Sentences with phrase «as standard loan»

The variable loan is not as predictable as a standard loan but based on past performance has a huge advantage when accumulating more cash in your policy.

An installment loan is generally considered as a standard loan.

Not exact matches

Compared with standard commercial loan products, the underwriting examines cash flow closely as a basis for approvals and decisions on loan rates.

The bank had few bad loans, as it managed to maintain comparatively strong lending standards that kept it out of the worst of the crisis and allowed it to acquire the troubled Wachovia.

Profits at international bank Standard Chartered grew by a fifth, as it hit $ 1.26 billion before tax thanks to a growth in loan demand.

CIBC was also the first of the Canadian banks to report its earnings after the introduction of a new accounting standard known as IFRS 9 that puts more emphasis over expected losses over the life of a loan compared to previous guidelines.

As long as you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or lesAs long as you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or lesas you itemize your deductions (as opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or lesas opposed to claiming the standard deduction), you can deduct the mortgage interest you paid if your home loan amount is equal to $ 1 million or less.

The lending standards on equipment financing can be less strict because your equipment will be used as collateral for the loan — in other words, if you default, the bank has the right to seize your equipment to cover the cost of their lost money.

But when mortgages soured, trustees declined to pursue available remedies for investors, such as pushing a servicer to buy back loans that did not meet quality standards promised when the securities were sold.

Most banks and credit unions offer standard term loans and lines of credit for small businesses, and while qualifying will depend on the bank, you will need both a strong personal and business credit score as well as strong business financials.

This form of lending is concerning for three main reasons: Like storefront payday lending, auto - title lending carries a triple digit APR, has a short payback schedule, and relies on few underwriting standards; the loans are often for larger amounts than traditional storefront payday loans; and auto - title lending is inherently problematic because borrowers are using the titles to their automobiles as collateral, risking repossession in the case of default.

This means that they offer the same competitive interest rates and terms as standard 7 (a) loans.

It's important to understand that the Standard Repayment Plan for Direct Consolidation Loans is not the same repayment plan as the 10 - Year Standard Repayment Plan, and payments made under the Standard Repayment Plan for Direct Consolidation Loans do not usually qualify for PSLF purposes.

That said, Chase doesn't give you the best shot at getting the lowest interest rate on your home loan, and its loan fees are fairly standard, as well.

The loans eligible under this plan are the same as for the standard and graduated plans.

HARP eliminates some of the lending rules for standard conventional loans, such as loan - to - value limits.

It is also known as a conforming loan, since it conforms to standards set by the two leading rule - making agencies in the U.S., Fannie Mae and Freddie Mac.

If you pay your taxes through credit — such as a credit card, personal loan, etc. — standard credit factors apply.

As mentioned earlier, there is no industry - wide standard for jumbo loan credit scores.

Bad credit loans such as payday loans come with a standard APR that is offered to all borrowers.

The FHA Streamline Refinance program waives all verifications and refinance mortgage rates are as low as with a standard - verification FHA - backed loan.

In most cases investors won't feel the full impact of this fee, as we are often able to access the same loans at higher interest rates than standard investors.

As the flow of new loans showed signs of diminishing in 2005 with the rise in US interest rates, the originators appear to have eased lending standards to maintain the flow.

Turning to look at the small sub-prime market in Australia, non-conforming housing loans are the closest equivalent to sub-prime loans in the US, being provided to borrowers who do not satisfy the standard lending criteria of mainstream lenders such as those with impaired or incomplete credit histories.

Fannie Mae and Freddie Mac set the rules for conventional cash - out refinances, as these are a subset of standard conventional loans.

This set of loan standards is more commonly known as the «FHA mortgage guidelines».

In addition to the standard promise to repay the loan (called a promissory note), the bank will also likely require that the business owners sign personal guarantees — meaning that you, as an individual, will be on the hook to pay back the loan even if the business fails.

The USDA loan is one of only two loans that offer 100 % financing as a standard guideline.

While 20 % is frequently quoted as a standard down - payment, there are several programs available that allow lower down payments — as little as 3.5 % for FHA loans, 3 % for some conventional programs, or even 0 % for qualifying service - members through the VA's home loan program.

(That's an overly - simplistic example meant for the sake of illustration; you'll also have other tax deductions such as your standard deduction, loan interest deductions, etc..)

