Sentences with phrase «as retirees in»

Still, bonds are a mainstay of conservative investors who prioritize the preservation of principal over returns, as well as retirees in need of a predictable income stream.

The resignation letter example can be used by someone who wishes to resign as a retiree in order to avail the benefits given to retirees.

Not exact matches

The catch: Jobs aren't easy to come by in St. Kitts and Nevis and living costs are about the same as in the United States, so experts say the island may be more suited for retirees than working expats.

Taking first place as the ideal locale for retirees, Costa Rica scored top marks in health care and healthy lifestyle.

As pension costs have tripled in the past five years, states have struggled to find somewhere in the budget to make up the difference between what they have promised to future retirees, and what the books are showing.

In his time as Ohio's attorney general, Cordray recovered $ 2 billion for the state's retirees, investors and business owners.

In fact, I saw nearly as many young couples and families as retirees.

Financial planners think the need for growth is just as important for retirees as younger investors, with 76 percent of respondents recommending that an allocation of between 51 percent and 75 percent of a retiree's portfolio be in stocks.

As more U.S. retirees, feeling the economic pinch back home, are pursuing the American Dream abroad in low - cost countries, pluses and pitfalls abound.

If you adjust the projections to account for the rising employment rate of people like Levitt, the drop - off in retirees» spending as they age, and the value of fourth - pillar assets, Canadians may well be over-saving for retirement, Vettese adds.

I like to see retirees attempt to smooth their income, paying as little tax over their entire retirement, rather than just in the first few years.

In a near outright insurrection, published December 23 as an open letter to their boss, Arthur Sulzberger Jr., 561 staffers and a few retirees signed a declaration of frustration.

Often people want to continue working until later in life, but the survey found that 50 % of retirees left the workforce earlier than planned, and of those, 60 % left because of health or disability problems and 27 % because changes in their company such as downsizing or closure.

So this year as we went in search of the best places to retire, we identified four archetypes of next - generation retirees and found a place for each of them: a college town for the academically minded, a city for the urban - inclined, a mountain town for lovers of the outdoors, and an overseas destination for explorers.

For example, Collado said, New York would be quick to challenge a change in domicile if retirees are just spending half the year in Florida and everything that is near and dear to them, such as doctors and charities, is back in the Empire State.

Retiree benefit levels in Chile were not low because of the AFP system, as claimed by many rhetorical commentators.

With GOP tax reform slashing deductions for state and local taxes, retirees in high - tax states such as California and New York are wondering whether to stay put or not.

Health savings accounts are assuming greater prominence in retirement planning as anticipated retiree health costs rise.

Foss says effectively planning potential retiree health costs requires starting early to investigate the ins and outs of Medicare Parts A, B and D, as well as supplemental or Medigap insurance.

• 35 % of retirees have less than $ 1,000 in savings and investments that could be used for retirement, not counting their primary residence or defined benefits plans such as traditional pensions; 53 % have less than $ 25,000.

As you can see in the chart below, based on investment performance for the 35 - year period beginning in 1972, a hypothetical balanced portfolio of 50 % stocks, 40 % bonds, and 10 % short - term investments would have done quite well for a retiree who limited withdrawals to 4 % annually.

In The International Living Guide to Retiring Overseas on a Budget, published by Wiley, Haskins and Prescher provide a step - by - step roadmap to finding the world's best communities for English - speaking retirees seeking a happier, healthier, more affordable life in some of the world's most beautiful and accommodating destinations... often on as little as $ 25,000 a year or lesIn The International Living Guide to Retiring Overseas on a Budget, published by Wiley, Haskins and Prescher provide a step - by - step roadmap to finding the world's best communities for English - speaking retirees seeking a happier, healthier, more affordable life in some of the world's most beautiful and accommodating destinations... often on as little as $ 25,000 a year or lesin some of the world's most beautiful and accommodating destinations... often on as little as $ 25,000 a year or less.

In a dramatic shift in sentiment, fewer than half of retirees believe the value of future Social Security benefits will be at least as high as what today's recipients get right now, according to the just - released 2018 Retirement Confidence Survey [opens PDF] from the Employee Benefit Research InstitutIn a dramatic shift in sentiment, fewer than half of retirees believe the value of future Social Security benefits will be at least as high as what today's recipients get right now, according to the just - released 2018 Retirement Confidence Survey [opens PDF] from the Employee Benefit Research Institutin sentiment, fewer than half of retirees believe the value of future Social Security benefits will be at least as high as what today's recipients get right now, according to the just - released 2018 Retirement Confidence Survey [opens PDF] from the Employee Benefit Research Institute.

Lots of folks who have settled in Panama as retirees have been enticed by it — and they've started B&B s, opened restaurants or bars, run import - export businesses, and more...

