Sentences with phrase «as loan issuer»

They have continued to assist us in architect selection, and may serve in the general contractor role as well as loan issuer.

Not exact matches

Such risk, moreover, is exacerbated by the very fact that the products tend to attract issuers that have substantial debt and have previously found it difficult to gain access to traditional lending channels such as bank loans.

Issuers such as Ezee Credit and Prime Motors of London provide loans to customers who are new divorcees, borrowers poor or no credit exposure, and bankruptcies.

Certain issuers of U.S. government securities (e.g., «Government - Sponsored Enterprises» such as Fannie Mae, Freddie Mac, and the Federal Home Loan Banks) are sponsored or chartered by Congress, but their securities are neither issued by nor guaranteed by the U.S. Treasury.

Also known as your credit rating, your credit history tells financial companies and loan issuers important information about how you handle money.

9) Then again, there are difficulties for the issuers as well, particularly in student loans.

This acts as collateral in case you default on the loan, and protects the card issuers while letting you build your credit score back up.

Therefore, through time, building more lines of credit, such as a car loan or home loan, will help create more diversity, which will help credit issuers see that you handle credit.

You can think of it as you are giving loan to bond issuers.

As college students nationwide make the trip back to campus for the Fall semester the credit scoring agencies remain as busy as ever working to report scoring information to the many private student loan issuerAs college students nationwide make the trip back to campus for the Fall semester the credit scoring agencies remain as busy as ever working to report scoring information to the many private student loan issueras busy as ever working to report scoring information to the many private student loan issueras ever working to report scoring information to the many private student loan issuers.

While bonds are often referred to as «fixed - income» securities they carry risks such as interest rate risk (the movement of interest rates that can positively or negatively affect the value of the bond at redemption) and default risk (the risk that the bond issuer will go bankrupt or become unable to repay the loan).

This includes revolving vs. installment credit, as well as where you have credit, such as payday loan providers and major credit card issuers.

Additional financial information that credit card issuers will often time need include a number of your other assets such as stock investments or properties, and any other payments you owe in car loans or personal loans.

The pace of loan issuance slowed up a little this past week as issuers dealt with existing calendar deals that have been in the works.

Issuers with higher credit ratings generally pay less interest than issuers with lower credit ratings as they have a lower risk of defaulting on theirIssuers with higher credit ratings generally pay less interest than issuers with lower credit ratings as they have a lower risk of defaulting on theirissuers with lower credit ratings as they have a lower risk of defaulting on their loans.

In less than seven years, loanDepot «s combination of customer service and technology have helped it become a top issuer of loans for home purchase, refinance, and new construction, as well as personal and home equity loans.

If you really need this money and own a credit card, then you may as well take out a cash advance on a credit card as you're going to pay far more with a payday loan than you would getting the money from your card issuer.

Given the anemic small business loan demand as well as continued strict underwriting standards from issuers, issuer focus continues to be on driving small business spending rather than outstandings.

This may lead to increases in charge - off rates from these historically low levels, but issuers will feel that the resulting growth in noninterest and net interest income will more than offset any rises in provisions for loan losses and noninterest expenses, such as marketing costs.

Filed Under: Investing Tagged With: Borrowing Costs, college as an investment, College Investments, College Tuition, Investment, Loan, Student Loans In The United States Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

Filed Under: Student Loans Tagged With: Debt, debt free, pay as you earn, Student Loan Debt, Student Loan Repayment, Student Loans Editorial Disclaimer: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airlines or hotel chain, or other advertiser and have not been reviewed, approved or otherwise endorsed by any of these entities.

-- Experts say they're a headache, issuers rarely offer it, yet the co-signed credit card may be making a comeback as a more - regulated industry searches for lost profits... (more) 4 questions to ask before you co-sign on a credit card — Explore alternatives and find out what you're in for with these questions for anyone who asks you to be a co-signer on a credit car or other loan... (more) Issuer of 79.9 percent interest rate credit card defends its product — Subprime credit card marketers are looking for ways around new restrictions on sky - high fees for bad credit cards.

The AFR is useful for tax concepts such as Original Issue Discount (when issuers sell low - interest or no - interest bonds or loans at less than face value, attempting to recharacterize interest income as return of principal), various grantor trusts (e.g. GRATs), and so forth.

They receive updates from creditors including student loan lenders and relevant information goes into your credit file where it can be viewed by authorized parties such as mortgage companies, credit card issuers, and lenders who handle auto and consumer loans.

In return for the loan of your funds, the issuer agrees to pay you interest and ultimately to return the face value (principal) when the bond matures or is called, at a specified date in the future known as the «maturity date» or «call date.»

Fed report: Lenders again tighten credit card loan standards, but not as much — Credit card issuers again cut credit in the second quarter of 2009, as did lenders of many kinds, according to the latest data from the Federal Reserve.

When paying bills, consumers put personal loans first As card rates increase and issuers approve more applicants with damaged credit scores, missed credit card payments are on the rise.

The issuer defines this as: no bankruptcy or defaulted loans, being less than 60 days late on your credit card or other payments, and having a credit card or loan with a credit limit above $ 5,000.

