Sentences with phrase «as point banks»

«It's okay if they aren't redeeming regularly, as long as their points bank doesn't expire.»

Not exact matches

I've written about crowdfunding extensively, mostly from the point of view of entrepreneurs, who view crowdfunding as a cheaper way to finance their business over traditional bank loans.

Private - sector economists are pointing to a surfeit of positive data, while Bank of Canada Governor Stephen Poloz remains wary (or, as Poloz himself put it at press conference last week, «decidedly neutral»).

Yet Funk, former chairman of the Federal Reserve Bank of Kansas City, points out benefits to workers as well employers.

At this point it is unclear if Samsung will get the same cut from the banks as Apple gets from Apple Pay — or whether it will get any payout at all.

«The starting point for us was to seamlessly transition from ING Direct to Tangerine Bank with as little disruption to our customers and to the business as possible.

If I needed just a few more points, I could have also opened a SKYPASS Visa card issued by US Bank — it only offers a 15,000 point sign - up bonus, but almost as soon as I created a Korean Air Skypass frequent flyer account online, I started getting targeted offers in the mail for a 50,000 point bonus.

As a recent client note from BNP Paribas pointed out last week, Chairman Ben Bernanke laid out the bank's strategy on «threats to financial stability» quite neatly in his latest public address.

Australian shares were down 0.6 % after the Reserve Bank of Australia's policy board decided to cut its benchmark interest rate by 25 basis points to an all - time low of 1.50 %, as expected.

The market still expects the Bank of England to hike rates even as recent data pointed weaker, says Kathy Lien of BK Asset Management.

By choosing relationship banks carefully, and selecting a bank that provides a single point of contact -; a single relationship manager that can be treated as a consultant as well as a credit manager — it creates a stronger bond.

Stumpf has long lauded cross-selling as a reason the bank had been so successful (as Warren brutally pointed out by reading transcripts of earnings calls in which Stumpf touted the tactic).

As many others have pointed out, this seems odd, given that the bank fairly recently repatriated a large amount of its gold from the U.S.

One sticking point was the decision to name Garth Ritchie as head of the investment bank, one person said.

In point of fact, QE is a tool that the Bank of Canada views as a legitimate instrument of monetary policy if the need should arise.

As the economy continues its rocky recovery, policy - makers are quick to point out that core inflation, the key measure upon which the Bank of Canada depends to set monetary policy and stave off destabilizing devaluations of currency, remains in check.

Bharat Masrani said to reporters after their annual meeting of shareholders that the Toronto - based bank views the federal legalization of pot for adult use as an «important data point.»

Bank stocks were a bright spot in the markets, as the Dow Jones industrial average shed about 85 points on Tuesday.

While politicians point to a lack of investment in technology and skills as root causes, a recent Bank of England research paper has a more novel suggestion: Smartphones.

Deutsche Bank economists predict the curve will invert in 2019 as the Fed keeps raising interest rates by a quarter percentage point every quarter, as markets expect.

Additionally, Tchir argues that European investors have shown a proclivity to rush into trades leading to what he calls «periods of violent indigestion,» pointing to the big swing in German bund yields seen early last year following the European Central Bank's announcement of more QE as a prime example.

It wouldn't do much to help small business owners get bank loans either, as my Inc. colleague Maria Aspan points out.

Interest rates will inevitably rise, as the Bank of Canada keeps pointing out, and the federal government has instituted numerous changes over the past few years that will make a home purchase more difficult for first - time buyers.

But, as McIntosh points out, the testing sector has taken off with the proliferation of computing platforms — no longer just PCs and laptops, but also an ever growing universe of mobile devices and tablets, as well as increasingly complex applications, from e-commerce sites to mobile banking apps.

Other experts pointed to the underlying number Friday as another sign the central bank will make more than one more move in 2018.

The banks demonstrated that their personal and commercial loans businesses are still solid, even as expectations point to consumer lending growth slowing in the coming quarters amid persistent economic weakness.

But as Peter Eavis at the New York Times pointed out yesterday, the bank isn't disclosing a number everyone would like to know: the «overall size of the derivatives bets that have led to large losses and much reputational damage for the bank.»

J.P. Morgan's provision for compensating employees who leave to serve in government — a practice so common on Wall Street that it has become known as the proverbial «revolving door» — has become a point of contention in recent years, not only at the bank but for the industry as a whole.

