The amount of liability coverage a business needs depends on such factors
as risks associated with this or that type of business and the state where the business operates.
There are risks associated with an investment in XYZ bonds, as well
as risks associated with an investment in XYZ Limited generally.
Credit spread risk is not the same thing
as the risks associated with a credit spread option, although there are credit spread risks in a credit spread option.
In addition, attendees will compare bonds to equities and look at some advantages and disadvantages, as well
as risks associated with... Read More»
The new evidence shouldn't be seen as an endorsement of hormone therapy,
as the risks associated with the drugs continue to outweigh the benefits for many women.
When sizing up a nonprofit, use similar basic criteria that an investor would in a for - profit venture: Take a close look at the organization's leadership, programs, activities, and strengths, as well
as the risks associated.
While models that attempt to forecast potential economic impacts provide useful insights regarding potential risks when exploring policy choices, the Commission is of the view that it must also consider the potential upsides of greater choice, including the retention of subscribers in the system, as well
as the risks associated with maintaining the status quo in a context of increased demand for more choice.
I think of
that as a risk associated with earning the required Starpoints, or most of them, through a credit card signup.
The risk associated with reading a screen in a public place is exactly the same
as the risk associated with reading a piece of paper.
In fact, over time this may have the opposite effect,
as the risk associated with these motions could increase dramatically, since counsel must spend more and will be compensated with less.
CT condominium owners should speak with an agent regarding your coverage through the association, as well
as your risk associated with your home.
Health insurance companies prefer a younger clientele
as the risk associated with covering them is lesser than it is for the elderly.
Not exact matches
There are expenses such
as relocation costs that are
associated with moving your employees, and you run the
risk of not every employee being willing to move.
In testimony to a Senate committee in Ottawa, Michael Bourque, head of the Canadian Real Estate Association, flagged
risks associated with cultivating cannabis plants, such
as the spread of mold and fungus through ventilation systems.
the Company is also subject to a number of additional
risks associated with its business outside the United States, including foreign currency exchange fluctuations and restrictive regulations
as well
as the
risks and uncertainties
associated with the United Kingdom's withdrawal from the European Union;
Those three words once
associated with the rules of retirement investing no longer hold true,
as many retirees have been forced to assume more
risk than they would like.
The spill also highlighted awareness of the
risks associated with oil and gas production — sure, oilsands might have appeared relatively better
as a result, but in absolute terms, they were easily portrayed
as yet another example of the high costs and high
risks associated with oil extraction.
(
As independent contractors, currently drivers take on all the
risks and costs
associated with maintaining, fueling, and insuring their cars).
Actual results and the timing of events could differ materially from those anticipated in the forward - looking statements due to these
risks and uncertainties
as well
as other factors, which include, without limitation: the uncertain timing of, and
risks relating to, the executive search process;
risks related to the potential failure of eptinezumab to demonstrate safety and efficacy in clinical testing; Alder's ability to conduct clinical trials and studies of eptinezumab sufficient to achieve a positive completion; the availability of data at the expected times; the clinical, therapeutic and commercial value of eptinezumab;
risks and uncertainties related to regulatory application, review and approval processes and Alder's compliance with applicable legal and regulatory requirements;
risks and uncertainties relating to the manufacture of eptinezumab; Alder's ability to obtain and protect intellectual property rights, and operate without infringing on the intellectual property rights of others; the uncertain timing and level of expenses
associated with Alder's development and commercialization activities; the sufficiency of Alder's capital and other resources; market competition; changes in economic and business conditions; and other factors discussed under the caption «
Risk Factors» in Alder's Annual Report on Form 10 - K for the fiscal year ended December 31, 2017, which was filed with the Securities and Exchange Commission (SEC) on February 26, 2018, and is available on the SEC's website at www.sec.gov.
Such
risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to
as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the
risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20)
risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21)
risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22)
risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23)
risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.
The terms alpha and beta are both
associated with the
risk ratios that investors use
as a tool to calculate, compare and predict returns.
