Sentences with phrase «as paid up additions»

Using dividends to purchase additional paid up whole life insurance is a way to systematically increase both cash value and death benefit in the same way as paid up additions would do so without violating the MEC rules for life insurance contracts.

Although all life insurance companies are constrained by legal limits such as the MEC rules, some offer more flexibility for options such as paid up additions riders or options for chronic illness or long - term care.

This whole life product has a robust history of dividend payments and more flexibility in design options, such as paid up additions, than many other companies.

These dividends can also be used to purchase additional insurance through what's typically referred to as paid up additions.

Permanent Life Insurance has the cash buildup to provide the ability to purchase additional coverage, known as paid up additions.

Also known as Paid up additions.

Note that if you have certain riders, such as paid up additions or life insurance supplement riders, failure to pay interest on your loan when due may result in an increase to your minimum rider premiums.

This whole life product has a robust history of dividend payments and more flexibility in design options, such as paid up additions, than many other companies.

Not exact matches

Each one had paid from $ 250 to $ 700 as an up - front connection charge and was paying a $ 250 monthly fee for one line — in addition to the per - call charges, which averaged $ 2,000 a customer a month.

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

In addition to facilitating regular investment in the platform's money market fund, this feature allows accounts to be set up to receive monthly salary deposits automatically, and to automatically pay monthly bills such as mortgages and car loans — services similar to direct - deposit and autopay functions offered by traditional financial services providers.

In other news, our team seems to be rounding nicely into form, with a productive off - season and several new additions already settling in, there seems to be a renewed sense of confidence in the air... our well - oiled machine has conducted business again early this year, so we can just sit back, kick our feet up and watch all those other suckers scramble to make panic moves in the 11th hour... of course, we need to tie up a few loose ends but our team of savvy negotiators, under the tutelage of our faithful leader, will perform their usual magic with ample time to spare... I have to laugh when I look around the soccer world and see all those teams look upon us with envy and scorn as they struggle to mimic our seemingly infallible business model... thank goodness the powers that be had the foresight and fortitude to resist the temptations of the modern football era... instead of listening to all the experts and simply taking the easy way out by making the necessary improvements on the field and in the front office, we chose the path never traveled... we are truly pioneers in our field... sometimes you just have to have faith in the people that have always conducted themselves in a respectful and honest fashion... most fans aren't so fortunate, they will never know what it's like to follow a team that treats everyone in and around the club as if they were an extended member of the family... all for one I say... so when you wake up this morning, please try not to gloat when you see rival fans pacing back and forth waiting for their respective teams to pull the usual panic buys, just say nothing and be thankful that it isn't you... like I've always said, this is why you stay the course... this is when the real benefits of having someone in charge for over 2 decades really pays off... have a great day fellow Gunners

Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...

Workers would see an average of $ 5,000 in additional pay per year, as well as an addition of up to 4,200 new jobs across the state.

In addition to journals which are fully 100 % Open Access, there are other journals which operate via subscriptions as mainstream journals do, but which offer open access to the electronic versions of their articles after a delay of usually a year, or selectively for individual articles provided the authors have paid an additional charge to «open up» the articles.

Alcatel is well known for making budget handsets in the same way as Huawei and ZTE, where their latest addition to T - Mobile tips up in a BlackBerry-esque format — aimed at the texting addicted, on pay as you go deals.

In addition to buying reviews, Locke also paid the reviewers to download his.99 ebooks so that the reviews showed up on Amazon as «verified purchases.»

As in starting any other business, the cash value may not equal initial deposits for some time, however this will catch up as the policy is funded, with the help of paid - up additionAs in starting any other business, the cash value may not equal initial deposits for some time, however this will catch up as the policy is funded, with the help of paid - up additionas the policy is funded, with the help of paid - up additions.

Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.

In addition, the Grow - Up Plan is similar to other whole life insurance policies in that it will often take three to four years before you have any cash value, as early premium payments are dedicated to paying the insurer's fees.

In addition to the cost of the mortgage itself, the borrower will pay «closing costs» (a variety of expenses associated with the acquisition of the loan) as well as «points» (up - front interest charges; each point equals 1 % of the loan value).

Because we advocate using permanent life insurance for tax advantaged cash value accumulation through paid up additions AND other approaches, we suggest that convertible term will allow you increase your base of permanent life insurance as your needs and budget increase.

