Sentences with phrase «asset location decisions»

Comparing the tax cost ratio of funds in different asset classes can also help investors make better asset location decisions.

Pros: You more consistently apply your thinking of how RRSPs work, can maximize your tax savings, and will treat your TFSA and RRSP more consistently in asset location decisions.

W Reichenstein, Asset Allocation and Asset Location Decisions Revisited, The Journal of Wealth Management, 2001

That said, the changes announced in Budget 2015 will have an important influence on asset location decisions in the future.

The new lower minimum RRIF withdrawal rates will also affect asset location decisions.

That depends on your portfolio size and tax rates, but smart asset location decisions can easily save you tens of thousands of dollars over an investing lifetime.

I can't stress enough that asset location decisions should be based primarily on income tax, not foreign withholding tax.

In the Asset Location decision many choose to make capital gains and dividends the first income to get kicked out of the RRSP when contribution room is constrained, because they compare their taxation at preferential rates in a Taxed account, to an RRSP where those profits are taxed at full rates on withdrawal.

If you re-balance between asset classes regularly the Asset Location decision makes much less difference.

That will change in the future, but for now TFSAs are not a major factor in the asset location decision.»

Not exact matches

Asset location is the decision about which accounts — RRSP, TFSA, taxable — these asset classes should be located in order to maximize after - tax weAsset location is the decision about which accounts — RRSP, TFSA, taxable — these asset classes should be located in order to maximize after - tax weasset classes should be located in order to maximize after - tax wealth.