Be upfront with your loved ones about the financial
risk associated with your potential business venture,
as well
as with your motivation for wanting to pursue it now.
Given the potential opportunity cost
associated with avoiding the stock market — which could be
as much
as $ 3.3 million over 40 years, according to NerdWallet —
as well
as the benefits of compound interest over four decades, the bigger
risk may be not investing at all.
Osteryoung suggests that you look for resources in your industry, such
as the annual statement studies on small and mid-sized business financial benchmarks from
Risk Management
Associates, to help you determine whether your profit margin is on target.
Costs are both financial, including listing fees and the expenses
associated with mandatory disclosures and other regulatory requirements, and less tangible, such
as the perceived burden of quarterly earnings releases, the
risk of being targeted by activist investors, and higher visibility that can result in political or competitive pressure.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the
risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the
risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in increased inventory and reduced orders
as we experience wide fluctuations in supply and demand; the
risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the
risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the
risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the
risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the
risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs
associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters
as consumers and businesses may defer purchases or payments, or default on payments;
risks resulting from the concentration of our business among few customers, including the
risk that customers may reduce or cancel orders or fail to honor purchase commitments; the
risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing, increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired;
risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such
as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
Various factors may cause differences between Bellicum's expectations and actual results, including
risks and uncertainties
associated with market conditions and the satisfaction of customary closing conditions related to the public offering,
as well
as those discussed in greater detail in Bellicum's filings with the SEC, including without limitation in its Form 10 - K for the year ended December 31, 2017.
The proposed federal rules dictate that a cannabis brand can not be
associated with «a way of life such
as one that includes glamour, recreation, excitement, vitality,
risk or daring.»
Exxon has argued against all the other shareholder proposals
as well, including a «policy to explicitly prohibit discrimination based on sexual orientation and gender identity»; a policy articulating Exxon's «respect for and commitment to the human right to water»; «a report discussing possible long term
risks to the company's finances and operations posed by the environmental, social and economic challenges
associated with the oil sands»; a report of «known and potential environmental impacts» and «policy options» to address the impacts of the company's «fracturing operations»; a report of recommendations on how Exxon can become an «environmentally sustainable energy company»; and adoption of «quantitative goals... for reducing total greenhouse gas emissions.»
Employees who are
risk - takers will be more willing to assume the
risk associated with working in a startup,
as they focus on the potential upside of success more than the downside of failure.
Coffee consumption was also consistently
associated with significantly lower
risk of gallstone disease.25 A non-linear dose response was also apparent, though
risk sequentially reduced
as consumption increased from two to six cups a day.25 High versus low consumption was
associated with a marginally higher
risk of gastro - oesophageal reflux disease, but this did not reach significance.64
To date, results from several longitudinal studies indicate that e-cigarette use among nonsmoking youth increases the likelihood of future use of conventional cigarettes.5 — 10 Specifically, the pooled odds ratio (OR) in a recent meta - analysis of studies of adolescents and young adults (aged 14 — 30) indicates that those who had ever used e-cigarettes were 3.62 times more likely to report using cigarettes at follow - up compared with those who had not used e - cigarettes.11 This finding was robust and remained significant when adjusting for known
risk factors
associated with cigarette smoking, including demographic, psychosocial, and behavioral variables such
as cigarette susceptibility.
As with all investments, an investor should carefully consider his investment objectives and risk tolerance as well as any fees and / or expenses associated with such an investment before investin
As with all investments, an investor should carefully consider his investment objectives and
risk tolerance
as well as any fees and / or expenses associated with such an investment before investin
as well
as any fees and / or expenses associated with such an investment before investin
as any fees and / or expenses
associated with such an investment before investing.
Before making any investment, each investor should carefully consider the
risks associated with the investment,
as discussed in the applicable offering memorandum, and make a determination based upon their own particular circumstances, that the investment is consistent with their investment objectives and
risk tolerance.
Most recently she served
as director of external affairs and communications for Spectra Energy's Canadian LNG business, responsible for development of natural gas infrastructure investment opportunities related to liquefied natural gas in Western Canada,
as well
as development of strategies to address market, regulatory, and stakeholder
risks associated with potential LNG projects.
