Sentences with phrase «as the insurance companies usually»

Keep in mind there is no cost for the new policy as the insurance companies usually pay for the underwriting.

Not exact matches

The loans are usually sold to investors such as insurance companies and Fannie Mae.
Hospitals often receive formula, usually based on cow's milk, free from the manufacturer — something in itself that is beginning to be seen as a conflict of interest, she said — while donor milk can cost $ 4.50 per ounce and is not covered by many insurance companies and public aid programs.
The owners of said car will usually receive a payout from the insurance company at which point the insurer takes ownership of the car and assesses the damage - branding it with a categorisation from Cat A to Cat N. Cat A cars have suffered irreparable damage such as a catastrophic fire and will never be sanctioned by authorities for road use again.
There's usually a story behind the vehicles, but it often involves vehicles that had owners that rarely drove them, then had an accident, and the insurance company bought the vehicle as part of a settlement, an a used car dealer rebuilds the car, buys it cheaply, and sells it for what is for him a large markup, but cheap compared to the mileage and condition of equivalent cars of later vintages.
Conversely, the average returns tend to be lower than at risk investments such as stocks or real estate due to limitations set by the insurance company (usually represented by a contract fee or a cap, spread, or participation rate on the index allocation selected).
As the bulk of my investment portfolio consists of Swiss stocks (such as Nestlé, Novartis, Roche, Swiss Re, Zurich Insurance, ABB, UBS etc.), my dividend income is heavily concentrated on the second quarter of each year as these companies usually pay their dividends in April, May or JunAs the bulk of my investment portfolio consists of Swiss stocks (such as Nestlé, Novartis, Roche, Swiss Re, Zurich Insurance, ABB, UBS etc.), my dividend income is heavily concentrated on the second quarter of each year as these companies usually pay their dividends in April, May or Junas Nestlé, Novartis, Roche, Swiss Re, Zurich Insurance, ABB, UBS etc.), my dividend income is heavily concentrated on the second quarter of each year as these companies usually pay their dividends in April, May or Junas these companies usually pay their dividends in April, May or June.
One can only guess as to why exactly insurance companies value your credit score, but any factor that affects insurance rates usually comes down to one thing: money.
As a result, the liabilities underwritten by an insurance company are usually riskier than those underwritten by a bank.
One more related tip, if you haven't done so already: Make sure any earnings or benefits owed to your wife's estate by the company (or their insurance plans) have been paid out, such as regular pay for the final pay period worked, quarterly profit sharing (if applicable), accrued but untaken vacation time (usually there is some), not - yet - reimbursed employment expenses (check her credit card statements, if she typically incurred work expenses), etc..
Condo insurance companies almost always allow policyholders to purchase more, usually up to as much as $ 500,000.
Since these investments like ETFs are often considered as long term investments, that's to say I have to leave them there for a long period of time, over how many years usually will I start to see returns breaking even with insurance companies» claimed 3.25 % -5 % returns?
Individuals do not negotiate with the owner of the structured settlement (usually an insurance company) but do so with a third party willing to buy all or part of the remaining settlement, known as the funder.
If the insured dies during the «contestability» period of the contract, usually the first two years of the contract's life, payment may be delayed as the insurance company checks the application to make sure there were no inaccuracies, whether intentional or inadvertent.
Life Insurance companies share the profits from the participating fund with the Policyholder in the form of bonuses which are usually declared at the end of every financial year and can be classified as cash bonus, reversionary bonus and terminal bonus.
honestly, a reputable insurance company will usually pay out a claim even under questionable liability, as long as you were not attempting to commit fraud.
Buying direct from an insurance company, such as Manulife or RBC Insurance, usually offers the most complete coverage, sayinsurance company, such as Manulife or RBC Insurance, usually offers the most complete coverage, sayInsurance, usually offers the most complete coverage, says Korcok.
Also, car insurance companies usually calculate the premium that you pay for guaranteed auto protection insurance premium as a percentage of what you paid for your collision and comprehensive insurance.
Let me educate you: RESP's in Canada include 60 + providers, most of which are banks and financial institutions (life insurance & investment companies) the majority of which will invest your savings into mutual funds — there are no guarantees with these, your principal could be lost and your grant too & if your child doesn't pursue post-secondary education, you would have to pay the government grant back out of your own pocket — also the fees associated with these are called MER's (management expense ratios) which compund over time and will usually eat up as much as 1/3 of your investment.
Those that specialize in life settlements (also known as viatical settlements) will be happy to buy your policy at a price that is usually much better than the price the insurance company is willing to give you (the cash surrender value).
Some employers will help fund continuing studies — usually so long as the worker remains with the company for a set period of time after graduation — and may continue to provide various health and life insurance benefits.
Life insurance coverage companies will conduct their own medical exam and then compare their findings to what they find in your medical records usually referred to as your Attending Physician Statement (APS).
Although some pet insurance companies offer wellness care coverage, usually as an add - on rider to their accident and illness policy, the main reason to purchase health insurance for your pet is to cover the unexpected and potentially expensive events that happen.
As a case approaches its conclusion, there's usually a sudden rush of activity, as families are pressed to meet deadlines set by attorneys, insurance companies, courts and other professionalAs a case approaches its conclusion, there's usually a sudden rush of activity, as families are pressed to meet deadlines set by attorneys, insurance companies, courts and other professionalas families are pressed to meet deadlines set by attorneys, insurance companies, courts and other professionals.
