Sentences with phrase «as qualifying payments»

Gift cards and person - to - person payments (PayPal, Venmo, etc.) are also not listed as qualifying payments.

If you pay extra and enter a paid ahead status while seeking PSLF, any future bills that you satisfy may not immediately count as qualifying payments.

Advance payments do not count as qualifying payments.

Payments made in an IBR, ICR or PAYE repayment count as qualifying payments for those who work in the public sector and would like to apply for public service loan forgiveness, which is different than Obama Student Loan Forgiveness.

Payments made under any of the four IDR plans will count as a qualifying payment to put you on the road to student loan forgiveness.

Not exact matches

Those payments, unlike direct salary, don't have to be reported on your personal tax forms as wages, as long as they qualified as legitimate business expenses, and remained under the IRS's per diem cap rules.

That argument is taken from the position of the employer, usually the small - business owner who has to adjust her growth plans to not cross the 50 - worker, full - time threshold that requires companies to provide qualifying health plans to its workers or face the penalties known officially as the «shared responsibility payments.»

The performance goals upon which the payment or vesting of any Incentive Award (other than Options and stock appreciation rights) that is intended to qualify as Performance - Based Compensation depends shall relate to one or more of the following Performance Measures: market price of Capital Stock, earnings per share of Capital Stock, income, net income or profit (before or after taxes), economic profit, operating income, operating margin, profit margin, gross margins, return on equity or stockholder equity, total shareholder return, market capitalization, enterprise value, cash flow (including but not limited to operating cash flow and free cash flow), cash position, return on assets or net assets, return on capital, return on invested

However, current tax code doesn't consider student loan payments as part of those qualified expenses.

When used as the down payment on a loan, ROBS helps entrepreneurs become more qualified and confident borrowers.

As with other lenders, if your business has sufficient cash flow to support a loan payment, you haven't declared bankruptcy in the past 24 months, and are current with your personal obligations like your rent or a mortgage for the last year, you may qualify.

Many mortgage lenders allow applicants to use a cash gift as a down payment for certain qualifying loan programs.

If you work full - time for a non-profit or for the government, you may be eligible for the Public Service Loan Forgiveness (PSLF) program, which forgives your remaining balance after as little as ten years of qualifying payments made under any IDR plan.

Merchant cash advances are a good option for small business owners that collect payments through cash, checks or credit cards (as opposed to invoices), have a high volume of sales, need funding quickly or may not qualify for a traditional bank loan.

Some people can qualify for a payment as low as $ 0 with an IDR plan.

Because DTI looks at your monthly obligations — rather your debts as a whole — getting rid of a $ 300 monthly payment at 0 % APR will help you qualify quicker than if you paid off a debt with a $ 200 payment at 6 %.

First of all, protect your retirement interests during the divorce process by obtaining the necessary legal documents, such as a Qualified Domestic Relations Order (QDRO), to delineate how your retirement plan will be split up and evaluate the type of payment transferred.

It's important to understand that the Standard Repayment Plan for Direct Consolidation Loans is not the same repayment plan as the 10 - Year Standard Repayment Plan, and payments made under the Standard Repayment Plan for Direct Consolidation Loans do not usually qualify for PSLF purposes.

You may qualify for an FHA loan, which would mean a down payment of as little as 3.5 %.

Increased Buying Power: ROBS funding can be used as the down payment on a small business loan or seller financing arrangement — making a business owner a more qualified borrower and increasing his / her total buying power.

If you qualify, your payments will be determined as a percentage of discretionary income, which is calculated as any income earned above 150 % of the poverty line.

Kiva does not check credit scores as a requirement to qualify, however if you take on a loan through Kiva, making your loan payments on time will allow you to build your business credit.

For example, the federalPublic Service Loan Forgiveness Programoffers graduates working in public service — including for the government or non-profit organizations such as schools or foundations — the opportunity to qualify for loan forgiveness after successfully making 120 monthly payments.

iHelp offers 3 different types of forbearance: up to 24 months for hardship, partial payments for up to 24 months, and forbearance for administrative reasons, such as military service for those that qualify.

