We currently offer a few different ways for you to earn points, such
as paying your loans on time, taking our education courses, and sharing testimonials about your LendUp experience.
You then pay the loan off each month just like you would a regular loan but the difference between a secured and non secured loan is that with a secured loan you get the money you put down back at the end of the loan term as long
as you pay your loan on time.
Not exact matches
Those who are planning
on paying off student
loans as quickly
as possible within a relatively short amount of
time (like 5 - 10 years) may be able to save money with a variable rate
loan.
The suggested fixes include capping
loans at 65 per cent of the home value, introducing new and more conservative means of estimating how much a residence is worth, and amortizing the
loans (meaning that borrowers would have to repay the principal within a certain
time frame,
as in a mortgage, whereas now they can simply keep
paying interest
on their HELOCs).
Imagine their surprise when investors in a small business I once worked for received the company's internal
loan repayment spreadsheet, showing that the business owner was pulling out bucks by
paying his family exorbitant interest
on loans while investor
loans were repaid at rock - bottom rates over
as long a
time period
as possible.
For example, if you can't
pay back a secured
loan on time, a lender can seize the collateral, such
as your car or home.
Don't worry about
paying off all of your student
loans as soon
as you deposit your first paycheck — just be sure to make the minimum payments
on time.
Though there may be some risk that the value of the house, the income from a business, or the return
on stocks will not turn out
as hoped, the
loan will be
paid off in a specified amount of
time, and the interest rate will be locked in for the term.
However, under the
Pay As You Earn plan, any remaining
loan balance will be forgiven after 20 years of
on -
time payments, regardless of how much is left.
The four -
time Golden Glove winner was widely regarded
as one of the best shot stoppers
on the planet just a couple of years back, but now Manchester City are reportedly so desperate to get rid of him that they are willing to
loan him out while continuing to
pay the vast majority of his wages.
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really wa
Time for some brutal honesty... this team,
as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs
on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved
on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in,
as they seem to have a pretty good history when it comes to that position...
as far
as the defenders
on our current roster there are only a few individuals whom have the skill and / or youth worthy of our
time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really wa
time and / or investment,
as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and
loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed
on numerous occasions over the past 5 seasons... moving forward and building
on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer
as a result of his presence
on the pitch...
as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's
time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really wa
time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just
as much
time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really wa
time on the training table
as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought
on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only
paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore
as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger
on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
As reported by the Mirror, Serie A side Sampdoria are interested in making a move for the England man, however the club are only willing to
pay # 6M for the midfielder, with Arsenal unwilling to let the player leave
on loan due to the short amount of
time that is left
on his contract.
I am pleased to see the review puts part -
time students
on a level playing field with full - timers by giving them access to
loans for fees rather than having to
pay fees upfront
as they do now.
LendUp also rewards you for
paying on time and repeat business by allowing you to borrow more
as well
as lowering your interest rate
on your
loans.
Credit scores do nothing more than give a probability that a borrower will make good, based primarily
on his history of
paying other people back, but also considering such measures of financial stress
as how many
times he has asked for a
loan recently and the credit lines to credit used ratio mentioned above.
That is why it is so vital that you take steps to raise your credit score, earn and save
as much money
as possible, and
pay all of your debts and
loan obligations
on time.
PMI rates are based
on the
loan - to - value ratio
as well
as the creditworthiness of the borrowers, but even if you have good credit and have
paid all your mortgage payments
on time, low equity is still considered an increased risk
on the
loan.
You will
pay interest
on this type of
loan,
as well
as some transaction fees, so it's good to check
on these costs ahead of
time.
Taking out a subprime auto
loan can do wonders for your credit scores
as long
as you keep your subprime auto
loan payments
on time and satisfactorily
pay off the debt.
As long as you pay the balance for your purchases in full and on time every month, for most credit cards you're effectively getting an interest - free loa
As long
as you pay the balance for your purchases in full and on time every month, for most credit cards you're effectively getting an interest - free loa
as you
pay the balance for your purchases in full and
on time every month, for most credit cards you're effectively getting an interest - free
loan.
Even if you have less than perfect credit, if you have
paid your bills
on time for the last year, you can obtain a
loan approval —
as well
as enjoy the same interest rate
as buyers with great credit.
Some lenders charge
as much
as 4000 % APR, and this can land customers in financial hardship if they can't
pay back the
loan on time.
While some lenders might view taking out a
loan as a sign you're struggling,
paying a payday
loan back
on time could show a lender that you are a good repayer.
