Sentences with phrase «assume average life»

The estimate assumes an average life span of 85 years, very low investing costs, and an inflation rate consistent with past variations in the Consumer Price Index.

Not exact matches

From age 65 on, the average couple spends about $ 288,000 on healthcare needs above and beyond what Medicare pays, [1] assuming the husband lives to age 85 and the wife to age 87.

Let's assume you have a diversified portfolio yielding 3,5 %, some good old blue chips grow their dividend slowly, some newer companies keep raising their dividend higher and higher like their life depends on it, averaging dividend increases of let's say 7 % per year.

The percentage chance of succeeding with this scenario is about 90 % for the amount we need to live that included an assumed 3 % average inflation rate.

Example assumes a joint life annuity, 66 - year - old person, 3 % inflation rate and the 2016 average benefit level from the Social Security Administration.

When I worked at the CIA (meaning The Culinary Institute of America — though if not prompted, I will let strangers assume otherwise), I lived in a pretty average apartment.

Even considering that, though, his bat is legitimate — Fowler has hit.270 /.367 /.420 for a 110 OPS + over the last five seasons — and he's been at least an average player during those years, even if you assume he can't play defense to save his life.

According to Peter Reich, the project leader, «Current ESMs represent variation in plant life using crude averages of trait values of plants; a model might be as simplistic as assuming all leaves in Amazonia or Alaska are identical.

Based on the mutation rate and assuming an average of 7 years between each generation, Wallner estimates the most recent common ancestor to 18 of the 21 modern breeds lived about 700 years ago.

Nonetheless, here we have a case of what appears to be a more than 50 % life extension - though note that the formal life span study has not been published, so you might assume the comments below to refer to the outliers amongst these mice rather than the average.

Assuming you've carved out 85 minutes of your life for this film, which isn't much in the average existence, but is far more than this dull, stupid movie deserves.

Atul Gawande tells an inspiring story of a doctor treating cystic fibrosis who helped his patients live 14 years longer than average by assuming that patient lifespan was highly affected by his medical choices and engaging in relentless experimentation until he created more effective practices.

Assuming an average eBook price of about $ 4.99, and an average royalty rate of 60 %, let's say, you'd have to sell about 1,400 copies every month consistently to make a decent living, and I'm here to tell you that anything having to do with the sale of a non-essential product will never, ever be consistent.

Even if you assume only the more intelligent 2/3 of adults could read for pleasure (which may be less than the real figure), and I would appeal to 1:10 000 — that's still near 16000 readers in the US alone, which if I cleared $ 1 a book (my average through tradition publishing HC, Paperback and webscription) and wrote two books a year — would be a living of sorts.

The battery life remains impressive at approximately 2 months between charges, assuming 30 minutes per day of reading on average.

In technical terms, they're roughly «actuarially neutral,» which means they confer no general financial advantage for taking your pensions early or late, assuming you have average life expectancy.

If we assume you live and work in Ontario and that you earn $ 30,000 in annual income, you would have to pay $ 5,414 in taxes, based on an average tax rate of 18.05 % (assuming no other deductions or credits).

When you live in an apartment, you assume slightly more risk than living in an average single - family home.

Assuming you reach the average U.S. life expectancy of 78, that's about 15 years of your life you're going to spend watching TV.

What they do is take the average life expectancy of someone your age and assume a payout over this period.

Let's assume both of their investment accounts grew at the historical average return rate of the S&P 500 over the life of the investment.

For the purposes of the model, we assumed an outstanding balance of $ 15,000 and an APR of 14 % — both of which are approximately average for an indebted person living in the United States.

This article assumes that a potential home buyer earns an above average salary, has a comfortable standard of living, plans to borrow most of the money for the home purchase and will, as a result, «trap» themselves into at least a decade of mortgage payments.

