Sentences with phrase «associates at financial»

In fact, without life insurance, many people could be leaving their families and / or business associates at financial risk.

Professionally speaking, Lauren began her career working with managed portfolios and investments in 1998, beginning as a junior associate at the financial advisor Homrich and Berg and later the hedge fund management company New Providence Advisors both of Atlanta.

Not exact matches

If you have other children, you need to think about how your decision to help one child will affect the rest of the family, said Mitchell Kraus, financial advisor and owner at Capital Intelligence Associates in Santa Monica, California.

However, looking at DHS data on the arrest rate of illegal entrants at the Mexican border, Federico S. Mandelman, a research economist and associate policy adviser at the Federal Reserve Bank of Atlanta, and Andrei Zlate, a senior financial economist in the Boston Fed's Risk and Policy Analysis Unit, found the numbers have been plummeting.

When you're looking at your own financial strategies, are you going with the advice of an army of associates, or focusing on a few innovators you have reason to believe see the world in a smarter way?

Such risks, uncertainties and other factors include, without limitation: (1) the effect of economic conditions in the industries and markets in which United Technologies and Rockwell Collins operate in the U.S. and globally and any changes therein, including financial market conditions, fluctuations in commodity prices, interest rates and foreign currency exchange rates, levels of end market demand in construction and in both the commercial and defense segments of the aerospace industry, levels of air travel, financial condition of commercial airlines, the impact of weather conditions and natural disasters and the financial condition of our customers and suppliers; (2) challenges in the development, production, delivery, support, performance and realization of the anticipated benefits of advanced technologies and new products and services; (3) the scope, nature, impact or timing of acquisition and divestiture or restructuring activity, including the pending acquisition of Rockwell Collins, including among other things integration of acquired businesses into United Technologies» existing businesses and realization of synergies and opportunities for growth and innovation; (4) future timing and levels of indebtedness, including indebtedness expected to be incurred by United Technologies in connection with the pending Rockwell Collins acquisition, and capital spending and research and development spending, including in connection with the pending Rockwell Collins acquisition; (5) future availability of credit and factors that may affect such availability, including credit market conditions and our capital structure; (6) the timing and scope of future repurchases of United Technologies» common stock, which may be suspended at any time due to various factors, including market conditions and the level of other investing activities and uses of cash, including in connection with the proposed acquisition of Rockwell; (7) delays and disruption in delivery of materials and services from suppliers; (8) company and customer - directed cost reduction efforts and restructuring costs and savings and other consequences thereof; (9) new business and investment opportunities; (10) our ability to realize the intended benefits of organizational changes; (11) the anticipated benefits of diversification and balance of operations across product lines, regions and industries; (12) the outcome of legal proceedings, investigations and other contingencies; (13) pension plan assumptions and future contributions; (14) the impact of the negotiation of collective bargaining agreements and labor disputes; (15) the effect of changes in political conditions in the U.S. and other countries in which United Technologies and Rockwell Collins operate, including the effect of changes in U.S. trade policies or the U.K.'s pending withdrawal from the EU, on general market conditions, global trade policies and currency exchange rates in the near term and beyond; (16) the effect of changes in tax (including U.S. tax reform enacted on December 22, 2017, which is commonly referred to as the Tax Cuts and Jobs Act of 2017), environmental, regulatory (including among other things import / export) and other laws and regulations in the U.S. and other countries in which United Technologies and Rockwell Collins operate; (17) the ability of United Technologies and Rockwell Collins to receive the required regulatory approvals (and the risk that such approvals may result in the imposition of conditions that could adversely affect the combined company or the expected benefits of the merger) and to satisfy the other conditions to the closing of the pending acquisition on a timely basis or at all; (18) the occurrence of events that may give rise to a right of one or both of United Technologies or Rockwell Collins to terminate the merger agreement, including in circumstances that might require Rockwell Collins to pay a termination fee of $ 695 million to United Technologies or $ 50 million of expense reimbursement; (19) negative effects of the announcement or the completion of the merger on the market price of United Technologies» and / or Rockwell Collins» common stock and / or on their respective financial performance; (20) risks related to Rockwell Collins and United Technologies being restricted in their operation of their businesses while the merger agreement is in effect; (21) risks relating to the value of the United Technologies» shares to be issued in connection with the pending Rockwell acquisition, significant merger costs and / or unknown liabilities; (22) risks associated with third party contracts containing consent and / or other provisions that may be triggered by the Rockwell merger agreement; (23) risks associated with merger - related litigation or appraisal proceedings; and (24) the ability of United Technologies and Rockwell Collins, or the combined company, to retain and hire key personnel.

