Sentences with phrase «as risk retention»

2017 marked a major turning point for the CMBS industry as the risk retention era officially began.

Many in CMBS approached 2017 with trepidation thanks to a number of factors, including the boogeyman known as risk retention.

Not exact matches

While models that attempt to forecast potential economic impacts provide useful insights regarding potential risks when exploring policy choices, the Commission is of the view that it must also consider the potential upsides of greater choice, including the retention of subscribers in the system, as well as the risks associated with maintaining the status quo in a context of increased demand for more choice.

The Statoil acquisition and new markets for ACT introduce some integration risks, which might be offset by the company's strong track record in this respect, its decentralized operating structure, as well as the retention of key Statoil personnel.

Prior to identifying internal communications as a critical component to employee retention, Bruce Peddle, president of Risk Innovations in Atlanta, Georgia, told me he had made little effort to provide consistent companywide updates.

Companies with strong gender diversity criteria may be better positioned across all performance drivers, while companies with relatively poor gender diversity criteria may be exposed to higher levels of risk as a result of discrimination lawsuits, exploitation issues and poor talent retention.

YOU SHALL NOT USE THE SERVICES AS A FACTOR IN (1) ESTABLISHING AN INDIVIDUAL»S ELIGIBILITY FOR PERSONAL CREDIT OR INSURANCE OR ASSESSING RISKS ASSOCIATED WITH EXISTING CONSUMER CREDIT OBLIGATIONS, (2) EVALUATING AN INDIVIDUAL FOR EMPLOYMENT, PROMOTION, REASSIGNMENT OR RETENTION (INCLUDING BUT NOT LIMITED TO EMPLOYMENT OF HOUSEHOLD WORKERS SUCH AS BABYSITTERS, CLEANING PERSONNEL, NANNIES, CONTRACTORS, AND OTHER INDIVIDUALS), OR (3) ANY OTHER PERSONAL BUSINESS TRANSACTION WITH ANOTHER INDIVIDUAL (INCLUDING, BUT NOT LIMITED TO, LEASING AN APARTMENT).

The Enterprise Compensation Committee discharges the board of directors» responsibilities relating to the compensation of our executives and directors; reviews and discusses with management the Compensation Discussion and Analysis and performs other reviews and analyses and makes additional disclosures as required of compensation committees by the rules of the SEC or applicable exchange listing requirements; provides general oversight of our compensation structure, including our equity compensation plans and benefits programs, and confirms that these plans and programs do not encourage risk taking that is reasonably likely to have a material adverse effect on Hewlett Packard Enterprise; reviews and provides guidance on our human resources programs; and retains and approves the retention terms of the Enterprise Compensation Committee's independent compensation consultants and other independent compensation experts.

Mr. Cummings is a recognized leader in advising organizations on the recruitment, assessment, development, and retention of information technology as well as information security & risk management talent at all levels, including the Board of Directors.

Generally, organic soil management techniques such as organic fertilization, mulching and cover cropping improve soil structure and therefore increase the soil's water infiltration and retention capacity, substantially reducing the risk of erosion.

Organic matter content is usually higher in organically - managed soils, indicating higher fertility and stability of organic soils as well as moisture retention capacity, which reduce the risk of erosion and desertification.

Inadequate weight gain is associated with a higher risk of problems, such as low birth weight and preterm birth, while excessive weight gain is linked to problems including gestational diabetes, preeclampsia, c - sections, and weight retention after pregnancy.

Insufficient weight gain can compromise the health of the fetus and cause preterm, or premature birth; excessive weight gain can cause labor complications, giving birth to significantly larger than average fetuses, postpartum weight retention, as well as increase the risk of requiring a caesarean section.

Examples of operational risk scenarios include rapid lake level rise when the tunnel is closed for repair, and the failure of engineered structures such as the sediment retention structure and levees.

Steroids have been effective at suppressing inflammation, but if used for long - term treatment they can cause serious side effects such as increased risk of infections, liver damage, fluid retention, increased blood pressure, weight gain, easy bruising and slower wound healing.