Some retirees, too, show signs of inflation «illusion», in that they believe their living standards are now being squeezed as interest rates come down.

As fewer companies offer pensions and Social Security makes up a smaller percentage of the average retiree's income, individuals will have to rely more on their own savings for living in retirement.

Pay - as - you - go system: A retirement system in which benefits for current retirees are funded by taxes on today's workers in return for the implicit promise that those workers will receive retirement benefits funded by future workers.

@ Bob — if you're a retiree (or nearing retirement) then you may wish to avoid currency risk by investing in the UK i.e. by investing in assets of the same currency as your liabilities.

The survey includes younger generations as well as current retirees who offer wisdom about their pre-retirement presumptions and plans — and the realities they are now facing in their post-working years.

Increases in costs of necessities, such as medical bills, food, travel, and housing, are concerns for retirees.

Ask Ben a question Register for upcoming webinar Introducing our newest segment: Asked & Answered Listen in to our very first Asked & Answered episode as we answer the following retirement questions: Fritz's question: Annual costs for higher income individual for pre-65 retiree health care costs?

This presents an attractive way for retirees and other income - focused investors to participate in the equity markets as well as boost the aggregate yield of their portfolio.

For example, retirees or vacationers with summer homes, cabins or short - term rental units in parts of B.C.'s Okanagan Valley or Vancouver Island are still implicitly portrayed by these policies as speculators, despite intentions of long - term ownership (rather than speculative activity such as pre-construction flipping) and despite their contribution to B.C.'s economy in many ways.

A recent MetLife survey * highlighted how this choice shakes out when it comes to retirement: One in five retirees who took their pension or defined contribution plan, such as a 401 (k), as a lump sum depleted it in an average of 5 1/2 years.

Financial planner Benjamin S. Offit, partner with Clear Path Advisory in Pikesville, Maryland, said it is ideal for retirees to have all debt paid off by retirement, but especially «bad debt» such as high interest credit cards.

«Retirees Now Frequently Base Their Retirement Decisions on the Portfolio Success Rates Found in Research Such as the Trinity Study....

«A rush for safe - haven bonds around the world has sent the yields on sovereign bonds through the floor — meaning a fall in the regular income that pension funds use to pay their retirees their defined benefits, sometimes known as final salary pensions.

Yet as long as rates remain low, nontraditional stock investors like retirees — and, yes, central bankers — will keep piling in.

In an advisor - structured plan, the bond fund would serve as a stabilizer in a multi-asset portfolio from which the retiree would take distributions in the early retirement years, he sayIn an advisor - structured plan, the bond fund would serve as a stabilizer in a multi-asset portfolio from which the retiree would take distributions in the early retirement years, he sayin a multi-asset portfolio from which the retiree would take distributions in the early retirement years, he sayin the early retirement years, he says.

As a result, current retirees vote to maintain the right to receive benefits exceeding what they paid in, and beyond what the system can sustain.

An article in the September 29 issue of the Los Angeles Times predicts that «although tax revenue from workers will continue to exceed payments to retirees until 2030, that will change radically as the baby - boom hordes begin to reach retirement age.»

As the effects of the one - child program make themselves felt, however, the numbers leap dramatically: to 23.8 percent in 2020, 36 percent in 2030, and 44.9 percent in 2050 — when more than 400 million Chinese will be over sixty years of age, and there will be almost one retiree for every two workers.

Floyds a 40 - something boxer who wasn't noted for his power in his prime, let alone as a retiree with badly damaged hands.

It was a case of new season, same old Honda as the power unit went up in smoke in the early stages of the Australian Grand Prix, forcing Gasly to be one of the early retirees.

Marcus Ericsson: Just about managed to keep his new team - mate in his place in qualifying but the Swede was another early retiree with a hydraulic issue just as he was starting to get into some kind of groove.

Michael Owen is one of the most football figures in the world as the English retiree performed with various well - known and highly - rated clubs including: Real Madrid, Liverpool and Manchester United.

Two main issues: you need reasonably good assessment of the property's value and, since it also affects locals, it can be seen as an unfair tax in that it may also affect (not necessarily well off) retirees who purchased their property when prices were much lower.

Less than 3 percent of black retirees with public pensions lived below the poverty line in 2014, which is nearly 87 percent lower than the 21.8 percent of black retirees without public pensions who lived in poverty, as shown in Figure 4.

A state Appellate Court's rejection of an appeal by the Bethlehem Democratic Committee means two mavericks, highway department employee Dan Morin and retiree George Harder, will run as Democrats in the November election rather than the committee's choices.

Scaling the heights As the ranks of MPs quitting Westminster in 2015 stacks up, the bigger names departing parliament are obscuring some of the smaller retirees.