The news comes at a time when the financial industry at large has struggled with losses associated with risky loans in the energy sector, market volatility, and stiffer regulation.

«Donor - advised funds that are sponsored by a community foundation tend to have a more singular focus and they're on the local pulse of charitable activity,» said Gavin Morrissey, managing partner at Financial Strategy Associates in Needham, Massachusetts.

«They believe in creating a comprehensive plan — and following that plan,» says Anne - Marie Laboe, executive vice president at Bernard R. Wolfe & Associates, Inc., a financial planning firm in Chevy Chase, Md. «They don't invest in the latest fad or «hot tip».»

On Tuesday the financial services powerhouse said Jeff Wecker, a former senior manager at Bridgewater Associates, the Connecticut - based hedge fund, will join the firm in the new role of chief data officer, according to a memo seen by Business Insider.

To get there, Katharine Perry, an associate financial consultant at Fort Pitt Capital Group, in Pittsburgh, suggests putting $ 20 from every paycheck into a savings account.

The fashionable view at the Federal Reserve and elsewhere when Yellen took office in 2014 was that growth was slow despite very low interest rates because of «headwinds» — transitory factors associated with the financial crisis that would soon recede.

As co-founder at Cerulli Associates in the early»90s, he conducted some of the first research on fee - only financial advisors and the rise of indexing.

Prior to that, Ms. Carrington was an Associate at Lightyear Capital, a New York - based private equity firm investing in middle market financial services companies.

If you have not designated a financial advisor associated with your Franklin Templeton Fund shares, it is your responsibility to specifically identify any cumulative quantity discount eligible shares to the Fund's transfer agent at the time of any purchase.

Prior to his appointment at the Bank, Tiff served as associate deputy minister of the federal Department of Finance and Canada's finance deputy at the G7 and G20, the IMF, and the Financial Stability Board.

Prior to Avanti, Mr. Scal served as Executive Vice President and a member of the board of directors of CamelBak Products LLC, an outdoor equipment company, Senior Vice President at Kransco Partners LLP, a private equity firm, Director of Business Development at Kransco Group Companies, a toy company, Director of Development at Visa International, a financial services company, Product Manager at General Mills, a food products company, and as an analyst at Cambridge Associates.

A federal judge ruled three business associates of a financial technology company are likely to lose at a trial over government accusations that they sold unregistered stock in the firm after a rally linked to cryptocurrency.

Bio: Stephen Pitts is a marketer with over 15 years digital marketing experience and is an Associate Partner in charge of SEO at Rosetta where he oversees a team of SEO professionals serving clients across industries like retail, financial services, travel / hospitality and technology.

