Not exact matches
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our
business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial,
business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for
business aircraft, including the effect of global economic conditions on the
business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or
other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our
other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and
other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or
other security attacks, information technology failures, or
other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and
other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and
other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over
financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco
business and generate synergies and
other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to
business relationships and
other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing
business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among
other things.
Disruptive early entrants often succeed because their larger, in - market competitors may be unwilling to immediately cannibalize existing
businesses and / or may be constrained by legal or regulatory considerations (think AirBnb or Uber) or by
other reasons such
as concerns for near - term
financial results.
In a perfect situation — perfect
as in market health,
financial status, and the ability to own property — it'd be a no - brainer to own a home or any
other piece of property for
business.
But
as the economy has turned tougher, I changed my mind about that — along with making a number of
other business and personal
financial decisions that should strengthen our ability to withstand whatever problems may occur.»
Find a
financial advisor or banker who can serve
as a mentor, someone committed to helping you succeed, offering access to capital and
other business owners.
After all, some of the biggest
business innovations - such
as biotechnology, online banking and
other online
financial services - come from some of the most regulated industries.
Further, PDC urges you to carefully review and consider the cautionary statements and disclosures, specifically those under the heading «Risk Factors,» made in its Quarterly Report on Form 10 - Q, its Annual Report on Form 10 - K for the year ended December 31, 2016 (the «2016 Form 10 - K»), filed with the U.S. Securities and Exchange Commission («SEC») on February 28, 2017 and amended on May 1, 2018, and
other filings with the SEC for further information on risks and uncertainties that could affect the Company's
business,
financial condition, results of operations, and prospects, which are incorporated by this reference
as though fully set forth herein.
Firms — such
as Betterment Institutional, Trizic, Upside
Financial and
others — that offer private - label capabilities to RIAs and broker - dealers in a
business - to -
business (B2B) model.
Such risks, uncertainties and
other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including
financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel,
financial condition of commercial airlines, the impact of weather conditions and natural disasters and the
financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among
other things integration of acquired
businesses into United Technologies» existing
businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of
other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and
other consequences thereof; (9) new
business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and
other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and
other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among
other things import / export) and
other laws and regulations in the U.S. and
other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the
other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective
financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their
businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or
other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
By that measure, the legal cannabis
business is rapidly accelerating into stage three,
as an ecosystem of
financial and
other services quickly grows up.
Yet there are
other important, but less well - understood, areas where catastrophic
business invasions, data and
financial manipulations, and ransom lockups and accompanying demands are just
as likely to arise.
The Fix: In early 2012, Spinak had «an epiphany» for how to improve the company's
financials: Downsize to a core staff of four employees to oversee the
business structure, and then rely on a stable of independent contractors to fill
other roles that were needed less consistently, such
as account executives, Web designers, graphic designers, copywriters and videographers.
Mills, like many
other policy experts and analysts, is in favor of some
financial regulatory reform, especially
as regards the newer lending startups and
other fintech companies targeting small
businesses.
Scarred by the
financial crisis, and often juggling student loan and
other debt burdens, debt is correctly viewed
as something that can upend or even sink a
business.
«The conclusion about a company's value will be based on an analysis of all kinds of information, such
as the historical profit - and - loss picture,
other financial records, the customer base, internal controls, key employees, competitive details, and much more,» says Catherine Bienert, CEO of Bottom Line Management, an Atlanta
business - brokerage and
business - appraisal firm.
Last May, Sears announced it was putting Craftsman, along with
other iconic brands like Kenmore and DieHard,
as well
as its Sears Home Services repair
business, up for sale, in an effort to sell off
other attractive assets to maintain
financial liquidity.
As a result, we believe it is useful to exclude Starbucks activity to clearly show the impact Starbucks has had on our
financial results historically, to provide insight into the impact of the expected termination of the Starbucks agreement on our revenues in the future, to facilitate period - to - period comparisons of our
business, and to facilitate comparisons of our performance to that of
other payment processors.
