Sentences with phrase «as liability coverage if»

You may also want to consider personal liability protection when looking into coverage, which acts as liability coverage if you or a guest is seriously injured in your apartment.

You may also want to consider personal liability protection when looking into fast rental insurance quotes, which acts as liability coverage if you or a guest is seriously injured in your rented condo.

Not exact matches

As a rule of thumb, if your premium for comprehensive and collision is more than 10 percent of your vehicle's total value, consider carrying liability - only coverage.

If it's a large injury, perhaps sustained because you were too anxious to get off the plane in lovely Oklahoma City and ran into someone, resulting in them falling straight into the airline counter, your liability coverage will defend you against that claim as well as paying the claim if it comes to thaIf it's a large injury, perhaps sustained because you were too anxious to get off the plane in lovely Oklahoma City and ran into someone, resulting in them falling straight into the airline counter, your liability coverage will defend you against that claim as well as paying the claim if it comes to thaif it comes to that.

If you prefer driving older vehicles and have money set aside for repairs or to purchase another older vehicle as needed, you may be able to get by with liability - only coverage.

Also, if you're responsible for snow removal and someone slips on the walk and sues you, your liability coverage will protect you from that risk as well.

Renters insurance helps you out there, as well, by offering liability coverage from $ 100,000 and up to make sure that if you do negligently cause a loss, you're able to cover that loss.

If the parents sue you for the negligent act of dropping your drink, which was the proximate cause of the fall, Montana renters insurance personal liability coverage can respond and help with settling the claim quickly, defense costs if necessary, as well as making whole the injured person or personIf the parents sue you for the negligent act of dropping your drink, which was the proximate cause of the fall, Montana renters insurance personal liability coverage can respond and help with settling the claim quickly, defense costs if necessary, as well as making whole the injured person or personif necessary, as well as making whole the injured person or persons.

If the fire is your responsibility, you'll be happy to have the liability coverage that comes with renters insurance in Fremont, as well.

If you want to know does renters insurance cover fire liability, you'll be happy to find out that your coverage can respond to any third party (i.e. not a named insured) who is injured or suffers property damage as a result of that negligence.

As you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiumAs you are considering purchasing insurance, consider a few factors: first, females generally cost less than males to insure; second, shop around for insurance companies that offer discounts for driver's education classes, good grades, and driving logs; third, as you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiumas you are insuring teenage drivers, your premiums will be lower if the drivers are occasional drivers; fourth, teenagers have a high accident rate, so consider purchasing high liability coverage and lower comprehensive coverage; and fourth, the type of car teenagers drive — whether it is new, sporty, or exotic — will also determine the premiums.

Typically, your liability insurance will follow you and act as either primary or secondary coverage if you're involved in an accident.

If you own assets such as a home, car or stock portfolio, you risk losing them if you find yourself held responsible for costs that far exceed your insurance policies» liability coverage limitIf you own assets such as a home, car or stock portfolio, you risk losing them if you find yourself held responsible for costs that far exceed your insurance policies» liability coverage limitif you find yourself held responsible for costs that far exceed your insurance policies» liability coverage limits.

As far as your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is nAs far as your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is nas your liability coverage is concerned, if you intentionally cause bodily injury or property damage, or if your acts could reasonably have been expected to cause that harm, the answer is no.

Liability coverage protects you if you cause injury or property damage, and personal property coverage protects your things from common perils such as fire, theft, and vandalism.

Broadly speaking, renters insurance liability coverage protects you from subrogation actions for damage due to your negligence, even if the lease you signed explicitly gives you responsibility for the costs of those damages, such as in the Pekin case above.

On the other hand, if he seriously injures himself in your home as a result of your negligence, North Hempstead renters insurance also includes liability coverage.

Liability coverage is automatic for kids under 13, as well, if they cause injury or damage to someone else, because they're presumed not to have the capacity to be negligent.

If you negligently cause bodily injury or property damage to someone else, liability coverage takes care of the defense costs as well as the cost of the claim, judgement, or settlement.

The liability coverage will take care of accidents such as someone slipping on ice or cover legal expenses if are sued you for a indecent that took place at the property.

Liability coverage is the part of a home insurance policy that may pay court costs or other expenses if you're found responsible for an accident, such as someone drowning or suffering a serious injury after doing a cannonball into the shallow end of your pool.

