Sentences with phrase «as your credit history on»

From a consumer perspective, it's your money as well as your credit history on the line.»

Not exact matches

A longer credit history will definitely help your score... So long as that's a history of paying your lenders back on time and keeping your utilization manageable.

If a customer has a solid history of paying on time, offer to serve as a reference if they set up other credit relationships.

Customers and contractors often must provide valuable private information, such as credit card numbers and travel history, in exchange for on - demand services.

To develop your credit score, FICO analyzes your debts against your limits, your history of on - time and late payments, the number of accounts you have, the various types of accounts you have (such as revolving, installment and so on), the length of your overall credit history and the amount of new credit you've been applying or.

Fundbox uses a proprietary algorithm to gauge likelihood of repayment, starting with your financial data — including accounts receivables, client financial statements, cash flow and payment history — and moving on to public data such as credit ratings, government information and social media accounts.

As of March 26, 2018, Unsecured Business Loans rates range from 7.75 % to 22.99 % and will be based on the specific characteristics of your credit application including, but not limited to, evaluation of credit history and amount of credit requested.

Zhima Credit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behCredit is an optional service embedded in Alipay that calculates users» personal credit based on data such as spending history, friends on Alipay's social network, and other types of consumer behcredit based on data such as spending history, friends on Alipay's social network, and other types of consumer behavior.

As of March 26, 2018, vehicle loan rates start at 6.75 % based on term length, credit history, and vehicle being financed.

As a general rule, your chances of approval are lower unless your credit score is at least 660 and you have a history of making regular, on - time payments on your student loans.

Thus, they can not rely as much on the value of the housing collateral in securing their mortgage loans, and consequently now put more weight on the credit histories of the borrowers.

Rather than relying on personal assets such as a car, boat or home to secure the loan, unsecured lenders look exclusively at a borrower's credit worthiness to determine eligibility, making those with high credit scores and a long, solid credit history the best candidates for an unsecured business line of credit.

As a huge bonus, business owners who make on time payments and keep their balances low can build business credit, however it's worth noting that your payment history may be reported to personal credit reporting agencies and affect your personal credit scores.

They will look at your credit score, but they also consider your application based on criteria such as your education and employment history.

Additionally, Upstart will look at your debt - to - income ratio as well as any negative marks on your credit history, such as bankruptcy.

No single factor affects your credit scores as much as your history of on - time payments.

If you built up a bad credit history in the past for example, but you know hold down a very well paying job then the lender may choose to not place as much importance on the credit score itself.

If the primary cardholder has a good payment history, you'll reap the benefits as soon as the credit card company starts reporting the account on your credit report.

Lending Club uses a somewhat complex formula that takes into account various factors that appear on a borrower's credit report, such as FICO score, number of recent credit inquiries, length of credit history, the total number of open credit accounts and revolving credit, to name a few.

The maximum loan iLoan will offer you is dependent on your credit history as well.

Small business credit cards: As with personal loans, applying for a small business credit card is based solely on your personal credit history.

Secondly, if the debt amassed is one you can not pay off, or are late to pay, the consequences (known as derogatory marks) will be reflected only on the primary accountholders credit history --- not that of the authorized user.

Over time, repaying student debt has a positive impact on borrower's credit score and history, so long as the bill is paid on time each month.

Obviously this set of scenarios — in which GDP grows on average at rates between 3 % and 6 % for ten years while credit efficiency is improved so dramatically that in 5 - 6 years China begins to deleverage and by the end of the period these growth rates can be maintained with no growth in credit — is theoretically possible, but just as obviously it is highly implausible, and I can not think of any country in history that has achieved such a turnaround in its financial sector without having first experienced a brutal financial crisis.

They collected data about the negative aspects of consumers» credit histories, such as delinquencies, defaults, and bankruptcies, while minimizing information about on - time payments.

Although most easy approval credit cards for bad credit give you a credit limit equal to your deposit, Capital One offers a $ 200 credit limit for a deposit of as low as $ 49, depending on your financial history.

Specifically, Defendants made false and / or misleading statements and / or failed to disclose that: (i) the Company was engaged in predatory lending practices that saddled subprime borrowers and / or those with poor or limited credit histories with high - interest rate debt that they could not repay; (ii) many of the Company's customers were using Qudian - provided loans to repay their existing loans, thereby inflating the Company's revenues and active borrower numbers and increasing the likelihood of defaults; (iii) the Company was providing online loans to college students despite a governmental ban on the practice; (iv) the Company was engaged overly aggressive and improper collection practices; (v) the Company had understated the number of its non-performing loans in the Registration Statement and Prospectus; (vi) because of the Company's improper lending, underwriting and collection practices it was subject to a heightened risk of adverse actions by Chinese regulators; (vii) the Company's largest sales platform and strategic partner, Alipay, and Ant Financial, could unilaterally cap the APR for loans provided by Qudian; (viii) the Company had failed to implement necessary safeguards to protect customer data; (ix) data for nearly one million Company customers had been leaked for sale to the black market, including names, addresses, phone numbers, loan information, accounts and, in some cases, passwords to CHIS, the state - backed higher - education qualification verification institution in China, subjecting the Company to undisclosed risks of penalties and financial and reputational harm; and (x) as a result of the foregoing, Qudian's public statements were materially false and misleading at all relevant times.

