According to IRDA, an ILIP will be promoted
as an unbundled product, meaning it can not be sold with any other financial product.
Universal life is also referred to
as unbundled insurance.
For example, in 2011, the law society in Ontario added new rules to the Rules of Professional Conduct for limited scope retainers, also known
as unbundled services, and added further commentary on the subject in 2015.
The Centre's approach is consistent with a number of principles found in A2JBC's Framework for Action, by applying a user - centred approach that takes into consideration the child's own views and preferences; by exploring alternative modes of legal service delivery, such
as unbundled services; and by reducing financial barriers to accessing legal help for those who need it.
These offerings could be made available on a bespoke or productised basis, and either as solutions which clients may purchase to operate on an insourced basis, or acquire from the firm on an outsourced or managed services basis or
as an unbundled hybrid.
How to offer «Negotiation»
as an unbundled service, and the different ways you can assist your clients by handling this aspect of their case
Chapter 10: Family Lawyer asCollaborative Attorney Collaborative Law
as an Unbundled Service Collaborative Law and Informed Consent Is Collaborative Law Appropriate for Your Client?
This is what is known
as unbundled legal services, or a limited retainer of service.
In light of these complications and hassles, it is not too surprising that a great many lawyers opt not to get into the thicket of offering limited retainer services (also known
as unbundled legal services).
Traditional models of personal service can not meet demand, but effective assistance can be provided nonetheless by smart use of technology (and some of the other means noted above, such
as unbundled services, which may themselves be technology - enabled).
But that is in markets with customers having a choice of multiple ISPs through options such
as the unbundling of local access.
Don't be sucked in by low - fare airline pricing
as they unbundle everything, and when you add in all the extra fees, you might be better off flying a full - service carrier.
Personally I hope that the sheer amount of pushback against reciprocity doesn't derail the whole broad agenda, which includes things such
as unbundling of legal services.
«At a time when the number of litigants in person is rising inexorably, and trends such
as unbundling are beginning to take hold, the ability for clients to go directly to a costs lawyer could prove vital in helping them challenge and control their costs liability.»
This is known
as the unbundling of legal services.
Not exact matches
As the CRTC gets serious about cable
unbundling, broadcasters are scrambling to find sure - thing content and unexplored niches.
Cable and satellite providers have long been against the
unbundling of TV channel packages because they wouldn't be able to charge
as much for an a la carte menu of stations.
Even if packages are
unbundled, individual channels may cost more and the futures of certain niche channels may be jeopardized, especially those that subsist on subscriber fees (
as opposed to advertising revenue).
Notwithstanding subsections (b), (c), and (d), a telecommunications carrier that provides telephone exchange service or a provider of IP - enabled voice service (
as such term is defined in section 615b of this title) shall provide information described in subsection (i)(3)(A)[1](including information pertaining to subscribers whose information is unlisted or unpublished) that is in its possession or control (including information pertaining to subscribers of other carriers) on a timely and
unbundled basis, under nondiscriminatory and reasonable rates, terms, and conditions to providers of emergency services, and providers of emergency support services, solely for purposes of delivering or assisting in the delivery of emergency services.
Notwithstanding subsections (b), (c), and (d), a telecommunications carrier that provides telephone exchange service shall provide subscriber list information gathered in its capacity
as a provider of such service on a timely and
unbundled basis, under nondiscriminatory and reasonable rates, terms, and conditions, to any person upon request for the purpose of publishing directories in any format.
Global asset managers are expected to «
unbundle» payments in other regions
as well.
The XRE is also a prime candidate for
unbundling the ETF and directly investing in the underlying securities
as the MER for the ETF is a bit on the higher side.
The degeneration of the rift to seemingly personalized tones would have been avoided had the NNPC being
unbundled as envisaged in the evasive legislation, rather than the superficial restructuring so far carried out in the Corporation.
Under the
unbundling plan, the NNPC will be broken into two commercial entities limited by shares and to be known
as the National Petroleum Company and the National Assets Management Company.
«We need to start looking at some changes that we need to make within and among ourselves
as a government irrespective of whether it is federal, state or local government — that will now
unbundle the potentials of each state which is the cornerstone of the whole message we are talking about» he said.
Fifth,
as I wrote a couple weeks ago,
as online learning
unbundles higher education, a need will emerge for entities to come along that help students make sense of and navigate this emerging,
unbundled world and integrate the modular pieces together in ways that help them carve out a coherent and sensible life path.
