Sentences with phrase «as money market deposit accounts»

These accounts are offered by brokerages and mutual funds, and usually provide a similar access as money market deposit accounts, with check - writing and ATM privileges.
Other investments with comparable returns, such as money market deposit accounts, online savings accounts and certificates of deposit, are covered.

Not exact matches

Money market accounts, or MMAs, are typically defined as deposit accounts that pay higher interest in exchange for larger deposits, heftier minimum balances and a few more restrictions than what would be typical for standard savings accounts.
Although the terms «savings account» and «money market account» are found throughout international banking systems, what is understood as a «CD» in the U.S. is similar to what another country might call a term deposit, personal saving certificate and fixed - term deposit accounts.
The latest study by GoBankingRates brings readers the best interest rates across various products, such as savings accounts, checking accounts, money market accounts and certificate of deposit products.
In contrast, accounts that guarantee at least the return of your original balance — like certificates of deposit or money market accounts — are always covered, as long as the issuing bank or credit union participates in deposit insurance.
The same for CDs and money market accounts — if you can't afford the minimum deposits at this company, you can find just as good (if not better) interest elsewhere.
As of December 31, 2013 and 2014, cash and cash equivalents consisted of cash in bank deposits and money market accounts held at financial institutions.
Pending specific application of these proceeds, we expect to invest them primarily in short term, investment - grade interest - bearing securities such as money market accounts, certificates of deposit, commercial paper and guaranteed obligations of the U.S. government.
High rates available on certificates of deposit as well as the basic money market account if you can keep $ 10,000 in the account
There is $ 2.7 trillion in money market funds alone, plus another $ 9.1 trillion in bank deposits, like checking accounts and certificate of deposits (CDs)(source: Investment Company Institute (ICI) and Federal Reserve (Fed), as of 10/16/2017).
As the value changes, the clearinghouse, in a daily process called marking to market, adds money to a trader's account or asks the trader to deposit more money.
In addition to facilitating regular investment in the platform's money market fund, this feature allows accounts to be set up to receive monthly salary deposits automatically, and to automatically pay monthly bills such as mortgages and car loans — services similar to direct - deposit and autopay functions offered by traditional financial services providers.
With a savings - secured loan, your savings account, money market account, or certificate of deposit (CD) acts as collateral.
There are other ways to invest free cash such as bonds, stocks, certificates of deposit, money market accounts and riskier investment strategies such as Forex trading.
It includes the obvious, such as what you earned on that money you put aside in a bank or money market account, as well as on a few not - so - obvious sources: bonds, loans you made to others and even that piddling little amount your home lease security deposit brought in.
A report by the Federal Reserve found that deposit rates (for example, on savings, checking and money market accounts) adjust about twice as frequently when federal funds rates are falling than they do when rates are rising.
If you have a qualifying savings, money market or CD account with the bank, you can borrow up to 98 % of your deposit balances as a personal loan.
Many payments made by governmental agencies, such as Social Security and Veterans Administration payments, can be deposited directly into your checking, savings or personal money market account; however, you must first sign an authorization for such service.
Experts believe it is much easier to access your money in a savings account as opposed to a certificate of deposit (CD) or money market account.
If you don't expect to withdraw your money for several months, or have a large amount to deposit — say, $ 10,000 or more — you can consider other savings options such as CDs and money market accounts.
The asset allocations are limited to 3 broad classes of investments: short - term investments (such as money market accounts and certificates of deposit), bonds, and stocks.
Money Market accounts are able to offer higher interest rates as they invest in short - term securities such as Certificate Deposits, Government Securities and Commercial Papers.
When you open a money market fund account, your money is invested for you in highly liquid (easy to withdraw) and very safe securities, such as CDs (certificates of deposit), government - issued securities, and short - term corporate obligations (called «commercial paper»).
You can get a checking and savings account at a credit union, as well as a certificate of deposit or money market account.
Money market accounts usually require a minimum deposit amount as well as a minimum monthly balance.
Like with savings accounts, other types of savings, such as certificates of deposit (CDs) and money market accounts, will also likely see an increase — but it will probably be at an even slower pace that savings accounts.
We recommend that you not use a savings or money market deposit account as your bill payment account because of these limits on transfers.
Dividends paid from money market accounts, such as deposits in savings banks, credit unions or other financial institutions, do not qualify and should be reported as interest income.
This includes deposit accounts (checking, savings and money market accounts, as well as CDs and CDARS ® products), business loans, cash management services and other traditional and online services, including online and mobile banking.
This includes deposit accounts (checking, savings and money market accounts, as well as Certificates of Deposit), advanced online and mobile banking / payment services, and a wide array of other traditional banking services.
The loyalty program requires no sign - up and begins when you open a deposit account with Synchrony, such as High Yield Savings Account, certificate of deposit, money market account, or individual retirement aaccount with Synchrony, such as High Yield Savings Account, certificate of deposit, money market account, or individual retirement aAccount, certificate of deposit, money market account, or individual retirement aaccount, or individual retirement accountaccount.
On the other hand, I could decide to invest in a riskier portfolio and invest a smaller portion of my wealth in cash (such as certificate of deposits or money - market accounts).
We defined savings accounts as any liquid savings, including regular savings account and variable - interest / money market deposit accounts.
Based on your budget and goals, you can choose between savings products with little or no commitment such as a money market account or long - term savings and deposit products such as a CD.
As of this writing, the APY on a money market account is 1.35 % on deposits of between $ 1,000 and $ 99,999.
Many products for deposits, such as CDs and money market accounts, and loans, such as mortgages and car loans?
Richard has written extensively on investment topics, including investments, money market accounts, certificates of deposit and personal finance as it relates to retirement.
List any other non-registered assets, such as, money market investments, term deposits, and foreign exchange accounts.
These low - risk mutual funds are considered as safe as bank deposits while providing a higher yield over both savings and money market accounts.
When offered by FDIC member banks and savings institutions, money market deposit accounts offer the same insurance protection as retail CDs.
They have moved their money into investments that are not subject to stock market fluctuations such as certificates of deposits (CDs), savings accounts and money markets.
ANSWER: A short - term certificate of deposit pays about the same as a money market account, and the money market does not have any penalties for early withdrawal.
For those who use money market funds as an alternative to checking or savings accounts, this would mean having to record and report each deposit and withdrawal on tax returns.
Margin: Margin is the amount of money a broker will require you to have in your account at the time you place your trade as a deposit, or measure of trust so that you can leverage the rest for the market position.
Think of money market accounts as a happy medium between savings accounts and certificates of deposit (CDs).
It's worth noting that some money market accounts currently return 1 % annually for deposits as little as $ 10,000.
A margin account with a sweep preference of Money Market Fund will be subject to our general policy, which requires the deposit in cash or collateral on initial transactions of 50 % of the value of the marginable security as prescribed under Regulation T of the Board of Governors of the Federal Reserve System.
In contrast, accounts that guarantee at least the return of your original balance — like certificates of deposit or money market accounts — are always covered, as long as the issuing bank or credit union participates in deposit insurance.
Specifically, cash is highly liquid (meaning you can convert it into money in hand without much delay or hassle) and broadly includes relatively short term bank certificates of deposit, bank accounts, and money market accounts that can currently return up to 1 to 2 % annually (as of November 2017).
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