Many factors could cause BlackBerry's actual results, performance or achievements to differ materially from those expressed or implied by the forward - looking statements, including, without limitation: BlackBerry's ability to enhance its current products and services, or develop new products and services in a timely manner or at competitive prices, including risks related to new product introductions; risks related to BlackBerry's ability to mitigate the impact of the anticipated decline in BlackBerry's infrastructure access fees on its consolidated revenue by developing an integrated services and software offering; intense competition, rapid change and significant strategic alliances within BlackBerry's industry; BlackBerry's reliance on carrier partners and distributors; risks associated with BlackBerry's foreign operations, including risks related to recent political and economic developments in Venezuela and the impact of foreign currency restrictions; risks relating to network disruptions and other business interruptions, including costs, potential liabilities, lost revenues and reputational damage associated with service interruptions; risks related to BlackBerry's ability to implement and to realize the anticipated benefits of its CORE program; BlackBerry's ability to maintain or increase its cash balance; security risks; BlackBerry's ability to attract and retain key personnel; risks related to intellectual property rights; BlackBerry's ability to expand and manage BlackBerry ® World ™; risks related to the collection, storage, transmission, use and disclosure of confidential and personal information; BlackBerry's ability to manage inventory and asset risk; BlackBerry's reliance on suppliers of functional components for its products and risks relating to its supply chain; BlackBerry's ability to obtain rights to use software or components supplied by third parties; BlackBerry's ability to successfully maintain and enhance its brand; risks related to government regulations, including regulations relating to encryption technology; BlackBerry's ability to continue to adapt to recent board and management changes and headcount reductions; reliance on strategic alliances with third - party network infrastructure developers, software platform vendors and service platform vendors; BlackBerry's reliance on third - party manufacturers; potential defects and vulnerabilities in BlackBerry's products; risks related to litigation, including litigation claims arising from BlackBerry's practice of providing forward - looking guidance; potential charges relating to the impairment of intangible assets recorded on BlackBerry's balance sheet; risks as a result of actions of activist shareholders; government regulation of wireless spectrum and radio frequencies; risks related to economic and geopolitical conditions; risks associated with acquisitions; foreign exchange risks; and difficulties in forecasting BlackBerry's financial results given the rapid technological changes, evolving industry standards, intense competition and short product life cycles that characterize the wireless communications industry.

The «beneficial owner» rule, officially called the Customer Due Diligence Requirements for Financial Institutions rule, is aimed at helping banks better understand precisely who is behind the business entities they are banking by collecting more information about the people associated with these entities.

Prior to setting up chambers as counsel, he was a partner at J. Sagar Associates, a national law firm and headed the firm's financial sector regulatory practice.

Registered Rep ratings based on an online survey to 22,159 total advisors at the following firms: Edward Jones, Merrill Lynch, Morgan Stanley Smith Barney, Raymond James & Associates, UBS Financial Services and Wells Fargo.

You'll also receive Bryan Perry's weekly e-letter, Dividend Investing Weekly, at no cost, along with other associated financial content and special offers.

Recent flexible job titles at PricewaterhouseCoopers: tax financial services senior associate; team assistant; process assurance senior associate; seasonal tax senior associate; seasonal tax financial services senior associate; seasonal real estate experienced associate; seasonal assurance technology senior associate.

Jeffrey Thompson has spent the last 20 years in various research and sales - related positions at San Francisco Bay Area - based financial services firms, including completing Franklin Templeton's 2 - year management trainee program; conducting private equity analysis while working for Willamette Management Associates; and public equity analysis in the research department at JPMorgan (previously Chase H&Q).

That's the finding of a recent study by Brad Klontz, a psychologist, certified financial planner and associate professor at Creighton University.

When you get the financialization of the economy all of these issues that you and I have talked about for years now associated with financial repression have become front and centre of the government trying to manage the economy at the best that it can do.

Prior to joining XPV, Tyler was an Associate in the Leveraged Finance Group at CIBC focused on event - based and cash - flow lending to support North American financial sponsors and corporations.

Next step for me was to set a financial goal properly, read informative information offered at sites like this, and to associate with those older and wiser than me about money (not my parents).

Justin Hayek, Investment Advisor and Associate Portfolio Manager at PI Financial Corp, interviews Ivan Bebek, Executive Chairman and Director at Auryn Resources Inc. and Co-chairman, Co-founder and Director of Torq Resources.

