Sentences with phrase «as most insurance companies»

That is not old at all as the most insurance companies will go back to 1960's, anything before that is just a different system of calculating coverage.

A: Generally, private insurance does not cover couples counseling, as most insurance companies do not view marriage / couples counseling as «medically necessary.»

At least one to keep for your records, and a second copy to provide your insurance company or agent, as most insurance companies will provide up to a 10 % discount for completing an approved driver education course.

If your children are minors, however, you will need to appoint a separate beneficiary as most insurance companies will not allow minors to receive payment directly.

However, it would be safe to say that in the present scenario of the insurance market, there are several advantages offered for women as most insurance companies are wooing women to purchase attractive plans that are specifically aimed at women and cater to their needs.

If you already have auto insurance, you may want to contact your agent, as most insurance companies in Texas that offer auto insurance also offer Motorcycle Insurance.

Though you can drive with a basic policy, they are hard to find, as most insurance companies only issue standard policies.

This is fairly typical, as most insurance companies cover ATVs under their motorcycle insurance policies.

Not exact matches

With his company's diversified holdings in insurance, transportation, paper, media, and financial services, Desmarais was one of the most notable members of his province's business elite, often referred to as Quebec Inc..

Fix Auto has to make its name known with not just consumers but insurance companies as well, who end up footing most of the repair bills.

And with health insurance such a touchy topic at most companies, closing a sale was taking as long as a year and a half.

Important factors that could cause our actual results and financial condition to differ materially from those indicated in the forward - looking statements include, among others, the following: our ability to successfully and profitably market our products and services; the acceptance of our products and services by patients and healthcare providers; our ability to meet demand for our products and services; the willingness of health insurance companies and other payers to cover Cologuard and adequately reimburse us for our performance of the Cologuard test; the amount and nature of competition from other cancer screening and diagnostic products and services; the effects of the adoption, modification or repeal of any healthcare reform law, rule, order, interpretation or policy; the effects of changes in pricing, coverage and reimbursement for our products and services, including without limitation as a result of the Protecting Access to Medicare Act of 2014; recommendations, guidelines and quality metrics issued by various organizations such as the U.S. Preventive Services Task Force, the American Cancer Society, and the National Committee for Quality Assurance regarding cancer screening or our products and services; our ability to successfully develop new products and services; our success establishing and maintaining collaborative, licensing and supplier arrangements; our ability to maintain regulatory approvals and comply with applicable regulations; and the other risks and uncertainties described in the Risk Factors and in Management's Discussion and Analysis of Financial Condition and Results of Operations sections of our most recently filed Annual Report on Form 10 - K and our subsequently filed Quarterly Reports on Form 10 - Q.

Written by insurance - claims specialists at Coopers & Lybrand, the brochure is chock - full of useful information, such as what your company should do during the first 30 days after a disaster, how you should quantify your losses on work in process and finished goods, how to calculate business - interruption costs, and most important of all, how to wrap up all the paperwork quickly.

The most important office law business in America such as the law business incidental to banking, insurance, trust - company operation, investment work, railroading, patents, admiralty, and large corporation matters in general is in the hands of non-Jewish firms many of which, even though they have numerous Jewish clients, have no Jewish partners.

the preservation among the Jews of «the «haggling» habit which most of the Western world has outgrown,» «the use of shoddy or poor materials,» the fact that «Jews are considered by certain leading insurance companies as a poor fire risk,» etc..

With rates 21 % lower, State Farm ranked as the most affordable renters insurance company.

Don't shy away from an insurance company you haven't heard of, as each has their own specialties and differences which make them most suitable for certain types of insurance or specific products.

We note that it would not be possible to copy that procedure exactly nowadays, primarily because most debt / credit relationships are intermediated via financial institutions, such as banks, insurance companies, etc., rather than by governments or wealthy families directly.

This was as a result of the fact that most of the insurance firm's portfolio is invested in debts as companies can only invest about a fifth of their revenue in equities.

As noted above, we initiated a position in Fidelity National Financial (FNF), the largest and most profitable title insurance company in the U.S. Title insurance is a fairly concentrated market with the top four industry players controlling approximately 90 % of the market.

Topdanmark, a local Danish Insurance company has been on my extended «to do» list for a long time for 2 reasons: It is the second most profitable European insurance company after Admiral (based on ROE) and as Charlie Munger would call it a «true CannibaInsurance company has been on my extended «to do» list for a long time for 2 reasons: It is the second most profitable European insurance company after Admiral (based on ROE) and as Charlie Munger would call it a «true Cannibainsurance company after Admiral (based on ROE) and as Charlie Munger would call it a «true Cannibal».