Depending on your credit history, income, and amount of debt, you could qualify for a credit card consolidation loan with an interest rate as low as 4.98 %.

Using a line of credit allows you to build a positive business credit history as you use the line and make the payments on time.

Some of the searches which we or a third party may perform, such as a credit check, may leave a soft footprint on your credit history.

Borrowers can use payment histories on items such as utility bills, cell phone bills, car insurance bills and apartment rent to build non-traditional credit.

As long as you're paying your credit card minimum payment on time, it reflects positively on your payment historAs long as you're paying your credit card minimum payment on time, it reflects positively on your payment historas you're paying your credit card minimum payment on time, it reflects positively on your payment history.

While it's not as important as making on - time payments or getting rid of debt, your credit history can be a valuable part of your score.

Each person's credit profile is different, depending on payment history and debt, but the simple answer on where you want to be, is as high as you can.

While the credit score is a single number, the credit report acts as a summary of your credit history and the factors present on your report help determine your score.

The good news is, if you use a secured card regularly and always pay on time, your credit score can start to increase as you build your length of credit history and history of positive payments.

The lender usually determines this based on your credit score and history, as well as personal income and other financial information.

As you can see, your payment history and how much you owe are vastly more important than the other factors, so focus on those as you're working to build your crediAs you can see, your payment history and how much you owe are vastly more important than the other factors, so focus on those as you're working to build your credias you're working to build your credit.

Start as you would wish to go on, maintain your new card in good order, and you'll build yourself an excellent credit history that will mean that after six months or a year you should be able to open a credit card with a much lower interest rate and fewer fees.

Loans based on your credit history and income can have repayment terms as long as seven years, and you can borrow as much as $ 100,000.

Just as important as your payment history is your overall credit utilization, which the more you charge on your account and it reaches your limit, the lower your credit score will go.

After the introductory period, interest on balances that carry over will be assessed between 13.24 %, 18.24 %, or 23.34 %, as your good or excellent credit history will determine.

If, on the other hand, you want to incorporate as a limited liability company, referred to in the US as an LLC, then the relevant credit histories will be separate, and you'll have different credit profiles for yourself and your business.

I've often wondered if God ever intended that «man» should rule the world entirely on his own — or at least, as history shows us — taking all the credit anyway.

Many people who are councillors in marginal areas, or have previously been in that position, know enough of history, or are old enough recall the 1980's, maybe they blame council election defeats of 1982, and the general elections on the Falklands, maybe they take credit for Andrew Mckintosh winning the GLC for livingstone in 1981, maybe they feel we lost in 1979 as it wasn't left wing enough, But they voted Corbyn and won't accept that we will lose by a mile in 2020 with him, even if we get half as any votes in the council elections over the next 3 years, as before, Various things can be done, Blue labour needs to work with Labour first, like compass before them, anti neo liberalism, felt Blair lost his way after his first 6 years, Yes progress has a large following and ability of resources, but since 2007 it's been redundant

As an added bonus, establishing business credit early on could mean that you receive better interest rates on loans when it's time to apply, since you've had time to build a solid business credit history.

Tom Hanks and Tim Allen get a lion's share of the credit for making their characters two of the most memorable in recent history, both actors as on their A game here as in the first movie.

The extras are only slightly better: a look at some deleted scenes, a brief featurette on the voice cast (which conspicuously makes no mention of Moseley, almost so as to fool people into thinking that Murphy indeed reprised his role), a kid - friendly look at Chinese history hosted by Mushu, and a music video (actually, a mere movie clip assembly) for Atomic Kitten's end credits rendition of the forgettable original tune» (I Wan na Be) Like Other Girls.»

In the News - Gustave Whitehead is being credited as having the FIRST successful powered flight in history (Bridgeport ~ CT ~ on August 14 ~ 1901) ~ two years before the Wright Brothers ~ by Jane's All the World's Aircraft.

When someone in 30 or more years looks back on the academy movement to write the history, I believe that they will describe the first few years as a watershed in state education characterised by high risk and high returns and which its Alumni credit with giving them life chances.