The default rate is low for grade A loans, and rise
as risks increase.
As risk increases, so does the need for insurance.
As risk increases the width of possible outcomes also increases.
It shows that
as risk increases, the use of risk - reducing inputs increases, such as climate - smart agriculture (CSA) inputs, while the use of modern inputs such as chemical fertilizer decreases.
(Update: The boreal forest of Northern Canada may become moister as well, reducing wildfire risk there, even
as that risk increases in places like Australia and the Eastern Mediterranean basin.
As risk increases, so does the need for insurance.
Not exact matches
YELLOWKNIFE, Northwest Territories, May 1 (Reuters)- Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the
risks of Canada's high household debt, even
as he signaled that interest rate hikes will continue,
increasing the cost of that debt.
Important factors that could cause actual results to differ materially from those reflected in such forward - looking statements and that should be considered in evaluating our outlook include, but are not limited to, the following: 1) our ability to continue to grow our business and execute our growth strategy, including the timing, execution, and profitability of new and maturing programs; 2) our ability to perform our obligations under our new and maturing commercial, business aircraft, and military development programs, and the related recurring production; 3) our ability to accurately estimate and manage performance, cost, and revenue under our contracts, including our ability to achieve certain cost reductions with respect to the B787 program; 4) margin pressures and the potential for additional forward losses on new and maturing programs; 5) our ability to accommodate, and the cost of accommodating, announced
increases in the build rates of certain aircraft; 6) the effect on aircraft demand and build rates of changing customer preferences for business aircraft, including the effect of global economic conditions on the business aircraft market and expanding conflicts or political unrest in the Middle East or Asia; 7) customer cancellations or deferrals
as a result of global economic uncertainty or otherwise; 8) the effect of economic conditions in the industries and markets in which we operate in the U.S. and globally and any changes therein, including fluctuations in foreign currency exchange rates; 9) the success and timely execution of key milestones such
as the receipt of necessary regulatory approvals, including our ability to obtain in a timely fashion any required regulatory or other third party approvals for the consummation of our announced acquisition of Asco, and customer adherence to their announced schedules; 10) our ability to successfully negotiate, or re-negotiate, future pricing under our supply agreements with Boeing and our other customers; 11) our ability to enter into profitable supply arrangements with additional customers; 12) the ability of all parties to satisfy their performance requirements under existing supply contracts with our two major customers, Boeing and Airbus, and other customers, and the
risk of nonpayment by such customers; 13) any adverse impact on Boeing's and Airbus» production of aircraft resulting from cancellations, deferrals, or reduced orders by their customers or from labor disputes, domestic or international hostilities, or acts of terrorism; 14) any adverse impact on the demand for air travel or our operations from the outbreak of diseases or epidemic or pandemic outbreaks; 15) our ability to avoid or recover from cyber-based or other security attacks, information technology failures, or other disruptions; 16) returns on pension plan assets and the impact of future discount rate changes on pension obligations; 17) our ability to borrow additional funds or refinance debt, including our ability to obtain the debt to finance the purchase price for our announced acquisition of Asco on favorable terms or at all; 18) competition from commercial aerospace original equipment manufacturers and other aerostructures suppliers; 19) the effect of governmental laws, such
as U.S. export control laws and U.S. and foreign anti-bribery laws such
as the Foreign Corrupt Practices Act and the United Kingdom Bribery Act, and environmental laws and agency regulations, both in the U.S. and abroad; 20) the effect of changes in tax law, such
as the effect of The Tax Cuts and Jobs Act (the «TCJA») that was enacted on December 22, 2017, and changes to the interpretations of or guidance related thereto, and the Company's ability to accurately calculate and estimate the effect of such changes; 21) any reduction in our credit ratings; 22) our dependence on our suppliers,
as well
as the cost and availability of raw materials and purchased components; 23) our ability to recruit and retain a critical mass of highly - skilled employees and our relationships with the unions representing many of our employees; 24) spending by the U.S. and other governments on defense; 25) the possibility that our cash flows and our credit facility may not be adequate for our additional capital needs or for payment of interest on, and principal of, our indebtedness; 26) our exposure under our revolving credit facility to higher interest payments should interest rates
increase substantially; 27) the effectiveness of any interest rate hedging programs; 28) the effectiveness of our internal control over financial reporting; 29) the outcome or impact of ongoing or future litigation, claims, and regulatory actions; 30) exposure to potential product liability and warranty claims; 31) our ability to effectively assess, manage and integrate acquisitions that we pursue, including our ability to successfully integrate the Asco business and generate synergies and other cost savings; 32) our ability to consummate our announced acquisition of Asco in a timely matter while avoiding any unexpected costs, charges, expenses, adverse changes to business relationships and other business disruptions for ourselves and Asco
as a result of the acquisition; 33) our ability to continue selling certain receivables through our supplier financing program; 34) the
risks of doing business internationally, including fluctuations in foreign current exchange rates, impositions of tariffs or embargoes, compliance with foreign laws, and domestic and foreign government policies; and 35) our ability to complete the proposed accelerated stock repurchase plan, among other things.
