Sentences with phrase «as purchasing insurance»

It is always helpful when your insurance agent can guide your with sound knowledge about the market, which plans would give you the maximum benefits and their knowledge about the investment markets also helps tremendously, especially if you are also inexperienced as far as purchasing insurance is concerned.

While the more comprehensive policies can provide coverage, conditions usually will apply such as purchasing the insurance within a specified number of days from your very first payment toward your trip.

The idea was to create a fine that wasn't quite as expensive as purchasing insurance but was high enough that it would make consumers think twice about skipping coverage.

Not exact matches

As if that weren't enough, Obamacare's individual mandate includes a tax penalty for anyone who refuses to purchase health insurance.

As a newbie trader, your best bet will be to purchase insurance through your freight forwarder, who has a blanket policy, or directly from the air carrier.

You can purchase a contingent policy, which is about half the price of regular insurance and will serve as backup insurance in the event of a catastrophe.

Many states, including Utah, do not allow insurance brokers to offer rebates to consumers to encourage insurance purchases; according to the Utah Insurance Department, free software counts as insurance brokers to offer rebates to consumers to encourage insurance purchases; according to the Utah Insurance Department, free software counts as insurance purchases; according to the Utah Insurance Department, free software counts as Insurance Department, free software counts as a rebate.

The card comes with a handful of other perks, many of which overlap with the Sapphire Preferred and Reserve, such as trip cancellation / interruption insurance, primary car rental loss / damage coverage, and various purchase protections.

In 2014, Utah temporarily banned the company from operating because, state insurance regulators reportedly argued, its free services are equivalent to a rebate meant as an incentive to purchase insurance.

In cases when they do - such as with the work disincentive effects of means - tested tax credits used for the purchase of health insurance - it's better to hold off on those attacks or make them more nuanced.

«Depending on plan design, consumers who purchase short - term, limited - duration insurance policies and then develop chronic conditions could face financial hardship as a result, until they are able to enroll in PPACA - compliant plans that would provide coverage for such conditions,» the administration's report said.

On Monday, two powerful conservative leaders in the House declared the blueprint unacceptable because it relies on giving people refundable tax credits to purchase insurance — a policy mechanism that, in a very rough sense, resembles Obamacare's subsidies to buy mandated health coverage (and is therefore being slammed by conservatives as just another entitlement program).

However, homeowners» policies are limited in coverage and you may need to purchase additional policies such as home - based business insurance to cover other risks, such as general and professional liability.

According to a new report from health care researcher Kaiser Family Foundation, premiums for policies purchased through the health insurance exchanges could rise by as much as 25 percent in 2017.

He found that purchasing group health insurance would cost just over $ 100,000 — not as much as he'd feared.

A few policies also allow for trip cancellation if you became pregnant after purchasing the insurance and, as a result of the pregnancy, no longer want to take the trip, said Rachael Taft, a spokeswoman for comparison site Squaremouth.

Parents of a disabled child who will need ongoing support such as medical care or assisted living, however, will need to purchase cash - value insurance, advised James Hunt, a life actuary for the Consumer Federation of America and founder of website Evaluatelifeinsurance.org.

As the shareholder whose children are in the business, you purchase the life insurance that originally supported the buy - sell agreement and put it into an irrevocable life - insurance trust.

And just as often, those who come into large sums through insurance proceeds, a divorce settlement, the sale of a business or inheritance suddenly jump into the market, making big stock purchases without much discretion beyond assuring diversification.

As amended, Section IV (b) of PTE 84 - 24 requires Financial Institutions to obtain advance written authorization from an independent plan fiduciary or IRA holder and furnish the independent fiduciary or IRA holder with a written disclosure in order to receive commissions in conjunction with the purchase of insurance and annuity contracts.

After acquiring the rights to a future income stream (such as a retiree's pension payments), these pension purchasing or structured settlement companies, sometimes called «factoring companies,» may turn around and sell these income streams to retail investors, often through a financial advisor, broker or insurance agent.

The Trump administration on Wednesday issued a number of rules tweaking the health law as a potential replacement strategy takes hold, including loosening the penalties imposed on Americans who can't prove they've purchased health insurance.

Private health insurance is already seen as a «grudge purchase» but rising premiums mean consumers are abandoning the product altogether.