For example, if you're planning to use the loan proceeds to buy another
business you'll need to provide a copy of the purchase agreement, the target company's
financial statements, tax returns, and
other details about them (your loan officer will inform you
as to the specific documents you may need to add to your loan application).
Read what the Economist, Forbes, Fortune, Fast Company and
other top
business magazines have to say about the city and its strengths
as a
financial and cultural capital.
Such risks and uncertainties include, but are not limited to: our ability to achieve our
financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and
other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our
business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such
as Medicare; the effectiveness and security of our information technology and
other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger
as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the
businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing
business operations and opportunities during the pendency of the Merger; potential litigation associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the
businesses as a result of uncertainty surrounding the proposed Merger;
as well
as more specific risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com
as well
as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Some of our actual and potential competitors have advantages over us, such
as longer operating histories, significantly greater
financial, technical, marketing or
other resources, stronger brand and
business user recognition, larger intellectual property portfolios and broader global distribution and presence.
The pro forma
financial information was prepared using the acquisition method of accounting, which requires, among
other things, that assets acquired and liabilities assumed in a
business combination be recognized at their fair values
as of the completion of the acquisition.
We discuss certain of these matters more fully,
as well
as certain
other risk factors that may affect Centene's
business operations,
financial condition and results of operations, in Centene's filings with the SEC, including the annual report on Form 10 - K, quarterly reports on Form 10 - Q and current reports on Form 8 - K.
He has written dozens of articles with Harvard
Business Review Press and other business publications, such as The Wall Street Journal, The Financial Times, The New York Times, Fortune, Forbes and Busin
Business Review Press and
other business publications, such as The Wall Street Journal, The Financial Times, The New York Times, Fortune, Forbes and Busin
business publications, such
as The Wall Street Journal, The
Financial Times, The New York Times, Fortune, Forbes and BusinessWeek.
There is also an opportunity to connect Canadian
businesses with new and like - minded partners in APEC economies such
as Vietnam, where Canadian companies will find opportunities in sectors such
as agri - food, education and training, information and communication technologies (ICT), clean tech and
financial technology,
as well
as other services.
As a result, shareholders could lose confidence in our
financial and
other public reporting, which would harm our
business and the trading price of our ADSs or ordinary shares.
Dispositions may also involve continued
financial involvement in the divested
business, such
as through continuing equity ownership, guarantees, indemnities or
other financial obligations.
Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and
other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks
as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's
financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.
«Currently, under federal banking laws, many legal, regulated legitimate marijuana
businesses — operating legally according to state law — are prevented from maintaining bank accounts and accessing
financial products like any
other business, such
as accepting credit cards, depositing revenues or writing checks to meet payroll or pay taxes,» Perlmutter said.
TSSP's Core Platform is comprised of our «Pentagon» (our sourcing -
as - a-
business), fundraising, portfolio operations,
business development, legal, compliance, accounting, and
financial planning operations,
as well
as our strategy, tax, IT and
other «non-investment» functions that work across disciplines to ensure robust risk management and investment support.
Our
business, prospects,
financial condition or operating results could be harmed by any of these risks,
as well
as other risks not currently known to us or that we currently consider immaterial.
As more small - business borrowers joined the formal economy, they began using other banking services such as checking and savings accounts, mortgages and other financial product
As more small -
business borrowers joined the formal economy, they began using
other banking services such
as checking and savings accounts, mortgages and other financial product
as checking and savings accounts, mortgages and
other financial products.
The investment will separate Thomson Reuters» newsgathering
business from
other services it provides, such
as data analytics and trading tools to
financial professionals globally.
Perhaps the criminalization in
other countries of the inexplicable
business model used by the vast majority of American «
financial advisors» will serve
as an example of what real reform looks like and suggest to Americans that
financial advice is in fact not «free,» that
financial advisors are actually true professionals, and that it's infinitely safer for your wallet and better for your peace of mind to be invoiced by your advisor and never have to wonder if you got good advice or just a good sales pitch.
