Sentences with phrase «as traditional credit»

-- Charge cards are excluded from utilization calculations, so they might not help boost authorized users» credit as much as a traditional credit card.

-- Charge cards are excluded from utilization calculations, so they might not help boost authorized users» credit as much as a traditional credit card.

Our debt ratings utilize fixed income market data such as bond - implied gaps and credit default swap spreads as well as traditional credit analysis to arrive at a debt rating that we feel is more accurate and timely than conventional debt ratings.

While the 3 % rewards rate on gas, grocery and drugstore purchases is a benefit, it's not as good as traditional credit card welcome bonuses.

While a select few offer great rewards, many store cards don't provide as much value as a traditional credit card.

TransUnion doesn't provide a guide, but their CreditVision score uses the same numbering system as a traditional credit score, where presumably the

TransUnion doesn't provide a guide, but their CreditVision score uses the same numbering system as a traditional credit score, where presumably the same categories apply:

The Military Star Card is a government as such it isn't handled the same as traditional credit cards.

Business credit cards that are issued in the name of an individual succumb to many of the same risks as traditional credit cards.

A secured credit card also builds your credit in the same way as a traditional credit card.

These work the same as traditional credit cards, but unlike traditional credit cards, secured credit cards will require a deposit up front.

Not exact matches

In reality, most mobile payment methods are just as secure as credit card transactions, and many are protected by the same provisions that make traditional POS systems PCI compliant.

PwC recommends, «Apart from traditional rewards such as credit vouchers for a certain amount of money spent, retailers could offer unique rewards that customers would experience in person (e.g., invite to an exclusive meet - the - designer or meet - the - chef event).»

As you build out your business, you'll be able to offer a wide range of payment options, including ecash and echecks, digital currency and traditional payments across a world of currencies, and credit and debit cards.

We believe that credit investing through traditional, liquid hedge fund strategies will prove challenging for investors as the credit cycle turns.

Traditional lenders rely on credit scores such as FICO to determine a consumer's borrowing power.

«Payments made with virtual currencies are not only irreversible,» the report continues, «they also do not have the same legal protections as most traditional payment methods, such as the ones you have when using a credit card.»

Lendio CEO and co-founder Brock Blake says 300 U.S. lending institutions and nearly 1,300 individual lenders participate in the automated web platform, from banks and credit unions offering traditional, long - term loans to fast - cash alternative financiers such as peer - to - peer lenders and merchant cash - advance providers.

I'm using the term «bank» to refer to traditional lending institutions such as banks and Credit Unions.

Nevertheless, as traditional lenders have shied away from the smallest small businesses; and loans to those businesses has been in overall decline since the year 2000 [3], online lenders are using technology to look at other information available from the public record as well as transaction history, cash flow, and other metrics in addition to credit profiles, that demonstrate a healthy business.

Term loans are available at traditional lenders like banks and credit unions, finance companies, as well as online small business lenders.

In this scenario, a company may turn to traditional financing options to bolster its working capital such as loans, lines of credit or cash advances.

First, technology exists that allows individuals to make payments over the Internet and private networks using traditional payment mechanisms such as credit cards.

There is no real incentive for the average consumer to use Bitcoin compared to traditional payment methods such as bank / credit cards or even cash.

Many traditional lenders such as banks are pulling back credit, even from long term, credit - worthy customers.

Merchant cash advances are a good option for small business owners that collect payments through cash, checks or credit cards (as opposed to invoices), have a high volume of sales, need funding quickly or may not qualify for a traditional bank loan.

Unlike a traditional small business loan, interest is paid only on the amount of credit used, as long as you make the minimum monthly payment.

Even though it is best suited to take business loans with a bad credit, if you have a good credit and can qualify for a traditional loan, then do explore other options as well.

Once you either close your secured credit card or upgrade to a traditional credit card, you'll get your security deposit back as long as your balance was paid in full.

Citibank will collect the same fees as it would in a traditional credit card transaction.

This acts as a security deposit that you get back if you close the account or are upgraded to a traditional credit card — so long as your balance is paid off.

Automakers provide baseline APRs as low as 0 or 0.9 % to compete with traditional financiers like banks and credit unions, while also incentivizing customers to purchase a new car off the dealer's lot rather than a used vehicle from another vendor.

For instance, in the traditional banking service model, if someone buys a watch using a credit card, the merchant needs to pay the issuer an interchange fee of 1 % - 3 % plus a flat fee, which is eventually passed on to the consumer as a cost.

Bitcoin and other cryptocurrencies have the potential to aid in the flow of capital as it bypasses traditional financial channels like banks and credit cards and does so in a much cheaper and faster way.

Lower Identity Risk: Virtual currency transactions do not contain a customer's personal information, whereas traditional payment mechanisms, such as credit cards, require card information and other user credentials to be shared, posing a higher risk of identity theft.

Within personal credit, revolving finance such as credit cards and overdrafts have continued to be stronger than traditional fixed - term loans.

This reflects borrowers switching from loan products with higher interest rates, such as traditional fixed - term personal loans, to products which attract lower rates of interest, such as home - equity lines of credit and other borrowing secured by residential property.

Compared to traditional banks, you will never outgrow your line of credit, as a big enough factoring company can accommodate all your growth needs.

Similar to business term loans, business lines of credits from traditional lenders such as banks and credit unions will have the best rates and terms, but are harder to qualify for.

An S - Corporation pays taxes only once by passing their income, losses, credits, and deduction through to shareholders, while a traditional corporation pays income taxes on their shareholder's dividends as well as corporate taxes.

So long as you meet the average credit score and debt - to - income ratio expected at traditional lenders, Quicken will provide a faster experience.

Guaranteed Rate does business nationwide as an online lender, with competitive rates and lender credits that outperform most traditional banks or brick - and - mortar lenders.

He later worked as portfolio manager for traditional and long / short funds in Madrid, Zürich, London and Edinburgh, with Credit Suisse, RAB Capital, Allianz Global Investors and Standard Life Investments.

Central bank intervention in global bond markets has «crowded out» many traditional fixed income investors, driving them to seek yield and income from non-traditional and riskier asset classes such as high yield, emerging markets debt, leveraged loans and private credit.

Now that many African Americans in cities like Atlanta were foreclosed on during the subprime crisis, many of them have bad credit as a result — which means they can't buy homes the traditional way, and so are being offered contract - for - deed payments once again.

And while thousands of companies — again, mostly small ones — accept bitcoin or other cryptocurrencies as payment, uptake has yet to threaten the options of cash, credit cards or traditional online payments in fiat currencies.

Another of the key benefits of an FIA is the potential to provide additional interest crediting above and beyond a traditional interest - bearing product, such as a savings account.3 Choice Accumulation offers five interest crediting methods.

But since you're taking out a personal loan through a credit union rather than a traditional bank, the financial background check might not be as strict.

Most traditional lenders will offer conventional loans to candidates with good credit and a steady job history (defined as two years with the same employer), as long as you can offer a down payment of at least ten percent.

We believe investors should consider a broader diversification approach than a traditional bond / equity mix, including adding factor exposures and asset classes such as private credit and real estate.