Sentences with phrase «as loan demand»

Preferred Bank's experience with an apartment developer is a reminder of how important strict underwriting terms will be as loan demand increases, rates rise and lenders try to outdo each other.

The narrower spread makes sense in light of the July Senior Loan Officer Opinion Survey on Bank Lending that reported loosening lending standards for commercial real estate loans (including apartments) even as loan demand picked up: Continue reading 10 yr fixed apartment loan rate remains below 5.1 % as 10 yr Treasury ranges in 2.6 - 2.7 % area

Not exact matches

Such loans are picking up as demand for traditional loans declines.

These types of loans also carry other risks, such as demand provisions under which a bank can arbitrarily demand repayment, as well as high default rates, putting borrowers in a difficult spot.

However, RBC saw an uptick in mortgage demand at the end of calendar 2017 as people scrambled to get loans before the changes took effect, he noted.

The biggest demand for commercial loans, as far as U.S. Bank is concerned, is primarily for middle market firms looking for loans of up to $ 1 million or more, and on the lower end for $ 250,000 or less, says John Elmore, vice chairman of consumer banking for U.S. Bank.

That means that student loan repayment is taking a back seat to other pressing financial demands, such as rent, mortgage payments, phone bills and credit card balances.

Profits at international bank Standard Chartered grew by a fifth, as it hit $ 1.26 billion before tax thanks to a growth in loan demand.

However, for these players it is more difficult to meet the demand of key bank products (such as loans) due to less restricted regulations that force their customers to spend heavily on compliance and maintain large capital cushions.

That is exactly what happened, the lenders exhausted the pool of borrowers, the reflexive impact of rising demand pushing prices higher began to wane, and the virtuous cycle turned dramatically (as they always do eventually) into a vicious cycle that triggered the Global Financial Crisis and those same banks that made all the ill - advised loans were crushed by massive losses Then, yet again, what were the «Masses» doing at the peak?

Panos Kammenos said a demand that Athens hands over $ 50bn in assets from privatisations as collateral for fresh loans was a form of «confiscation» and «we can not agree to that».

In my first week as minister for finance I was visited by Jeroen Dijsselbloem, president of the Eurogroup (the eurozone finance ministers), who put a stark choice to me: accept the bailout's «logic» and drop any demands for debt restructuring or your loan agreement will «crash» — the unsaid repercussion being that Greece's banks would be boarded up.

As for perpetual zero interest loans to households this would raise household net wealth — and the CB can pretty much target demand and household income.

In 2010, demand for business loans declined as firms were less optimistic with their growth projections and ability to qualify for a loan.

If the pace of the economy picks up, banks will probably see demand for more loans — and will raise rates as they compete to attract new deposits to fund the additional lending activity.

Banks will experience an increase in corporate loan demand, as firms boost capital expenditures.

From loan ETFs to loan mutual funds, an investor stampede out of loan funds could cause a liquidity crisis as managers are unable to sell the underlying loans as fast as redeemers demand cash.

If you make assumptions about why demand for loans is slack among small businesses and then treat that as a fact which underpins your whole argument, it makes it difficult to treat this as anything beyond opinion.

For now, though currencies will follow the path of panic, as carry trades unwind, as countries that had too much borrowing see loans repaid (Japan, Switzerland), and countries with high interest rates see a demand for liquidity, which perversely will push rates higher.

Rather, Celsius would only sell off small portions from Treasury to meet the demand for dollar loans on an as - needed basis (i.e. as our USD supply needs topping up to meet loan demand).

In a recent Raddon study, Lending Insights: Loan Demand Rebounds but Challenges Persist, we find that yes, the borrowing public is aware of the rate environment and motivated as a result.

These concerns may have brought forward some demand for loans, as well as encouraging a strong increase in refinancing as borrowers shifted from floating to fixed - rate loans.

As the nation continues to recover from the recession of 2006 — 2009, the demand for loans has started to increase, though the landscape has changed a bit.

Unlike Mises, Hayek subscribed to the popular view that banks might expand credit without limit so long as they expanded in unison, and that they would in fact be inclined to overexpand, while allowing their reserve ratios to decline, in response to cyclical increases in the demand for loans.

SEE MORE: AC Milan transfer news: Loan exit touted, $ 50m demanded for top target as valuation drops 50 percent

Conte and Chelsea's interest may well sway the final decision, but it looks as though Milan remain in pole position for now but much depends on the type of deal presented and how much Bayern demand if there is an obligation to buy at the end of any loan spell.

Ya i when i read Wenger's comment saying that improving infrastructure of the club has upped fans expectation of club, really struck a chord.like with a small stadium, enuf revenue wont be generated to compete at the top.and i will say confidently as ut stands, no manager has been willing to stay even 5 yrs just to repay a loan.as per agreement with Bank which provided the loan whixh demanded that wenger stay for 5 yrs to repay a major portion.in that sense, u can accept that club is moving in right direction.

Another loaned out talent will be made available with Ryan Bertrand being seen as very much surplus to requirements and Aston Villa are said to be interested in bringing in the wide - man on a permanent deal and Chelsea will demand at least # 7m for the 24 year old England international.

