Sentences with phrase «as the insurance premium in»

Rather, I would advise that all people work out exactly what they are paying as an insurance premium in their example and whether that is worth the money given their risk profile.

It includes an amount the vehicle owner agrees to pay as the insurance premium in return of which the agency promises to look after the losses and pay the required amount as mentioned in the policy contract.

Not exact matches

For SAP, the loss and LAE ratio is the ratio of incurred losses and loss adjustment expenses less certain administrative services fee income to net earned premiums as defined in the statutory financial statements required by insurance regulators.

Small - business owner: To encourage the government to hire more Canadians as part of the Economic Action Plan, the budget proposes a hiring credit, which offers a one - year Employment Insurance break of up to $ 1,000 for firms with premiums below $ 10,001 in 2010.

The transaction would make it Canada's second - largest provider of property and casualty insurance, which includes home and auto coverage as it would nearly double annual premiums written to $ 3.9 - billion from about $ 2 - billion, Desjardins said in a statement Wednesday.

According to a new report from health care researcher Kaiser Family Foundation, premiums for policies purchased through the health insurance exchanges could rise by as much as 25 percent in 2017.

Plus, as a result of previously passed measures, automatic tax increases are scheduled in the years ahead — such as an extra $ 5 billion in Employment Insurance premiums to be collected annually until 2015.

Rather, the current inequity in mortgage premiums should be seen as evidence of how Ottawa has retarded competition in the mortgage insurance business by allowing itself to be the biggest player.

Health insurance premiums rose, in some cases heftily, in many Obamacare markets as insurers prepared for Trump to end critical federal subsidies that help pay for consumers» out - of - pocket medical costs (a move the president eventually made) and the repeal of the individual mandate.

As a fast - growing company, Bunn Coffee's health - insurance premiums had been rising by 40 % to 60 % annually in recent years, prompting Shindler and Trapani to consider scrapping the coverage entirely.

In theory, the fee is supposed to act as both carrot and stick — smokers who want health insurance would either pay the higher premiums to help insurers cover their historically higher health care costs or quit smoking so they can save both themselves (and the broader medical system) money.

(The subsidies for health insurance premiums are structured as refundable tax credits: The portions that exceed taxpayers» other income tax liabilities are classified as outlays; those that reduce tax payments are classified as reductions in revenues.)

[32] Most importantly, the IRS administers the premium tax credits to help millions of near - poor and middle - income taxpayers afford coverage in the health insurance marketplaces as well as assistance with health insurance deductibles and co-payments for taxpayers with modest incomes.

CBO's measure of before - tax comprehensive income includes all cash income (including non-taxable income not reported on tax returns, such as child support), taxes paid by businesses, [15] employees» contributions to 401 (k) retirement plans, and the estimated value of in - kind income received from various sources (such as food stamps, Medicare and Medicaid, and employer - paid health insurance premiums).

If you're taking out a condo loan with less than 20 % down, you'll have to factor in the cost of mortgage insurance premiums as well.

As is the case in most cities, renters insurance premiums do not vary much for the same amount of coverage throughout the city.

Term life insurance policies are quite cheap and can come with a variety of riders offering such assistance as disability income, waiver of premiums, and an accelerated death benefit in the case you become permanently disabled.

You have certain types of income (such as business or farm self - employment income; unreported tips; dividends on insurance policies that exceed the total of all net premiums you paid for the contract; or income received as a partner, a shareholder in an S corporation, or a beneficiary of an estate or trust)

Prior to joining TD Ameritrade, Sadowsky served as Vice President, Finance in the corporate offices at The BISYS Group, Inc., which provided business process outsourcing to bank, insurance, and investment companies, and later joined Columbus Circle Capital, where he specialized in annuity arbitrage and life insurance premium financing.

In addition, the New Deomcratics do not include the various initiatives affecting Employment Insurance Benefits as a Use of Funds and the freezing of Employment Insurance premium rates at $ 1.88 per $ 100 of insurable earnings rather than letting them fall to $ 1.49, as specified in the April 2015 Budget, as a Source of FundIn addition, the New Deomcratics do not include the various initiatives affecting Employment Insurance Benefits as a Use of Funds and the freezing of Employment Insurance premium rates at $ 1.88 per $ 100 of insurable earnings rather than letting them fall to $ 1.49, as specified in the April 2015 Budget, as a Source of Fundin the April 2015 Budget, as a Source of Funds.

As well, Flaherty cut in half an Employment Insurance premium hike scheduled for Jan. 1, a move that will cost Ottawa $ 600 million a year, but will leave that cash in the pockets of workers and companies — a shift from deficit - shrinking austerity to stimulus.

This profile reflects in part the operations of the employment insurance (EI) program, with premium rates increasing to 2016 and falling thereafter, as the deficit in the EI Operating Account is «paid off».

However, as these higher expenses are financed by employee - employer premium rates, employment insurance premiums are higher than in the March 2011 Budget, especially in 2015 - 16.