Potential reputational
risk associated with owning Remington could also complicate the company's negotiations with its creditors, because in a debt restructuring companies often offer equity
as an incentive for debt forgiveness, the sources said.
As always, the strongest prospective market return /
risk profile is
associated with a material retreat in valuations followed by an early improvement in broad measures of market internals.
They are therefore subject to the
risks associated with debt securities such
as credit and interest rate
risk.
The report also discusses the distinctions, costs, and
risks associated with different investment management approaches
as well
as how and when to apply them.
As a central banker, I am most concerned that credit
risks and liquidity
risks associated with payments are well managed.
Today, I have discussed some of the
risks associated with interest - only loans, which imply that their value
as a form of mortgage finance has limits.
Such
risks and uncertainties include, but are not limited to: our ability to achieve our financial, strategic and operational plans or initiatives; our ability to predict and manage medical costs and price effectively and develop and maintain good relationships with physicians, hospitals and other health care providers; the impact of modifications to our operations and processes; our ability to identify potential strategic acquisitions or transactions and realize the expected benefits of such transactions, including with respect to the Merger; the substantial level of government regulation over our business and the potential effects of new laws or regulations or changes in existing laws or regulations; the outcome of litigation, regulatory audits, investigations, actions and / or guaranty fund assessments; uncertainties surrounding participation in government - sponsored programs such
as Medicare; the effectiveness and security of our information technology and other business systems; unfavorable industry, economic or political conditions, including foreign currency movements; acts of war, terrorism, natural disasters or pandemics; our ability to obtain shareholder or regulatory approvals required for the Merger or the requirement to accept conditions that could reduce the anticipated benefits of the Merger
as a condition to obtaining regulatory approvals; a longer time than anticipated to consummate the proposed Merger; problems regarding the successful integration of the businesses of Express Scripts and Cigna; unexpected costs regarding the proposed Merger; diversion of management's attention from ongoing business operations and opportunities during the pendency of the Merger; potential litigation
associated with the proposed Merger; the ability to retain key personnel; the availability of financing, including relating to the proposed Merger; effects on the businesses
as a result of uncertainty surrounding the proposed Merger;
as well
as more specific
risks and uncertainties discussed in our most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.cigna.com
as well
as on Express Scripts» most recent report on Form 10 - K and subsequent reports on Forms 10 - Q and 8 - K available on the Investor Relations section of www.express-scripts.com.
Investing in foreign emerging markets entails greater
risks than those normally
associated with domestic markets, such
as political, currency, economic and market
risks.
In 2011, federal and state securities regulators warned investors of the potential
risks associated with self - directed IRAs, saying they had noted an increase in complaints about fraudulent investment schemes that used these types of IRAs
as a «key feature.»
Last week, Ray Dalio, founder of Bridgewater
Associates, the largest hedge fund in the world, said it was time for investors to put between 5 and 10 percent of their portfolio in gold
as a precaution against global and domestic geopolitical
risks.
Joseph P. Borg, president of NASAA and director of the Alabama Securities Commission, further stated, «Investors should go beyond the headlines and hype to understand the
risks associated with investments in cryptocurrencies,
as well
as cryptocurrency futures contracts and other financial products where these virtual currencies are linked in some way to the underlying investment.»
Other
risks typically
associated with bond investing, such
as default
risk and call
risk, are mitigated because a bond fund is made up of many individual bonds.
For a petro - economy such
as Canada's, the financial
risks associated with the pending battle against climate change are much greater than any cyclical downturn in oil prices.
International investments, particularly investments in emerging markets, may carry
risks associated with potentially less stable economies or governments (such
as the
risk of seizure by a foreign government, the imposition of currency or other restrictions, or high levels of inflation or deflation), and may be or become illiquid.
ETPs that target a small universe of securities, such
as a specific region or market sector, are generally subject to greater market volatility,
as well
as to the specific
risks associated with that sector, region, or other focus.