If you think you will spend a decade or more in the military, it is important to enter into an income - driven repayment plan as soon as possible; each qualifying monthly payment gets you closer to Public Service Loan Forgiveness (PSLF).

Qualified medical expenses include payments for the diagnosis, prevention, treatment, or cure of disease — as well as payments for treatments that affect any structure or function of the body.

California's state mortgage tax rules are the same as the federal rules, meaning you can get a double deduction for the qualifying mortgage interest payments you make in each tax year.

The first step in avoiding default is to call your student loan servicing company and discuss various payment plans.2 You might find that you qualify for an income - based repayment plan or a «pay as you earn» plan.

Some people qualify for payments as low as $ 0.

Transactions such as balance transfers, cash advances, and fee payments do not count towards qualifying for the bonus.

The company recently positioned itself as an attractive alternative to FHA financing by offering a 3 % down payment without PMI, for qualified borrowers.

Since they are classified as payments, refundable tax credits can also help offset your self - employment tax and qualified retirement plan distribution tax.

The borrower has already qualified for the original VA home loan, so that original data is used to get the refinance loan approved in cases where the interest and or / mortgage payment goes down as a result of the new loan.

A claim for payment in Bitcoin is therefore to be regarded as a claim that qualifies for verification.»

At its core, the BIC expressly prohibits the payment and receipt of variable compensation unless it qualifies as «exempt.»

The fixed rate assigned to a loan will never change except as required by law or if you request and qualify for the ACH interest rate reduction benefit (s); ACH interest rate reduction (s) apply when full payments (including both principal and interest) are automatically drafted from a bank account and will remain on the account unless (1) the automatic deduction of payments is stopped (including times during deferment or forbearance) or (2) there are three automatic deductions returned for insufficient funds within the life of the loan.

While 20 % is frequently quoted as a standard down - payment, there are several programs available that allow lower down payments — as little as 3.5 % for FHA loans, 3 % for some conventional programs, or even 0 % for qualifying service - members through the VA's home loan program.

Fortunately, the money rolled over during a ROBS transaction can be used as a down payment — making it much easier to qualify for a business loan.

Applicants can qualify with an even higher ratio, however, with compensating factors such as a high credit score and a rent payment that matches the proposed house payment.

The tax code allows private foundations to include as «qualified distributions» certain expenses associated with grantmaking and other payments made for charitable purposes (e.g., conferences, technical assistance for grantees and other expenses).

If you do qualify for loan forgiveness after making 20 or 25 years of payments, the IRS currently considers whatever amount is forgiven as taxable income (Public Service Loan Forgiveness granted to government employees and nonprofit workers after 10 years of payments is not taxed).

Depending on your situation, you may even qualify to stop making payments altogether — without being classified as delinquent or in default on your student loans.

If the Release Requirements are satisfied, then the portion of any payments that would otherwise have been paid during the period between the Termination Date and the Release Date shall instead be paid as soon as reasonably practicable following the Release Date (or, if the Review Period applies and the Board has notified you that it is reviewing your cessation of employment under the lookback provisions of the Cause definition, the end of the Review Period with regard to payments that qualify as short term deferral under Section 409A of the Code).

If you accept credit or debit card payments or sell big ticket goods or services on payment plans, you can request immediate cash advance for your projected credit and debit card sales or for big ticket items, receive lump sum payments upfront for each sale even as your credit qualified customers will be given extended time to pay.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Fleischman recommends consolidating those loans through the Direct Loan Program as quickly as possible in order to start the clock on qualified payments.

«We also believe that there will be a greater emphasis placed on benefit riders with variable annuities to validate their compensation payments, as the Department of Labor has expressed skepticism regarding the tax benefits of certain products when used within tax - qualified accounts,» the report says.

Families qualifying for tuition reduction at the same rate as in the previous year are expected to increase their tuition payments at least commensurate with the tuition raise.

The proposed public financing regulations provide an outline for how the matching funds payments will be made, as well how oversight of the funds spent would function and criteria for what type of contribution qualifies to receive public dollars.

The most common way to qualify for these higher payments is through receipt of a disability benefit such as disability living allowance or personal independence payment.