Loan Broker Training Can Lead to a Lucrative Career in the
Financial Industry At one time or another, most will be in need of a loan for
business needs, real estate purchases,
as well
as many
other instances where a...
But given the complexity of the
business processes involved, and corporate concerns about cybercrime and risk, the digital transformation of corporate treasury and cash management has not moved at the same pace
as in the consumer banking space, where the advent of peer - to - peer lending and instant payments via mobile and
other «smart» devices is rapidly transforming how consumers interact with
financial services.
The Enrollment Program also authorizes a superior court to have jurisdiction over enrollees by allowing it to «appoint a receiver, monitor, conservator, or
other designated fiduciary or officer of the court for a defendant or the defendant's assets,»
as well
as authorizes the Commissioner of
Business Oversight to «include in civil actions claims for ancillary relief, including restitution and disgorgement, on behalf of a person injured,
as well
as attorney's fees and costs, and civil penalties of up to $ 25,000» for up to four years after the purported violation occurred and «refer evidence regarding violations of the bill's provisions to the Attorney General, the
Financial Crimes Enforcement Network of the United States Department of the Treasury, or the district attorney of the county in which the violation occurred, who would be authorized, with or without this type of a reference, to institute appropriate proceedings.»
The right values and culture were not sufficiently embedded in JPMorgan's G10 spot FX trading
business, which resulted in it acting in JPMorgan's own interests
as described in this Notice, without proper regard for the interests of its clients,
other market participants or the wider UK
financial system.
Executives of banks and
other financial institutions of all sizes have grown to rely on International Banker magazine's cover stories and featured articles for inspiration
as they seek to challenge themselves to take a fresh and objective look at their
businesses, to «think outside of the box», to consider new ideas and angles.
Banks and all forms of
businesses are ostensible to check the SDN list to safeguard they do not yield
financial services to people, organizations, and governments which the U.S. has designated
as «blocked» due to impasse in terrorism, chief proliferation, kleptocracy, tellurian rights violations, and
other crimes.
Despite worries over Tesla's
financial sustainability and its inflated valuation, the company ought to be applauded for forcing
other industries (automotive, technology, etc) to rethink their existing
business models and evolve
as new markets are created.
If you are just starting out you may not have the
financial capacity or required
business structure to retain all the professionals that are expected to work with you, which is why you should make plans to partner with
other programmers and software app developers that operate
as freelancers.
We will serve the interests of our clients - individuals,
businesses, developers, traders,
as well
as other financial institutions and governments.
And your ability to secure a loan and get favorable terms will be partly dependent on existing debt
as well
as other elements of your
financial and
business profile.
The Australian government explains that it has taken the same approach that countries such
as the United States, United Kingdom, and Canada have taken regarding digital currency
businesses because it will facilitate innovation and follow guidance issued by the
Financial Action Task Force — the international regulator for preventing money laundering, terrorism financing, and other dangers that hinder the world's financia
Financial Action Task Force — the international regulator for preventing money laundering, terrorism financing, and
other dangers that hinder the world's
financialfinancial system.
It's no surprise that the research found small
businesses list accountants
as their top choice for strategic
financial advice, easily beating out consultants, bankers and
others.
Examples of these risks, uncertainties and
other factors include, but are not limited to the impact of: adverse general economic and related factors, such
as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such
as terrorist acts, armed conflict and threats thereof, acts of piracy, and
other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or
other disturbances to our information technology and
other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or
other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our
business; the significant portion of our assets pledged
as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and
financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain
other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and
other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and
other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.
Instead, the lender looks at your
business's real - time revenue and
financial data from bank accounts and
other accounts, such
as eBay, Amazon, Quickbooks, PayPal, Etsy and Square.
But be that
as it may, we
as a society have absolutely no
business judging
other people's charitable contributions,
as they are a very personal (and likely
financial) choice, and most importantly it is a VOLUNTARY decision.
As for the bar on restrictions that hinder
businesses, this effectively abolishes the right of governments to regulate capital flows, including the speculative flows which have wreaked so much havoc in the
financial crisis that has gripped Asia and some
other parts of the world.