The Sealyham averages about 22 - 24 pounds, and are known
as the couch potato of the terrier breed.
Not exact matches
Satyanand's transformation from
couch potato to runner may have been slow and steady (and clearly mimicable for most people), but just because it wasn't the stuff
of late night fitness equipment infomercials, doesn't mean it wasn't just
as transformative.
Sure, there are pieces that wouldn't look out
of place in West Elm, but then there are furnishings tailor - made for the middle - aged man cave, such
as a massive black leather sofa with built - in surround sound, a power - reclining feature, phone - charging ports and Bluetooth connectivity to allow
couch potatoes to play music from their smartphones.
There will still be a plethora
of games, because try
as we might to find more productive things to do, we'll still end up on the
couch watching Ohio and Nevada duke it out in the Famous Idaho
Potato Bowl.
An experimental drug touted
as «exercise in a pill» has dramatically increased endurance in
couch potato mice, even after a lifetime
of inactivity.
«If you compare a person who is 30 pounds overweight but physically active with someone who is thin but a coach
potato, you'll find the thin
couch potato has a higher risk
of premature death and
of some chronic diseases, such
as diabetes, heart disease and hypertension,» Franke says.
For those who've spent most
of their lives
as a
couch potato, but now wish to lose weight or manage improve diabetes management, Jelleyman suggests moderate - intensity interval training to start — after all, HIIT isn't for everyone.
And
as mop - topped teenage
couch potato Garth (again drawn from life — this time based on Dana's brother Brad), Carvey was teamed with Mike Myers in a flawless on - going parody
of cheap cable - access television.
«I like to watch,» Chauncey says, who spends his whole life in front
of a T.V., just
as earth must be one big program to god, a
couch potato himself, in the sense that all he does is observe the human struggle with the same indifference
as the idiot gardener.
It's not a stretch to see the bespectacled Halliday, who Rylance invests with an affecting Wozniakian introversion,
as another
of the master director's onscreen surrogates — a gentle
couch potato as obsessed with»80s touchstones
as Spielberg and his film - brat contemporaries were with their own seminal, formative big - screen experiences.
Obviously, if we don't confront the problem
of couch -
potato, computer - tethered kids, a daunting array
of health problems will result
as they grow up.
I like the simple approach
of the
Couch Potato portfolio
as I was not happy paying for high commissions and having a mix
of mostly Canadian blue chip stocks and mutual funds.
I've only used the two Global
Couch Potato returns,
as they were closer to the median between the lowest and highest annualized rate
of returns for balanced equity portfolios over the last 10 years:
On the other hand, if you're a true
couch potato indexer and held a single «go - anywhere» ETF from a firm like iShares or Vanguard (see the upcoming issue
of the magazine and its latest ETF All - Stars package), and use a discount brokerage, your total cost for selling everything might be
as little
as $ 10!
An investor building a small Global
Couch Potato portfolio could use VXC in place
of separate US and international holdings: that would reduce trading costs and complexity,
as well
as adding a bit more diversification with a slice
of emerging markets.
First, the five model portfolios seem well designed on the equity side, with a good mix
of Canadian, US, international and emerging markets,
as well
as REITs — very similar to what you'd see in my Complete
Couch Potato.
Readers who have visited my Model Portfolios page will recognize this
as the Über - Tuber, so named because I think
of it
as the ultimate
Couch Potato portfolio:
We also hear from several other MoneySense and Canadian
Couch Potato readers: my thanks to all
of them for sharing their experiences
as DIY index investors.
It uses the same indexes
as the classic
Couch Potato with the addition
of the EAFE index
as the proxy for international stocks.
The iShares DEX Universe Bond Index Fund (XBB), which makes up 30 %
of the Complete
Couch Potato, has returned 7.20 % on the year (all figures
as of September 30).
«People look at things like the
Couch Potato portfolio and think
of it
as a reliable product,» says Johnson.
Our Global
Couch Potato includes broad exposure to Canadian, U.S. and international stocks in all sectors,
as well
as bonds
of all maturities.
As interest in
couch potato portfolios grows, consumers and advisers are realizing not everyone is capable
of handling it on their own.
As a result, moving to ETFs can cut the annual cost
of the
Couch Potato Portfolio by about 50 %.
The portfolio I put together for that article became the Über - Tuber —
as in «the ultimate
Couch Potato» — which you'll find on my page
of Model Portfolios.
I don't see either
of these
as a significant offering for
Couch Potato investors, since you can already get both markets with a single fund.
So if youâ $ ™ re
Couch Potato investing in both your RRSP and non-RRSP accounts, it makes sense to think
of both your RRSP and non-RRSP holdings
as one big portfolio, and to put all your bond index funds in your RRSP, since theyâ $ ™ re going to benefit the most from being tax sheltered.