YELLOWKNIFE, Northwest Territories, May 1 - Bank of Canada Governor Stephen Poloz said on Tuesday there is good reason to believe the central bank can manage the
risks of Canada's high household debt, even
as he signaled that interest rate hikes will continue,
increasing the cost of that debt.
Every rollout has issues, but planning can mitigate the
risk of costly problems, so prepare to solve issues immediately, such
as increasing supply if demand is higher than expected.
Stroz Friedberg argues that the tendency to send files to personal accounts,
as well
as the
increasing prevalence of BYOD (or «bring your own device») policies at companies puts this information at a heightened
risk of theft.
Superficial, distant, and less than meaningful relationships can lead to feelings of insecurity and loneliness, which can
increase your
risk of illness and death just
as much
as obesity, alcoholism, and smoking.
While models that attempt to forecast potential economic impacts provide useful insights regarding potential
risks when exploring policy choices, the Commission is of the view that it must also consider the potential upsides of greater choice, including the retention of subscribers in the system,
as well
as the
risks associated with maintaining the status quo in a context of
increased demand for more choice.
But with all of these benefits comes
risk,
as the
increase in connected devices gives hackers and cyber criminals more entry points.
As interest rates for these seemingly safer investments increase, they become more attractive to investors, and as such, the incentive for investors to plow funds into high - risk opportunities decrease
As interest rates for these seemingly safer investments
increase, they become more attractive to investors, and
as such, the incentive for investors to plow funds into high - risk opportunities decrease
as such, the incentive for investors to plow funds into high -
risk opportunities decreases.
Lenders accept additional
risk as the time horizon
increases.
As you build scale in your business, you can often
increase revenue, but a banker or accountant can help you better forecast your business» potential and help you determine which
risks are smart to take financially.
Meanwhile, Uber drivers are tapping on smartphones
as they navigate and confirm pick - ups and drop - offs, a distraction that may
increase collision
risk.
Although there may not be a bond bubble, with investors starved for yield, Gundlach predicts a potential bubble could form in credit
risk as investors
increase their leverage on riskier debt securities like junk bonds and emerging market debt.
The bank highlights Toronto
as the biggest potential bubble
risk, noting that real prices have doubled over 13 years, while real rents and real income have only
increased 5 % and 10 % respectively.
It pointed to the continued presence of fragile fixed - income market liquidity
as a key vulnerability in the overall financial system, while it repeats the
risks of a sharp
increase in long - term interest rates, stress from emerging markets like China and prolonged weakness in commodity prices.
This summer, two major research groups found strong evidence that drinking alcohol —
as little
as a glass of wine or beer a day —
increases the
risk of developing both pre - and postmenopausal breast cancer.
Studies have found that the additive
increases risk of certain types of cancer in mice and the International Agency for Research on Cancer classifies byproduct 4 - Mel
as «possibly carcinogenic to humans.»
Your business will face a bunch of
risks that it can't insure against, such
as increased competition, declining margins, staff turnover, or the failure of a new product to make a splash in the market.
