Sentences with phrase «as retirement date»

«We think plan participants and sponsors alike will welcome this option because each participant's assets are transferred directly into an age - appropriate, well - diversified fund - of - funds that automatically adjusts the allocation as the retirement date nears,» Anderson said.

But note that the date you expect to need the money from your account may not be the same as your retirement date from the military — if you plan to continue to work, for example.

The risk of that portfolio should decrease as the retirement date approaches.

Research Affiliates did a back - test of the Glide Path strategy which similarly increases the proportion in debt as the retirement date approaches.

They can then be gradually altered to include less risky investments as the retirement date nears.

They invest more aggressively (in stocks) when the retirement date is far in the future and gradually shift more towards bonds as the retirement date draws near.

Also known as retirement date funds, target date funds provide an «autopilot» approach to investing for goals with specific target dates.

Target - date funds are also designed to adjust their holdings over the years, becoming more conservative as your retirement date approaches.

As the retirement date closes in, many confront difficult choices if they haven't saved enough.

Each of these funds automatically rebalances itself and gradually becomes more conservative as your retirement date approaches.

As your retirement date approaches, after 40 years of saving, planning and working, the word «volatility» can become a euphemism for danger.

Not exact matches

Many people in their 40s have an idea as to when they'd like to quit working, and they come to us to either confirm or refute their targeted retirement date.

Sure, target - date plans are conservative from a wealth perspective because you typically start off with more stock and slowly unload it, which results in purchasing more short - term bonds as retirement looms.

Target date funds, also known as lifecycle funds, blend mutual funds that invest in stocks, bonds, and cash, shifting the mix based on investors» expected retirement dates.

One way to counter this is to start simple: for example, a target - date retirement fund, serves this purpose, as you can set it and forget it, and it will automatically become more conservative the closer it gets to the target date.

As the rule's new effective date approaches, will he protect the retirement savings of working people — carpenters and coal miners, teachers and technicians, firefighters and farmers — or allow a portion of the financial sector to continue to keep their clients in the dark about whose interests come first?

The President, by Memorandum to the Secretary of Labor dated February 3, 2017, directed the Department of Labor to examine whether the Fiduciary Rule may adversely affect the ability of Americans to gain access to retirement information and financial advice, and to prepare an updated economic and legal analysis concerning the likely impact of the Fiduciary Rule as part of that examination.

Generally, the asset allocation of each fund will change on an annual basis with the asset allocation becoming more conservative as the fund nears the target retirement date.

This week, the DOL delayed the effective date of its Fiduciary Rule — which would define all retirement plan financial advisors as ERISA fiduciaries, effectively banning conflicted 401 (k) investment advice that puts advisor profit ahead of client interests — by 60 days from April 10, 2017 to June 9, 2017.

Despite missing the mark on your figures, other calculators and tools such as Personal Capital and Financial Engines give me a «very likely» chance of hitting my goal retirement date and income.

As you're exploring savings options that can help you build a retirement nest egg, consider taking a fresh look at target date funds.

Target - date funds automatically rebalance portfolio holdings among asset classes as savers get closer to their retirement date.

The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and (v) benefits and perquisites provided in accordance with the terms of any benefit plan, program or arrangement sponsored by HP or its affiliates that are consistent with Company Practices.

In addition, pursuant to our outside director equity compensation policy, in the event of the termination of a non-employee director's service to the Board as a result of death, disability or retirement, all of the non-employee director's equity compensation awards will become fully vested, provided that the non-employee director served as a member of the Board for at least three years prior to the date of termination and the non-employee director satisfied our equity ownership guidelines during his or her service as a Board member.

PLANADVISER: Do you see the Intel case as opening the door to other cases about the construction of custom target - date funds or TDFs, just as the number of cases about excessive fees in retirement plans grew?

In fact, 93 % of large and midsize employers surveyed recently by Willis Towers Watson use target date funds as their workplace retirement plan's default investment option — up from 86 % in 2014 and 64 % in 2009.

The target date fund naturally adjusts your investment allocation between stocks and bonds as you get closer to retirement so you don't have to do much (except keep putting money in!).

Choose the year you want to retire or access the money and your investments go from risky — when you have many years to go until your goal date — to more conservative as you get closer to retirement.

Also known as lifecycle funds, target - date mutual funds are designed for the investor who wants a «set it and forget it» retirement investing option.

Sometimes referred to as life - cycle funds, target - date funds are a type of investment vehicle investors often see in their employer - sponsored retirement plans.

