Not exact matches
We do have a spiritual perspective, and believe that while we can do our best to do what is humanly possible, most of life, birth and
death are
ultimately not in our control; we do believe that everything that happens is meant to happen, because it did, and that it happened for our
benefit, even if beyond our understanding,
as we are souls temporarily residing in bodies, and know that G - d / Spirit of our own understanding is only good.
Whether or not it's legal for a guaranteed issue life insurance policy to charge total premiums in excess of the
death benefit would
ultimately depend on which state you live in seeing
as how insurance is regulated at the state level.
Term policy payments do contain smaller agent commissions, but they
ultimately make no difference to you
as your estate will reap the
benefits of your policy regardless of when your
death occurs.
Ultimately, the only way the upside of a life insurance policy becomes fully tax - free is if it matures
as a
death benefit.
All life insurance products have a
death benefit, so it may seem odd to discuss this
as a pro, but
ultimately it is the key aspect that is being purchased, so it shouldn't be dismissed.