In the event of an accident, say a couch that suffers water damage in a flood, the value of that couch to the insurance company, and hence the amount of money paid back to the policy holder, can be determined as an ACV (actual cash value) or
as its replacement value.
This means that if the car has theft coverage, and it is stolen, the insured owner shall receive $ 5,000
as replacement value for the car.
A discretionary Order is available for things such
as the replacement value of the property; the pecuniary damages incurred from harm, expenses fleeing a domestic partner; or certain expenses arising from the commission of an offence under s. 402.2 or 403.
You may claim such things
as the replacement value of your vehicle, attendant care benefits, housekeeping benefits, home maintenance benefits, income replacement benefits, death benefits, funeral benefits, medical benefits and rehabilitative benefits.
Not exact matches
According to the International Business Brokers Association, a company's
value is determined by a compilation of factors such
as sales, earnings, performance, market outlook, personnel, net book
value, and the fair market
replacement value of equivalent operating assets.
As part of its pitch, the company explains to potential customers that the so - called «net present
value» of a $ 7,000 saddle is actually less than the all - in cost of using an ill - fitting one — expenses that include frequent vet bills,
replacement saddles and even the costs associated with the premature death of the animal due to saddle - related health problems.
As with storage, insurance is a necessity and should be offered at full replacement value as opposed to spot price
As with storage, insurance is a necessity and should be offered at full
replacement value as opposed to spot price
as opposed to spot prices.
Property taxes in Nevada are based on the market
value of a property,
as well
as the
replacement cost of any structures on a property.
The taxable
value of a property is calculated
as the cash
value of the land (the amount the land alone would sell for on the market), and the
replacement cost of all buildings minus depreciation of 1.5 % per year since construction.
I like using almond flour
as a
replacement and it's just an added bonus that there is so much nutritional
value that comes with it.
The local paper understand that Sherwood is earmarking Austin —
valued at # 15 million by QPR —
as a potential
replacement for the departing Belgian.
I think Wenger prefers Morata
as the long term Giroud
replacement and would rather not spend 30 mill on Lacazette who he
values at 15 - 20 mill.
I respect what all three did
as Raiders, especially Jano and Condo since they played longer, but it's wasted money when the
replacement value of those positions has almost zero impact on winning football games.
wenger should consider draxler or pedro (who i personally think would be
value for money
replacement and gives you the same qualities
as corzola and at 27 would be around for his peak) if you sell corzola for # 10 - 12 million then pedro only cost about # 10 million once you take off the selling funds that's a bargain for a quality
replacement, draxler would be a more expensive and long term
replacement.
Reportedly
valued at around # 34m by Everton, John Stones could be on his way to Chelsea this summer
as the club go public about their interest in the 21 - year - old England starlet, who is widely regarded
as one of the best young players in the Premier League and who could make a great long - term
replacement for John Terry.
Given the inflated prices of English players # 16M represents good
value Welbeck, provided he is regarded
as a squad player or a
replacement for Bendtner.
Using these Controltac Car Wrap Films saves time and money compared to paint
replacement as vehicles can be out of the body shop much quicker, which helps maintain ownership and lifetime
value of fleets.
The Tappan Zee
replacement was Cuomo's first design - build project and he used it
as proof of the
value of the new practice.
In the past few years alone, researchers have had to backtrack on the health benefits of low - fat, high - fiber diets and the
value and safety of hormone
replacement therapy
as well
as the arthritis drug Vioxx, which was pulled from the market after being found to cause heart attacks and strokes in high - risk patients.
Why It Matters: Currently, bio-ethanol's main
values are
as a non-polluting
replacement for octane - boosting fuel additives to prevent engine knocking and
as a renewable
replacement for a certain percentage of gasoline.
The new study underlines the dangers of hormone
replacement therapy (HRT) and the
value of seeking alternatives such
as those proposed by Dr. Lee.
It's important to note that using the Kirkpatrick Method to help put a
value to your training is not a
replacement for a more solid entire evaluation such
as determining ROI (Return on Investment).
Under the LAO plan, the Legislature would provide an annual grant amount for school facility needs based on the
replacement value of existing school buildings
as well
as an estimate of the average useful life of the buildings.
If the cost of the engine
replacement exceeds the
value of the vehicle with its current mileage, I would recommend against replacing the engine
as you would be way under water on the vehicle afterwards.
If you want to maintain the performance and reliability of your Toyota Corolla,
as well
as protect its resale
value, you should install
replacement parts that were manufactured by Toyota.