Condo insurance, also known as an HO6 insurance policy, provides condo unit owners coverage for their properties, protects against liability claims and helps cover costs if the unit is uninhabitable.

If something happens to a visitor on your property, your liability coverage can cover that person's medical costs, well as your legal fees if you are sueIf something happens to a visitor on your property, your liability coverage can cover that person's medical costs, well as your legal fees if you are sueif you are sued.

If there were a fire due to your negligence, the liability coverage would kick in to pay for the damages, as well as damages suffered by your neighbors.

Since liability coverage extends to your children as well as yourself, and the acts of children under thirteen are presumed to be negligent (and therefore covered) even if they were intentional, you don't have to pay for the defense costs or for the settlement — your policy would take care of both in a situation like that.

As with the latter, at least a minimum amount of liability coverage is mandatory; if you're financing or renting an RV, your lender or rental company will, in fact, likely obligate you to have an even greater level of coverage in place.

Liability coverage on your Indianapolis renters insurance travels with you, so if you bump someone on the street and they fall and break their ankle, liability protection is there for youLiability coverage on your Indianapolis renters insurance travels with you, so if you bump someone on the street and they fall and break their ankle, liability protection is there for youliability protection is there for you as well.

If a judgment against you exceeds the liability limits of an underlying policy, such as auto or homeowners insurance, a personal umbrella policy may help provide an additional layer of coverage.

If you list them as additional insured, they're insured under the policy and likely not eligible to make a claim against your liability coverage.

If it's a more serious injury, such as from a venomous pet, you could likely find coverage under the liability section of the policy.

Renters insurance in Portland is usually about fifteen dollars a month, and covers your interests fully as well as offering liability coverage if you cause bodily injury or property damage to someone other than the landlord — like your neighbor, or someone you hit while riding your bike in this lovely bike - friendly city.

If a covered event requires causes you to accrue court costs or legal fees, this liability coverage will provide compensation for those expenses, as well.

If you were to fail at your responsibility to shovel snow, as may be detailed in your lease, and someone fell, the liability coverage on your policy can kick in as well.

If you're on vacation and one of your small children is running around and knocks someone over, your liability coverage can kick in to pay for the injuries they suffered as a result of your child's behavior.

Medical payments coverage prevents you from making an out - of - pocket «good faith» payment for their injury that might later look as if you were admitting liability.

Your coverage for personal liability should also be higher if you have more risk factors, such as owning a pool, having frequent guests at your homes, having multiple floors to your home, and an owning an older home.

If the injured party decides to sue, you will be covered up to the liability limits of your policy so, as always, make sure you have adequate coverage to protect your assets.

If there's a fire that you're responsible for, your liability coverage kicks in to take care of those harmed by the fire, as well as the property owner's deductible.

If a covered event requires you to go to court, your liability coverage will provide compensation for this as well.

But if you have Frederick, MD Renters Insurance, your liability coverage would pay for that loss, as well as defend you against the lawsuit if necessary.

One of the reasons you need Pittsburgh renters insurance is that the person who is responsible for the fire — if they have enough liability coverage — would only pay you actual cash value for your loss as a result of that fire or the smoke or water damage.

You'd be even more mad when you find out that if they have renters insurance, their liability coverage is going to be stretched thin between all of the people who suffered a loss as a result of their negligence.

If that coverage is not included in your policy, make sure you can add snowmobile passenger insurance as an option and that you have adequate liability insurance as well.

If it results from the neighbor being negligent and letting his bathtub overflow, you'd want to start with his liability coverage in most situations, but there could be coverage for that as well on your policy.

If your kids injure someone or damage their property — as kids often do — your liability coverage can make that person whole and resolve the matter.

On the other hand, if someone falls in the snow in a public area that you were supposed to clear snow from, such as a sidewalk, the liability coverage could kick in.

If you were to accidentally start a fire, your liability coverage would make whole anyone else who suffered a loss as a result, and it would make you whole from your personal property loss.

If someone is hurt in your home, or if you cause them property damage, your Cincinnati renters insurance comes with liability coverage to protect you from those risks, as welIf someone is hurt in your home, or if you cause them property damage, your Cincinnati renters insurance comes with liability coverage to protect you from those risks, as welif you cause them property damage, your Cincinnati renters insurance comes with liability coverage to protect you from those risks, as well.

A landlord being listed as additional insured can bring trouble if you need to collect under a tenant's liability coverage.

Your liability coverage applies if you're not there, as well.