Those of us hoping for a shake - up of the entire system should be bitterly disappointed, even though minor reforms - such
as fixed term parliaments and reform of party funding - will at least be forthcoming.
Conservative and Liberal Democrat ministers» constitutional reforms have been criticised from the start,
as the Fixed Term Parliament Act deliberately linked the establishment of a five - year electoral cycle with the mechanics setting up the 2011 electoral reform referendum.
I have one year to go on a 3 year interest fixed term on my mortgage, so have been unable to make any extra payments but have been building up savings to do just that as soon
as the fix term ends.
At the end of the 6 months, the tenant continues to live at the property - can the landlord now increase the rent,
as the fixed term is over?
There has been a particular problem with the dates required to be given in the s 21 notice served on the tenant, but the recent Court of Appeal case of Spencer v Taylor [2013] EWCA Civ 1600 has made this easier for tenancies that began
as fixed term tenancies, to the point where one judge commented that the failure rate for claims under the accelerated procedure has since fallen by two - thirds.
The fundamental issue for determination was whether his contract of employment is to be viewed
as a fixed term employment contract with an objectively justifiable maximum term of nine years or whether the contract was converted by virtue of the Fixed - Term Employees (Prevention of less Favourable Treatment) Regulations 2002 (SI 2002/2034)(The 2002 Regulations) into a permanent contract thereby entitling him to continue working or upon termination obtain redress for unfair and wrongful dismissal.
Not exact matches
Yahoo had about 11,000 employees
as of June 30, according to its website, down from a Dec. 31, 2014, total of about 12,500 full - time employees and what it called
fixed -
term contractors.
However, hundreds of thousands of Dreamers remain in limbo,
as Congress attempts to negotiate a longer -
term fix that may offer them a path to citizenship.
During the recent downturn, many companies found that they couldn't shed costs
as fast
as they needed to, because many of their staff were on permanent or
fixed -
term contracts.
Fixed capital is the investment of the enterprise in long -
term assets such
as «plant and equipment».
It pointed to the continued presence of fragile
fixed - income market liquidity
as a key vulnerability in the overall financial system, while it repeats the risks of a sharp increase in long -
term interest rates, stress from emerging markets like China and prolonged weakness in commodity prices.
What's more, the board would be trading a long -
term approach with the 55 - year - old Green for the hope of a short -
term fix from the 67 - year - old Harrison, who surely won't stick around for
as long.
Investing activities include the purchase and sale of your long -
term fixed assets, such
as property, plant and equipment.
Nokia, which closed its 15.6 billion euro acquisition of Alcatel Lucent in January, is looking to stronger growth in
fixed line equipment from the recently acquired business,
as well
as 900 million euros in cost savings through 2018 to help it shore up profits in the near - to medium -
term.
That market participants have finally come to
terms with the Federal Reserve's normalization plans is just one of the reasons short -
term bonds are finally looking attractive again after years in the doldrums,
as we explain in our new
Fixed income strategy A mighty (tail) wind.
[30] By the amendment's
terms, the exemption would no longer apply to transactions involving
fixed indexed annuity contracts and variable annuity contracts
as of April 10, 2017.
Although the
terms «savings account» and «money market account» are found throughout international banking systems, what is understood
as a «CD» in the U.S. is similar to what another country might call a
term deposit, personal saving certificate and
fixed -
term deposit accounts.
I use the
term «forecast» somewhat loosely, since these are conditioned on a range of assumptions, such
as a
fixed nominal exchange rate and a particular path for the cash rate, and hence could better be described
as «projections».
Adjustable - rate mortgages are popular because interest rates are typically cheaper initially than long -
term,
fixed - rate mortgages, such
as the 30 - year mortgage.
Cash alternatives, such
as money market funds, typically offer lower rates of return than longer -
term equity or
fixed - income securities and may not keep pace with inflation over extended periods of time.
As you can see when looking at the other asset allocations, adding more
fixed income investments to a portfolio will slightly reduce one's expectations for long -
term returns, but may significantly reduce the impact of market volatility.
The primary difference between permanent and
term life insurance is that
term policies only provide coverage for a
fixed period of time, such
as 20 years.
