Sentences with phrase «as planning for your financial future»

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Not exact matches

Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such as U.S. export control laws and U.S. and foreign anti-bribery laws such as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers, as well as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
Such statements include, but are not limited to, statements about the continued demand for our product, the wind - down of ExpressJet's flying agreement with Delta, and the related removal from service and / or placement into service of certain aircraft, the scheduled aircraft deliveries for SkyWest Airlines for 2018, as well as SkyWest's future financial and operating results, plans, objectives, expectations, estimates, intentions and outlook, and other statements that are not historical facts.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
Since GM's driverless cars are years away from hitting the road as part of Lyft's service, the automaker plans to provide short - term car rentals (for a day, week or month) to Lyft drivers in the immediate future, as well as lease financing through its GM Financial arm, said Ammann.
Secure Your Future: Financial Planning at Any Age (Oasis Press / PSI Research, 800-228-2275, 1994, $ 19.95), by Chuck Tellalian and Walter Rosen, two retirement and estate - planning experts, is about as comprehensive as you can get for thPlanning at Any Age (Oasis Press / PSI Research, 800-228-2275, 1994, $ 19.95), by Chuck Tellalian and Walter Rosen, two retirement and estate - planning experts, is about as comprehensive as you can get for thplanning experts, is about as comprehensive as you can get for the money.
These things are still far from certain since you still have to deal with unknowns such as future financial market returns, your actual lifespan, healthcare costs and those times where life invariably gets in the way and causes you to spend more than you planned for.
Planning for the future — but still not confident Despite using various financial tools for retirement savings such as RRSPs (45 per cent), cash savings (43 per cent), or TFSAs (39 per cent), 45 per cent of Canadians are still not confident that they will have enough money in retirement to afford the lifestyle they want.
Among other things, these forward - looking statements may include statements regarding the proposed combination of ILG and MVW; our beliefs relating to value creation as a result of a potential combination with ILG; the expected timetable for completing the transactions; benefits and synergies of the transactions; future opportunities for the combined company; and any other statements regarding ILG's and MVW's future beliefs, expectations, plans, intentions, financial condition or performance.
As part of its mission, Choose to Save ® develops user - friendly, multimedia materials to help individuals plan and save for their financial future, including:
Whilst we can't know the future of course, for financial planning purposes the probability is that life expectancy on average will increase in the future as medicine advances to cure or limit the big killers (cancer, cardiovascular disease etc).
As much as I am outside of my comfort zone here (I do not attend church - nor plan on doing so ever again, I have plenty of non-christian friends but not one Christian friend in my current city, I DJ at a bar, I run a radio that plays secular music (yet everything is sacred), I work a regular day job, I struggle with financial hardship and responsibilities I never asked for..., I sometimes have fear of the future and many times my faith dwindles... Some days I cry because I support my family and I feel just really tired...) despite all this fractured humanity that I am..As much as I am outside of my comfort zone here (I do not attend church - nor plan on doing so ever again, I have plenty of non-christian friends but not one Christian friend in my current city, I DJ at a bar, I run a radio that plays secular music (yet everything is sacred), I work a regular day job, I struggle with financial hardship and responsibilities I never asked for..., I sometimes have fear of the future and many times my faith dwindles... Some days I cry because I support my family and I feel just really tired...) despite all this fractured humanity that I am..as I am outside of my comfort zone here (I do not attend church - nor plan on doing so ever again, I have plenty of non-christian friends but not one Christian friend in my current city, I DJ at a bar, I run a radio that plays secular music (yet everything is sacred), I work a regular day job, I struggle with financial hardship and responsibilities I never asked for..., I sometimes have fear of the future and many times my faith dwindles... Some days I cry because I support my family and I feel just really tired...) despite all this fractured humanity that I am....
