Sentences with phrase «as public record information»

Both firms are providing alternative data for the new score, including payment history on utility bills, cable bills and cellphone bills — information held in a database maintained by Equifax — as well as public record information, including address history, held in the LexisNexis database.

Not exact matches

Spokeo is a Pasadena, California tech company that aggregates public records and sells that information as personal profiles online.

Trotter also notes that several of the allegedly «defamatory» statements in the article were actually pulled from information in Ivari's own marketing materials and from public records such as court documents.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.

Public records are scoured, too, just in case the above checks fail to include information the lender would need as part of your approval.

The data relied upon is sourced from public records, or statistical calculations («Sources») and that the model results and other information provided in the Consumer AVM reports are provided on an «as is, as available» basis with all faults and defects.

These credit - reporting agencies also offer a wider array of business credit services [3], like public records of critical business information such as liens and judgments, as well as corporate profiles for high - risk credit decisions.

New York State's Freedom of Information Law («FOIL»), codified as the Public Officers Law, Article 6, § § 84 - 90, allows members of the public the right to access government records, with certain Exceptions that are enumerated in § 8Public Officers Law, Article 6, § § 84 - 90, allows members of the public the right to access government records, with certain Exceptions that are enumerated in § 8public the right to access government records, with certain Exceptions that are enumerated in § 87 (2).

Most recently, this focus on secrecy was shown in the extraordinary efforts of the governor's aides to shield some of his records from public scrutiny in the State Archives, where a top Cuomo lieutenant spent nearly eight hours screening documents from Cuomo's years as attorney general that were sought by the Times Union under the Freedom of Information Law.

That boosted his total pay to nearly $ 120,000, according to payroll records obtained through a Freedom of Information Law as well as data kept by the Empire Center for Public Policy.

Gross also said the ethics board is in a difficult position as an agency that keeps the financial disclosure records open for public inspection, while the board and its staff are barred by the county ethics law from disclosing confidential information.

«The MTA has always provided payroll data to FOIL requestors such as the Empire Center and we always will,» said Adam Lisberg, a spokesman for the M.T.A. «We have run into some computer problems while processing tens of thousands of payroll records, but this is of course public information and the Empire Center will of course receive it as soon as possible.»

The brief ruling says the Empire Center, which has complied all manner of public spending records on its website See Through NY, failed to make a «persuasive argument» as to why the information should be released.

He noted that on his assumption of office as the C.P Akwa Ibom State he initiated «Operation Impact» which recorded instant success largely due to information gotten from public spirited individuals of the state.

These functions include a variety of activities which assist both governmental agencies and the general public, such as: (1) Review and approve and sign street acquisition and damage maps for Department of Transportation (DOT) and Department of Environmental Protection (DEP); (2) Review and approve street alteration maps; (3) Review and ensure the maintenance of survey monument information; (4) Review and ensure maintenance of street grade and elevation data for the Borough; (5) Issuance of street house numbers and the management of the topographical record room; (6) Present new revenue stream ideas and develop the fee structure for topography services and a system to collect, maintain and reconcile said fees; and (7) Work with the Office of Management and Budget, the Comptroller's Office and other Borough President's Offices to ensure that the fee structure and collection system is compatible and appropriate.

Quinn outlined a number of other public safety ideas on Wednesday, including adding 1,600 more police officers, buying 1,000 more mobile surveillance cameras and providing more officers with smartphones that let them look up such information as arrest records or warrants linked to an address.

A combination of clinical, environmental and public health information, proliferation of associated genomic data, and increasingly complex digital information from sources such as electronic health records, social media, mobile health and imaging,» says Veera Baladandayuthapani, Ph.D., professor of Biostatistics.

The term «personnel file,» as used in this section, means all records, information, data, or materials maintained by a public school system, in any form or retrieval system whatsoever, with respect to any of its employees, which is uniquely applicable to that employee whether maintained in one or more locations.

Denver Public Schools has been using SGOs for many years; their 2008 - 2009 Teacher Handbook states that an SGO must be «focused on the expected growth of [a teacher's] students in areas identified in collaboration with their principal,» as well as that the objectives must be «Job - based; Measurable; Focused on student growth in learning; Based on learning content and teaching strategies; Discussed collaboratively at least three times during the school year; May be adjusted during the school year; Are not directly related to the teacher evaluation process; [and] Recorded online» (for more information click here).

The Times value - added rating, which was based entirely on public - record information, should be considered as only one component in overall teacher assessment.

The Charter Schools Program provides money to create new high - quality public charter schools, as well as to disseminate information about ones with a proven track record.

Records of electronic access information such as the library card or guest pass number used to log onto library public computers

Some of the information you provide to the agency will become public record, so you might, for example, decide that you'd rather provide a post office box as your company's address, not your home address.

