Sentences with phrase «asset mix when»

It is as a moderately active strategy since managers return to the portfolio's original strategic asset mix when desired short - term profits are achieved.

The manager will make tactical shifts in the fund's asset mix when he feels that stock or bond valuations are at an extreme.

Not exact matches

When considering a startup investment, investors must be aware of how it affects their overall asset mix and risk level.

There was a time when actively managed funds — which can include a mix of stocks, bonds or other assets (from commodities like oil to real estate)-- were the norm.

Tip: If your investment strategy makes you sick when the market drops, revisit your plan to make sure that your asset mix reflects a level of long - term risk that is consistent with your investment horizon, financial situation, and risk tolerance.

Even when the mix of assets was shifted more aggressively or conservatively, lump - sum investments still performed better.

For me, the greatest asset my dog Fido, a German Rottweiler and French Poodle mix, is his uncanny ability to sense when the gold and silver markets are going to turn.

For example, when you have a mix of accounts and products with different tax treatments you can increase the impact of the tax advantaged accounts through «tax - efficient asset location,» where investments are sourced per account according to their growth potential and relative tax efficiency.

An allocation in fixed income assets has become an unproductive investment, especially when inflation is calculated into the mix.

If you're no longer comfortable with the same level of risk, your financial goals have changed, or you're getting close to the time when you'll need the money, you may need to change your asset mix.

The trustee must also keep complete and accurate records, exercise reasonable care and skill when managing the trust, prudently invest the trust assets, and avoid mixing trust assets with any other assets, especially his or her own.

From asset mix decisions to income withdrawal strategies, there are many factors to consider when converting from a retirement savings plan to a retirement income plan.

Now when it comes to investing you want to maintain an asset mix and asset allocation comparable to your investment time horizon.

'» There will, of course, be years when some major losers will be mixed in as well but that's just the nature of investing in multiple asset classes.

When thinking about the mix of assets in your portfolio, consider the risks that you are willing to take over a particular time period to realize your goals.

«This is where an age - based strategy may really help people who don't want to actively manage their investments, because it maintains a mix of assets based on when the beneficiary is expected to start college, and rolls down the risk as that time gets closer,» says Bernhardt.

Whether you're aware of it or not, when you started investing you performed something called «asset allocation» — you came up with a mix of equities and fixed income, depending on a number of factors, including when you'll need to access your money, and your tolerance for risk.

More importantly, I don't need to overly monitor this investment, or worry about when I need to reallocate my asset mix — it's hassle free.

When choosing an asset allocation, many investors start out with the right mix of assets, but they don't adjust it over time.

For example, an advisor who manages your investment portfolio might describe how often and when they rebalance, or buy or sell assets, to maintain the mix of investments that best meets your needs.

You should also compare this customized index return with the long - term return assumptions you used when you determined your asset allocation mix.

When the kids are a couple of years away from university, Jennifer should adjust the asset mix so it is even more conservative — as much as 80 % bonds to preserve capital.

It describes when and how changes to the portfolio will be made: for example, it could specify that your asset mix should be rebalanced to its original allocation on a set date each year.

Second, tax efficiency should never be the starting point when putting together a portfolio: it should only be considered after you've settled on an appropriate asset mix for your risk tolerance and investing goals.

Q: When calculating your asset mix can you include a pension as part of your bond / cash holdings in a portfolio with a 60 % equity, 20 % bond and 20 % cash mix?

Well, to ensure you don't bail out of stocks and rush to cash or gold or whatever when the market is tanking, you might write down why you've settled on your current asset allocation and promise in writing that you'll hold off at least a week before making any changes to your stocks - bonds mix.

The reason that cash / bonds are even in the mix is because the portfolio is supposed to be made up of uncorrelated assets — when something goes up, something else should go down (ideally).

Even when the mix of assets was shifted more aggressively or conservatively, lump - sum investments still performed better.

To get an idea of what blend of stocks and bonds might be right for you, you can go to this risk tolerance - asset allocation questionnaire, which will give you a suggested stocks - bonds mix based on factors such as how you would react to market downturns and when you plan to begin drawing money from your portfolio.

The goal of asset allocation is to balance your mix of stocks, bonds and cash for two things: how much loss you can take emotionally (risk tolerance) and when you might need your money (your time horizon).

Your savings plan — and your portfolio's asset mix — will need to change when these events occur.

There are several variables to mix and match when developing a simple tactical asset allocation model like those detailed in Faber's book.

It's an important consideration no matter what age you are or how long you've been saving, but your asset mix becomes even more critical when you're only a few years from retirement.

He knows how much will be needed and when, and has planned out updates to his asset mix so his investments will be 100 % safe and liquid by the time he needs the cash.

Advisers need to explain these ideas when they help clients decide on the right asset mix.

Tip: If your investment strategy makes you sick when the market drops, revisit your plan to make sure that your asset mix reflects a level of long - term risk that is consistent with your investment horizon, financial situation, and risk tolerance.

Spending the time now, researching, and creating a vision for the right mix of assets will be rewarding when that next inevitable correction strikes.

«Now when you want to figure out how much to withdraw annually from your retirement funds, you need to look at three factors: your time horizon, asset allocation mix and — what's most often overlooked — the potential ups and downs of investment returns during retirement.»

Choosing the right investment vehicles to achieve an optimal asset allocation mix is just the tip of the iceberg when it comes to making sure your returns meet your financial goals.

To be proper when comparing whole investment portfolios, the mix of benchmark indices needs to called something appropriate, have the exact asset classes and weightings, the fees and rebalancings have to be the same, the time frame has to be the same, all security trades need to be the same, and cash flows have to all be the same.

Rather than choosing a mix of stock and bond mutual funds, you select a single fund designed to have the right combination of assets based on when you plan to retire — your «target date.»

• ETFs are bad when rebalancing an asset allocation mix, because of the commissions when both buying and selling.

Even people with more modest assets need to consider what might happen if they die, given real estate prices in some Canadian cities and life insurance on both spouses, when added to the mix, can make many «simple» estates into million dollar ones.

When you invest in the «Mutual - Fund Super Account 2025 fund» you get the benefit that in 2015 (10 years until retirement) they automatically change your asset mix and when you hit 2025, they do it agWhen you invest in the «Mutual - Fund Super Account 2025 fund» you get the benefit that in 2015 (10 years until retirement) they automatically change your asset mix and when you hit 2025, they do it agwhen you hit 2025, they do it again.

When it comes to portfolio allocation, I see nothing wrong with mixing it up — I'm happy to (re --RRB- allocate based on secular investment themes, national & regional location, and / or (alternative) asset categories.

The other thing that I can't get over is that, despite my having consistently said investing is about setting and maintaining a suitable asset mix, minimizing costs and turnover, and rebalancing when things get out of kilter, there are still so many callers who press me for a forecast of some kind.

When an advisor optimizes at the asset class level, the result is a mix of asset classes that have shown efficient characteristics over some time frame.

When some of your assets perform better than others you need to rebalance your account to make sure you have the same asset mix and risk tolerance.

Commingling happens when separate assets become mixed with marital assets to the point where the court can not tell which is which.

Typically, this happens when you commingle — or mix — marital and non-marital assets together during the marriage, thereby causing the non-marital assets to lose their special status.