Sentences with phrase «as interest charges»

The No. 1 rule with rewards cards is to never carry a balance as interest charges negate the value of any rewards you earn.

No matter the amount, we highly discourage carrying a balance on any credit card as interest charges can compound quickly and negate the benefit of any rewards earned.

Be sure to pay it in full immediately though, as the interest charges will outweigh the rewards on a purchase of this magnitude, even if you pay it off in just two months.

While this can be a strain on students who are not generating significant income while in school, a fixed repayment plan lowers the total cost of borrowing as interest charges do not have the chance to accrue over a long period.

Ideally, you should never carry a balance from month - to - month, as interest charges can make it difficult to get debt - free.

Skip these cards if: You are likely to carry a balance month to month, as the interest charges will outweigh any rewards.

No matter the amount, we highly discourage carrying a balance on any credit card as interest charges can compound quickly and negate the benefit of any rewards earned.

As one might expect, there are fees that need to be paid, as well as interest charges.

Non-Purchase transactions, including cash advances, convenience checks, balance transfers, and other advance transactions as defined in the Cardmember Agreement, as well as interest charges and fees, no not qualify.

As interest charges can make a significant difference be sure you understand how your card issuer calculate interest charges.

With 53 per cent of small business owners saying that they spend between one and six hours per week chasing late payments, firms can take control by: Making sure there is a contract in place which confirms payment times and then penalties if payment is late — such as interest charges Offering a discount for prompt payment, dependent on the relationship with the purchaser Asking for payment up - front, or a deposit before work begins Talking to the purchaser before shipment to make sure that all sides know payment terms John Walker, National Chairman, Federation of Small Businesses, said: «There are always going to be companies that pay late, but there are steps that businesses can put in place to make sure that they don't fall foul of the issue.

This section lists your total fees and interest year - to - date, as well as an interest charge calculation for this billing period.

Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.

When the flow is diverted to other expenses, such as payments with interest, finance charges, and late fees, they tie up funds that should be flowing into the pocket book to improve the bottom line, not into someone else's pocket.

In addition to the results provided in accordance with US Generally Accepted Accounting Principles («GAAP») in this press release, the Company provides measures adjusted for Special Items, which include Adjusted Operating Profit, Adjusted Diluted Earnings Per Common Share, Adjusted Effective Tax Rate and Adjusted EBITDA, which we define as net income including noncontrolling interests adjusted for income tax, interest income, depreciation, amortization and other items, including store impairment charges.

An optimist would see this as an untapped resource for subscriptions, if only a way could be found to charge them for the news they are so interested in.

«(With an alternative lender), the interest rates are higher, the qualifying rate is higher than if you were going with a traditional bank and they are going to charge one per cent of the mortgage amount (as a lender's fee) for closing, so that means your closing costs increase.»

For example, if the app notices you have too many ATM fees, it will ask if you are interested in a different bank account that doesn't charge as much for those.

And besides, to say that you can't charge a charity a fee would be to limit the speakers to which charities have access, and thereby harm the interests of organizations that regularly make use of prominent speakers as a way of raising money.

The lobbyist added that several major firms were more interested in making deals with the Trump administration that could affect their bottom lines, such as tax repatriation, than getting caught in politically charged fights over government surveillance.

The suit alleges that Kabbage used its relationship with Celtic — which «rented» its balance sheet to Kabbage — as a basis to charge interest rates that violated usury laws.

The interest or finance charges you incur on borrowing that money are an expense and will appear as an expense and use of cash.

He should have taken a lesson from London, Ont., mayor, Joe Fontana, who did declare a conflict of interest when his council voted to ask him to leave office in light of fraud charges stemming from his time as a federal cabinet minister.

Morrison found that specifying what the amount of interest would be — as opposed to merely stating that 1.5 % of the charges would be appended every month — made a huge difference in how quickly customers paid up.

This acronym stands for annual percentage rate — as in the interest rate credit cards charge on unpaid balances.

They also fear that at such elevated levels, many Canadian households would be unable to withstand a financial shock such as a loss of income, or a sudden spike in interest rates that raised debt services charges.

«For it to pass muster from a tax standpoint, it needs to be charged an interest rate that is reasonable or it's possible that the IRS would interpret that as a gift,» she says.