whether for the right or wrong reasons, our leader chose to stay on when things took a turn of sorts... a new owner arrived on the scene, plans for a new stadium emerged and Wenger became the bearer of bad news... he sold us on a new story, one that required patience on our parts... financial constraints were the order of the day, so that the enormous sums spent on the new venue could be recouped... although some would question the validity of such claims, why wouldn't they believe their faithful leader... according to those within the hierarchy, the future never looked so bright, as this new home would ensure our place among the elites for years to come... as we all know now these claims were a well constructed fabrication and so those who feel they were duped in the process are infuriated and rightly so... the fact that this club and it's manager have continually misled the fans, especially following Gazidis's claims about our financial liquidity, simply rubbed more salt in an already gaping wound... this surely isn't how you treat your «family», especially when they supported you through the supposed «lean» years... it was a dirty trick played by Kroenke but the fact is was orchestrated by Wenger himself hurt the most... as for those in the media, many of whom are former players or longtime pundits, who observed the early years firsthand, saw this as the perfect opportunity to vent the anger they felt towards this pretentious man once and for all... all in all, karma's a bitch
Time for some brutal honesty... this team, as it stands, is in no better position to compete next season than they were 12 months ago, minus the fact that some fans have been easily snowed by the acquisition of Lacazette, the free transfer LB and the release of Sanogo... if you look at the facts carefully you will see a team that still has far more questions than answers... to better show what I mean by this statement I will briefly discuss the current state of affairs on a position - by - position basis... in goal we have 4 potential candidates, but in reality we have only 1 option with any real future and somehow he's the only one we have actively tried to get rid of for years because he and his father were a little too involved on social media and he got caught smoking (funny how people still defend Wiltshire under the same and far worse circumstances)... you would think we would want to keep any goaltender that Juventus had interest in, as they seem to have a pretty good history when it comes to that position... as far as the defenders on our current roster there are only a few individuals whom have the skill and / or youth worthy of our time and / or investment, as such we should get rid of anyone who doesn't meet those simple requirements, which means we should get rid of DeBouchy, Gibbs, Gabriel, Mertz and loan out Chambers to see if last seasons foray with Middlesborough was an anomaly or a prediction of things to come... some fans have lamented wildly about the return of Mertz to the starting lineup due to his FA Cup performance but these sort of pie in the sky meanderings are indicative of what's wrong with this club and it's wishy - washy fan - base... in addition to these moves the club should aggressively pursue the acquisition of dominant and mobile CB to stabilize an all too fragile defensive group that has self - destructed on numerous occasions over the past 5 seasons... moving forward and building on our need to re-establish our once dominant presence throughout the middle of the park we need to target a CDM then do whatever it takes to get that player into the fold without any of the usual nickel and diming we have become famous for (this kind of ruthless haggling has cost us numerous special players and certainly can't help make the player in question feel good about the way their future potential employer feels about them)... in order for us to become dominant again we need to be strong up the middle again from Goalkeeper to CB to DM to ACM to striker, like we did in our most glorious years before and during Wenger's reign... with this in mind, if we want Ozil to be that dominant attacking midfielder we can't keep leaving him exposed to constant ridicule about his lack of defensive prowess and provide him with the proper players in the final third... he was never a good defensive player in Real or with the German National squad and they certainly didn't suffer as a result of his presence on the pitch... as for the rest of the midfield the blame falls squarely in the hands of Wenger and Gazidis, the fact that Ramsey, Ox, Sanchez and even Ozil were allowed to regularly start when none of the aforementioned had more than a year left under contract is criminal for a club of this size and financial might... the fact that we could find money for Walcott and Xhaka, who weren't even guaranteed starters, means that our whole business model needs a complete overhaul... for me it's time to get rid of some serious deadweight, even if it means selling them below what you believe their market value is just to simply right this ship and change the stagnant culture that currently exists... this means saying goodbye to Wiltshire, Elneny, Carzola, Walcott and Ramsey... everyone, minus Elneny, have spent just as much time on the training table as on the field of play, which would be manageable if they weren't so inconsistent from a performance standpoint (excluding Carzola, who is like the recent version of Rosicky — too bad, both