Sentences with phrase «as uninsured drivers»

As uninsured drivers often have little to nothing in the way of personal assets, and by definition do not have any insurance coverage for the accidents they cause, a person injured by an uninsured driver may have difficulty recovering adequate compensation for those injuries.

In some situations, motorists have even cancelled their insurance altogether, leaving them as uninsured drivers.

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Essentially, the law treats that phantom vehicle as an uninsured driver.

For the sake of uninsured motorist coverage, not having insurance can mean several different things: the negligent driver could be carrying no auto insurance coverage at all; his or her coverage could fall short of the state's minimum guidelines for auto insurance; the insurance company representing the negligent or liable driver could be unwilling or unable to pay the claim (claim denial or financial insolvency on the part of the provider; or, the accident could be a hit - and - run situation, which is treated as an uninsured driver case.

If you don't, you could be charged a fee — or show up in a state database as an uninsured driver.

There are many possible scenarios, such as an uninsured driver driving an insured car, and other variations involving motorists who are not properly covered.

Not exact matches

While it's not required in Florida, we also recommend that you consider uninsured motorist coverage, as it covers your own expenses if you're involved in an accident with an uninsured driver.

Uninsured motorist coverage is not required in Hawaii, but your agent may suggest it as a way to protect your car from damages caused by drivers without proper coverage.

Full coverage can also include adding additional riders such as Uninsured / Underinsured motorist which is when the other driver is at fault but does not currently have automobile insurance.

As of February 2010, Illinois laws stipulated that drivers must carry bodily injury (BI), property damage (PD), and uninsured motorist (UM) coverage.

Nevada does not require uninsured motorist coverage, but your agent may suggest this policy option as a way to protect you if your vehicle is damaged by an uninsured driver.

On the other hand, Hayward drivers face some specific local annoying issues — such as the aforementioned traffic as well as dangers posed by uninsured and underinsured motorists.

Accordingly, excepting a passenger with actual knowledge that the driver is uninsured and the possible permitted exclusion of a passenger who knows that the vehicle has been stolen, all the other exclusions are unsustainable under the superior Community law as they conflict with the directive policy aim of ensuring a consistent compensatory guarantee scheme across the different member states.

We also represent people injured by drunk or distracted drivers, as well as people injured by uninsured or underinsured drivers.

When you purchase UM coverage as part of your policy, your car insurance company agrees to pay a certain amount in coverage if you are involved in a car accident with an uninsured or underinsured driver.

For under - or uninsured drivers, your attorney can seek other potential sources of recovery, including assets such as business insurance, homeowner's policies, or a trucking company's insurance.

Mesa Law Firm was able to recover the entirety of the insurance limits from the at - fault driver's insurance company as well as the limits of the uninsured / underinsured motorist policy from the injured victim's insurance company.

Mesa Law Firm was able to recover the entirety of the liability insurance policy from the at - fault driver as well as the maximum available from the client's uninsured / underinsured motorist policy.

Virginia's uninsured motorist insurance law § 38.2 - 2206 requires all insurance companies selling insurance to Virginia drivers to pay all sums that the injured person is legally entitled to recover as damages from the an uninsured motorist.

One issue that has been hotly debated though is whether you can introduce evidence that the other driver was drunk where the case is proceeding to trial with only the Uninsured Motorist carrier remaining as a viable defendant.

The defendant driver involved in the collision was uninsured and so the Motor Insurers» Bureau (MIB) was appointed as the defendant.

Uninsured motorist coverage is something that can be purchased as part of a driver's policy.

If you are struck as a pedestrian by an uninsured, underinsured or even a hit - and - run driver, and you maintain a policy of uninsured motorist coverage, you might be covered and eligible for compensation for your injuries.

As Superior Court Justice Edward Morgan noted in his ruling last week: «An uninsured victim can claim accident benefits from the insurer of the driver that struck him, whereas a victim who is a «dependent» of an insured person must claim accident benefits from that person's insurer.»

@TimLymington Actually, your answer quotes the law as saying: «a person must not use a motor vehicle... unless there is in force... a policy of insurance that complies with the requirements of this Part of this Act» So, if someone buys an insurance policy that is deficient, the driver is an uninsured motorist in violation of Section 143 of the Road Traffic Act but the insurance company's obligation is not expanded.

