Sentences with phrase «associated increased debt»

In addition, a growing number of commentators, including senior representatives of some institutional investors, have expressed concern about the impact of hedge fund activism, and associated increased debt and cuts in capital spending, on long - term corporate health, innovation, job creation and GDP growth.»

Not exact matches

They understand the increased expense associated with borrowing more than what they really need could burden their business with too much debt and negatively impact the ROI of the project — regardless of their particular lender.

Risks associated with the Consumer Discretionary sector include, among others, apparel price deflation due to low - cost entries, high inventory levels and pressure from e-commerce players; reduction in traditional advertising dollars; increasing household debt levels that could limit consumer appetite for discretionary purchases; declining consumer acceptance of new product introductions; and geopolitical uncertainty that could impact consumer sentiment.

They can only be made consistent if Washington also unleashes an infrastructure building program, a policy initiative consistent with either of the other two, on a truly heroic scale — which, as an aside, I suspect would be a smart strategy under any circumstances as American infrastructure needs are so great that the consequent productivity increases would fully service the associated debt long before they stopped adding value to the economy.

An additional consideration in this environment was the risk to the economy posed by the build - up of household debt and the associated increases in house prices.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

So essential thinking behind austerity is that you cut spending now to reduce (or at least control the rate of increase of) total debt and the associated interest payments.

Researchers found that Medicaid exposure increased hospital usage by low - income children four percent during early childhood and that Medicaid's introduction is associated with a decrease in medical debt in households that have children, freeing up resources that could be invested in kids in other ways.

A $ 10,000 increase in young adult net worth is associated with 7.6 percent less student loan debt.

In particular, student debt was associated with an increased risk of boomeranging among black, but not white, youth.

For patients with no complications of their diabetes, a three - hour «perceived sleep debt» — the difference between how much sleep they felt they needed and how much they think they got — was associated with a 1.1 percentage - point increase in HbA1c levels, for example from 7.5 percent up to 8.6 percent.

Bonds are a form of debt financing, which must be approved by voters who agree to an increase in property taxes to fund the debt service associated with a given construction project.

Bass had long associated gratitude with the disagreeable notion of «debt and duty,» and so in her new book, she set out to increase her understanding of what it means to be thankful.

They understand the increased expense associated with borrowing more than what they really need could burden their business with too much debt and negatively impact the ROI of the project — regardless of their particular lender.

Media coverage of student loans focuses almost exclusively on the problems associated with them.We regularly hear about significant increases in student debt and the negative effect this is having on many graduates.While this is certainly a... [Read more...] about Tips To Use Your Student Loans To Build Credit

The increased costs are those associated with the loss of money and quality of life that many of our clients experience from trying to tackle an insurmountable debt load with no particular plan — other than to pay - it - off.

Other risks associated with not paying your creditors throughout the debt settlement process include an increase in the collection efforts of your creditors and the likelihood of lawsuits, judgments, and wage garnishments.

These borrowers take on some debt, but do not benefit from the wage increase associated with a degree.

However, increasing the gearing level too high would cancel any benefits associated with debt - financing because the increase in the required rate of return of investors and lenders because of the risk of bankruptcy would outweigh the tax savings as explained in the Trade - Off Theory of capital structure.

The Bank of Canada is committed to examining the vulnerability associated with increasing household debt with a greater analysis scheduled for release in December 2015.

However, it appears the leverage associated with increased debt often does result in increased stock returns.

Consumers have benefited from all - time low interest rates, but they have taken so much debt that monthly expenses associated with paying interest and principal payments in relation to their discretionary income have actually increased despite the low interest rate environment and growth in discretionary income.

While there might be higher returns associated with higher levels of debt, the increased risk of a permanent loss of capital when dealing with companies that carry excessive debt may exceed the benefit of those returns.

Focusing on the carbon emissions associated with tropical deforestation, it showed that converting rainforests or grasslands to corn, soybean, or palm oil biofuel production led to a carbon emissions increase — a «biofuel carbon debt» — that was at least 37 times greater than the annual reduction in greenhouse gases resulting from the shift from fossil fuels to biofuels.

Profit squeeze: Mid-size law firms will continue to be affected by a «profit squeeze» resulting from (a) increased overhead due to higher associate and staff salaries and benefits; (b) higher automation costs, professional liability insurance and marketing expenses; (c) partners» unwillingness / inability to increase hourly fee rates for «commodity» type work to off - set higher overhead; (d) enhanced client scrutiny of hourly rates, hours to produce work and lawyer and paralegal staffing of work assignments; (e) pressure by corporate counsel for law firms to absorb more of the «soft costs;» (f) slower paying clients, that affect cash flow and hence the availability of distributable dollars for partners; and (g) a great many mid-size law firms are burdened with higher debt.

Future millionaires keep debt to an absolute minimum — even the good kind, which is essentially debt associated with an asset that'll increase in value.

For example, a complicated pregnancy and inexpert parenting of a first - born; or increasing family debt and maternal depression associated with the last born.

Recent patterns in consumer credit outstanding reflect a recession - recovery cycle: declining debt associated with discretionary purchases (e.g., credit cards and auto loans) and increases in student loans as students postpone entering the workforce and workers retool their skills in a depressed economy.

A 10 percent increase in debt is associated with a 0.7 percentage points increase in delinquency rates

In terms of numbers, a 10 percent increase in tuition fee (which is associated with student debt) reduces the number of potential homeowners by 280 individuals per 10,000 college goers two years after exiting school, which is equivalent to 170 individuals per 10,000 individuals (both college and non-college goers).