Sentences with phrase «as the lender does»

If you buy a discount bond, the chances of seeing the bond appreciate in value are fairly high, as long as the lender doesn't default.

As long as lenders do not employ predatory lending practices or demand usurious interest rates and fees, they must make their money.

And bad credit or no credit aren't worries either as our lenders don't perform traditional credit checks.

If you buy a discount bond, the chances of seeing the bond appreciate in value are fairly high, as long as the lender doesn't default.

The calculations will be very close to reality, as long as your lender doesn't charge you fees for making prepayments.

If you are paying on a car you need this coverage just as much as the lender does, so it is really not all that heartbreaking to know that they typically make this type of insurance a requirement for their buyers.

Results seem to show that as long as lenders don't require higher barriers to entry, borrowers are likely to continue to buy their homes using other people's money, in anticipation of capital gains when they sell.

BTW as a lender I don't bother with getting a 1099 - INT from the borrower when the funds come from a SDIRA.

Just as in year's past homeowners did not start purchasing owner's title insurance for their own protection until lenders had required lender's title insurance for decades previously, so now Sellers, Auction Bidders, Short Sellers, Listing Agents, and other people relying on a transfer of a real estate title to be paid should consider doing as the lenders do!

Not exact matches

Raleigh Enterprises ultimately did secure $ 1.4 million from local lenders to fund the 10 - story, 65,000 - square - foot Playboy Building, which opened in 1964 and housed the Playboy Club as well as the magazine's photo and TV production facilities.

But it can also cause interest rates on existing credit lines to rise as well (current lenders DO monitor your credit!).

«Today, customers feel thankful for getting a loan, as if the lender had done them a favor.

The report concludes that most of those taking online loans do not meet underwriting criteria for traditional loans and that these lenders are not disclosing important loan terms like APR or clearly identifying terms as basic as the frequency of payments.

Doing so may be more difficult once you strike out as an entrepreneur because a lenders and landlords like people with steady jobs.

Student debt is commonplace enough now that in general, lenders will view it as they do any other debt obligation.

«If a lender knows that it can sell a loan as soon as the loan is made, do you think that loan will be underwritten with the same diligence as a non-SBA guaranteed loan held on that lender's books?»

«If the lender really doesn't expect — or need — to be paid back, then you might as well consider it a gift,» Berger says.

Poloz's approach to now had been a series of gentle nudges; raising housing prices and record household debt as concerns, but at the same time accepting that buyers and their lenders likely knew what they were doing.

So, unless you consider the loan a gift, be prepared for problems to arise when your family member doesn't pay you back, as collecting on a loan can be awkward for borrower and lender alike.

The move does not affect the lenders right away, but served as a reminder that their fate lies in its hands.

«When you do need credit for larger purchases such as a home or a car, lenders will have no way to evaluate your risk.

Bottom line for the business owner is that you don't usually know which bureau the lender or vendor will use, so you'll want to check and make sure all are up to date and as strong as posssible.

«As America's leading small business lender, we have a responsibility to do more.

It was as if the European Central Bank had injected lenders with steroids, then asked them to do the heavy lifting.

In addition to lenders, cities and other community groups sometimes offer no - or low - interest loans within redevelopment districts to encourage businesses to do such things as improve the façade of their storefront, improve the structural infrastructure of their place of business, or create jobs.

In other words, as the lenders cost of funds changes, so does the interest rate you pay — going either up or down.

A number of operational features were required to implement such an overnight reverse repo, or ON RRP, facility: It would need same - day settlement; 16 the operation would need to be run predictably, every day, and as late in the day as possible, to give lenders time to bargain with other counterparties using the outside option of investing with the Federal Reserve; 17 an appropriate spread below IOR would be required to ensure that the facility neither induced large changes in the structure of money markets nor lost the ability to support interest rate control; 18 and the operations would need enough unused capacity that lenders could credibly propose to leave borrowers that did not offer an adequate interest rate.19

As traditional lenders shied away from the smallest small businesses, loans to those businesses have been in decline and slow to recover [3], online lenders are making more capital available to small businesses by adding a financing option that didn't exist previously.

Don't take it personally, but some lenders see you as a flight risk.

As you evaluate the best mortgage lenders for first - time buyers, don't forget to look locally.

It turns out employees who have many part - time jobs, hop from one short - term contract or project to the next, or rely on freelance work as opposed to permanent jobs, don't come packaged in the tidy financial box that mortgage lenders typically like.

Also, the SBA does not allow other fees to be assessed by the lender unless there are extreme circumstances, such as a higher - than - normal servicing required by the loan.

The SBA does not allow other fees to be assessed by the lender unless there are extreme circumstances, such as higher - than - normal servicing required by your loan.

That is exactly what happened, the lenders exhausted the pool of borrowers, the reflexive impact of rising demand pushing prices higher began to wane, and the virtuous cycle turned dramatically (as they always do eventually) into a vicious cycle that triggered the Global Financial Crisis and those same banks that made all the ill - advised loans were crushed by massive losses Then, yet again, what were the «Masses» doing at the peak?

At the end of the day, it's important to remember lenders do a hard credit check when you apply for credit such as a loan, a credit card, a refinance, etc..

Some lenders, including Ohio Neighborhood Finance, LLC (doing business as Cashland), have a minimum loan amount for their CSO auto title loan of $ 1,500.

Today, banks don't typically want to deal with the smaller loan amounts (even for creditworthy borrowers), and in some circumstances many micro lenders are willing to work with startups the bank would shy away from, as well as small business owners who just don't meet the rigid lending criteria of a bank.

Bank lenders had as much trouble getting paid as did Trump's hapless suppliers.

It's key that you follow up, as many lenders don't make it easy to access this information or don't advertise cosigner release as an option at all.

Recognized as a «SBA Lender of the Year» in 2015 by the Small Business Administration, BBVA Compass is proud to do our part to help small businesses overcome their current economic challenges and position themselves for future growth.

Unlike a lender, Great Lakes does not initiate any of the loans it services, but rather acts as the intermediary and guarantor between the borrower (you) and lender (the federal government or a private company, depending on your loan type) once the loan enters repayment.

Managers of big banks claim that they can't fund themselves with more equity and still lend as much as they do now because stock holders require a higher rate of return than lenders do.

Lenders don't often require capital assets, such as real property or equipment, to secure a LOC.

In that sense their main concern is with rising land values — that is, the values that do not accrue as a result of earnings on capital (the rents that typically are pledged to lenders as interest payments on the loans taken out to by the properties) but are economy - wide asset - price appreciation in specific categories.

While a cosigner is often someone who has close ties to the borrower, such as a parent or spouse, lenders don't spell out what kind of relationships are permissible.

Not all lenders will process an FHA - backed loan, and as mentioned above, those that do can add loan criteria above and beyond FHA requirements, so you'll need to do a little homework.

If you don't qualify for HARP or a similar program you can shop around for a refinance mortgage from the lender who issued your original mortgage and compare refinance mortgage rates from other lenders as well.

«You don't have to use the same lender for a home equity loan as you did for your original mortgage,» Volpe says.

As commercial loans go up in dollar amounts, they tend to get very complicated in structuring and there are only a few lenders in that space that can do very large deals.

The last thing you want is for the lender to know more about your qualifications than you do (such as your credit score).