As well as being # 70 / $ 100 cheaper than its respectively specced replacement, the new cut price value sees consumers given the chance to join the Apple branded tablet revolution for around the same outlay as a selection of the less notable and commercially successful Android offering
As well
as being # 70 / $ 100 cheaper than its respectively specced replacement, the new cut price value sees consumers given the chance to join the Apple branded tablet revolution for around the same outlay as a selection of the less notable and commercially successful Android offering
as being # 70 / $ 100 cheaper than its respectively specced
replacement, the new cut price
value sees consumers given the chance to join the Apple branded tablet revolution for around the same outlay
as a selection of the less notable and commercially successful Android offering
as a selection of the less notable and commercially successful Android offerings.
Sometimes with
replacement cost, you'll start with a check for the ACV and then be reimbursed for the difference
as you replace the property.Effective Coverage offers
replacement cost policies because no one wants to receive the actual cash
value of their five year old couch.
College students need to be aware of actual cash
value vs.
replacement cost coverage
as well.
As manufactured homes generally depreciate over time, the actual cash
value will typically be less than the
replacement cost.
I've always wondered about
replacement value, and why it's cited
as often
as it is.
So long
as interest rates remain low, and asset
values high relative to
replacement cost, funding retirement will be an expensive proposition.
Generally, insurance carriers will offer some sort of upgrade coverage option for your personal possessions anyway (such
as replacement cost coverage instead of the default actual cash
value).
Make sure you have the coverage you need for potential liability, collision and comprehensive claims,
as well
as your bike's
replacement value and any aftermarket upgrades you have made to your vehicle.
The premium will be priced based on the same factors
as any other home - the
replacement cost
value, the deductible you choose and other applicable risks - but it will be higher than if the same home were your primary residence.
There are many other perils covered by the policy
as well, and you get
replacement cost coverage that allows you to purchase a
replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash
value that some policies provide.
Policies vary
as far
as offering hull
value, actual cash
value or
replacement costs.
To minimize the financial damage of a tornado, Travis Biggert, chief sales officer at HUB International Mid-America, an insurance brokerage, says it's critical to add something known
as replacement cost
value (RCV) coverage, which covers the cost of repairing or replacing items at their current cost.
Note: Besides the WSJ LIBOR
as published in the Wall Street Journal * lenders may use the monthly FNMA LIBOR or a
replacement index, since the original Fannie Mae LIBOR index has been discontinued * and has only historical
values.
Insurance - Lenders require fire and hazard insurance (often referred to
as Homeowners Insurance) on the
replacement value of the structure.
Some sections of the Bankruptcy Code require you to determine and list the
replacement value of an asset such
as a car or furniture.
Actual cash
value coverage is largely a thing of the past,
as retail prices for
replacement property increase and the savings of American families decrease rapidly.
This is because book
value can serve
as a rough approximation of
replacement value, which «can be a much better proxy for intrinsic
value in many industries, and in many market cycles...»
That said, you could also argue that the windows and flooring also provide a lasting benefit —
as they are more than repairs or
replacements, but, rather, upgrades that cost more and add more
value to the cottage.
Careful accounting of your possessions,
as well
as measures such
as recording them with photos, will help you decide on the amount of coverage and also increase your chances of getting
replacement value.
the mortgage could be assigned by the QI and put toward the acquisition of the
replacement property, whose seller would accept the face
value of the mortgage
as consideration.
Find out if an insurer covers «actual cash
value» - the amount to repair or replace items after depreciation - or «
replacement cost» which replaces or repairs
as close
as possible to the original without considering depreciation.
The coverage generally offers
replacement cost on your property, and additional coverage is available for high -
value items such
as jewelry.
On the other hand, if your policy uses
replacement value for contents,
as most newer policies do, then you must replace your belongings with equivalent
replacements yourself, then submit the receipts to get reimbursed.
Although an exchanger can identify more than one
replacement property, the maximum number of properties that can be identified is limited to one of the follow three rules: 1) Three
replacement properties without regard to their fair market
value (the «3 Property Rule») 2) The
value does not exceed 200 % of the aggregate fair
value of all relinquished properties (the «200 Rule») and 3) Any number of
replacement properties without regard to the combined fair market
value,
as long
as the properties acquired amount to at least 95 % of the fair market
value of all identified properties (the «95 % Rule»).
* Low Cost Basis: The Growth eREIT seeks to acquire properties below their
replacement cost, a strategy known
as «
value investing».