Business Development: Brokering various business dealings that further the diversification of Indian economies Developing and accessing commercial financial programs and services for tribal governments, including tax - exempt offerings and federally - guaranteed housing loans Serving as issuer or underwriter's counsel in tribal bond issuances Ensuring tribal compliance with Bank Secrecy Act and other federal financial regulatory requirements Handling federal and state income, excise, B&O, property and other tax matters for tribes and tribal businesses Chartering tribal business enterprises under tribal, state and federal law Registering and protecting tribal trademarks and copyrights Negotiating franchise agreements for restaurants and retail stores on Indian reservations Custom - tailoring construction contracts for tribes and general contractors Helping secure federal SBA 8 (a) and other contracting preferences for Indian - owned businesses Facilitating contractual relations between tribes and tribal casinos, and gaming vendors Building tribal workers» compensation and self - insurance programs Government Relations: Handling state and federal regulatory matters in the areas of tribal gaming, environmental and cultural resources, workers» compensation, taxation, health care and education Negotiating tribal - state gaming compacts and fuel and cigarette compacts, and inter-local land use and law enforcement agreements Advocacy before the Washington State Gambling Commission, Washington Indian Gaming Association and National Indian Gaming Commission Preparing tribal codes and regulations, including tribal court, commercial, gaming, taxation, energy development, environmental and cultural resources protection, labor & employment, and workers» compensation laws Developing employee handbooks, manuals and personnel policies Advocacy in areas of treaty rights, gaming, jurisdiction, taxation, environmental and cultural resource protection Brokering fee - to - trust and related real estate and jurisdictional transactions Litigation & Appellate Services: Handling complex Indian law litigation, including commercial, labor & employment, tax, land use, treaty rights, natural and cultural resource matters Litigating tribal trust mismanagement claims against the United States, and evaluating tribal and individual property claims under the Indian Claims Limitation Act Defending tribes and tribal insureds from tort claims brought against them in tribal, state and federal courts, including defense tenders pursuant to the Federal Tort Claims Act Assisting tribal insureds in insurance coverage negotiations, and litigation Representing individual tribal members in tribal and state civil and criminal proceedings, including BIA prosecutions and Indian probate proceedings Assisting tribal governments with tribal, state and federal court appeals, including the preparation of amicus curiae briefs Our Indian law & gaming attorneys collaborate to publish the quarterly «Indian Legal Advisor ``, designed to provide Indian Country valuable information about legal and political developments affecting tribal rights.

Significant matters / transactions include: Advised Xstrata South Africa (Proprietary) Limited on its offer to purchase Lonmin plc's entire issued share capital, # 5 billion Advised Telkom SA Limited on its unbundling of a 35 % stake in Vodacom Group (Proprietary) Limited, R35 billion Advised Edgars Consolidated Stores Limited on its acquisition by Bain Capital, R25, 5 billion Advised The Standard Bank of South Africa Limited and FirstRand Bank Limited (acting through its Rand Merchant Bank division) on the introduction of BEE equity participation in Sasol Limited and their arranging financing therefore, R25, 4 billion Advised FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Nedbank Limited (acting through its Nedbank Capital division) as lenders to Richards Bay Titanium (Proprietary) Limited and Richards Bay Mining (Proprietary) Limited, R19 billion Advised Citibank N.A. on a bridge loan granted to Turquoise Moon Trading 427 (Proprietary) Limited by Citibank N.A. and JP Morgan Chase, R10 billion Advised British American Tobacco plc on its secondary listing on the JSE, R550 billion Advised Pioneer Foods Limited on its listing on the JSE Securities Exchange, R6 billion Advised the South African National Roads Agency Limited in respect of the Gauteng Freeway Improvement Project involving the construction and upgrade of the Gauteng freeway and the procurement of an open road tolling system, R44 billion Advised Absa Bank Limited (acting though its Absa Capital division), FirstRand Bank Limited (acting through its Rand Merchant Bank division) and Vunani Capital (as co-lead arrangers) and the South Africa National Roads Agency Limited (as issuer) on the establishment of its South African Guaranteed Domestic Medium Term Note Programme and the subsequent issue of notes thereunder, R32 billion Advised Shoprite Checkers (Proprietary) Limited on the proposed Brait Private Equity private equity buy - out (this did not proceed), R12 billion Advised Reclamation Holdings (Proprietary) Limited and various shareholders on the acquisition by Capitalworks Private Equity SP GP (Proprietary) Limited and Old Mutual Life Assurance Company South Africa Limited of a 20 % equity stake in Reclamation Holdings (Proprietary) Limited from various shareholders, R511 million Clients include: Multinationals, listed companies, financial institutions, entrepreneurs and Government

We have extensive leveraged finance capability, delivering integrated bank / bond advice to underwriters and issuers, advising a wide range of non-bank investors and funds on all leveraged finance trends, including senior / bridge / bond commitments, private high yield and evolving intercreditor arrangements; as well as on new financing originations, restructuring, refinancing, distressed acquisitions, non-performing loan portfolio acquisitions, private equity and special situations.

The statutory reference to 12 U.S.C. 3401 indicates that Congress chose to adopt the definition of financial institutions found Start Printed Page 82571in the Right to Financial Privacy Act, which defines financial institutions as any office of a bank, savings bank, card issuer, industrial loan company, trust company, savings association, building and loan, homestead association, cooperative bank, credit union, or consumer finance institution located in the United States or one of its Territories.

While the entire process was designed to be as self - service as possible, a trustee service is also being provided by Australia - based Link Asset Services (previously known as Capita) in case the issuer defaults on the loan.

Bonds are like safe havens for investors: they offer guaranteed repayment on funds the investor loans to the issuer (in this case, the government) after the term of the bond has passed (plus a set rate of interest known as the coupon).

* Small loans - More loans under $ 2 million as several issuers ar e gearing up in this area.

A rise in broadcast and media (B&M) leveraged loan defaults should not have a negative effect on the U.S. CLOs we rate as they have low levels of exposure to only a few of the issuers with the highest risks of default, Fitch Ratings says.

Nomura's latest small - loan securitization was a $ 1.4 billion deal completed last March, but that single - issuer deal has become somewhat of an anomaly, as big CMBS deals are now mostly a result of multi-issuer transactions.

As a result, CMBS lenders and issuers are warehousing billions of dollars» worth of loans originated last year.