In other words, if digital learning «
unbundles» school so that students can choose courses and learning experiences from multiple places,
as in Florida and other states, then funding needs to be just
as nimble.
We can
unbundle and enhance learning
as so many other sectors have
unbundled and enhanced their offerings.
In contrast, if we
unbundle the teacher's role to separate learning and assessment, we can have human graders who are dedicated full - time to grading students» work
as soon
as it is submitted and who become far more efficient at grading because they don't deal with the time costs of switching between different teaching roles.
But for the 1995 model year, Audi
unbundled quattro from other options and offered it
as a stand - alone option on all models except the Cabriolet convertible.
However, people may opt for
unbundled $ 99 device
as well.
If whole life is referred to
as bundled insurance, UL is the
unbundled counterpart.
Certainly
as one's REIT holdings gets larger (say, $ 50,000 or so) and the holding period gets longer,
unbundling the ETF becomes compelling.
As you can infer from the formula,
unbundling becomes practical when the number of stocks in the index is small and the MER is large.
The XRE is also a prime candidate for
unbundling the ETF and directly investing in the underlying securities
as the MER for the ETF is a bit on the higher side.
As the economy recovers many of the young people who are natural renters will «
unbundle» by moving out of their parents homes or roommate situations.
As Christopher Elliott points out in his article at Frommer's, the new trend in the industry is «unbundling,» or stripping all costs from the price except for the seat, then charging for everything else — like bag check - ins, food, and drinks — as ancillary fee
As Christopher Elliott points out in his article at Frommer's, the new trend in the industry is «
unbundling,» or stripping all costs from the price except for the seat, then charging for everything else — like bag check - ins, food, and drinks —
as ancillary fee
as ancillary fees.
As airlines continue to
unbundle their products into basic economy, economy, premium economy and so on, passengers will more frequently be presented with the option of a more comfortable on board experience, but the flip side of this is that increased passenger comfort will more often than not come at a price.
As airlines further
unbundle their services and the cost of airport amenities continue to rise, lounge access represents one of the best added values travelers can invest in these days.
In an announcement to the travel industry British Airways has confirmed that it and its fellow transatlantic joint venture partners will offer «
unbundled fares» on select transatlantic routes from
as early
as next month.
After getting yelled at by almost every single fan, Microsoft finally decided to
unbundle the Kinect from the Xbox One and sell it separately
as an accessory.
The introduction of sweeping new European rules known
as Mifid II in January have forced asset managers to «
unbundle» the cost of investment research from that of executing trades with banks and brokers.
In this sense, to achieve fairness and neutrality in the power transmission and distribution sector by
unbundling as planned by fiscal 2020, power utilities must move further to separate ownership (which has already been achieved in Europe), rather than remaining at the (low) level of legal
unbundling they are currently planning.
As more law departments and law firms consider
unbundling matters and services and outsourcing some parts thereof, they will need new capabilities, new pricing models, and new ways of collaborating.»
Clients now wield more power in the relationship with their lawyer,
as they have benefited from greater access to information about cost, greater ability to
unbundle services and an expanding array of alternative law firms from which to source work.
She also suggests this type of
unbundling as a viable model for legal aid and pro bono legal service providers.
Those lawyers will be replaced by: (1) self - help programs, including
unbundling of legal services; (2) greater use of much less competent people such
as law students, paralegals, and untrained volunteers; and, (3) pro & low bono, which,
as all charity, is uncertain
as to its volume, availability, and timing.
For example, the Federation of Law Societies of Canada's publication, «Inventory of Access to Legal Services Initiatives of the Law Societies of Canada,» (Sept. 2012) recommends lowering legal costs so
as to preserve the existing system by means of using much less competent alternatives to using experienced lawyers — students, paralegals,
unbundling of legal services, and the unpredictable capacity, availability, and timing of services provided pro bono.
I have practiced with a web - based office and
unbundled services online in NC for six years
as well
as worked with lawyers and law firms in the States who are engaged in many forms of virtual practice, some completely web - based and others hyrid.
Unbundling (or limited scope representation
as it is commonly referred to in the U.S.) is becoming more recognized and highlighted
as a key tool to increase access to justice, particularly for those who do not qualify for legal aid services but can not afford full representation (the CBA, NAC and Macfarlane reports for example).