will be deeply missed)... in their places we need to bring in some proven performers with no history of injuries... up front, although I do like the possibilities that a player like Lacazette presents, the fact that we had to wait so many years to acquire some true quality at the striker position falls once again squarely at the feet of Wenger... this issue highlights the ultimate scam being perpetrated by this club since the arrival of Kroenke: pretend your a small market club when it comes to making purchases but milk your fans like a big market club when it comes to ticket prices and merchandising... I believe the reason why Wenger hasn't pursued someone of Henry's quality, minus a fairly inexpensive RVP, was that he knew that they would demand players of a similar ilk to be brought on board and that wasn't possible when the business model was that of a «selling» club... does it really make sense that we could only make a cheeky bid for Suarez, or that we couldn't get Higuain over the line when he was being offered up for half the price he eventually went to Juve for, or that we've only paid any interest to strikers who were clearly not going to press their current teams to let them go to Arsenal like Benzema or Cavani... just part of the facade that finally came crashing down when Sanchez finally called their bluff... the fact remains that no one wants to win more than Sanchez, including Wenger, and although I don't agree with everything that he has done off the field, I would much rather have Alexis front and center than a manager who has clearly bought into the Kroenke model in large part due to the fact that his enormous ego suggests that only he could accomplish great things without breaking the bank... unfortunately that isn't possible anymore as the game has changed quite dramatically in the last 15 years, which has left a largely complacent and complicit Wenger on the outside looking in... so don't blame those players who demanded more and were left wanting... don't blame those fans who have tried desperately to raise awareness for several years when cracks began to appear... place the blame at the feet of those who were well aware all along of the potential pitfalls of just such a plan but continued to follow it even when it was no longer a financial necessity, like it ever really was...
As illustrated in the Executive Budget financial plan, the state will be facing significant budget gaps in each of the next three years, and a new payroll tax on employers will be a tempting target for future administrations and Legislatures looking for increased revenues, but reluctant to impose new or higher taxes directly on individuals.
For a second consecutive year, Cuomo also is relying on his 2 percent growth assumption — as expressed in the magic footnote at the bottom of the financial plan — to obscure the existence of future budget gaps.
These statements are likely to address matters such as the company's future financial condition and performance (including earnings per share, the profitability of Waldenbooks, liquidity, sales, inventory levels and capital expenditures), its cost reduction initiatives and plans for store closings and the expansion of product categories, as well as the timing of the launch of the Borders - branded eBook store and mobile application and the completion of the contemplated transactions with Spring Design and the benefits thereof.
Craft a plan that balances saving and debt reduction, builds emergency savings and deploys your money as effectively as possible, and you can create a more secure financial future for your family.
«The IALC has always focused on product solutions that are in the best interest for American retirement savers and as such we disagreed with the DOL's enforcement mechanism because it operated to reduce access and limit choices for individuals who have worked hard to plan and save for their financial futures.
According to the NFCC, budgets can actually free up money as well as relieve financial stress, increase financial security, help structure a plan for the future, allow planning for large purchases, assist in meeting financial goals; uncover money available to invest, allow preparation for emergencies, avoid late payments through scheduling timely payments, find hidden money for debt repayment and potentially raise credit score.
As concern regarding the instability of Social Security continues to grow and company pension plans become rare, Americans are looking for new ways to secure their financial future.
As of February 2017 Wealthfront launched a new automated financial planning experience for their clients, to help them better plan for their financial future.
Think about your plan to pay off credit card debt and other bills as a battle for your future financial security.
Investing for one's future is not a task to be taken lightly and should be done as part of an overall financial plan.
Your credit score plays a big role in your overall financial life, and it's important to keep it as high as possible — especially if you're planning to apply for a home loan or other type of credit in the near future.
As mentioned am very poor in financial planning and need to do something from this year so that the future is secured for my family.
Your credit score plays a huge role in your overall financial life, and it's important to keep it as high as possible — especially if you're planning to apply for a home loan or other type of credit in the future.