Compensation, also referred to as damages, is a dollar amount paid to an injured person by the negligent party responsible for the injury, usually through the responsible party's insurance company.
That usually turns out to be a bad idea because of the fact that the insurance company trains its adjusters to limit the rights of injury victims as much as possible.
Of course, the insurance company is usually brought in as a defendant too.
Insurance companies that routinely attempt to deny or lessen an accident claim's value as standard policy are usually prepared to take a case to court if it will be cost efficient, even if they are your own insuranceInsurance companies that routinely attempt to deny or lessen an accident claim's value as standard policy are usually prepared to take a case to court if it will be cost efficient, even if they are your own insuranceinsurance company.
The insurance company of the guilty party, also known as the defendant, usually covers financial re-reimbursement.
As a result the liquidators of companies which hold D&O insurance cover will usually file a liability claim against the D&O s and their Insurers while drafting their claim in a way that will fall under the D&O s insurance policy.
As such, insurance companies don't usually offer enough compensation to pay for all of their accident's expenses.
As the trial date approaches, both the claimant and the insurance company usually take a closer look at the elements of the claim and available evidence to support it, and may try to settle the matter by informal discussion, mediation or pretrial conferences with the judge.
Next, it is usually in you and your family's best interest to contact an experienced Massachusetts fire and explosion attorney to help you navigate as you call your insurance company to report the loss and learn what may be recovered.
Insurance companies don't consider soft tissue injuries as serious injuries and usually assign to them a damages formula multiplier of only one and a half to three times specials.
Since the insured would typically sue with a lawyer hired on a contingent basis, usually, the insured lawyer would reach an agreement with the insurance companies holding the subrogration liens for them to pay a contingent fee to him on the same basis as his primary client if he recovered funds subject to the subrogration liens, so that his client would not walk away empty handed after using his entirely recovery to pay his attorneys» contingent fee, or would reach some other agreement addressing the same problem.
Usually, for example, you would be able to get policies with or without temporary accommodations coverage as you wished when you purchased the policy and that decision would govern what the insurance company on the risk would have to pay for when a claim was made by the insured.
It's also valuable for people who work in high - risk occupations, such as roofers, firefighters, military, police officers, etc., who usually can't get disability insurance or even life insurance through certain companies.
While we represent other top life insurance companies, such as MetLife and Prudential, the 5 companies above usually have the most competitive quotes for one million dollar term life insurance policy.
Obligates the insurance company to continue coverage as long as the premiums are paid and is usually capped at a certain age.
Although auto insurance brokers are usually agents that offer, or «broker», different types of policies for multiple companies, online websites that allow you to compare quotes and purchase policies from multiple companies basically perform auto insurance policy brokering services as well.
Term policies are usually what I refer to as «cookie cutter» clones of one another where just the premium will be higher or lower than one another depending on the life insurance company being used.
While it is possible to obtain credit life insurance individually, this policy is usually sold to creditors (such as financial institutions, banks, and companies selling pricey items on installment plans) on a group basis.
Lee suggested comparing the value each policy offers as well: «Reading through the terms is always key — usually when the insurance company gives you a quote, it also tells you what's covered and what's not.»
Usually, every life insurance company views every form of tobacco use as being a «smoker».
Variable Life Insurance is a special type of a Permanent Life Insurance policy in which both the death benefit and the cash value depend on the investment performance of the underlying assets, usually one or two investment accounts known as «separate accounts» (or «sub-accounts») within the insurance company's pInsurance is a special type of a Permanent Life Insurance policy in which both the death benefit and the cash value depend on the investment performance of the underlying assets, usually one or two investment accounts known as «separate accounts» (or «sub-accounts») within the insurance company's pInsurance policy in which both the death benefit and the cash value depend on the investment performance of the underlying assets, usually one or two investment accounts known as «separate accounts» (or «sub-accounts») within the insurance company's pinsurance company's portfolio.
And if you have health, life or car insurance too, consider bundling all these polices together and taking them out through the same company - it's usually less expensive that way, as the insurance companies will provide you with an incentive to use their services.
It is a natural outcome: as people get older, Renewable Term Insurance premiums usually increase so that the insurance company would be able to cover the Insurance premiums usually increase so that the insurance company would be able to cover the insurance company would be able to cover the expenses.
Companies sell umbrella insurance only if you already have either auto or property insuranceusually homeowners insurance, but possibly another policy such as renters or condo.
As you will usually be claiming against an insurance company always get advice as insurance companies can be very intimidatinAs you will usually be claiming against an insurance company always get advice as insurance companies can be very intimidatinas insurance companies can be very intimidating.
The travel insurance company must handle the coordination of these efforts and they usually take care of payments to the rescue team as well.
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