Sentences with phrase «as replacement value»

In the event of an accident, say a couch that suffers water damage in a flood, the value of that couch to the insurance company, and hence the amount of money paid back to the policy holder, can be determined as an ACV (actual cash value) or as its replacement value.
This means that if the car has theft coverage, and it is stolen, the insured owner shall receive $ 5,000 as replacement value for the car.
A discretionary Order is available for things such as the replacement value of the property; the pecuniary damages incurred from harm, expenses fleeing a domestic partner; or certain expenses arising from the commission of an offence under s. 402.2 or 403.
You may claim such things as the replacement value of your vehicle, attendant care benefits, housekeeping benefits, home maintenance benefits, income replacement benefits, death benefits, funeral benefits, medical benefits and rehabilitative benefits.

Not exact matches

According to the International Business Brokers Association, a company's value is determined by a compilation of factors such as sales, earnings, performance, market outlook, personnel, net book value, and the fair market replacement value of equivalent operating assets.
As part of its pitch, the company explains to potential customers that the so - called «net present value» of a $ 7,000 saddle is actually less than the all - in cost of using an ill - fitting one — expenses that include frequent vet bills, replacement saddles and even the costs associated with the premature death of the animal due to saddle - related health problems.
As with storage, insurance is a necessity and should be offered at full replacement value as opposed to spot priceAs with storage, insurance is a necessity and should be offered at full replacement value as opposed to spot priceas opposed to spot prices.
Property taxes in Nevada are based on the market value of a property, as well as the replacement cost of any structures on a property.
The taxable value of a property is calculated as the cash value of the land (the amount the land alone would sell for on the market), and the replacement cost of all buildings minus depreciation of 1.5 % per year since construction.
I like using almond flour as a replacement and it's just an added bonus that there is so much nutritional value that comes with it.
The local paper understand that Sherwood is earmarking Austin — valued at # 15 million by QPR — as a potential replacement for the departing Belgian.
I think Wenger prefers Morata as the long term Giroud replacement and would rather not spend 30 mill on Lacazette who he values at 15 - 20 mill.
I respect what all three did as Raiders, especially Jano and Condo since they played longer, but it's wasted money when the replacement value of those positions has almost zero impact on winning football games.
wenger should consider draxler or pedro (who i personally think would be value for money replacement and gives you the same qualities as corzola and at 27 would be around for his peak) if you sell corzola for # 10 - 12 million then pedro only cost about # 10 million once you take off the selling funds that's a bargain for a quality replacement, draxler would be a more expensive and long term replacement.
Reportedly valued at around # 34m by Everton, John Stones could be on his way to Chelsea this summer as the club go public about their interest in the 21 - year - old England starlet, who is widely regarded as one of the best young players in the Premier League and who could make a great long - term replacement for John Terry.
Given the inflated prices of English players # 16M represents good value Welbeck, provided he is regarded as a squad player or a replacement for Bendtner.
Using these Controltac Car Wrap Films saves time and money compared to paint replacement as vehicles can be out of the body shop much quicker, which helps maintain ownership and lifetime value of fleets.
The Tappan Zee replacement was Cuomo's first design - build project and he used it as proof of the value of the new practice.
In the past few years alone, researchers have had to backtrack on the health benefits of low - fat, high - fiber diets and the value and safety of hormone replacement therapy as well as the arthritis drug Vioxx, which was pulled from the market after being found to cause heart attacks and strokes in high - risk patients.
Why It Matters: Currently, bio-ethanol's main values are as a non-polluting replacement for octane - boosting fuel additives to prevent engine knocking and as a renewable replacement for a certain percentage of gasoline.
The new study underlines the dangers of hormone replacement therapy (HRT) and the value of seeking alternatives such as those proposed by Dr. Lee.
It's important to note that using the Kirkpatrick Method to help put a value to your training is not a replacement for a more solid entire evaluation such as determining ROI (Return on Investment).
Under the LAO plan, the Legislature would provide an annual grant amount for school facility needs based on the replacement value of existing school buildings as well as an estimate of the average useful life of the buildings.
If the cost of the engine replacement exceeds the value of the vehicle with its current mileage, I would recommend against replacing the engine as you would be way under water on the vehicle afterwards.
If you want to maintain the performance and reliability of your Toyota Corolla, as well as protect its resale value, you should install replacement parts that were manufactured by Toyota.
