Sentences with phrase «as policy benefit»

In this case on diagnosis of any of these 4 critical illness like Cancer, Open Chest CABG, Heart Attack & Strokeas you will get the sum assured value as policy benefit.
That means if you choose an option, in case death or as policy benefit you will get the mentioned items in the right side column which is easily understandable.

Not exact matches

The materials sector, including the nation's largest steel manufacturers, should also benefit from more protective policies, said Darby, even as factory activity climbs.
By educating employees, enforcing policies, installing protective technologies and, where possible, encrypting IM conversations, you can continue to enjoy the benefits of using IM as a business tool while also mitigating its risks.
«This is an unusual situation, because the benefits vary across individual shareholders, as opposed to most corporate actions, where there is uniformity in what the best policy is.
In the grander scheme of things, and as a red flag, this is another asset class that has enormously benefited from asset price inflation, stirred up by the Fed's well - targeted monetary policies since the Financial Crisis.
The gap between rich and poor narrowed after World War II as unions negotiated better pay and benefits and as the government enacted a minimum wage and other policies to help the poor and middle class.
Please note that when you borrow money from a life insurance policy, it doesn't show up as income and has no impact on financial aid or the tax rate on Social Security benefits.
Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
As the largest generation in the U.S. workforce, millennials play a major role in helping companies decide what workplace policies and benefits are best for attracting new talent.
I would frame the policy question as «What mix of policies can we use to ensure economic growth and the benefits of that growth are shared by all».
As the name implies, term life insurance will provide a death benefit if an individual dies within the policy's term, up to 20 years typically.
While some remain defiant and plan to continue their work, one party in particular stands to benefit if the new policy restricts legal sales and pushes prices up — Mexican drug traffickers who see marijuana as a kind of cash crop.
Policies typically range between $ 3,000 and $ 6,000 a year, depending on a variety of factors, such as sex, age, health status, maximum daily benefit, length of benefit and waiting period.
The list is based on a company survey including more than 400 questions on factors such as leave policies, workforce representation, benefits and child care.
To «go on claim,» insurance - speak for using the benefit, you must be unable to perform at least two «activities of daily living,» such as bathing, dressing, feeding and toileting, for most policies.
As president of 2 Hounds Design, a $ 3 million manufacturer of fashionable products for dogs, based in Monroe, North Carolina, she expects to benefit from any made - in - the - USA policies Trump implements.
As government policies adjust to accommodate changing social norms and demographics, employers will have little choice but to seek ways to proactively manage — and leverage — family - friendly benefits.
Bruce Freed from the Center for Political Accountability told Fortune, «Many companies use the Chamber as a cover for tax issues and shaping tax policy to benefit them.»
«I would say our case is as good as any other Canadian news channel that benefited from the same policy
«[A] most every kind of public policy decision [today is] made as a matter of a cost - benefit ratio,» governance advocate Robert A. G. Monks, explained in a 2008 interview published on the website Social Funds.
According to the Center on Budget and Policy Priorities, a nonpartisan research group that focuses on reducing poverty, 20 million children in the United States (nearly 1 in 4) will have received Supplemental Nutrition Assistance Program (SNAP) benefits — better known as food stamps — in 2016.
Add up the balances in your 401 (k) s, IRAs, 529 college savings plan, emergency reserves and estimated Social Security survivor benefits, as well as any existing life insurance policies (perhaps through your employer).
He also worked on implementation of the Medicare drug benefit as a senior advisor to the Administrator of the Centers for Medicare and Medicaid Services, where he supported policy work on quality improvement and the agency's coverage process, particularly as it related to new medical technologies.
And paying for time off isn't the only part of the process of course — there's also the impact of the policy on other benefits like health care as children are added.
In addition to its corporate diversity, Alphabet Inc. ranked strongly for worker pay and benefits, including a flexible paid time off policy, and a strong 401 (k) savings program, and for its supply chain impact (the company has committed to reasonable worker hours, and to policies such as no forced or child labor).
In 2015, I hope unlimited vacation policies catch fire and more CEOs think of it not as merely a benefit or perk, but as part of crafting a high performance company culture built on trust and respect.
A recent report from Stack Overflow ranked the opportunity for professional development as one of the top five job benefits for developers, so offering this policy will help with recruiting and retention, which, in today's increasingly competitive market for talent, is almost reason enough.
