Sentences with phrase «as your mortgage payment»

And the story of why the LePeres are now paying as much as their mortgage payment on insulin, even though they have insurance and even though there are competing drugs on the market, is really the story of what has happened to the healthcare industry in America since the start of the century.

This is known as the total or «back - end» debt - to - income ratio, because it includes all monthly debts such as mortgage payments, credit cards, auto loan payments, etc..

Create automatic payments for recurring bills, such as mortgage payments, car payments and insurance premiums

Rents are now the same as a mortgage payment on a home in the exurbs.

Decreasing term policies are suitable when you have decreasing liabilities, such as mortgage payments.

Many people wonder whether they can successfully pay large monthly bills, such as their mortgage payment, using a credit card.

You'll need to provide a list of income and expenses that must be made, such as a mortgage payment, rent, food, and heat.

While most people probably use a credit card to pay their bills, there are certain things that usually stand alone such as mortgage payments, rent, student loans, amongst others.

The front - end ratio only includes your housing - related debts, such as your mortgage payment.

Different kinds of debt, such as a mortgage payment, will calculate how much room you have in your current budget to take on new debt and limit the amount of money you can borrow accordingly.

If you use your credit card to make certain purchases, you can be sure that the money in your checking account is free for other items, such as mortgage payments.

However, because most lenders also prefer that your total property expenses, including taxes and insurance as well as mortgage payments, total less than around 30 % of your monthly income, they will also take into account how much you wish to borrow.

Everyday expenses, such as mortgage payments, groceries, and utility or credit card bills.

Our emergency fund has nine months of household expenses and is meant for costs we hope never to face, such as mortgage payments if one of us lost our job or medical expenses if we suffered major health problems.

If you have debt obligations, such as a mortgage payment or car payment, hopefully you'll be done making those payments when you are ready to retire.

As the mortgage payments grow the additional payment is applied toward the principal on the loan thus reducing the mortgage term.

Your council rates are just as important as your mortgage payments.

As long as your mortgage payment is not more than 30 days late, Section 6 of RESPA requires the lender to make escrow payments, for taxes, insurance, etc., in a timely manner.

The immediate expenses would include your own funeral costs, as well as mortgage payments, utilities, childcare, and more.

Installment accounts, which are loans where a fixed rate is paid monthly for a predetermined period of time, such as a mortgage payment, student loan or car loan.

Front - end DTI considers only your housing costs, such as a mortgage payment, rent payment, or mortgage insurance.

A loan modification should be employed if you're facing foreclosure, you have an adjustable rate mortgage (ARM) that is about to adjust or has recently adjusted, the equity in your home is less then 5 %, and you have had recent financial difficulty but are now in a position to pay as long as the mortgage payment is reduced.

And the above excludes the regulars such as mortgage payments and insurance premium direct debits.

Also, consider costs such as mortgage payments and savings for college to determine what your spouse or children's guardian would need in order to cover expenses without you.

The rating agencies figure if something as important as a mortgage payment is missed, this means a homeowner is potentially having serious trouble paying their debts.

(1) Percent of mortgaged owner - occupied housing units spending 30 percent or more of household income on selected owner costs such as all mortgage payments (first mortgage, home equity loans, etc.), real estate taxes, property insurance, utilities, fuel and condominium fees if applicable.

Because term insurance expires, it is usually used to cover debts and obligations that will be paid off over time, such as mortgage payments or a business loan with a personal guarantee.

If you have dependents or loved ones that depend on your income to cover bills and expenses, such as mortgage payments, auto payments, insurance payments etc., it is smart to prepare, so they can cope financially in your absence.

Mortgage disability insurance — sometimes referred to as mortgage payment protection insurance — is a type of long - term disability insurance meant to specifically cover some or all of your mortgage payments if you can't work due to illness or injury.

Decreasing term policies are suitable when you have decreasing liabilities, such as mortgage payments.

(1) Percent of mortgaged owner - occupied housing units spending 30 percent or more of household income on selected owner costs such as all mortgage payments (first mortgage, home equity loans, etc.), real estate taxes, property insurance, utilities, fuel and condominium fees if applicable.

Quite naturally, the period of coverage is predetermined by an individual need for Life Insurance and the death benefit is influenced by potential needs of the family in the event of the insured's death as well as the present day financial obligations, such as mortgage payments or education expenses.

Most of the American families blow off purchasing life insurance since they try to prioritize their day to day debts such as mortgage payments and car payment obligations.

While 20 year term policies offer shorter lengths of coverage, these policies are usually recommended for young families with tighter budgets who still need significant amounts of life insurance to cover large debts and expenses, such as mortgage payments, auto and school loans, living costs, etc..

Moreover, one can choose the specified term at ease, which can be as long as up to 30 years or even more, depending on the insurance company and also, it comes in handy for covering specific needs that are relatively short term and will disappear in sometime such as mortgage payments or finances pertaining to child care or any other contingency.

You would insure the amount you owed on your mortgage and the death benefit would decrease annually, as your mortgage payments reduced the amount you owed on it.

You are entitled to receive back any money, such as mortgage payments, you have contributed towards the family home; however, two conditions must be met:

In addition to an initial investment, rental properties have ongoing expenses such as a mortgage payment, taxes and property maintenance.

3) Stipulating a lease amount that covers the buyer's total expenses, such as mortgage payment, taxes, insurance, utilities (or the utilities remain in the seller's name until he moves out).

In this context, your residual income is what you have left over each month after paying your recurring debts, such as your mortgage payment, car payment, and credit card bills.

This is known as the total or «back - end» debt - to - income ratio, because it includes all monthly debts such as mortgage payments, credit cards, auto loan payments, etc..

(1) Percent of mortgaged owner - occupied housing units spending 30 percent or more of household income on selected owner costs such as all mortgage payments (first mortgage, home equity loans, etc.), real estate taxes, property insurance, utilities, fuel and condominium fees if applicable.

The GDS ratio is the share of the borrower's gross household income that is needed to pay for home - related expenses, such as mortgage payments, property taxes and heating expenses.

Not exact matches

«What's different here is that they were facing the recession just as they were graduating... Some have mortgage - size student loan payments they have to pay, and they're facing a job market with the potential for lower income,» he says.

The banking system was hyper - competitive and quick to take risks in pursuit of profits; policymakers aggressively pushed homeownership through measures such as tax breaks for mortgage interest payments; and weak recourse laws let mortgage defaulters off the hook.

As of Jan. 1, home buyers with a down payment larger than 20 per cent seeking a mortgage from a federally regulated lender are now subject to a financial stress test.

For example, people seeking mortgages visit LendingTree.com, where they're guided through a series of around 20 prompts calling for such information as credit scores, the loan amount requested, and the proposed percentage down payment.

Since they're looking to cash in on the price appreciation, as long as the rent covers their mortgage payments, they figure they're ahead.

Make sure you're timely with any mortgage, rent, utilities or credit - card payments, as they all affect your personal credit score.

Some Airbnb hosts generate enough money to cover some or all of their mortgage payment or monthly rent, as well as extras like utility bills and real estate taxes.