As well as being # 70 / $ 100 cheaper than its respectively specced replacement, the new cut price value sees consumers given the chance to join the Apple branded tablet revolution for around the same outlay as a selection of the less notable and commercially successful Android offeringAs well as being # 70 / $ 100 cheaper than its respectively specced replacement, the new cut price value sees consumers given the chance to join the Apple branded tablet revolution for around the same outlay as a selection of the less notable and commercially successful Android offeringas being # 70 / $ 100 cheaper than its respectively specced replacement, the new cut price value sees consumers given the chance to join the Apple branded tablet revolution for around the same outlay as a selection of the less notable and commercially successful Android offeringas a selection of the less notable and commercially successful Android offerings.
Sometimes with replacement cost, you'll start with a check for the ACV and then be reimbursed for the difference as you replace the property.Effective Coverage offers replacement cost policies because no one wants to receive the actual cash value of their five year old couch.
College students need to be aware of actual cash value vs. replacement cost coverage as well.
As manufactured homes generally depreciate over time, the actual cash value will typically be less than the replacement cost.
I've always wondered about replacement value, and why it's cited as often as it is.
So long as interest rates remain low, and asset values high relative to replacement cost, funding retirement will be an expensive proposition.
Generally, insurance carriers will offer some sort of upgrade coverage option for your personal possessions anyway (such as replacement cost coverage instead of the default actual cash value).
Make sure you have the coverage you need for potential liability, collision and comprehensive claims, as well as your bike's replacement value and any aftermarket upgrades you have made to your vehicle.
The premium will be priced based on the same factors as any other home - the replacement cost value, the deductible you choose and other applicable risks - but it will be higher than if the same home were your primary residence.
There are many other perils covered by the policy as well, and you get replacement cost coverage that allows you to purchase a replacement item at retail rather than having to make up the often significant difference between retail price and the actual cash value that some policies provide.
Policies vary as far as offering hull value, actual cash value or replacement costs.
To minimize the financial damage of a tornado, Travis Biggert, chief sales officer at HUB International Mid-America, an insurance brokerage, says it's critical to add something known as replacement cost value (RCV) coverage, which covers the cost of repairing or replacing items at their current cost.
Note: Besides the WSJ LIBOR as published in the Wall Street Journal * lenders may use the monthly FNMA LIBOR or a replacement index, since the original Fannie Mae LIBOR index has been discontinued * and has only historical values.
Insurance - Lenders require fire and hazard insurance (often referred to as Homeowners Insurance) on the replacement value of the structure.
Some sections of the Bankruptcy Code require you to determine and list the replacement value of an asset such as a car or furniture.
Actual cash value coverage is largely a thing of the past, as retail prices for replacement property increase and the savings of American families decrease rapidly.
This is because book value can serve as a rough approximation of replacement value, which «can be a much better proxy for intrinsic value in many industries, and in many market cycles...»
That said, you could also argue that the windows and flooring also provide a lasting benefit — as they are more than repairs or replacements, but, rather, upgrades that cost more and add more value to the cottage.
Careful accounting of your possessions, as well as measures such as recording them with photos, will help you decide on the amount of coverage and also increase your chances of getting replacement value.
the mortgage could be assigned by the QI and put toward the acquisition of the replacement property, whose seller would accept the face value of the mortgage as consideration.
Find out if an insurer covers «actual cash value» - the amount to repair or replace items after depreciation - or «replacement cost» which replaces or repairs as close as possible to the original without considering depreciation.
The coverage generally offers replacement cost on your property, and additional coverage is available for high - value items such as jewelry.
On the other hand, if your policy uses replacement value for contents, as most newer policies do, then you must replace your belongings with equivalent replacements yourself, then submit the receipts to get reimbursed.
Although an exchanger can identify more than one replacement property, the maximum number of properties that can be identified is limited to one of the follow three rules: 1) Three replacement properties without regard to their fair market value (the «3 Property Rule») 2) The value does not exceed 200 % of the aggregate fair value of all relinquished properties (the «200 Rule») and 3) Any number of replacement properties without regard to the combined fair market value, as long as the properties acquired amount to at least 95 % of the fair market value of all identified properties (the «95 % Rule»).
* Low Cost Basis: The Growth eREIT seeks to acquire properties below their replacement cost, a strategy known as «value investing».
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