As we crafted policy in this space, we talked to worker advocates, innovative businesses, and legal experts with the goal of raising wages and standards for independent contractors broadly, providing these workers universally needed benefits as well as a say in obtaining nontraditional benefits, and ensuring that the system would be practicable for participating companieAs we crafted policy in this space, we talked to worker advocates, innovative businesses, and legal experts with the goal of raising wages and standards for independent contractors broadly, providing these workers universally needed benefits as well as a say in obtaining nontraditional benefits, and ensuring that the system would be practicable for participating companieas well as a say in obtaining nontraditional benefits, and ensuring that the system would be practicable for participating companieas a say in obtaining nontraditional benefits, and ensuring that the system would be practicable for participating companies.
Mr. Sarlo, whose work specializes in measurement of poverty, said he hopes his report will influence government policy such as the Canada Child Tax Benefit.
The death benefit and payment plan of any standard whole life insurance policy are set as part of the policy and do not change.
While it's always recommended that families meet with a financial advisor to decide what level of life insurance protection would benefit them the most, a supplemental policy could act as a financial safety net, providing much needed normalcy during a very difficult time.
The benefit of term life insurance policies is that they can be structured to fit your financial situation, as you can customize several features of the policy:
Then there's what I see as a major conceptual flaw in the opposing arguments I heard today: Fed policy is presented as all costs, no benefits.
The Canadian economy benefitted from a recovery in the US and the emergence of China as a major global economy There is a lot at stake and Canada will not be immune to the consequences if policy makers in the EURO area and the U.S. fail to take decisive action.
This has the impact of providing you cash as well as reducing the life insurance policy's death benefit.
Buying paid - up additions is similar to buying a small single - premium life insurance policy as you increase the policy's cash value and death benefit but don't have ongoing payments.
(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.
Historically, corporate involvement in the political sphere has consisted of narrow efforts to shape policy to benefit the bottom line, such as lobbying for a favorable regulation.
Southwest has stayed true to its customer - friendly policies such as 2 free checked bags per person on every ticket, while the «legacy» U.S. airlines have frequently cut travel benefits.
Payouts for dismemberment are typically listed as a percentage of your policy's death benefit, with a certain percentage corresponding to each limb (or combination thereof).
However, the policy only pays a death benefit if you die due to a covered accident, such as a plane crash or sudden fall.
Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.
The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.
Why, in circumstances where Canada's security, policies and companies are already as fully protected as they can be, do we maintain a net - benefit test that does not show a bottom - line impact on Canada, imposes an unnecessary burden on investors and gives Canada a dubious (if generally undeserved) international reputation?
Permanent insurance, which includes whole life and universal insurance policies, is for life: It provides a death benefit for as long as you pay the premium, but also may include cash value that can be accessed during the insured person's lifetime.1
My mentor Michael Dooley once observed of employee participation in corporate democracy that workers will be indifferent to most corporate decisions that do not bear directly on working conditions and benefits: «As to the majority of managerial policies concerning, for example, dividend and investment policies, product development, and the like, the typical employee has a much interest and as much to offer as the typical purchaser of light bulbs.&raquAs to the majority of managerial policies concerning, for example, dividend and investment policies, product development, and the like, the typical employee has a much interest and as much to offer as the typical purchaser of light bulbs.&raquas much to offer as the typical purchaser of light bulbs.&raquas the typical purchaser of light bulbs.»
The beachhead groups were part of a larger constellation of advisers, including Oklahoma oil and gas mogul Harold Hamm (once considered for energy secretary), billionaire investor Carl Icahn (last seen shadily pushing for policy that would benefit his oil refineries), GOP energy lobbyist Mike McKenna (in charge of the DOE transition team), longtime climate skeptic (and hopeless dope) Myron Ebell, North Dakota Rep. Kevin Cramer (the oil devotee who supposedly wrote Trump's big energy speech last May), and Thomas J. Pyle, the director of the Institute for Energy Research (IER), a pro-fossil fuel «think tank» which, as we shall see, has provided several Trump staffers.
No medical exam life insurance is more expensive than fully underwritten coverage and typically provides fewer options, such as the ability to increase your death benefit or convert a term policy to permanent coverage.
As reported here specific economic groups bear the cost and reap the benefits of economic policy.
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