Lack of ovulation, whether it occurs naturally as the result of aging ovaries, or unnaturally, from extremes of stress, exercise, diet, and / or use of synthetic hormones in HRT or birth control pills, will cause estrogen to drop from 40 to 60 percent (enough to stop the menstrual cycle), but progesterone levels plummet much lower, to nearly zero in some women causing a raft of symptoms from heavy / painful periods, mood swings, PMS and depression to water retention, weight gain, slowed thyroid function, and heightened risks for endometriosis, fibroids, fibrocystic breasts as well as breast and uterine cancer.

Unlike anti-inflammatory medications or corticosteroids, curcumin does not cause side effects such as fluid retention, bloating, high blood pressure, intestinal bleeding, peptic ulcer, or increased risk of diabetes and osteoporosis.

As many of them may be nearing retirement, there is a risk they will decide not to continue in the profession, thereby further exacerbating the retention problems in the leadership group.»

When looking to improve retention, most courses focus on how institutions can identify at - risk learners, but these solutions rely on staff to review reports and contact students — potentially negatively impacting their efficacy as it is contingent upon their execution — and ultimately increasing their unit cost.

He said the Conservative manifesto had been light on issues such as pupil numbers, funding and teacher retention, and risked righting the «last war» on autonomy and accountability, rather than the «future war» on school capacity for improvement.

After serving for five years as academic dean, Dr. Avilés was tapped by the district to open and lead the Above and Beyond Ninth Grade High School Initiative to serve students who were considered at - risk of dropping out of school, where, as a result, 114 of 118 students moved to the 10th grade, compared to 40 percent retention rates for ninth graders in the district and state.

Prior to joining the FAA, he served as Managing Associate General Counsel of Freddie Mac, where he managed the employment law function and provided advice and counsel in support of a broad range of strategic business initiatives pertaining to regulatory compliance, systemic risk mitigation, workforce restructuring, compensation, diversity, succession planning and employee retention.

As you can see from this diagram, the QRM rules are an offshoot of the risk - retention requirements built into the Dodd - Frank Act.

This is known as a risk - retention rule.

For property management companies, this risk retention might be as high as twenty - five thousand dollars.

Further adaptation measures to reduce the peak flow should make use of natural retention capacity upstream, while rising flood protections should be seen as last resort, to compensate for the residual risk in areas where other options can not be implemented.

As long as the national data retention obligations do not concern the content of the electronic communications and as long as they provide for safeguards that «effectively protect personal data» retained by service providers «against the risk of abuse and against any unlawful access and use of that data» (§ 159), this requirement does not seem to create particular problems in the cases submitted to the CJEAs long as the national data retention obligations do not concern the content of the electronic communications and as long as they provide for safeguards that «effectively protect personal data» retained by service providers «against the risk of abuse and against any unlawful access and use of that data» (§ 159), this requirement does not seem to create particular problems in the cases submitted to the CJEas the national data retention obligations do not concern the content of the electronic communications and as long as they provide for safeguards that «effectively protect personal data» retained by service providers «against the risk of abuse and against any unlawful access and use of that data» (§ 159), this requirement does not seem to create particular problems in the cases submitted to the CJEas long as they provide for safeguards that «effectively protect personal data» retained by service providers «against the risk of abuse and against any unlawful access and use of that data» (§ 159), this requirement does not seem to create particular problems in the cases submitted to the CJEas they provide for safeguards that «effectively protect personal data» retained by service providers «against the risk of abuse and against any unlawful access and use of that data» (§ 159), this requirement does not seem to create particular problems in the cases submitted to the CJEU.

These systems can pose an even greater threat to preservation efforts by increasing the risk that relevant emails get deleted as part of the regular retention cycle.

True self - insurance would also be risk - retention, but complete self - insurance in practice is often a losing proposition and rarely practiced as the only form of risk management by any enterprise.

For property management companies, this risk retention might be as high as twenty - five thousand dollars.

Essential responsibilities for the job are maintaining student records, assisting with immigration petitions, processing documents, monitoring at - risk students, referring students to community resources, serving as a student advocate, checking student admission forms, informing students of changes in federal rules, answering to student inquiries, and improving student retention levels.

A person who is referred for a job is seen as less of a risk and there's generally a much higher retention rate if hired.

To achieve a position with a company where I can express my skills in credit management and customer service to increase customer retention as well as reducing credit risk.