Chesley Taft & Associates LLC now owns 80,870 shares of the financial services provider's stock valued at $ 11,669,000 after acquiring an additional 1,325 shares during the period.

Justin Hayek, Investment Advisor and Associate Portfolio Manager at PI Financial Corp, interviews Frank Holmes, CEO and Chief Investment Officer of U.S. Global Investors, Inc. and Chairman of Hive Blockchain Technologies.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Prior to obtaining his Master of Laws, he was a Senior Associate at Romulo Law Office, recognized by the Legal 500 and International Financial Review as one of the top tier firms in the Philippines.

Investigators have been looking at whether coaches at these schools have been paid by outside entities — such as financial advisers, agents, and apparel companies — in exchange for pressuring players to associate with those entities, people familiar with the investigation said.

The attrition of the public realm; the remorseless growth of inequality; the social pathologies associated with its growth; the humiliations suffered by those at the bottom of the economic pile; the callous indifference of those at the top; the penetration of state institutions by corporate interests; the decline of public trust; and, not least, the hubristic irresponsibility of a sometimes criminal financial sector — all the stigmata of pre-crisis Britain — loom as large as they did before 2008.

And I am coming to revive the National Health Insurance Scheme, which ensured that the poor in society gained access to healthcare without the financial burden which used to be associated with healthcare delivery (under the cash and carry regime),» he told supporters at Nkrankwanta and Diaba, both in the Dormaa West constituency of the Brong Ahafo Region.

Silver never reported the income from Goldberg's firm on his financial disclosure forms, and associates of Silver — including partners from the law firm and his contacts at the real estate companies, who were each involved in parts of those deals — testified they were unaware of other parts of Silver's schemes.

The financial burden hits hard,» says senior study author Arden M. Morris, M.D., M.P.H., chief of colorectal surgery at the University of Michigan Medical School and associate professor of health behavior and health education at the School of Public Health.

Shivers, now associate dean of finance and administration at Albert Einstein College of Medicine of Yeshiva University in New York City, says his financial team at UCSF was never able to square the numbers Kessler was originally given: «To this day, we can't figure out how that data he received could be reconciled to the books of the university.»

Jiao co-authored the paper, «Corporate Pensions and Financial Distress,» with Edith S. Hotchkiss, an associate professor at Boston College, and Ying Duan, an assistant professor at the University of Alberta.

«Because the study was cross-sectional, we can not say that one caused the other, but we know that financial strain is associated with poorer self - rated health among black adults,» said the study's lead author Lorraine R. Reitzel, Ph.D., associate professor of health in the department of educational psychology at the University of Houston.

This study also goes above and beyond prior research as it shows that gambling youth are not only at risk of gambling problems, which are associated with numerous adverse interpersonal, financial, criminal, and psychiatric consequences, but also at risk for sex - related behaviors such as adolescent pregnancy / impregnation.»

He and colleagues are examining myriad factors, including looking at financial and educational outcomes, and even if bullying or being victimized is associated with genetic biomarkers.

«We found that most respondents did not think financial deprivation would lead them to behave immorally,» said Nina Mažar, an associate professor of marketing at the University of Toronto's Rotman School of Management and one of the lead researchers of the study.

«We're careful not to put too large of a forecast in there,» Jorgensen said at their quarterly financial briefing, «and clearly [Anthem] will impact this year as well as next year as we not only continue to sell more into the next year but as we start rolling out the live services associated with that game.»

82, associate dean of admissions and director of student financial services at Carleton College in Minnesota, says the emergence of the government's direct loan program resulted in improved customer service by the private banks.

Marrianne Lewis, who was responsible for commissioning the Croydon project, commented at the time: «It's been a great success, schools were reporting that administration time associated with parent income had reduced by 80 per cent in some cases — enabling schools to redeploy financial and administrative resource to more important tasks in their schools.»

James Barker, Ed.M, ’01 is Director of Financial Aid and Associate Director of Admission at St. Paul's School, a private high school in Concord, New Hampshire.