Our player of the season so far?Certainly the most consistent.JACK AND OZIL CONTRACTS - just get them signed up for F *** S SAKE.Jack doesn't want to go anywhere and Ozil will have his choice of big clubs to choose from if allowed to be able to go on a free.How about giving out a statement of our ambitions (yeah right) and show were prepared to pay whatever it takes (up to the point of being ridiculous) to SIGN the best and KEEP the best» These two are the best we have so get them sorted early to send out a message of how serious we intend to be.AUBAMEYANG - So what if he has a contract.So did Sanchez.Offer the right money to Dortmund and the player and he will be ours.What is there to question over this deal?He is a proven goalscorer.We have just lost one.Get the deal done.GIROUD - Get rid of him to Dortmund if they want him either by selling or if it sweetens the deal just loan him till the end of the season.He was a back up when Sanchez was here and will be on the mix of back ups if Auba signs.He has a World Cup squad to fight for just to be considered so needs to be playing every week.We do not need him if Auba signs and would demand better than him if the deal fails to happen.Just get rid.JONNY EVANS - I'm not sure.Agree Kos needs nursing through games and we do not have consistent performers to come in if he is injured or rested mainly due to both Chambers and Holdimg not progressing through as much as we first thought and hoped for.Gooners have always been patient and supportive of the youngsters as they have come through but question marks to the whole coaching staff as to why these two seem to have stalled as much as they have done.Steve Bould - What do you do?You should be ashamed.

Athletico Madrid will demand to take Chelsea striker Romelu Lukaku on a season - long loan deal next campaign as part of the negotiations that will see Spain international Diego Costa join the Blues this summer.

Arsenal defender Carl Jenkinson is reportedly a man in demand as he has five clubs looking to sign him on loan in the January transfer window.

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Per - the - source, Galatasaray have already had a loan bid for Niasse rejected earlier this month as they are unwilling to match the loan fee Everton are demanding.

Mighr be a good idea to send him on loan to a spanish club or i would love him to move there as he surely has the technique its just the physical demand of the pl that his body cant cope with

The two Constituency Executives (Names withheld) then applied for a loan of the demanded 30.000,00 GH from a corporative union known as AbosomAkotre credit Union subsequently, the loan was granted.

Now, the bank is demanding their money and witch hunting these two Constituency Executives because they have defaulted in payment of the loan as a result of the demand of Hon. Cheremeh.

And then keep on throwing money, Companies went bust in need of loans and labour did sod all, but as soon as the Banks demanded more, more was given.

The total demand for and resulting cost of the Pell Grant program grew exponentially between 2007 and 2011 as a result of more Americans enrolling in college and lower family incomes during the Great Recession.58 In 2011, to compensate for an inadequate reserve to fund the growing demand of Pell Grants, Congress cut year - round Pell Grant eligibility, which was restored this year, and eliminated graduate student subsidized loans.59 This affected the student aid packages of students nationwide.60 By cutting the Pell Grant reserve, President Trump and Secretary DeVos risk the ability to fund future upticks in Pell Grant demand, thereby requiring either future reductions to eligibility, lower awards, or cuts to other education programs.

HELSINKI, July 31 (Reuters)- The following stocks may be affected by newspaper reports and other factors on Wednesday: POHJOLA BANK Finland's Pohjola Bank reported a bigger - than - expected rise in quarterly profit, helped by a capital gain as well as firm demand for corporate loans.

The Bookseller reports, «Libraries will be able to loan each e-book edition as many times as there is demand, but the license will only last for five years, after which libraries will need to purchase a new edition.»

The demand for digital product is healthy, particularly in non-fiction, educational and professional markets where content is often sold on different business models such as subscription or «loan» models.

For indie authors and publishers who can agree to Amazon's list of demands, notably making their works available exclusively through Amazon for a set period of time and allowing their works to be loaned through the Kindle lending library, there is a fund of $ 6 million, divided into monthly amounts, allocated to pay authors as ebooks are borrowed.

As we turn our efforts to respond to patron demand and begin buying more e-books, and with only a small number of e-book vendors (mostly academic) allowing for any sort of ILL, the more our book collections go digital, the less we will be able to loan to other libraries or borrow from other libraries.

In other words, if you establish the loan during a quarter in which the prescribed rate is 1 %, as it currently is, you can use that rate for the duration of the loan, which could be unlimited if there is no fixed term and it is simply a demand loan.

However, as a reaction to the surge of poor credit borrowers and the high demand for flexible loan programs, lenders have recognized a growing (and profitable) lending market and have started designing poor credit home loans to meet the surge.

Take an example: If you have six student loans, that is listed as six different accounts, all of which demand a monthly payment.

The New York Fed also reported that demand for auto loans has softened generally over the last year, which raises the question as to how the total outstanding loan balance has reached record heights.

Some major commercial lenders are also offering low down payments — and even no down payments — as incentives to spur loan demand.

There is a huge demand in the loan industry today, so as a result many lenders are out there and willing to compete for your business, despite your credit score.

Short - term loans, either from payday lenders or lenders that demand property such as an auto title as collateral, can ensnare borrowers in debt traps and lead to property losses while the annual interest rate can soar to over 400 %, according to federal regulators.