The FHA offers flexible lending standards, and down payments as low as 3.5 %, making this loan an attractive option for first - time homebuyers.

We're thinking about the time Wall Street banks colluded on rigging prices on the Nasdaq market; or the time they rigged their research departments and told us to buy stocks that they were secretly callings dogs and crap; or the time they got S&P and Moody's to give them triple - A ratings on subprime pools of debt while keeping it a secret that they had internal reports showing the loans didn't meet their origination standards — and then they went out and secretly shorted that debt while continuing to sell it to their customers as a good investment.

If you borrow through a lending platform, this fee is frequently standard, as the lending platform helps you prepare your loan application before it is sent to lenders for review.

The downsides of choosing the extended repayment plan are that you'll never be eligible for loan forgiveness as you would with the Pay As You Earn plan, and you'll end up paying a lot more interest over the life of the loan than you would under a standard 10 - year repayment plaas you would with the Pay As You Earn plan, and you'll end up paying a lot more interest over the life of the loan than you would under a standard 10 - year repayment plaAs You Earn plan, and you'll end up paying a lot more interest over the life of the loan than you would under a standard 10 - year repayment plan.

Tottenham are poised to allow Emmanuel Adebayor, 30, or Roberto Soldado, 29, to join Roma on loan as the Serie A club look for a striker to replace Mattia Destro, 23, who is bound for AC Milan --(London Evening Standard)

Arsenal's Dan Crowley, who is rated highly by many at the club, was expected to go out on loan again for the upcoming season, as Wenger had previously spoken about how Crowley is yet to achieve the required standard of physicality to make it in the Premier League.

Jenkinson - was bought cheaply at a young age.When given his many chances he it proved he was not up to the standard required.Shone at West Ham on Loan for a season.That or below is his level.I would not describe this as a bad buy.It didn't work out and he was moved on.

The Standard has just reported it as a done deal, with Perez only going back to La Liga on a one - year loan, with no promise of becoming a permanent fixture next summer.

As Standard Sport revealed, Besiktas initially hoped he would join on a season's loan before buying him outright.

«I think that Kenedy last season didn't play before he went on loan to Watford,» Conte is quoted as saying by the Evening Standard.

The bill, largely the same as the version introduced last Congress, would give school districts and food service administrators the tools and resources they need to prepare meals that meet the updated USDA school food standards by providing loan guarantees for kitchen infrastructure and equipment upgrades, authorizing grants for small but critical equipment purchases, and supporting innovative training opportunities to strengthen the school food service workforce.

Those thresholds were changed late last year through legislation passed by the City Council — sponsored by Council Member Ben Kallos, chair of the governmental operations committee — and signed by de Blasio that increased the debate standards to the current 2.5 percent of the expenditure limit, as well as disqualifying loans or outstanding liabilities as counting towards that expenditure.

The model produces different jobs and growth projections for a business - as - usual scenario with no technology breakthroughs or major new policies, and then generates different outcomes by factoring in new policies such as a national clean energy standards such as proposed by President Obama; increases in corporate average fuel economy standards; tougher environmental controls on coal - fired power generators; extended investment and production tax credits for clean energy sources and an expanded federal energy loan guarantee program.

For a teacher earning the average starting salary of $ 36,141 with a typical undergraduate loan balance, enrolling in an income - based plan would save her as much as $ 200 a month: she'd pay $ 100 — 150, compared to $ 300 under the standard 10 - year repayment plan.

It was the first time such a structure was used for a transportation project and has since become a standard provision of many TIFIA loans that have uncertain revenues pledged, such as toll road revenue.

Any materials removed from the library must be checked out on a valid library card or through other standard library procedures, such as InterLibrary Loan.

This APR discount is fairly standard across banks that offer personal loans as way to incentivize current customers to stay with the bank for their borrowing needs.

For a standard mortgage or auto loan, the home or car itself is used as collateral.

Among the numerous rewards of the loan are reduced underwriting standards, no money down, no private mortgage requirements, the ability to pay off the loan early without pre-payment penalties, and limited closing costs; because of these advantages, as well as a multitude of others, the loan program has experienced a boom in popularity over recent years.

You may encounter challenges getting a loan approved if the foreclosed home doesn't meet the lender's standards necessary to serve as collateral; this most often applies to FHA - backed loans with specific property requirements.