If you continue working past age 70 1/2 and are still participating in your employer's retirement plan, your required beginning date under the plan of your current employer can be as late as April 1 following the calendar year in which you retire (if the retirement plan allows this and you own five percent or less of the company).

As a former public office holder, he is forbidden by law from lobbying the federal government for a period of five years as of the date of his political retirement in 201As a former public office holder, he is forbidden by law from lobbying the federal government for a period of five years as of the date of his political retirement in 201as of the date of his political retirement in 2016.

Many brokerages offer funds, often called «lifecycle funds» or «target date funds,» designed to help you meet a specific goal, such as retirement, by a certain date.

Costs are dropping for both stock and bond funds, as well as for the target - date retirement funds that have become the default for many 401 (k) plans.

It could have been much worse, my ex-spouse and her smart attorney used my retirement valulation as of 9/30/2011 instead of the date when the divorce was final.

This possibility is called retirement date risk.1 You might determine that you have to work several years longer as a result while you wait for the stock market to recover.

The following benefits are not subject to the HP Severance Policy, either because they have been previously earned or accrued by the employee or because they are consistent with Company Practices: (i) compensation and benefits earned, accrued, deferred or otherwise provided for employment services rendered on or prior to the date of termination of employment pursuant to bonus, retirement, deferred compensation or other benefit plans, e.g., 401 (k) plan distributions, payments pursuant to retirement plans, distributions under deferred compensation plans or payments for accrued benefits such as unused vacation days, and any amounts earned with respect to such compensation and benefits in accordance with the terms of the applicable plan; (ii) payments of prorated portions of bonuses or prorated long - term incentive payments that are consistent with Company Practices; (iii) acceleration of the vesting of stock options, stock appreciation rights, restricted stock, restricted stock units or long - term cash incentives that is consistent with Company Practices; (iv) payments or benefits required to be provided by law; and

That is a healthy emphasis — as long as that diversity includes serious attention to the vocations of people sitting in wheelchairs in retirement communities and a teenage boy who is trying to summon up the courage to ask a girl on a date.

«Furthermore, the evidences so far gathered revealed that the suspected forged retirement letter dated 5th March, 2014 which is currently a subject of investigation, was approved within six (6) working days by the Police Service Commission, this is very abnormal as the procedure for processing retirement must have been altered fraudulently.

No 57300 DSP Mohammed Isa Hamman absconded from duty and deserted the Force on the 24th September, 2010 but contested the Bauchi central senatorial election in 2011 general elections under Action Congress of Nigeria (ACN), and got suspected forged retirement letter dated 5th March, 2014, this means that for four years, he is still a Police Officer which made it a criminal act for him to contest election as a Police Officer in service and this is another fraud the Police is investigating against him.

According to the report, the outgoing President, while on retirement should receive benefits such as state - provided staff not exceeding four (4), and a furnished and up - to - date office and communication equipment, and staff support consisting of a cook, steward and gardener.

Mahama, through a letter signed by the former Chief of Staff, Julius Debrah, dated 19th December 2016, informed the new government, New Patriotic Party (NPP) that he wanted to keep the Presidential residence as his retirement home, and made a request for some adjoining properties to be given to him as his office.

His Lordship Samuel Date - Bah two weeks after delivering his judgment as the presiding Judge on the ordinary bench went on retirement.

A letter signed by former Chief of Staff, Julius Debrah, dated December 19, 2016, requested that the NPP allows Mr. Mahama to take the current bungalow he occupies as part of his retirement package.

Mahama, through a letter signed by the former Chief of Staff, Julius Debrah, dated 19th December 2016, informed the new government that Mahama wanted to keep the Presidential residence as his retirement home, and made a request for some adjoining properties to be given to him as his office.

This page is woefully out of date... aren't there at least twice as many Labour retirements as shown... Jack Straw for one..

I was wondering the same as John D. I see Sheerman also listed on wikipedia with a date for his retirement's announcement but without a link as reference.

Dating — That's the story of Bruce and Bernadetta Bateman, who found love at the Lakewood Village retirement community in Melbourne, Florida... Some dating sites, such as those run by AARP and OurTime, cater specifically to singDating — That's the story of Bruce and Bernadetta Bateman, who found love at the Lakewood Village retirement community in Melbourne, Florida... Some dating sites, such as those run by AARP and OurTime, cater specifically to singdating sites, such as those run by AARP and OurTime, cater specifically to singles...

Both senior (55 +) and mature dating (40 +) are tagged as age groups, allowing older Australians to find singles near them that are in their age group, and the low costs easily fit into a fixed retirement budget.

Senior Citizens Dating is booming as many of us reach retirement and realise that the golden years are ideal for sharing.