Doing something
as simple
as paying twice a month (half payments each
time) could save you at least $ 100 in interest payments
on this thousand dollar
loan.
Therefore, you should have a good credit score if you
pay all your bills
on time, do not utilize more than 30 % of your credit, maintain credit accounts that are in good - standing for extended periods of
time, avoid opening or having too many accounts, and have a mix of installment (such
as mortgages and auto
loans) and revolving
loans (such
as credit cards).
The VA streamline is probably the easiest mortgage
loan to qualify for and is designed to reduce a veteran's monthly payment
as long
as the veteran has shown the ability to
pay the mortgage
on time for the past six months and no more than one late payment more than 30 days past the due date within the previous 12.
Capitalized: With certain
loans, such as subsidized FFEL Loans, the U.S. Department of Education pays the interest that accrues on these loans while the student is enrolled at least half - time and during periods of defer
loans, such
as subsidized FFEL
Loans, the U.S. Department of Education pays the interest that accrues on these loans while the student is enrolled at least half - time and during periods of defer
Loans, the U.S. Department of Education
pays the interest that accrues
on these
loans while the student is enrolled at least half - time and during periods of defer
loans while the student is enrolled at least half -
time and during periods of deferment.
If you
pay back the
loan with regular,
on -
time payments
as stipulated in your contract, you will improve your credit ratings markedly.
Within 6 months of graduating I was hired
on with that company
as a full -
time salaried employee and it was
time to start
paying back student
loans.
Over
time, the interest
on a student
loan can make it difficult for a borrower to
pay down the principal
on a
loan,
as many of the initial payments will go solely towards
paying off the accumulated interest.
Aim to borrow only
as much
as you need, and
pay your balance
on time, in full, to make a good impression
on your lender, but most importantly,
on your credit report, where positive credit experience works in your favor for any
loan you may seek.
Deferment and forbearance are great options if you have no financial means at the
time you enter repayment
on your student
loans, but don't use them
as a way to just delay
paying them.
If you make all of you payments
on time and
pay off the
loan, your credit rating will start to improve allowing you to get more credit
as time goes by.
Consequently, you
pay down your principal (i.e. the amount you borrow) at a relatively slow rate early
on in your
loan but at an increasing rate over
time (
as the orange lines depict in the above graphic).
For both plans, the amount that would be due under a 10 - year Standard Repayment Plan is calculated based
on the greater of the amount owed
on your eligible
loans when you originally entered repayment, or the amount owed at the
time you selected the IBR or
Pay As You Earn plan.
On the other hand, if you've just purchased a home with your spouse, you might consider a decreasing term policy (since your mortgage balance decreases over
time as you
pay it off) with a death benefit equal to the size of your outstanding
loan.
As you start to
pay back the
loan (
on time, that is!)
With the interest only repayment schedule, you can
pay only the interest
on your
loans as long
as you are a full
time student in an accredited higher education institution.
Failing to
pay up your student
loans on time might prevent you from qualify for other
loans such
as auto
loan.
Paying off the
loan makes it a closed account, which doesn't help
as much
as an open account that's always
paid on time.
You can improve your credit score in a number of ways, such
as paying bills
on time, keeping a low balance
on your credit cards, avoiding opening credit cards that are not required, and having few instalments
loans that are being regularly
paid also raises your credit score.
On installment
loans with fixed payment schedules, interest payments will decrease over
time as the balance of the
loan is
paid off.
Historically building an impressive credit history and higher score was done by
paying mortgage, student, and auto
loans as well
as credit cards
on time.
As with all student
loan repayments, failing to
pay on time will be reflected in your credit history.
The majority of our auto title
loans are written
as «installment
loans» meaning that if the customer makes their payments
on time at the end of the
loan the account will be
paid in full.
If you take a high interest
loan, make every payment
on time,
pay down the balance
as quickly
as possible, and renegotiate the terms or transfer the
loan balance once your credit situation improves.
After you have proven that you need financial assistance in
paying for your tuition, the U.S. Department of Education will
pay the interest
on your Direct Subsidized
Loans while you are enrolled in school,
as long
as you are attending at least half -
time.
The majority of our personal
loans are written
as «installment
loans» meaning that if the customer makes their payments
on time at the end of the
loan the account will be
paid in full.
For example, if you can prove that you've
paid your rent
on time every month for the past year and you are requesting a
loan amount that results in a mortgage payment about the same
as your rent payment, you may have a case.
My main thing is that I want to offer them one more
time the option of keeping their
loan out to me and the roughly 5 % interest I
pay them
on it,
as it would increase my financial flexibility to do so and allow me to keep more cash in reserve.