Without this exam, insurers take on greater risk, as they now must rely upon less accurate information to calculate your life expectancy.

In some states, such as California, Massachusetts, and Maryland insurers are prohibited from using credit to calculate homeowner's insurance premiums but in states where it's allowed, it can be a costly problem, since about 85 % of home insurers use credit - based insurance scores in states where it's allowed.

(3) Subject to subsection (4), the insurer is not liable under subsection (1.6) to pay for expenses related to transportation unless the expenses are authorized by, and are calculated by applying the rates set out in, the Transportation Expense Guidelines published in The Ontario Gazette by the Ontario Insurance Commission or Financial Services Commission of Ontario, as they may be amended from time to time.

Represented professional liability insurer seeking to rescind policy issued to reinsurance company as a result of claims made against reinsurer for improperly calculating collateral requirements and wrongfully failing to release collateral, which claims were known to reinsurer at time of professional liability renewal policy application.

Insurers take your data — such as your age, your driving record, your address and your profession — and then they each have a different way of calculating your risk.

The current ledger (best case scenario) is calculated using a higher assumed rate of return as well as the policy fees and expenses the insurer is currently charging.

Without this exam, insurers take on greater risk, as they now must rely upon less accurate information to calculate your life expectancy.

A property's PPC score is very important as most all insurers in the USA use PPC in calculating home and property insurance rates.

Call up your insurer to discuss this, and make sure you calculate money you'll save from alternatives (such as getting a separate policy for a particular driver) before you make your decision.

Although all auto insurers claim to calculate premiums based on the risk you present as a driver, the results of those calculations vary wildly from one company to another.

Under this circumstance, the insurer will calculate the sales tax as a percentage of the total settlement.

Families in Bowie need to understand how insurers calculate their home and auto premiums, as well as other necessary insurance costs, and how to order the kinds of insurance they need to protect their assets in this relatively busy area.

As with all insurance policies, there will be a number of factors that the insurer will take into consideration when calculating your premiums.

We calculated the complaint ratio for the ten largest insurers to find which were rated as the best car insurance companies for Minnesota drivers.

If you install the safety device after you have bought the policy, the insurer will calculate the discount on a pro-rata basis for the remaining policy tenure as per tariff provision.

Remember insurers take into consideration factors such as location, size, age, construction and building material when calculating your premium, so one home may be far more expensive to insure.

Below is a list of Illinois insurers» 2013 complaint ratios, as calculated and published by the Illinois Department of Insurance based on the customer complaints reported.

Families in Dundalk need to understand how insurers calculate their home and auto premiums, as well as other necessary insurance costs, and how to order the kinds of insurance they need to protect their assets in this relatively busy area.

Insurers consider your age, driving history, the type of vehicle you own, and many other things as they underwrite policies and calculate quotes.