The claim is then treated as one against an uninsured party and so handled under the less advantageous terms of one or other of the MIB Uninsured Drivers Aguninsured party and so handled under the less advantageous terms of one or other of the MIB Uninsured Drivers AgUninsured Drivers Agreements.

The underlying premise of uninsured motorist coverage insurance in Maryland, as it is in most states, is to put the car accident victim in the same position they would find themselves in had the at - fault driver had liability coverage equal to the coverage to that of the accident victim.

She sued the Toronto Transit Commission (TTC) in its capacity as owner of the bus, employer of the driver, and provider of uninsured motorist coverage.

Before one - year anniversary of the wreck, we obtained on the client's behalf full payment from the at - fault driver's insurer, as well as full payment from the client's uninsured motorist policy.

The at - fault driver effectively has no insurance because they can not be located, so the accident victim's uninsured motorist coverage kicks in as the sole means of compensation.

(a) a person insured under the contract is legally entitled to recover from the owner or driver of an uninsured automobile or unidentified automobile as damages for bodily injuries resulting from an accident involving an automobile;

In Ontario, if you are seriously injured as the result of another person's negligence involving an uninsured motor vehicle, you have recourse to your own car insurance policy which allows you to recover damages which would otherwise be recoverable against the uninsured owner / driver.

It should be also noted that if an injured pedestrian is hit by an uninsured or underinsured driver, they may seek compensation from their own uninsured motorist policy as long as the can prove that they were actually hit by a motor vehicle whether it is a car, bus, truck or other vehicle.

A hit - and - run driver is designated as an uninsured motorist under nearly all auto policies.

The Driver and Family Protection Act establishes that the amount of supplementary uninsured / underinsured motorist (SUM) coverage for any new auto insurance policy must be the same as the amount of bodily injury coverage selected by the policyholder.

As Winter turns to Summer and drivers take to the roads for day trips and recreational driving, it is important to understand Indiana's Uninsured Motorist Statute and recent case law.

Some states define a hit and run driver who flees the scene without providing identifying information as an uninsured motorist.

The driver can proceed with a claim against his or her own uninsured motorist coverage for damages, such as medical bills, lost wages, and pain and suffering.

When you come to Duncan Law Firm for a free case evaluation, I take the time to carefully review your options for filing an insurance claim, including the other driver's liability insurance, as well as the possibility of filing a claim against your own uninsured / underinsured policy.

Our solicitors can act on behalf of drivers, passengers and pedestrians who have been injured as result of someone else's negligent driving, while we can also work with the Motor Insurers» Bureau to help those hurt in an accident with an uninsured driver.

(1) Percentage of uninsured drivers, as measured by the ratio of uninsured motorists (UM) claims to bodily injury (BI) claim frequencies.

The California Insurance Code defines an uninsured motor vehicle as one not covered by a liability insurance policy, including a vehicle where coverage is denied, such as for an excluded driver or if the vehicle is stolen.

If you are struck by a vehicle as a pedestrian, your Uninsured Motorist Coverage will apply if the other driver hits and runs or if they had no coverage.

It was decided that Ms. Janousek did not fall under (i) as she did not possess any automobile insurance of her own and she did not fall under (ii) because the automobile driver and vehicle that struck her also was uninsured.

When a person is injured by an uninsured driver and has uninsured / underinsured motorist coverage, this part of the policy will act as if the responsible driver did in fact have insurance.

Since a significant number of drivers on the road drive without car insurance, it is crucial to have uninsured and underinsured motorist coverage as a part of your car insurance policy.

In Maryland, if you suffer personal injuries as the result of the negligence of a hit - and - run driver, you may still recover for your lost wages, medical bills, and pain and suffering as if you knew the identity of the driver by bringing a claim under your own insurance policy's uninsured motorist provision.

Some road accidents that happen involve drivers that are uninsured or individuals who flee the scene known as «hit and run drivers».

Vijay Ganapathy, partner at Leigh Day, which acted for RoadPeace, said: «Many who have been injured by uninsured drivers of other types of vehicles such as farm tractors have been denied compensation by the MIB.