Sentences with phrase «as policy riders»

[2]: 11 One insurance textbook states that generally «courts consider all prior negotiations or agreements... every contractual term in the policy at the time of delivery, as well as those written afterward as policy riders and endorsements... with both parties» consent, are part of the written policy».

Ask your agent about options for a renewable term policy, as well as policy riders that include allowing you to purchase additional insurance at a future date regardless of your health, or converting a portion of your term into a permanent policy.

Commonly referred to as policy riders and special endorsements, these features can be used to enhance the policy or to meet your specific needs.

Commonly referred to as policy riders or special endorsements, these features can be attached to a basic policy contract to enhance the flexibility and fit of the policy to meet your specific needs.

Commonly referred to as policy riders or special endorsements, these features can be attached to a basic policy contract to enhance the flexibility and fit of the policy to meet your specific needs.

Ask your agent about options for a renewable term policy, as well as policy riders that include allowing you to purchase additional insurance at a future date regardless of your health, or converting a portion of your term into a permanent policy.

Omnibus bills are often filled with measures known as policy riders — specific carve outs of policy that often have little to do with funding the government but involve a specific, and usually partisan, issue.

For those that plan properly, they can purchase a very small amount of whole life, and use paid - additions to grow the cash value very quickly (as early as the first year), AND they can use term insurance (preferably as a policy rider) to supplement their overall family protection along the way.

As bad as it sounds, catastrophic disability is normally added as a policy rider that will provide an additional benefit amount for a specified benefit length or period should the insured qualify.

AD&D can be offered as a policy rider, a standalone policy, or as part of a group plan.

Some insurers sell this coverage as a policy rider.

It's commonly known as a policy rider.

Not exact matches

Depending on risks to your business, you may add riders to your homeowners» policy to cover normal business risks such as property damage.

Then get it insured, either as part of your homeowners or renters coverage (you may need a separate rider) or a separate policy.

AD&D insurance can be purchased as a standalone policy or as a rider to another life insurance policy, such as term life insurance.

A set amount of coverage is included as part of your group life insurance policy, similar to a rider.

Next up are likely attempts to insert a policy rider on a spending or budget bill to defund DOL's rule, Hauptman continued, as well as attempts «to delay implementation» of the rule.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

This is why we would typically recommend accidental death and dismemberment insurance as a supplement or rider to traditional life insurance, but not as a standalone policy.

The formal request specifically called out Uber's policy of telling riders to tip in cash on a ride service it advertises as «cashless.»

This rider — also known as a Terminal Illness Death Benefit Rider — is included in your policy at no charge.

This rider — also known as a Living Benefits Rider — is included in your policy at no charge.

You can add a child rider to your term policy for as little as $ 50 per year.

Riders are useful as they allow you to tailor your life insurance policy and gain certain benefits that aren't available with the standard coverage.

This rider — also known as a Terminal Illness Rider — is included in your policy at no charge.

A terminal illness rider, also known as an accelerated death benefit rider, offers you the option of receiving a percentage of your policy's payout immediately in the case you're diagnosed with a terminal illness.

Coverage will be provided as a rider to an employer's existing disability insurance policy and will be funded though a payroll deduction.

«Democratic demands are the same as they've always been: They want the GOP to agree to a debt ceiling increase and a continuing resolution to open the government that doesn't include policy riders, particularly related to Obamacare.

And progress over spending bills — including the Zika supplemental funding, the fate of which is still to be determined [Sept. 30 update: Congress has approved $ 1.1 billion in Zika funding as part of its continuing resolution]-- has been marred by policy riders on a wide range of topics from both parties in both chambers.

Take the money you'll save on the shorter coverage period and buy a shorter waiting period, benefit for home care (as many policies pay out only 50 cents on the dollar for long - term - care at home), and compound - inflation protection riders.

Sometimes it is offered as an optional protection (also called a rider) for a home insurance policy that can be added - on for a small monthly fee.

Make comparisons of premium costs for many different policy variations such as the death benefits amount, and optional riders.

The coverage provided by the rider can be converted to a permanent policy as long as a plan of insurance is available at the additional insured's current age.

We want to provide you the freedom to shop around and compare monthly costs to different policy options such as the death benefit, optional riders, and length of the contract.

We gathered quotes for a 45 - year - old male rider in Ohio for a policy that included bodily injury protection ($ 50,000 per person and $ 100,000 per accident) and personal property damage coverage ($ 25,000), as well as $ 500 deductibles for collision and comprehensive coverages.

Policies sometimes have limits for how much coverage can be included under certain categories such as electronics, jewelry and artwork, so if the value of your property greatly exceeds these limits, you may want to purchase additional riders so that you are fully covered.

Optional Charges Some charges can be associated with customizing your policy, such as adding a rider or taking a withdrawal from the cash value.

Instead, you may have to add additional coverage as an optional rider to your policy, or purchase coverage from a third - party insurer.

AD&D insurance can be purchased as a standalone policy or as a rider to another life insurance policy, such as term life insurance.

A set amount of coverage is included as part of your group life insurance policy, similar to a rider.

Also known as riders, they help round out a life insurance policy and customize it for your specific need.

You can opt for a cheaper actual cash value policy and add a rider, also known as a floater or endorsement, to your policy to protect your juicer.

Optional Riders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as rRiders: Additional benefits such as Children's Term Insurance, Grandchild Term Insurance, Accidental Death and Dismemberment, Waiver of Premium, and Accelerated Living Benefit may be added to some policies as ridersriders.

There are workarounds, such as setting up the ILIT in advance or adding an estate planning rider to the policy.

Water - caused by plumbing failure, appliance failure, fire sprinklers or other accidental discharges of water (You can purchase flood insurance as a separate rider to your renters insurance policy.)

But this is not much of a guarantee as it really only amounts to a term policy rider.

This rider is also known as paid - up additional insurance and is available on participating whole life insurance policies.

Hi Sreekanth I started investing Rs, 6200 / month (12 lakhs Sum assured & 12 lakhs accident rider SA) in LIC Money Back Policy (term 25 yrs)-- 821 from Jan 2014 as a tax saving step.

The policy may also include additional riders, such as terminal illness, chronic illness and critical illness accelerated benefit riders.

This rider — also known as a Living Needs Benefit Rider — is included in your policy at no charge.