Now, that mortgage «cost» includes principal payments so let's just take the average national mortgage rate according to the AHS and assume that the 30 year mortgage will cost you roughly $ 165,000 over the life of the mortgage (this is JUST the interest paid).

The examples shown below were calculated using the 1 Year LIBOR index (the average of the Interbank offered rates for one - year, U.S. dollar - denominated deposits in the London market as published in the Wall Street Journal) rate of %, a margin of %, and assumes that the 1 Year LIBOR index remains unchanged for the life of the loan.

I know, it's not an I - Phone or a new car — but if you were to make a $ 5,000 contribution to a 16 - year - old's ROTH IRA — and he made no other contributions for the rest of his life — by the time he reached age 65 (assuming it earns an average of 7 % interest per year) he'd retire with $ 138,000 (The Kiplinger Tax Letter, July 20, 2012).

Fitch assumed excess spread to be the lesser of the average historical excess spread (earning on the assets minus interest payments to bondholders and fees) and the most recent 12 - month average excess spread, and applied that same rate over the stressed projection of remaining life.

This calculation assumes a constant interest rate throughout the amortization period and the Total Interest Cost is averaged over the life of the mortgage rounded to the nearest dollar.

While PHPP assumes buildings are heated to a minimum of 20C throughout the whole house, 24/7, Deap assumes temperatures of 21C in the living area and 18C in the remainder of the house, working out at a whole house average in this case of 18.88 C. What's more it only assumes these temperatures are being met for eight hours per day throughout the heating system.

We assume a solar panel life span of 30 years, a decline in panel production of 0.5 % per year, inverter replacements at years 10 and 20, and retail electricity rates increasing 2.18 % per year (National average utility bill increase of 2.18 % based on EIA data for the last reported 20 years, nationally (1997 - 2017).

At a cost of $ 34.26 per ton (per the EIA's 2006 figures), you're looking at $ 34.26 million a year, or about $ 685 million over the course of 20 years (the average life most power plants, both renewable and non-renewable are given as a base measurement), assuming no price increase over the next two decades... which is not a safe assumption to make.

Of course, these people would also have eaten far better than the average person, been preserved from the fatal forms of manual labour and have had better «medical» care than the average person, so I assume that a life expectancy of 44 for women and 49 for men is a titch on the high side.

Here is a sample whole life chart we've taken as an average of a few top whole life companies, assuming paid up additions was elected:

Gross Return Generally a term for Variable Universal Life, a gross return is the long - term average return assumed to be earned before deducting the management fees and other expenses described in the prospectus.

When you live in an apartment, you assume slightly more risk than living in an average single - family home.

Looking at how healthcare has developed in India, It makes sense to assume people on an average are going to live well into their 80s in the coming years.

The following tables show the average monthly term life insurance rates for each age range assuming the insured has a $ 500,000 policy.

Generally a term for Variable Universal Life, a gross return is the long - term average return assumed to be earned before deducting the management fees and other expenses described in the prospectus.

A Rs. 50 lakh cover will provide a monthly income of Rs. 25,000 at an assumed long term rate of interest of 6 % (Assuming that the family would put the life insurance money in a safe instrument like a Fixed Deposit which over the long term generates an average interest of 6 % per annum).

We assume that the man invests $ 3,600 a year in the retirement investment account, which is the difference between the cost of the whole life policy and the term policy, and he earns an average of 10 % per year.

For Live updates, go to Cryptocompare — this chart assumes an electricity cost at $ 0.12 per kWh, the Fundstrat model uses a global average of $ 0.06 per kWh.

Assuming a legacy CMBS with a par value of $ 100 and a five - year weighted average life, the 15 % base haircut would apply as follows: • If the applicable price is 100 % of par ($ 100), the Federal Reserve would provide a loan of $ 85 (100/15) and the collateral haircut is 15 % (15/100) of the applicable price.

Renters living there will need to wait, on average, 28 years in order to save for a 20 percent down payment on a home (assuming rates of saving remain the same), the survey finds.