Adjusted Net Income is defined as net income excluding (i) franchise agreement amortization, which is a non-cash expense arising as a result of acquisition accounting that may hinder the comparability of our operating results to our industry peers, (ii) amortization of deferred financing costs and debt issuance discount, a non-cash component of interest expense, and (gains) losses on early extinguishment of debt, which are non-cash charges that vary by the timing, terms and size of debt financing transactions, (iii)(income) loss from equity method investments, net of cash distributions received from equity method investments, (iv) other operating expenses (income), net, and (v) other specifically identified costs associated with non-recurring projects.

Buying products and services with your card, in most cases, will count as a purchase; however, the following types of transactions won't count and won't earn points: balance transfers, cash advances and other cash - like transactions, lottery tickets, casino gaming chips, race track wagers or similar betting transactions, any checks that access your account, interest, unauthorized or fraudulent charges, and fees of any kind, including an annual fee, if applicable.

Part V, as amended, requires that prior to an extension of credit, the plan must receive from the fiduciary written disclosure of (i) the rate of interest (or other fees) that will apply and (ii) the method of determining the balance upon which interest will be charged in the event that the fiduciary extends credit to avoid a failed purchase or sale of securities, as well as prior written disclosure of any changes to these terms.

Borrowers should keep in mind that lower interest rates at the beginning of a loan result in more actual savings than lower interest rates towards the end of a loan since the principal is lower as time goes by (interest charged is a percentage of the current loan balance).

Because the target affects the interest rates that financial institutions charge each other from day to day, it usually affects other interest rates, such as mortgages and consumer loans.

Just as debt deflation diverts income to pay interest and other financial charges — often at the cost of paying so much corporate cash flow that assets must be sold off to pay creditors — so the phenomenon leads to stripping the natural environment.

Whether you are dealing with negative amortization or regular, run - of - the - mill amortization, the best way to reduce the amount of interest you are being charged is to pay extra towards your student loans — as much as you can, as often as you can.

OnDeck's term loans charge an origination fee as well as interest.

Most people focus on consolidating unsecured debt, such as credit card debt and payday loans, because of the higher interest rates that are charged on these types of debt.

Public debt charges as a percentage of interest - bearing debt (the average effective interest rate) in 2009 - 10 is about half that in 1994 - 95.

As you improve your credit score you can qualify for credit cards that charge lower interest rates.

Federal Fund rates commonly known as the fed rates are the interest rates banks charge each other overnight.

Public debt charges, given the current lower outlook for interest rates, could come in lower than expected as well.

It's important to note that while you don't have to begin making payments on most federal loans until after graduation unless your loans are subsidized, you'll begin racking up interest charges as soon as you take them out.

None of the security guards named in the lawsuit were charged, although FBI special agents told BuzzFeed News that two of them were questioned as «persons of interest.»

(Indeed, the paper assumes that the interest rates banks charge do not change even as their own funding becomes cheaper.)

Further, our Korean friends have an interesting law, whereby a business alone can not be indicted as a natural person - a human must also be charged.

As a further stimulus step, the European Central Bank also said on Thursday that it was cutting the interest rate it charges on loans to commercial banks, as long as the banks commit to lending that money to companies or individualAs a further stimulus step, the European Central Bank also said on Thursday that it was cutting the interest rate it charges on loans to commercial banks, as long as the banks commit to lending that money to companies or individualas long as the banks commit to lending that money to companies or individualas the banks commit to lending that money to companies or individuals.

While it decided not to, the Fed did say it expected «further gradual» rate increases would be justified — and there's broad consensus that it will raise rates (which can affect the amount banks charge borrowers, as well as interest paid on bonds) at least three times this year.

So economic analysis is trivialized if it only takes into account direct production costs reducible to labor, not taxes or «economic rent» as an element of price with no counterpart in technologically necessary production costs — land rent, monopoly rent (including bank credit - creating privileges), interest charges and kindred transfer payments to rentiers.

At first they regulated the services that they performed directly — marriage and burial ceremonies, handicraft production via public guilds, and the prices and interest rates that merchants, public collectors and other professionals could charge, especially in serving as intermediaries between public institutions, local and foreign communities.

If you are planning to make a large purchase such as furniture, you can make the purchase at the beginning of the zero interest period and ensure you repay the entire amount before the period elapses to avoid interest charges.

Product development last year was muted as low interest rates made it difficult for companies to tweak lifetime guarantee withdrawals, step up benefits and the adjust fees charged by insurers.