That could be as much as 2 percentage points more than even its closest rivals, like Bank of America (BAC), Wells Fargo (WFC), Citigroup (C), or even Goldman (GS).

Banks rose along with the bond yields, as the S&P / TSX composite index advanced 84.57 points to 15,524.01, helped in part by the influential financials sector.

A lot of market strategists were pointing to bank stocks as the sector that would benefit the most from interest rate increases, since higher interest rates would boost lending profits.

Entrepreneurs in the field say that focusing on the price of Bitcoin is missing the point — its value is as proof of concept for a new kind of payment system not reliant on third parties like governments, big banks or credit - card companies.

The U.S. central bank's monetary - policy committee raised benchmark borrowing costs by a quarter percentage point to a range of 1.5 % to 1.75 %, in Jerome Powell's first meeting as Fed chairman.

With the advent of the Large Value Transfer System (LVTS), the target for the overnight rate was defined as the midpoint of the band, or 25 basis points below the Bank Rate.

And community bankers point to the strength of their relationship banking model, which can be an advantage in some markets, such as small business lending.

While the interest rates it advertises online tend to be lower than most banks or direct lenders, a quick look at the underlying assumptions shows that these rates are the result of factoring in mortgage discount points, which must be paid for upfront as an extra item in your mortgage closing costs.

At some point in 2018, Bank Indonesia (the country's central bank) will reportedly trial a state - issued cryptocurrency, which is being referred to by Indonesian media sources as the «digital rupiah.&raBank Indonesia (the country's central bank) will reportedly trial a state - issued cryptocurrency, which is being referred to by Indonesian media sources as the «digital rupiah.&rabank) will reportedly trial a state - issued cryptocurrency, which is being referred to by Indonesian media sources as the «digital rupiah.»

On average, mobile advances like these could help generate an average global expense ratio improvement of about 500 basis points, from 58 % to 53 % as banks reduce the costs of the branch network and the costs of shipping and storing cash and checks.

Because of the Durbin amendment, as of October 1, 2011, debit interchange is capped for transactions (21 cents, plus 5 basis points -LRB-.05 %), plus an additional penny for issuers that qualify for fraud) for debit cards issued by banks and credit unions with $ 10 billion in assets or more.

Quick answer: no, as the European Central Bank, which has an inate fear of inflation, felt compelled on Thursday by the economic crisis in Europe to cut its benchmark interest rates by 0.25 percentage points, bringing the refinancing rate to a record low of 0.75 % and the overnight deposit rate to zero.

One particular point I want to highlight is the need for central bankers to be aware of the risks that their banks and corporations are taking in regard to foreign currency exposures, as these can be a major source of financial vulnerability for a country.

De Galhau: We «Should Work On» Exchanges Speaking at the City Week banking conference in London April 24, de Galhau, who has gone on record to make some curious claims about cryptocurrency in the past, appeared to choose the industry as a specific point of interest.

His point is that even as the Bank of Japan has lowered its policy -LSB-...]

He suggests buying stocks that are likely to grow earnings faster and improve their balance sheets — such as CSL, Aristocrat Leisure and Ramsay Health Care — and short those likely to disappoint on the earnings front that will weaken their balance sheets, pointing to Bendigo and Adelaide Bank, Downer EDI and Ausnet.

Separately, the Bank of Japan (BoJ), which also will be meeting the same days as the Fed (Sept. 20 — 21), may be on the verge of abandoning its negative interest rate policy at some point — but likely not soon.

When the central banks take the bonds out of circulation the supply and demand dynamics naturally kick in (which is what they want, until things turn south, as you point out).

To paraphrase Charles Baudelaire's quip that the devil wins at the point where the public comes to believe that he doesn't exist, the financial sector's lobbying effort wins at the point where people believe that running into debt contributes to economic growth rather than burdens it, and that they will end up richer by acting as bank customers.

The relatively fixed exchange rate remained a weak point in the monetary control process, as attempts by the Reserve Bank to change monetary conditions were significantly offset by private capital flows.

One of his views that always stuck with me on that subject, at least as a starting point for thinking about it, was that it was somewhat nonsensical to talk about what «equilibrium exchange rates» should be in a world of fiat currencies and fractional reserve banking.

The Bank of England has previously intervened to point out that most money in the UK begins as a bank lBank of England has previously intervened to point out that most money in the UK begins as a bank lbank loan.