In addition, many are also trying to pay off heavy credit card debt built up during the lean years as a supply teacher.

Other companies such as Mass Mutual currently, may require full payment of scheduled paid up additions every year.

This is true as long as the policy qualifies as an insurance contract EVEN IF strategies are used to maximize the policy cash value through paid up policy additions.

ANICO Whole Life offers several different riders, such as Accelerated Benefit Riders, Guaranteed Insurance Option Rider, Paid up Additions Rider, Disability Premium Waiver, ANICO Signature Term Rider and Children's Term Rider.

As with most mutual insurance companies that offer participating whole life, a large percentage of the total dividend will go towards the purchase of paid up additions.

In addition, students received extra perks, such as a.50 % interest rate reduction if they signed up for automatic pay.

You can choose to take dividends as cash, use them to pay premiums or use them to purchase paid - up insurance additions.

So, our evaluation of the best whole life insurance companies tends to FAVOR those companies that offer the most benefits for maximum cash value accumulation through additional riders, such as paid - up additions.

And with features such as paid - up additions, you can greatly enhance your cash value accumulation, which also increases your whole life insurance death benefit.

You see, an insurance company is protecting itself with these caps from a policyowner who is terminally ill trying to get as much death benefit as possible through the use of paid - up additions.

You are allowed to continually add to your policy in addition to your normal premium through vehicles known as life insurance supplement riders, additional life insurance riders, or paid up additions.

Paid - Up Additions Dividend Option: life insurance dividends allow you to choose different options, such as taking the cash out or buying additional paid up life insuraPaid - Up Additions Dividend Option: life insurance dividends allow you to choose different options, such as taking the cash out or buying additional paid up life insurancUp Additions Dividend Option: life insurance dividends allow you to choose different options, such as taking the cash out or buying additional paid up life insurapaid up life insurancup life insurance.

Paid - up additions can be defined as additional insurance that is paid in full at the time of purchase, minus a deducted amount the insurance company charges as a load fee against paid - up additiPaid - up additions can be defined as additional insurance that is paid in full at the time of purchase, minus a deducted amount the insurance company charges as a load fee against paid - up additipaid in full at the time of purchase, minus a deducted amount the insurance company charges as a load fee against paid - up additipaid - up additions.

So, whole life is a thoroughly predictable retirement plan compared with market based retirement account assets, and as stated in # 2 above, this forecast is very conservative when considering likely dividends and additional interest and cash accrual that will occur when the whole life policy with paid - up additions rider is utilized as a strategic self banking strategy.

These dividends can be taken as cash, used to pay future premiums, or to purchase additional coverage using the paid up additions rider.

If you happen to come in under 90 % (which will come out when you file taxes), you will owe interest for the underpayment (as you should have paid it some time ago); typically 0.5 % per month; also up to 10 % in addition, depending on the situation.

Depending on your income, you may pay up to $ 76.20 in addition to your plan premium per month, as of 2017.

In addition, if she pays off her loan in year 2027 instead of 2032 as she would in the current scenario, she frees up $ 1,323 / month for five years.

So, using paid up additions and based upon your target cash value accumulation, as well as your budget, you can come up with a predictable plan to have a minimum cash value available for private financing within a specific targeted time frame.

Dividends earned as a policyowner can be used to buy paid up additions, which will increase the death benefit, further increasing the LTC benefit pool.

The ability to purchase paid - up additions is often included as a rider on the original policy.

Then, as the mini-policies earn dividends, you can use those to purchase more paid - up additions, and so on, allowing your cash value account to quickly compound.

Purchasing paid - up additions as an investment is advantageous to those looking for safe, liquid and tax - friendly growth.

As an example, with Paid - up additions an individual can pay premiums of $ 1000 a month, and have $ 10,000 in cash value at the end of year one of a whole life policy.

In addition, parents are expected to start paying back the loan as soon as the funds are disbursed to the school or the student, although they can request a deferment for as long as the student is in school, and up to six months after graduation.

In addition, the savings are never as large as the fees you pay the debt consultant up front.

In addition, cardholders will be responsible for paying both government imposed taxes and fees as well as carrier imposed fees and fuel surcharges that can add up to as much as $ 2,500.

Should you die while the policy is in force, your beneficiaries will receive not only your the initial face value as a death benefit, but also it's common for dividends to buy additional insurance by way of what are called «paid up additions», so the death benefit could actually be higher than the face value at the purchase of the policy.