(a) Schedule 2.7 (a) of the Disclosure Schedule contains a list setting forth each employee benefit plan, program, policy or arrangement (including any «employee benefit plan» as defined in Section 3 (3) of the Employee Retirement Income Security Act of 1974, as amended («ERISA»)(«ERISA Plan»)-RRB-, including, without limitation, employee pension benefit plans, as defined in Section 3 (2) of ERISA, multi-employer plans, as defined in Section 3 (37) of ERISA, employee welfare benefit plans, as defined in Section 3 (1) of ERISA, deferred compensation plans, stock option plans, bonus plans, stock purchase plans, fringe benefit plans, life, hospitalization, disability and other insurance plans, severance or termination pay plans and policies, sick pay plans and vacation plans or arrangements, whether or not an ERISA Plan (including any funding mechanism therefore now in effect or required in the future as a result of the transactions contemplated by this Agreement or otherwise), whether formal or informal, oral or written, under which (i) any current or former employee, director or individual consultant of the Company (collectively, the «Company Employees») has any present or future right to benefits and which are contributed to, sponsored by or maintained by the Company or (ii) the Company or any ERISA Affiliate (as hereinafter defined) has had, has or may have any actual or contingent present or future liability or obligation.

Many lenders will require that you take out insurance on the asset you're purchasing throughout the term of the loan when the asset being purchased is also being used as collateral for the loan.

AD&D insurance can be purchased as a standalone policy or as a rider to another life insurance policy, such as term life insurance.

Cigna Corp. and Express Scripts Holding Co. announced Thursday a $ 67 billion purchase by the Bloomfield health insurer in a deal that could help control health care costs as consolidation picks up in the insurance and pharmacy benefits management...

Life expectancy and retirement aside, if you're purchasing a life insurance policy to protect a specific interest — such as a business loan or mortgage — you may also need to think about the potential duration of that need when considering your options.

Effective in 2019, Americans won't face a penalty for choosing not to purchase health insurance as mandated by the Affordable Care Act.

Mortgage default insurance for buyers who are purchasing properties for immediate family members to live in with as little as a 5 % down payment.

Mobile home insurance policies generally include $ 100,000 in liability coverage but policyholders can purchase as much as $ 500,000.

The directors are also entitled to (i) have the Company purchase directors» and officers» liability insurance on their behalf in reasonable amounts, (ii) the benefits of indemnification to the fullest extent permitted by law and by the Articles of Incorporation, Bylaws and any indemnification agreements, and (iii) exculpation as provided by state law and the Articles of Incorporation.

Mortgage Insurance can help you achieve the dream of homeownership sooner by allowing you to purchase a home with less than 20 % down payment, while paying the same competitive interest rates as buyers with a larger down payment.

Enacted in 2003 as part of legislation providing drug benefits under Medicare, the tax preference is only available if the individual purchases a high - deductible health insurance policy.

Certain transactions are not eligible for Reward Points, including Advances (as defined in the Agreement, including wire transfers, travelers checks, money orders, foreign cash transactions, betting transactions, lottery tickets and ATM disbursements), Annual Fee, convenience checks, balance transfers, unauthorized or fraudulent charges, overdraft advances, interest charges, fees, credit insurance charges, transactions to fund certain prepaid card products, U.S. Mint purchases, or transactions to purchase cash convertible items.

In Georgia in 2011, the insurer received $ 26 million in premiums for the sort of auto insurance Sutton purchased as part of her loan.

All common areas, the condominium building's structure and many internal features, such as the roof, walls and elevators, are generally covered under an insurance policy purchased by the condo association or HOA.

While mortgage rules in Canada differ by province, all are full recourse with the sole exceptions being Alberta and Saskatchewan in situations where borrowers have not purchased mortgage default insurance (such as from CMHC).

As FHFA states in its progress report, private mortgage insurance remains the primary form of credit enhancement used on mortgages sold to the GSEs with loan - to - value ratios over 80 percent, and in the first quarter of 2017 MI covered $ 48 billion of mortgages the agencies purchased.

Business owners who, as a normal course of business, create a potential risk of injury to themselves or others should purchase business or personal liability insurance in addition to sheltering their assets with the LLC.

Plus, you get premium travel perks, such as trip cancellation and trip interruption insurance — and purchase protection benefits such as extended warranty.

Whole life insurance policies are generally more expensive than alternatives, such as term life insurance, and the death benefit directly impacts that cost, so it's important to evaluate your family's needs before deciding to purchase.

Mortgage insurance allows you to purchase a home with less than 20 % down as opposed to trying to save another 12 months for a down payment.

You'll have been purchasing «paid - up insurance» for the rest of your holdings, hedging more as time goes on.

Adjustable rate mortgages can be used to refinance a home with as little as 5 % equity when private mortgage insurance (PMI) is purchased.

Purchase business insurance such as general liability, workers» compensation if hiring employees, product insurance or home - based business insurance to protect business assets in the event of a lawsuit or settlement.

Conventional fixed rate mortgages can be used to refinance a home with as little as 3 % equity when private mortgage insurance (PMI) is purchased.

Conventional fixed rate mortgages can be used to buy a home with as little as 3 % down payment when private mortgage insurance (PMI) is purchased.

For a home purchase price of $ 200,000 and down payment of 10 %, we found that you would pay almost four times as much in mortgage insurance with an FHA loan compared to a typical PMI premium of 0.76 %.

On a $ 200,000 home purchase, mortgage insurance is as follows.