Financial Manager — Duties & Responsibilities Oversee multiple automotive corporate client portfolios, conduct risk analysis, and perform audits Direct corporate loan process and ensure that client collateral is sufficient in cases of default Investigate client credit rating and determine worthiness of consumer credit applications Recruit, train, and manage team of auditors and financial advisors ensuring professional operations Responsible for department budgets, project timelines, and team workflow Perform reviews to determine appropriate employee compensation, recognition, and disciplinary action Serve as a liaison between bank and clients, partners, outside vendors, and community leaders Present reports regarding audit findings, market trends, and client financial health to senior leadership Develop a rapport with customers and orient them to various products and services Encourage high customer retention by maintaining friendly, supportive contact with existing clients Study industry literature to become an expert on products and services Direct sales operations for 35 + car and recreational vehicle dealerships throughout New England Craft effective sales presentations and proposals, tailoring them to clients based on their specific needs and styles Maintain comprehensive records detailing pricings, sales, activities reports, and other pertinent data Represent company brand with positivity, professionalism, and dedication Consistently recognized and promoted for excellence in management, service, and performance

A number of factors have been associated with poor school attendance, including low socioeconomic status and low levels of parental education.1 3 In Australia, Indigenous young people have been identified to have significantly worse attendance and school retention when compared with non-Indigenous children, and it has been suggested that this is a key driver of the gap in academic outcomes between non-Indigenous and Indigenous young people.6 — 8 In addition Moore and McArthur9 identified that maternal and family risks, such as family instability, mental illness and drug and alcohol issues, are associated with reduced child participation in school.

As hypothesized, main effects emerged such that smokers with higher health literacy reported stronger smoking risk perceptions and demonstrated greater smoking risk knowledge retention, regardless of message type, whereas smokers with lower health literacy reported lower levels of perceived risk and knowledge retention in response to all of the messages.

Studies show that the development of these non-cognitive skills, collectively known as social and emotional learning (SEL), is tied to better academic performance, higher college retention rates, increased employment rates and wages, and better overall health and well - being, including a lower risk of substance abuse, obesity, and criminal activity.

Identifying and supporting children at risk of not reaching their potential in the educational system because of poor attendance, participation and retention via initiatives such as breakfast clubs; homework clubs; afterschool supports; mentoring programmes.

This study was designed to (a) examine predictors of engagement and retention in a parent - centered, ecodevelopmental HIV preventive intervention for Hispanic adolescents, as well as (b) the effect of retention on changes in adolescents» HIV - risk attitudes.

The biggest change in the CMBS market following the implementation of the new risk retention rules, which require originators to hold five percent of the loans they issue as opposed to selling them off as bonds, has been the move towards more conservative underwriting.

Lending sources were extremely skeptical about funding new construction (particularly hotel and hospitality) coming out of the last recession, and the current lending environment is showing signs of reticence as bank reserve requirements from Basel III and CMBS risk retention requirements from Dodd - Frank are due to kick in by late 2016.

That «qualified residential mortgage» provision exempts lenders from having to retain 5 percent of their securitized home mortgage loans as a risk - retention measure.

And some people point to that as a result of risk retention coming on board in 2017, so that's one possible explanation among many,» he notes.

CMBS issuance was down in 2016 as the market tried to sort out the new risk retention rules.

As it relates to CRE finance, CHOICE Act 2.0 is likely to focus on risk retention, changes in the oversight of credit rating agencies, repeal of the Volcker rule, and a deeper dive into the options for ending the conservatorship of Fannie Mae and Freddie Mac, who provide significant amounts of debt capital to multifamily borrowers and see tremendous demand from bond investors in their multifamily loan securitizations.

To the extent that there is risk retention, many believe it enhances credit quality and acts as a governor for CMBS origination standards.

Traditional sources of financing, such as loans from commercial banks, will be more difficult to obtain, industry insiders say, for reasons ranging from property - level fundamentals to the full implementation of risk - retention rules for banks.

«There is a big rush of loans closing now as borrowers are trying to get in before risk retention takes effect.»

When initially proposed, the QRM rule would have applied risk retention to any loan with less than a 20 percent down payment, as well as a front - end DTI greater than 28 percent and back - end DTI greater than 36 percent.

The risk retention rules will apply to loans securitized as CMBS after the end of 2016.