Sentences with phrase «asset allocation strategy if»

Not exact matches

Of course, asset allocation is rooted in the idea that maximizing returns isn't the only objective of an investing strategy: You also want to manage risk, especially if you're getting closer to retirement and wouldn't have time to recover from a significant loss in the market.

«If the Fed hikes — and it almost certainly will — we're going to see an almost immediate move in the prime rate, and that's going to flow directly into the interest income of all the lenders here in the United States,» commented Albert Brenner, director of asset allocation strategy at People's United Bank, in a Tuesday «Power Lunch» segment.

If you've read about rebalancing in the pages of MoneySense, it was likely to be part of a discussion about Couch Potato investing, since sticking to a long - term asset allocation is a pillar of that strategy.

Assuming that you have a financial plan and an asset allocation strategy in place, a stock market downturn is a great time to review your allocation as well as rebalance if needed.

If what Roth is recommending is a passive asset - allocation strategy, then I would suggest that a buy, hold and hope strategy is not very appealing.

A well - thought out asset allocation strategy helps because if an asset class becomes bubblish, the asset allocation dictates putting money in trailing asset classes.

My clients will receive the full details on this as an asset allocation strategy, but my readers have enough from this that if you want to do a little work you can figure this all out yourselves.

Being old fashioned, I gravitate to basics such as: — pay down all debt as quickly as is reasonably possible — broadly diversify across at least 5 asset classes — keep expenses low — its OK to have an advisor for their expertise in security selection but never give an advisor control over how your money is invested i.e. style, strategy, asset allocation — if you want to take a flyer on a hunch (and we all do at some point) take the funds out of your core investment account and create a «satelite» account

If this strategy is so simple, then why don't all investors use asset allocation?

However, if you prefer to make the asset allocation decision on your own, one of our signature large - cap strategies can be an important part of your overall asset mix.

Explore More Sophisticated Withdrawal Strategies if You Have a Lot of Savings: If you have sizable savings, you may prefer something more sophisticated with your assets: annuities, a bucket approach, varying your withdrawal amounts based on investment returns (applying floors and guardrails), setting up a bond ladder or establishing a more sophisticated allocation for your assetif You Have a Lot of Savings: If you have sizable savings, you may prefer something more sophisticated with your assets: annuities, a bucket approach, varying your withdrawal amounts based on investment returns (applying floors and guardrails), setting up a bond ladder or establishing a more sophisticated allocation for your assetIf you have sizable savings, you may prefer something more sophisticated with your assets: annuities, a bucket approach, varying your withdrawal amounts based on investment returns (applying floors and guardrails), setting up a bond ladder or establishing a more sophisticated allocation for your assets.

If you want to, you can buy either here: 7Twelve: A Diversified Investment Portfolio with a Plan, or The Flexible Investing Playbook: Asset Allocation Strategies for Long - Term Success.

If so, then follow the standard portfolio asset allocation strategy starting now, without regard for whether you think that this very instant, as opposed to next month, or next quarter, or next invert - teacup - Bollinger - band - cross-switchback pattern is the «right» time or the «best» time to start putting money away which will remain invested for 50 years.

If the planner is describing her investment strategy as implementing proper asset allocation and diversification, yet when you look at her portfolio it contains only technology stocks, will you really want to follow her advice?

Even if another maelstrom reoccurs, this will be yet another opportunity for investors to achieve dramatically inferior portfolio performance, when they do not have a well - defined long - term asset allocation and re-balancing strategy in place and when they do not have the will to implement it consistently over time.

You'd edit text about who manages which accounts, how much they're worth, if they're tax - qualified or not, and what investment strategies will be utilized (the combination of market timing, security selection, and asset allocation).

If your portfolio begins to drift from your asset allocation strategy, you may consider rebalancing your portfolio to maintain your long - term investment strategy.

If that occurs, you may consider rebalancing assets in your portfolio to the weighting specified in your original asset allocation strategy.

(If any of them are reading this though, I'd love to understand more about their portfolio construction and asset allocation strategies!)

(Hint: If you're new at this, or you just don't have the time to critically evaluate individual stocks, you might want to consider using an asset allocation strategy.)

In other words, if the investor determines that 60 % equities, 30 % bonds, and 10 % cash is the target asset allocation, then that will be the target unless there is a change in the investor's goals and strategies, current financial status, or risk tolerance.

The Fund then utilizes a borrowing strategy that allows the Fund's performance to approximate what it would be if the Fund had an asset allocation of roughly 75 % in the «Dogs of the Dow» equity strategy and 25 % in U.S. Treasury securities.