In Florida, title insurance premiums are set by the state, but the agent's portion of the total as well as agency fees are variable.

Installment lenders can also legally exclude the premiums when calculating the loan's annual percentage rate, as long as the borrower can select the insurer or the insurance products are voluntary — loopholes in the Truth in Lending Act, the federal law that regulates how consumer - finance products are marketed.

In addition, due to the Texas Windstorm Association (which writes wind - only policies) classifying HO - 1, 2 and 5 premiums as HO - 3, the average premium for homeowners insurance is artificially high.

In Georgia in 2011, the insurer received $ 26 million in premiums for the sort of auto insurance Sutton purchased as part of her loaIn Georgia in 2011, the insurer received $ 26 million in premiums for the sort of auto insurance Sutton purchased as part of her loain 2011, the insurer received $ 26 million in premiums for the sort of auto insurance Sutton purchased as part of her loain premiums for the sort of auto insurance Sutton purchased as part of her loan.

You'll have an upfront mortgage insurance premium for 1 % of the loan amount, as well as an annual premium for 1.1 % - 1.15 % of the loan amount (these were increased in April 2011).

This is where the borrower accepts a slightly higher interest rate in exchange for the lender paying the mortgage insurance premium up front, as a lump sum.

However, in the immediate and near future, small and medium - sized business enterprises will also be affected by the insurance market as premiums continue to hike.

Credit unions, such as Plymouth, Mich. - based Community Financial Credit Union, have been communicating with borrowers, too, regarding the changes in the tax code relating to mortgage insurance premiums.

The two most common are: (1) home loans backed 100 percent by the government through the Federal Housing Administration (FHA) that include both an upfront and annual mortgage insurance premium (MIP); and (2) conventional loans, which are typically backed at least in part by private sources of capital, such as private MI.

Employment insurance contributions were up $ 214 million or 1.5 %, reflecting increases in maximum insurable earnings and employment, as premium rates were unchanged.

This insurance, which is known as private mortgage insurance (PMI) for a conventional loan and a mortgage insurance premium (MIP) for an FHA loan, protects the lender in the event that you default on your loan.

The average car insurance rates found within the Stockton city proper varied among neighborhoods, and the difference was up to as much as $ 160 in premiums a year.

Employment insurance premium contributions declined $ 1.0 billion or 11.3 %, reflecting the decline in premium rates for 2017, compared to a decline of 4.9 % forecast in the 2017 Budget for the year as a whole.

Universal life insurance is a flexible type of permanent life insurance policy in which the death benefit and premiums can be adjusted as your circumstances change.

Settlements, as they occur, are covered in complete detail with pertinent information on wage adjustments, paid holidays, vacations with pay, shift premiums, medical benefits, dental plans, weekly indemnity, life insurance, pension plans, cost - of - living allowances and rates of pay.

However, the range of renters insurance premiums is not as far as the range in other states.

This means that the cost of home ownership in the immediate affected areas could be higher, as homeowner's insurance premiums may increase because of the catastrophe.

Recent measures such as changes to the Canada Pension Plan, the rollback of planned cuts to Employment Insurance premiums, the introduction of carbon levies and cap - and - trade programs, and significant minimum wage hikes in Ontario and Alberta have a cumulative impact on investment returns and business competitiveness.

For a home purchase price of $ 200,000 and down payment of 10 %, we found that you would pay almost four times as much in mortgage insurance with an FHA loan compared to a typical PMI premium of 0.76 %.

«As of today, customers have entrusted us with $ 5 billion in premiums, making Protection UL our number one selling permanent life insurance product.

Well as heard in the news that those arriving to the west are being well trained on sophisticated equipment's and combat training and then sent back to Somalia to fight as opposition to prolong suffering for the area and others sent to lead pirate operations in the area and that is all done to give an excuse for the western Navy to be present in the area as well as to cause the raise of the insurance premium against the ships passing the area raising therefore the costs of commodities as well as an opportunity for private security companies to flourish guarding the passing ships?

The status of having millions uninsured, why the insurance companies could charge as much in premium as they choose was more beneficial for their base.

In the event of mitigating circumstances such as nonexistent or poor health insurance coverage that would increase your costs significantly, the surrogate may be willing to settle for a lower base compensation because you pay her insurance premiums.

Berkshire Hathaway Inc's Geico unit agreed to halt the use of education and occupation as factors in setting auto - insurance premiums in New York.

Bill Hammond: «As Albany lawmakers consider imposing costly new taxes and mandates on health insurance, a report from the New York State Health Foundation offers a timely reminder: The state's premiums are already among the highest in the country, and rising fast.»

As the Empire Center reported two weeks ago, its employer - sponsored health insurance premiums rose to second - highest in the country in 2015.

As Albany lawmakers consider imposing costly new taxes and mandates on health insurance, a report from the New York State Health Foundation offers a timely reminder: The state's premiums are already among the highest in the country, and rising fast.