Page said the recent change of guard at the Fed's helm, with Jerome Powell taking over for Janet Yellen
as chair, further complicates the Fed's ability to telegraph its intentions to markets,
increasing the
risk of further hiccups.
Both are likely true — not getting enough sleep could
increase Alzheimer's
risk (
as the second study shows), and the factors that lead to Alzheimer's also seem to make it hard to sleep.
Actual results, including with respect to our targets and prospects, could differ materially due to a number of factors, including the
risk that we may not obtain sufficient orders to achieve our targeted revenues; price competition in key markets; the
risk that we or our channel partners are not able to develop and expand customer bases and accurately anticipate demand from end customers, which can result in
increased inventory and reduced orders
as we experience wide fluctuations in supply and demand; the
risk that our commercial Lighting Products results will continue to suffer if new issues arise regarding issues related to product quality for this business; the
risk that we may experience production difficulties that preclude us from shipping sufficient quantities to meet customer orders or that result in higher production costs and lower margins; our ability to lower costs; the
risk that our results will suffer if we are unable to balance fluctuations in customer demand and capacity, including bringing on additional capacity on a timely basis to meet customer demand; the
risk that longer manufacturing lead times may cause customers to fulfill their orders with a competitor's products instead; the
risk that the economic and political uncertainty caused by the proposed tariffs by the United States on Chinese goods, and any corresponding Chinese tariffs in response, may negatively impact demand for our products; product mix;
risks associated with the ramp - up of production of our new products, and our entry into new business channels different from those in which we have historically operated; the
risk that customers do not maintain their favorable perception of our brand and products, resulting in lower demand for our products; the
risk that our products fail to perform or fail to meet customer requirements or expectations, resulting in significant additional costs, including costs associated with warranty returns or the potential recall of our products; ongoing uncertainty in global economic conditions, infrastructure development or customer demand that could negatively affect product demand, collectability of receivables and other related matters
as consumers and businesses may defer purchases or payments, or default on payments;
risks resulting from the concentration of our business among few customers, including the
risk that customers may reduce or cancel orders or fail to honor purchase commitments; the
risk that we are not able to enter into acceptable contractual arrangements with the significant customers of the acquired Infineon RF Power business or otherwise not fully realize anticipated benefits of the transaction; the
risk that retail customers may alter promotional pricing,
increase promotion of a competitor's products over our products or reduce their inventory levels, all of which could negatively affect product demand; the
risk that our investments may experience periods of significant stock price volatility causing us to recognize fair value losses on our investment; the
risk posed by managing an increasingly complex supply chain that has the ability to supply a sufficient quantity of raw materials, subsystems and finished products with the required specifications and quality; the
risk we may be required to record a significant charge to earnings if our goodwill or amortizable assets become impaired;
risks relating to confidential information theft or misuse, including through cyber-attacks or cyber intrusion; our ability to complete development and commercialization of products under development, such
as our pipeline of Wolfspeed products, improved LED chips, LED components, and LED lighting products
risks related to our multi-year warranty periods for LED lighting products;
risks associated with acquisitions, divestitures, joint ventures or investments generally; the rapid development of new technology and competing products that may impair demand or render our products obsolete; the potential lack of customer acceptance for our products;
risks associated with ongoing litigation; and other factors discussed in our filings with the Securities and Exchange Commission (SEC), including our report on Form 10 - K for the fiscal year ended June 25, 2017, and subsequent reports filed with the SEC.
«If Mr. Trump is unable to reverse the trend towards
increasing social polarization, U.S. democracy will be at greater
risk of further deterioration,» the EIU said in its report, referring to the extreme divides between Republicans and Democrats on issues such
as immigration and environmental regulation.
We believe that higher financial
risk stemming from management's willingness to
increase leverage for acquisitions is mitigated by its disciplined approach —
as demonstrated by the unsuccessful bid for Casey's in 2010 and resistance to a higher bid for Statoil.
Both groups had a 60 percent
increase in the amount of insulin circulating in their blood,
as well
as an
increase in heart disease
risk factors, including a seven percent average
increase in abdominal fat.
