But when it comes to permanent life insurance, some other factors weigh heavily on your premium, such
as policy design.
Not exact matches
A company that
designs tests that it uses only in its own labs,
as Theranos does, doesn't need to get them approved, but the FDA is considering changing its
policy.
The chain is famous for League's strict anti-texting
policy,
as well
as the stars who show up to premiere films at the Austin location and the special posters
designed for many of the screenings, which may pair cult classics with themed foods.
It can result in unintended consequences, such
as the possible stigmatization of female directors whom the
policy is
designed to promote.
«Depending on plan
design, consumers who purchase short - term, limited - duration insurance
policies and then develop chronic conditions could face financial hardship
as a result, until they are able to enroll in PPACA - compliant plans that would provide coverage for such conditions,» the administration's report said.
As president of 2 Hounds
Design, a $ 3 million manufacturer of fashionable products for dogs, based in Monroe, North Carolina, she expects to benefit from any made - in - the - USA
policies Trump implements.
Apparently a lot of people who've incorporated are sensitive about having this gap between personal and small - business tax rates called a «loophole,» but what the heck: It's a loophole, in the sense that it was never
designed as a goal of public
policy.
Of course, just which matters ought to be left to judgment on a case - by - case basis, and which ought to be categorically determined
as a matter of
policy, is a hard problem for those who
design institutions of all kinds.
The basic elements of TQM,
as expounded by the American Society for Quality Control, are 1)
policy, planning, and administration; 2) product
design and
design change control; 3) control of purchased material; 4) production quality control; 5) user contact and field performance; 6) corrective action; and 7) employee selection, training, and motivation.
Most traditional company
policies are
designed to impose constraints on employees under the theory that workers are untrustworthy cogs who will do
as little
as possible if not carefully managed.
Comments received by the Department and media reports also indicate that many financial institutions already had completed or largely completed work to establish
policies and procedures necessary to make the business structure and practice shifts required by the Impartial Conduct Standards earlier this year (e.g., drafting and implementing training for staff, drafting client correspondence and explanations of revised product and service offerings, negotiating changes to agreements with product manufacturers
as part of their approach to compliance with the PTEs, changing employee and agent compensation structures, and
designing conflict - free product offerings), and the Department believes that financial institutions may use this compliance infrastructure to ensure that they meet the Impartial Conduct Standards after taking the additional Start Printed Page 16910sixty days for an orderly transition between June 9, 2017, and January 1, 2018.
But not even monetary
policy was
designed to deal with changes in the relative prices of commodities, such
as oil.
As I see it, there are two key steps that are essential in the
design of an appropriate monetary
policy strategy.
The
policies are categorised
as loan insurance products and are
designed to protect policyholders who lose their jobs from credit card repayments, for example.
Connelly said she has begun to think of the
policies as akin to a conservatively -
designed «structured product.»
As with any
policy designed to deal with one aspect of a complex issue, there were side effects.
He joined the RBA
as a junior economist in 1980 and in the 1990s he held senior
policy advising positions in the economics and markets areas, and was closely involved in
designing and establishing Australia's highly successful monetary
policy framework in the early 1990s.
A couple of weeks ago, the NDP suggested removing the GST from heating bills, and I bemoaned the idea
as just another example of a
policy designed to fit a communications strategy instead of the other way around.
The day's trading was driven by uncertainty over how to interpret the Federal Reserve's recent
policy statement
as well
as worries over talks in Beijing
designed to avert a full - blown U.S. - China trade war.
Temporary departures from the target inflation rate of this nature are acceptable,
as Australia's flexible inflation targeting
policy is specifically
designed to cater for volatility in the CPI.
Dan, The fiscal stimulus is an exogenous
policy tool
designed as an alternative to or a substitute for the endogenous adjustment of the market price.
Entrepreneurs will find all the information they need to
design their stock option plans and
policies: ready - to - use allocation models, advice from fellow startup founders who've been through it, plus our own perspective
as investors.
It's common for retailers to require their suppliers to have a product liability
policy explained in the first scenario above because if a product fails
as a result of a manufacturing flaw or
design flaw, they want to make sure there is a layer of protection between the manufacturer or importer and themselves and that their supplier will be able to handle the financial responsibilities of a product failure including paying any fines or legal defense costs.
New EI
policies,
designed to hurt rather than help; new appeal mechanisms, rigged against claimants; and employee cuts everywhere, made without rhyme or reason across the public service,
as the Parliamentary Budget Office has just reported.
An indemnity
design is typically more advantageous than reimbursement because funds from the
policy can be accessed for any need, without receipt, once the insured is certified
as qualifying for coverage.
For example, the government could take advantage of the cultural competency of these returnees by utilizing them
as consultants when
designing policy aimed at attracting tourists.
An independent Puerto Rico could also establish a tax and regulatory framework that is suitable to its status
as a middle - income country, rather than subjecting businesses to
policies designed for the much richer United States.
With a wave of anti-immigrant, anti-free trade sentiment sweeping through Europe, and uncertainty in the U.S. with regard to its H - 1B visa program, Hussen said the federal government's response is simply business
as usual — carrying on with
policies already implemented or in progress that are
designed to make it easier for Canadian companies to get the skilled people they need to grow.