Credit alone presents many challenges such as the number and age of trade lines eligible per guidelines, alerts and validation which may require to pull again credit affecting scores, conflicting derogatory trades, collections or public record information borrower was unaware of, accounts in dispute and so on.

Public records on a credit report may include information such as judgments, foreclosures, suits, wage attachments, bankruptcies, state and federal tax liens, and past - due child support.

In fact, public record information, such as bankruptcy, can remain on a credit report for 7 to an indefinite number...

It also provides information on where you live and work and may note other matters of public record such as judgments or bankruptcies.

A skip tracer's job is to uncover as much information as possible about an individual through public records such as bankruptcies, marriage licenses and mortgage deeds.

Your credit report will display information such as your address, employer, and financial accounts (credit cards, loans, mortgages, or other lines of credit), your payment history, items such as bankruptcies or other matters of public record, and more.

These agencies obtain information from various sources, including loan applications; public records which provide information related to such matters as bankruptcy, court judgments, and conditional sales contracts; and from credit grantors and collection agencies who provide credit files on a monthly basis.

Negative information found in the Public Record, such as bankruptcies, collections or judgements

The number of consumers who will see a bigger bump in their score is small, FICO said, because most consumers who have a tax lien or judgment on their file still have other derogatory indicators such as collections or serious delinquencies on their credit file, which will remain after the public record information is removed.

Check your personal information, the detailed history of each of your financial accounts, and documents, as well as public records.

Like Equifax and D&B, they also collect information available within the public record, information reported by both lenders and suppliers, as well as information from credit card companies, collection agencies, and other databases.

This history also includes any public records and collections information, such as bankruptcies, liens, or other negative actions.

Launched as a cooperative effort with Equifax and Lexis - Nexis Risk Solutions, FICO XD uses any credit bureau information available to assess risk, but also adds other information sources to assess responsible behavior — payment histories from vendors such as cable TV and cell phone providers, public records, and property data.

Your report may also include public record information, such as civil judgements, tax liens and bankruptcies.

The only ways you can dramatically boost your credit score within a month or two is by cleaning up the public records section of your credit report (as discussed above), paying down a substantial amount of debt if you are close to your credit limits (also discussed above), or getting a creditor or the credit bureau to stop reporting negative information that is more than 7 years old.

As soon as the public records section is cleaned up and completely clear, your credit score should improve dramatically as long as you don't have a lot of other derogatory information on your credit report (like a lot of late payments, a bankruptcy, or a consumer proposalAs soon as the public records section is cleaned up and completely clear, your credit score should improve dramatically as long as you don't have a lot of other derogatory information on your credit report (like a lot of late payments, a bankruptcy, or a consumer proposalas the public records section is cleaned up and completely clear, your credit score should improve dramatically as long as you don't have a lot of other derogatory information on your credit report (like a lot of late payments, a bankruptcy, or a consumer proposalas long as you don't have a lot of other derogatory information on your credit report (like a lot of late payments, a bankruptcy, or a consumer proposalas you don't have a lot of other derogatory information on your credit report (like a lot of late payments, a bankruptcy, or a consumer proposal).

Credit bureaus gather information about consumers and their credit histories from public records such as court records (i.e. foreclosure, bankruptcy), creditors such as mortgage companies, credit unions, banks, and credit card companies, as well as retailers and other reliable sources.

And even though it allows you to bypass the paramedical exam, it is still fully underwritten and includes a background check, such as the Medical Information Bureau, Motor Vehicle Records, Prescription Database and a Public Records search.

The credit report shows your identifying information, your employment history, open and closed trade lines (loans, credit cards), collection accounts, inquiries that have been made into your credit, and public records such as bankruptcy and liens against you.

Credit bureaus also get their information from public records such as the local courthouse.

Reported data includes personal information (name, address, social security number, employers), credit accounts (loans, credit cards, and so on), public financial records (bankruptcies, judgments, tax liens), collection accounts (any account that has been reported as being in default, and inquiries (anytime someone checks your credit).

Basically what it is, is a large data base, various data picked up on a monthly basis by the lenders uploading information, as well as from public records, the bankruptcy cases for example, judgments through courts and what have you.

Public Record: Information obtained by a credit reporting agency from court records, such as liens, bankruptcy filings and judgments.

In addition to providing information about your accounts, credit bureaus also maintain public record information from government sources, such as tax liens, bankruptcies and overdue child support.

Whether paid or unpaid, public records always reflect as negative information on the credit report.

Public record information contains any legal occurrences pertaining to your financial situation, such as bankruptcies, liens, wage garnishments or judgements.