How to avoid this: Take the time to make a detailed business plan that includes: vision and goals for the business, solutions to potential problems, analysis of the competition, financials such as cash flow and expected growth and expenses, plans for marketing, and plans for future growth and management.
We can help you create an insurance strategy for your current and future life stages, as part of your overall financial plan.
This analysis will also be useful, in future work, as a basis for understanding, explaining, and designing more sophisticated distribution methods that plan sponsors and financial organizations can use to assist retired households, as well as the government policies that affect those products and strategies.
When you Adopt a Kennel you are providing needed financial support for the animals staying in your sponsored kennel such as basic and emergency medical care, and pet food and for future renovation plans to provide increased space, comfort, and enrichment.
Indianapolis, Indiana About Blog At Bedel Financial we define comprehensive wealth management as the alignment of a thorough plan of action for your financial future and the corresponding investment strategy to support that plan and help you achieve yoFinancial we define comprehensive wealth management as the alignment of a thorough plan of action for your financial future and the corresponding investment strategy to support that plan and help you achieve yofinancial future and the corresponding investment strategy to support that plan and help you achieve your goals.
We are well - prepared to assist you efficiently and effectively whether you are renting an apartment, purchasing a house, establishing a business, planning your financial future, defending yourself and your loved ones from foreclosure, contemplating a divorce or fighting for fair compensation for a personal injury or as a result of civil litigation.
As its name implies, the debtor education course serves as an educational tool for you to plan your financial future and learn some important lessons like establishing a healthy relationship with crediAs its name implies, the debtor education course serves as an educational tool for you to plan your financial future and learn some important lessons like establishing a healthy relationship with credias an educational tool for you to plan your financial future and learn some important lessons like establishing a healthy relationship with credit.
Enforce clear guidelines regarding the topics that can be discussed, which may include for example, limiting or prohibiting discussion of customer information or company confidential information such as financial results, trade secrets and future plans
The cash value can be a convenient financial cushion for you as with it you can create your savings plan for the future.
Whole life can be used as a tool in financial planning to save for future goals like retirement.
Often viewed as forced savings plan, a Return of Premium policy provides an excellent way to save money for the future AND obtain the life insurance protection you need to care for your family's financial future.
Cotton States Insurance describes itself as financially strong, trusted, and known as partners in creating strong plans for future financial security.
The commission compensates the agent or broker for the time spent advising you on how much and what type of life insurance to buy, for facilitating the application process, and for any further service that's needed in future years to keep the policy up - to - date (such as changing beneficiary designations, arranging policy loans or coordinating your financial plans with your lawyer and accountant).
30s is the time for an individual when his own personal needs take a back seat, giving way to the family concerns such as financial security of your family, future planning for their children and so forth.
Thus opting for a child plan will not only help a child but a parent as well towards a healthy financial planning for the child's future educational expenses.
The company has 72 branches, 2707 employees and provides a diversity of life insurance solutions for both individuals and groups taking care of the various financial needs such as retirement planning, savings and wealth creation and securing the child's future.
We, as parents or employers or people with others in our lives we care about, can plan for the future by making sure that our financial house is in order with proper estate planning.
The plan is ideal for meeting long term financial goals as well as creating a financial cushion to secure your family's future.
The foundation of personal financial success, the key to how to plan your saving, is effectively managing your money - which in turn is rooted in knowing where your money comes from, understanding where your money must go as opposed to where it actually goes, and analyzing through a saving planning guide for your future, how best to manage your money.
A wide range of life insurance solutions is provided for both individuals and groups taking care of the various financial needs such as retirement planning, savings and wealth creation and securing the child's future.
As we have seen that there are ample of ways to choose the right insurance plan for yourself and secure the future of your loved ones, all you need to do is proper research and make smart choices to meet your financial goals for future.
Suited for those who have planned future financial obligations such as child's higher education or marriage.
He added that life insurance plans are the most preferred ones because of the financial protection offered by them to a family and acts as a good mode of saving for child future education.
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