If you need a large amount of coverage, simplified issue life insurance isn't ideal for you because most life insurance companies cap the death benefit at $ 100,000 (some companies offer as high as $ 500,000.)

Buffett doesn't often embrace new technologies, as most of Berkshire's holdings are in food and beverage companies, clothing, materials, insurance, banking, and media.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Most of us would question whether this couple should have been forced to deliver their stillborn baby, or this woman told by her insurance company that terminating a desperately wanted but unviable pregnancy counted as an abortion.

While many companies provide health insurance to people with pre-existing conditions such as high blood pressure or high cholesterol, most people with these maladies wouldn't get coverage if they suddenly lost their job.

I know that SOME insurance companies will cover it, but as noted, most won't.

Work - life balance ranked second at 75 percent and salary came in as the third most important factor (74 percent), ranked well above other factors such as health insurance (43 percent), company reputation (40 percent), and 401 (k) / retirement benefits (31 percent).

Note: Many insurance companies will cover part or most of the cost of counseling as part of smoking cessation treatments.

Most insurance companies will require parents to practice repositioning techniques for at least two months before proceeding with a cranial orthotic such as the DOC Band.

The requirement would fundamentally alter New York's exchange, which is among the most successful of the state run marketplaces, and could cripple newly formed insurance companies, drive doctors out of networks and increase premiums on the state's exchange by as much as 30 percent.

That's not quite the same thing as saying «unable to keep their health insurance» as most people will be able to continue getting covered by the same doctors under the same insurance company under a new plan.

It is worth noting that while people under age 65 in the U.S. live in a heavily market - dominated economy where poor employment outcomes mean poverty and a lack of access to health care, almost everyone over age 65 has most of their healthcare paid for by Medicare, (a FICA tax financed, single payer system that pays providers more or less the same rates as private insurance companies and has few cost controls), more than half of their nursing home costs paid by Medicaid, (which is stingy in how much it pays providers and moderately means tested), and receives enough of a guaranteed income from the combination of Social Security and SSI payments to keep the poverty rate for people age 65 +, (even if they have no retirement savings of their own), above the poverty line, regardless of the state of the local economy.

After losing his job, Michael gets a trial job working as a profiler for an insurance company, as he is sure that he can use his skills to come up with a profile for people most likely to become another «Darwin» statistic.

As a candidate for the office that would work most closely on regulating insurance companies and health plans, he is dedicated to a thoughtful inclusive conversation for how to achieve universal healthcare.

I think most countries have some kind of official or well know appraisal organizations which give official book values for vehicles which are used by the general public as a guideline for buying and selling, and by insurance companies for calculating payouts when cars are wrecked.

We're a direct repair facility for most insurance companies, as well as the official body shop for Toyota of Dallas.

Most major publishing companies have liability insurance which protects them against libel as well as copyright infringement lawsuits.

Most of them, including your cell phone carrier, auto insurance company, and cable company, encourage their customers to select automatic payments as their payment preference.

We compared car insurance rates for one sample driver from 12 auto insurance companies across 39 cities, and found that costs can vary by as much as 60 % between the costliest and the most affordable auto insurer in South Dakota.

The most common ways are through a motorcycle insurance company or as a stand - alone service.

If nicotine is detected in your medical exam, most life insurance companies will classify you as a tobacco user and offer you smoker rates.

Most Texas mobile home insurance companies allow policyholders to customize their policies through endorsements, which function as policy add - ons.

In fact, most of the companies classified as financials are income trusts in the oil and gas sectors, not banks or insurance companies.

Most commonly, the guaranteed payments continue for as long as you're alive, demanding insurance company backing.

ForeCertain Income Annuity and ForeCertain Advisory Income Annuity are issued by Forethought Life Insurance Company, 10 West Market Street, Suite 2300, Indianapolis, Indiana and are available in most states with contract FL - FPA - 13, as applicable.

As one of the largest and oldest insurance companies, Travelers offers its customers all of the coverage options that most other national insurance companies do.

Overall, Acceptance Insurance is a poor choice for most, as it has higher - than - average monthly costs, even for higher risk driver types the company specializes in.

Additionally, most insurance companies in Florida will allow you to increase or decrease coverage limits as you see fit.

Most homeowners insurance companies include loss of use coverage in their policies and place a limit as a percentage of your dwelling coverage.