So long
as an investing strategy follows those two rules, we applaud it, even if it doesnâ $ ™ t follow one
of our
Couch Potato templates.
We hoped that
Couch Potato investing might strike a few
of our more thoughtful readers
as a smart way to invest â $» smarter, at least, than simply buying a bucket
of Nortel stock, which was what everybody else seemed to be doing at the time.
Regular readers
of MoneySense will recognize this
as a classic «
Couch Potato» approach to investing: Create a simple investible portfolio that can be held for the long term, is broadly diversified, highly tax - efficient and yet carries minimal investment management costs.
Is there a reason I should follow the
Couch Potato as opposed to one
of these similar strategies?
Up until I read about the buzz around Vanguard and it's lower MERs, I was planning on investing all
of our money in the Complete
Couch Potato portfolio
as suggested in the 2011 Edition
of the MoneySense Guide To The Perfect Portfolio: i.e. — Canadian equity 20 % iShares S&P / TSX Capped Composite (XIC) US equity 15 % Vanguard Total Stock Market (VTI) International equity 15 % Vanguard Total International Stock (VXUS) Real estate investment trusts 10 % BMO Equal Weight REITs (ZRE) Real - return bonds 10 % iShares DEX Real - Return Bond (XRB) Canadian bonds 30 % iShares DEX Universe Bond (XBB)
This is the only potentially negative retirement personality type: While some might only be taking a temporary sabbatical from activities while they reassess their goals, there's a danger
of fading away
as a
couch potato.
I thought about this recently
as I calculated the returns
of the Global
Couch Potato since 2009.
If you invested $ 100 in the Classic
Couch Potato portfolio on January 1, 1976, it would be worth $ 3,481.35
as of December 31, 2010.
As it happens, this has the added benefit
of allowing us to look at longer - term returns for the Global
Couch Potato, since the e-Series has been around much longer than most
of the ETFs on the list.
But,
as noted earlier, the record shows that
Couch Potato investing has a very high probability
of providing a higher return than 60 to 75 percent
of all managed funds — and still more if you are paying significant fees for managing your portfolio
of funds.
Interestingly, after we recorded that (but before it went live), Dan Bortolotti (
of Canadian
Couch Potato) gave the final talk
of the Canadian Personal Finance Conference, where a major theme was the failings
of investor behaviour, and how he's grown more pessimistic over the years
as to how many people should be taking a DIY route to investing.
Say, for instance, if I did go for Dollarama and instead
of growing like crazy
as it has been recently, it suddenly tanked, while I'd lose that portion
of money, a good chunk
of it would be in safer investments like that trusty
Couch Potato.
For many Canadians, Kirzner, now 73, is thought
of as the grandfather
of «
Couch Potato» investing, or
as Kirzner refers to it, the «Easy Chair» — defined
as that comfortable spot where investors like to sit and stay put for many years while the good returns roll in.
Today you can do a basic
Couch Potato portfolio for an average annual cost
of as little
as 0.05 percent.
The best type
of security to invest in is an INDEX FUND, which can be
as few
as one fund or several
as long
as they are arranged in a simple, easy to understand
COUCH POTATO LIKE manner, which will minimize FEES and expenses (cost matters).
«The strategy can reduce a typical investor's costs by
as much
as 90 %, while at the same time beating the vast majority
of mutual funds and professionally managed accounts,» writes Dan Bortolotti in his exceptional blog, Canadian
Couch Potato.
It provides tools and templates, along with suggestions and rules -
of - thumb to help prevent analysis paralysis and get you started
as a «
Couch Potato» investor now.
We flirted with the idea, even going so far
as programming a
couch -
potato style DIY portfolio into the calculator, but ultimately decided against it, because the DIY option is hands - down the cheapest across almost all cases, and we didn't want to waste all
of the time and effort we put into building the calculator for it to always and forever return a DIY portfolio
as the result.
You can learn more about creating a
Couch Potato portfolio on my website, but it can be
as simple
as a 50/50 mix
of the U.S. total stock market and the U.S. total bond market.
Known
as the «
couch potato»
of the terrier world, the Sealyham Terrier is a non-shedding, small dog that displays a relaxed attitude and makes an ideal companion for both city and country dwellers.
It is not a dog for a
couch -
potato owner
as it requires lots
of exercise.
Many owners
of retired racing Greyhounds describe them
as couch potatoes who prefer to sleep most
of the day.
Outside
of work, she enjoys hiking and biking, cooking, arts and crafts,
as well being a
couch potato.