Twenty - seven percent of employee - introduced, third - party cloud applications, intended to open up new business opportunities and
increase efficiencies, were categorized
as high
risk and created significant security concerns.
But dividing assets can
increase risk exposure
as well.
In certain cases where a seller has a vested interest - such
as selling to a family member - financing more than this is acceptable, but
as the amount
increases, so does the
risk.
«If the upcoming supply of units is not absorbed by demand
as they are completed over the next 12 to 30 months, the supply - demand discrepancy would become more apparent,
increasing the
risk of an abrupt correction in prices and residential construction activity,» it says.
Poloz said there is good reason to believe the central bank can manage the
risks of Canada's high household debt, even
as he signaled that interest rate hikes will continue,
increasing the cost of that debt.
As we use mobile devices in new ways and for more purposes, the
risks to sensitive business data, professional productivity and to personal privacy are
increasing.
While regional differences reveal a mix of threats that concern CEOs, they share a common
increasing worry about broader societal developments — geopolitical uncertainty, terrorism, and climate change — rather than direct business
risks such
as changing consumer behaviour or new market entrants.
As a result, it is now clear that the U.S. is in the latter stages of the multi-year credit cycle, a period when rising corporate leverage negatively affects returns to corporate debt as investors demand higher risk premiums to compensate for the greater volatility created by increased leverag
As a result, it is now clear that the U.S. is in the latter stages of the multi-year credit cycle, a period when rising corporate leverage negatively affects returns to corporate debt
as investors demand higher risk premiums to compensate for the greater volatility created by increased leverag
as investors demand higher
risk premiums to compensate for the greater volatility created by
increased leverage.
Coffee consumption was also consistently associated with significantly lower
risk of gallstone disease.25 A non-linear dose response was also apparent, though
risk sequentially reduced
as consumption
increased from two to six cups a day.25 High versus low consumption was associated with a marginally higher
risk of gastro - oesophageal reflux disease, but this did not reach significance.64
To date, results from several longitudinal studies indicate that e-cigarette use among nonsmoking youth
increases the likelihood of future use of conventional cigarettes.5 — 10 Specifically, the pooled odds ratio (OR) in a recent meta - analysis of studies of adolescents and young adults (aged 14 — 30) indicates that those who had ever used e-cigarettes were 3.62 times more likely to report using cigarettes at follow - up compared with those who had not used e - cigarettes.11 This finding was robust and remained significant when adjusting for known
risk factors associated with cigarette smoking, including demographic, psychosocial, and behavioral variables such
as cigarette susceptibility.
As you can see in the chart below, the price of the yellow metal tends to
increase during periods of systemic
risk.
Yet
risks could return in the second half
as U.S. rates
increase and China's credit - fueled growth improvement slows.
Oil prices
increase and decrease
as risk perception rises and falls.
And the
risk of that naturally
increases as technology systems become faster, more pervasive, and more complex.
As a result, the normal practice is for the amount of «risk adjustment» to increase not decline as is the case in the latest updat
As a result, the normal practice is for the amount of «
risk adjustment» to
increase not decline
as is the case in the latest updat
as is the case in the latest update.
After visiting the capital city of Bamako last fall
as part of the IMF's ongoing review of its credit program there, Boriana Yontcheva, the leader of the IMF team, said in a prepared release that «the macroeconomic outlook remains broadly positive, but the economy faces
increasing downside
risks going forward, notably due to the volatile security situation.»
This has been the situation in Canada for the past seven years,
as reflected in
increasing levels of household indebtedness and elevated house prices — although,
as I'll discuss later, regulatory measures have been used to mitigate the resulting financial system
risks (Chart 2).3
Credit spreads will
increase for all sorts of corporates
as the number of distressed corporates will
increase and
risk aversion will be higher.
Accordingly, the Governing Council agreed that acting at this time was consistent both with the Bank's primary mission — the pursuit of its inflation target —
as well
as helping to manage financial stability
risks, even if there could be some
increase in financial vulnerabilities in the process.
The GFSR begins with the observation that «
Risks to financial stability have
increased since the April 2012 GFSR,
as confidence in the global financial system have become very fragile.»