Adjustable - rate mortgage: Also known
as an ARM, this mortgage option from Quicken Loans generally has a lower interest rate when compared to
fixed - rate mortgages with the same
term - at least at first.
This makes adjustable rate mortgages more affordable, at least in the short
term,
as the out of pocket expenses are less than if you were to finance your house with a
fixed rate mortgage.
During the financial crisis and its immediate aftermath, Dr. Piwowar served in a one - year
fixed -
term position at the White House
as a senior economist at the President's Council of Economic Advisers (CEA) in both the George W. Bush and Barack Obama Administrations.
The interest rate you are offered will depend on your credit profile, income, and total debt payments
as well
as your choice of
fixed or variable and choice of
term.
Beijing is working on
fixes for internal debt issues, such
as turning short -
term bank debt into long -
term bonds and redirecting credit to the private sector and households.
As the name suggests, a
fixed - rate mortgage is when the interest rate stays the same over the life or «
term» of the loan.
This would likely lead to an increase in mortgage rates
as well, particularly the long -
term rates used for 30 - year
fixed home loans.
Within personal credit, revolving finance such
as credit cards and overdrafts have continued to be stronger than traditional
fixed -
term loans.
As you can see, the standard 30 - year
fixed mortgage is the most expensive in
terms of interest.
Coking coal and iron ore prices, which are mostly
fixed in US dollars, fell in SDR
terms as the US dollar depreciated late last year.
This reflects borrowers switching from loan products with higher interest rates, such
as traditional
fixed -
term personal loans, to products which attract lower rates of interest, such
as home - equity lines of credit and other borrowing secured by residential property.
Greenlight argues that GM actively undermined its plan in discussions with rating agencies, including modifying the
term sheet provided by Greenlight to make the dividend shares appear more like preferred equity with a
fixed payment obligation and less like common equity with no
fixed payment obligation,
as Greenlight suggests it intended.
The SBA's CDC / 504 loans are designed specifically for the purchase of long -
term fixed assets such
as land, buildings, and machinery.
BizSpace offers companies all the benefits of a business premises, but without the burden of a
fixed -
term lease,
as well
as allowing them to choose from a variety of well - appointed locations and types of workspace, including a number of co-working locations.
Fixed deposits (also known
as term deposits) are similar to products like bonds and certificates of deposit that pay a certain interest rate after a set period of time.
As you probably already know, this type of home loan has a
fixed rate of interest that does not change, along with a repayment length or «
term» of 30 years.
The foundation makes loans to microfinance organizations and packages them
as investments that have a
fixed term, usually ranging from one to five years, and a
fixed interest rate comparable to what investors would get from a CD.
If businesses are looking for more longer
term fixed financing, they may, of course, go direct to the market for new issues of debt (particularly
as lenders will also be looking for more longer
term fixed interest assets).
Then a longer -
term loan, such
as a 30 - year
fixed - rate loan, might make the most sense.
As discussed above,
fixed rate personal loans are generally a good option for those who favor predictable payments through the long
term.
«Affordability may vary depending on total debt obligations such
as your student loans, auto loan or mortgage, other
fixed expenses, and requested loan
term,» Foley explains.
Examples of long -
term assets include buildings, machinery and equipment (also known
as fixed or capital assets).
Move from a risky loan such
as an interest - only mortgage or a short -
term ARM to a more stable product such
as a
fixed - rate mortgage.
According to the almighty online brain trust, Wikipedia, royalties are: «typically agreed upon
as a percentage of gross or net revenues derived from the use of an asset or a
fixed price per unit sold of an item...» In layman's
terms, royalties are a form of passive income that you obtain through the sale or use of something you own.
You won't see a rise in the value of your holdings with cash during a recession and if you're keeping it in
fixed term accounts then it will be adversely affected by rate rises, same
as bonds.
I'd originally thought that 60 % equities / 40 %
fixed income would do for me —
as a boring, average person in
terms of risk tolerance etc..
Although most types of bonds share some common features, such
as a
fixed interest rate and a maturity date, they are not all equal in
terms of income potential and risk.
In general,
term life insurance is primarily used to replace your income and cover financial obligations that have a
fixed length of time associated with them, such
as a mortgage, student loans, or replacing your income while you're earning money.