Travel Market Report today released the second edition of its Ocean Cruise Report Card for Travel Agents, the third in a series of supplier
policy report cards
designed as a useful resource for travel professionals.
Hobby Lobby has done nothing wrong here and its management should be free to
design policies as it sees fit.
To this end they dismantle national boundaries
as well
as social
policies designed to redistribute wealth or insure that the poorest are cared for.
That, however, is not so easy to do when for centuries the church has followed
policies (not unwittingly,
as the Fuller professors state, but systematically and by unholy
design) that sought to de-Judaize the Jews and submerge them in various brands of Christendom.
The «White Australia
Policy,»
as it was known colloquially, was a conglomeration of
policies designed to limit access to Australian citizenship to individuals of non-British descent, Indigenous Australians and migrants from countries other than the UK and Ireland.
They argued that since there was a fairly high positive correlation, it was acceptable to use GNP figures
as a guide to
policies designed to improve the economy.
Such a
policy,
as the survey's website says, will by
design and intention «dramatically increase... response rates.»
The First Minister hailed the
policy,
designed to cut alcohol - related harm,
as «bold and brave»
as it was finally brought in across the country.
He has also worked for Bodegas Chivite, a Spanish wine group,
as Director of Environment affairs and Innovation where was mainly responsible for the
design and implementation of a long - term research
policy in the wine group.
The campaign — held the same month
as Earth Day — is
designed to inform and engage
policy leaders, media, wine trade and consumers about the California wine community's major commitment to environmental and community stewardship.
As a guest at Burj Al Arab Jumeirah, our
policies are
designed to enhance your stay and ensure maximum comfort and convenience throughout.
Throughout the school year, each team works with a Challenge Success coach to
design and implement positive changes in areas such
as curriculum and assessment, homework
policies, the daily school schedule, and health and wellness programs.
«
As the cornerstone of any comprehensive
policy designed to improve the health and well - being of childbearing women and their children, breastfeeding can save lives and improve long - term health of the entire community,» the document states.
As the cornerstone of any comprehensive
policy designed to improve the health and well - being of childbearing women and their children, breastfeeding can save lives and improve long - term health of the entire community.
The body of the JACEI report explains the
policy and Instructions were actually weakened (paragraph 4.1): «However Nestlé's Operating Instructions were revised in 2010 and now permit the advertising of formula milk
designed for babies older than one year even when the brand name is the same
as that for infant formula.
Previous attempts to evaluate the Baby Friendly Initiative within an observational study
design have often been limited by small sample size or reliance upon ecological measures of confounding factors.16, 17 The advantage of the Millennium Cohort Study is the availability of individual - level social and demographic information,
as well
as the circumstances of pregnancy and delivery, allowing adjustment for factors that in other studies may be associated with both
policy intervention and infant feeding practices, via area or individual population differences.
Since the early 1990s, government
policy on maternity care in England has moved towards
policies designed to give women with straightforward pregnancies a choice of settings for birth.1 2 In this context, freestanding midwifery units, midwifery units located in the same building or on the same site
as an obstetric unit (hereafter referred to
as alongside midwifery units), and home birth services have increasingly become relevant to the configuration of maternity services under consideration in England.3 The relative benefits and risks of birth in these alternative settings have been widely debated in recent years.4 5 6 7 8 9 10 Lower rates of obstetric interventions and other positive maternal outcomes have been consistently found in planned births at home and in midwifery units, but clear conclusions regarding perinatal outcome have been lacking.
These common sense
policy investments are
designed, and in many cases already proven, to support parents
as they undertake one of the most daunting and delicate jobs of their lives: raising their children.
Advocacy:
Policy makers, school officials and parents will rely on SNA
as the authority for
designing and funding school meal programs.
Although some SIDS experts and
policy - makers endorse pacifier use recommendations that are similar to those of the AAP, 272,273 concerns about possible deleterious effects of pacifier use have prevented others from making a recommendation for pacifier use
as a risk reduction strategy.274 Although several observational studies275, — , 277 have found a correlation between pacifiers and reduced breastfeeding duration, the results of well -
designed randomized clinical trials indicated that pacifiers do not seem to cause shortened breastfeeding duration for term and preterm infants.278, 279 The authors of 1 study reported a small deleterious effect of early pacifier introduction (2 — 5 days after birth) on exclusive breastfeeding at 1 month of age and on overall breastfeeding duration (defined
as any breastfeeding), but early pacifier use did not adversely affect exclusive breastfeeding duration.
The effects of breastfeeding on children's development have important implications for both public - health
policies and for the
design of targeted early intervention strategies to improve the developmental outcomes of children at risk
as a result of biological (e.g., prematurity) or social adversity (e.g., poverty).
Moreover, EVEL does not engage with on - going reforms in the other nations of the UK nor within England, appearing
designed to operate in parallel, rather than in tandem, with other
policies such
as devolution to England's cities and regions and the wider Northern Powerhouse agenda.