Sentences with phrase «as life insurance alternatives»

However, other options are available, such as life insurance alternatives like guaranteed life insurance.

Not exact matches

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

Consumers over the age of 65 are now able to sell their unneeded life insurance policy as an alternative to lapse or cash surrender.

Stevens is, of course, one of our great modernist poets, but the alternative guise is no less accurate, for he spent most of his professional life as an insurance executive.

As an endowment life insurance policy, however, Gerber's College Plan has several key differences compared with other college savings alternatives, such as 529 planAs an endowment life insurance policy, however, Gerber's College Plan has several key differences compared with other college savings alternatives, such as 529 planas 529 plans.

Thus, in the same way that life insurance companies offer alternatives such as guaranteed universal life insurance, indexed universal life insurance OR variable life insurance, annuity contracts offer similar options.

First Fidelity offers 15 - year level term insurance as an alternative to Credit Life.

Finally, a couple more benefits of a MEC are that the death benefit on life insurance is tax free and the death benefit can be accelerated due to chronic illness, as a possible alternative or addition to long term care insurance.

Variable annuities were introduced in the 1950's as an alternative to fixed index annuities which offer a guaranteed contractual rate of interest in terms of the cash value growth of the account, similar to dividend paying whole life insurance.

LifePhases Plus is a suitable alternative to permanent life insurance, since it covers a large amount when it is most needed and is reduced to 25 % to cover permanent needs such as final expenses, taxes and providing a legacy.

Their popularity will be on the rise as consumers look for alternatives to term and permanent life insurance.

If you're willing to answer health questions about yourself or haven't yet reached 50, Colonial Penn offers traditional whole life insurance as an alternative to their Guaranteed Acceptance Program.

Also known as asset based long - term care insurance, you can choose life insurance mixed with long - term care insurance as an alternative to traditional pure long - term care insurance.

As for college savings and future nest eggs, these alternatives to child life insurance give you more bang for your buck.

You are forced to temporarily move out of your home: In the event your home becomes unlivable due to damage caused by a covered instance such as a fire or vandalism, renters insurance can help cover the cost of alternative living arrangements while your home is repaired or rebuilt.

With whole life insurance, the guaranteed annual rate of return is lower than you might get with alternative investments, but you may want your child to have a death benefit as well.

This first point applies to traditional whole life insurance coverage and not to alternatives, such as variable universal life, which may be tied to the stock market.

Using a venerable actuarial tool called the Linton Yield Method, these returns are derived by comparing the cash value policy to the alternative of buying lower premium term life insurance and investing the premium savings in a hypothetical alternative investment, such as a bank account or a mutual fund.

Although term life insurance is oftentimes referred to as «temporary» insurance, this type of coverage can be a good alternative for those who want to ensure that the balance of a home mortgage is paid off, and / or for those who want to make sure that a child or grandchild has the funds they need for college — even in the event of the unexpected.

The company also has a combination life / long - term care option whereby a policy holder can use a universal policy as an alternative to purchasing a stand - alone long - term care insurance policy.

That is why we often recommend a hybrid long - term care life insurance policy as an alternative if you are considering this type of coverage and long - term care insurance costs are too much.

The security provided through maintaining life insurance is important and with the Sage NLUL product, we can offer you an affordable universal life insurance policy as an alternative to term life insurance which you may outlive.

If you're looking to get your foot in the door to get started using life insurance as an alternative to accumulate cash in retirement, Northwestern is positioned very well.

Our Sage NLUL product offers you an affordable universal life insurance policy as an alternative to term life insurance, which you may outlive.

Whereas traditional vehicles, such as whole life insurance and fixed annuities, provide returns that are determined by the insurance company, newer alternatives enable clients to make choices that help determine returns.

Also referred to as asset based long term care, hybrid life policies offer an alternative to traditional long term care insurance.

Provides small coverage amounts for children as an alternative to buying a full life insurance policy for them.

I would propose a cash value life insurance policy as an alternative.

Pet insurance companies such as Embrace offer an alternative to this situation that I think is a win - win, because for an affordable monthly premium, a pet's life will be saved and the hospital can be paid for its services, too.

Here's a list of life insurance policies that I think most people should avoid as there may be superior alternatives available at a lower cost.

If no other companies will issue a policy, there are alternatives such as Accidental Death life insurance, which you can not be declined for (ages 20 - 59).

Also, to life insurance coverage, American Insurance Group (AIG) offers other protection alternatives,insurance coverage, American Insurance Group (AIG) offers other protection alternatives,Insurance Group (AIG) offers other protection alternatives, such as:

It appeared in the 1980s as an alternative to the traditional Permanent Life Insurance policies known for lower interest rates of return.

In this blog post I'll explore how to get life insurance with the premium locked in to age 100, why it would or would not make sense for you to consider a policy to age 100, as well as discuss pricing for policies with level premiums to age 100 as compared to alternative term periods.

Consider individual life insurance as an alternative.

Once again, consider individual permanent life insurance as an alternative.

But this does not mean that you won't be eligible for «any» type of life insurance, it just means that we'll need to look at some alternative products such as a simplified issue or guaranteed issue life insurance policy or perhaps an accidental death insurance policy.

You might also consider survivorship life insurance as an alternative.

An alternative is to choose to convert your life insurance to permanent life insurance, choosing one the the other coverage types, such as universal life, indexed universal life and variable universal life.

An alternative to Progressive Life Insurance or Efinancial would be to contact an agency such as TermLife2Go.

As part of our ongoing life insurance reviews we came across American Fidelity Life Insurance Company due to it being an alternative to VGLI Veteran's Group Life Insuralife insurance reviews we came across American Fidelity Life Insurance Company due to it being an alternative to VGLI Veteran's Group Life Iinsurance reviews we came across American Fidelity Life Insurance Company due to it being an alternative to VGLI Veteran's Group Life InsuraLife Insurance Company due to it being an alternative to VGLI Veteran's Group Life IInsurance Company due to it being an alternative to VGLI Veteran's Group Life InsuraLife InsuranceInsurance.

When considering a final expense life insurance policy with other financial planning needs, these plans can serve as good alternatives for individuals who simply need a way to pay for their funeral and other related costs without disrupting estate assets and other savings or inheritance that is earmarked for their loved ones.

You are forced to temporarily move out of your home: In the event your home becomes unlivable due to damage caused by a covered instance such as a fire or vandalism, renters insurance can help cover the cost of alternative living arrangements while your home is repaired or rebuilt.

International health insurance plans may also provide various benefits such as maternity, wellness checkups, preventive care, dental, vision, life insurance, and alternative therapies such as acupuncture, aromatherapy, as well as many other coverages.

From their beginnings as an alternative to East Coast insurance companies through their switch in 2007 to a stock insurance company, Fidelity Life has always shown their commitment to identifying and solving the needs of their customers.

Many life insurance providers are increasing the role of technology in their business models so as to reach out to younger consumers to create awareness of the alternative uses of life insurance.

Other types of permanent life insurance are also alternatives; they last for the policyholder's entire life, as long as premiums are paid, rather than expiring.

An alternative to term is a permanent life insurance policy, such as a whole life, universal, or variable universal life.

As for college savings and future nest eggs, these alternatives to child life insurance give you more bang for your buck.

Provides small coverage amounts for children as an alternative to buying a full life insurance policy for them.