Sentences with phrase «assume average returns»

If your retirement will last 30 years, it's reasonable to assume average returns will be higher than their yields today.

Assuming an average return of 7 %, your IRA balance could be worth $ 175,000 when you retire at 65.

It assumes an average return of 6 % on an initial portfolio of $ 250,000 less an annual fee of 0.30 % for Vanguard Personal Advisor Services and the industry average annual advisor fee of 1.02 %.

Assuming an average return of about 6 %, the rollback of the TFSA will cost an individual about $ 25,000 over the next 25 years (on the lost $ 4,500 in contribution room alone).

A 19 - year - old college freshman who saved $ 100 a month between 19 and 24 would graduate with $ 7,200, assuming average returns of 7 % a year.

Not exact matches

It's safe to assume a 4.2 % return isn't what average Americans need to swell their nest eggs for retirement or propel their college savings plans.

The average return will total just under $ 200,000, assuming commissioner Gary Bettman's estimate that the average NHL player earns $ 2.45 million per season.

Assuming the CEO mantle at Canadian Western Bank on March 7, Chris Fowler inherited a track record of 99 consecutive profitable quarters and a Buffett - like 4,147 % return for shareholders — or 17.5 % a year on average.

every month over the next 30 years, I'll reach $ 1,000,000, assuming an average annual return of 6.5 percent.

If you monetize the pension, assuming a 4 % return, the value of the pension is $ 3.5 million ($ 140,000 /.04) added to our net worth of $ 2.5 million, it puts us squarely within your above average category for our age.

Assuming a $ 100,000 starting portfolio 20 years ago, the patient investor with the 60 % stock allocation would have averaged a 7.5 % return though March of 2016, versus 5.5 % for the impatient investor.

The after - tax proceeds from those sources would be worth $ 547 million if he invested the money in a blend of stocks, bonds, hedge funds, commodities and cash, assuming a weighted average annual return of 7 percent over the past 15 years, according to the Bloomberg Billionaires Index.

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

The example, which illustrates a long - term average return on a balanced investment of stocks and bonds, assumes a single, after - tax investment of $ 75,000 with a gross annual return of 6 %, taxed at 28 % a year for taxable account assets and upon withdrawal for tax - deferred annuity assets.

The green, orange, yellow, and red lines represent the projected total returns for the S&P 500 assuming terminal valuation multiples of 20, 14 (average), 11 (median) and 7 times normalized earnings.

Key performance metrics are annualized average gross return, annualized standard deviation of returns, annualized gross Sharpe ratio (assuming risk - free rate 0 %) and maximum drawdown.

If I assume a dividend growth rate of 6 percent (about the long - run average *), the current S&P 500 dividend yield of 2.1 percent (from multpl.com), a terminal S&P 500 dividend yield of 4 percent (Hussman says that the dividend yield on stocks has historically averaged about 4 percent), the expected nominal return over ten years is 2.4 percent annually.

Plans that were fully funded 20 years ago, today have maybe two - thirds of the capital needed to cover benefit promises — and that optimistic estimate assumes zero bear markets and fantastical average real returns of 7 % + a year going forward.

They assume 6.6 % average real annual return for U.S. stocks with zero volatility.

Looking at it another way, BTN Research estimates that, assuming 5 % average annual investment returns, for every $ 1,000 of monthly income you want over a 30 - year retirement, you need $ 269,000 in the bank.

It's fair to assume that your average annual returns from long - term investing will be in the high single digits or low double digits.

Finally, we assume that renters will earn a return on their savings equal to the average growth of the S&P 500 over the past 20 years.

The S&P 500 average change for the period shown above was 5.9 percent, while the NYSTRS average was 6.6 percent — considerably below its assumed return of 8 percent.

For comparison's sake, the average state teacher pension plan assumes a real rate of return of 4.59 percent.

Assuming it returns high 40 mpg to 50 - plus, payback is possible after a few years of average annual driving compared to non-electrified cars costing a couple thousand or more dollars less.

Let's be conservative and assume a 7 percent average return on that investment.

It assumes an initial investment of $ 2,500 and an average annual return of 7 %.

As for inflation beyond the next two years, Ardrey uses a long - term average of 3 % and rate of return in the TFSA is assumed to be at 6 %.

Here's an example: If you want to retire at 65 with a million dollars, you simply need to save a little over $ 400 a month, starting at age 25 (assuming an average annual return of 7 %).

Again, assuming a modest 7 % average annual return and a retirement age of 67, when you retire your investment would grow to a whopping $ 454,107, and $ 401,124 of it would be pure investment profit.

Assuming you invest # 50,000 today and get an annual return of 8 percent over 40 years (which is the average annual return on a large stock index like the FTSE 100 or the American S&P 500 over the last 30 years), you can expect to cash of over # 1 million at the end of the investment period.

Assuming your earnings average $ 75,000 prior to retirement, inflation is 2.5 %, you earn a rate of return of 5 % on your RSPs, you get maximum Canada Pension and Old Age Security and you make no additional contributions to your RSP, you can expect after - tax income of roughly $ 43,000 in today's dollars through to your age 95.

If you start investing with just $ 3,600 per year at age 22, assuming an 8 % average annual return, you'll have $ 1 million at age 62.

The classic Global Couch Potato portfolio provided healthy average annual returns of 10.0 % from the start of 1981 through 2015, assuming the portfolio's four indexes were rebalanced back to equal dollar amounts each month instead of annually.

(If you're sensible, your estimates will be less than the historical averages to build in a margin safety: most financial planners I know assume stocks will returns about 7.5 %.)

Assuming a 10 % average return, a 0.15 % per annum cost to hedge, and a 45 year investment horizon, a $ 1000 portfolio would become

The example, which illustrates a long - term average return on a balanced investment of stocks and bonds, assumes a single, after - tax investment of $ 75,000 with a gross annual return of 6 %, taxed at 28 % a year for taxable account assets and upon withdrawal for tax - deferred annuity assets.

But I am going to assume you are more sophisticated than that — you have money in the stock market through mutual or index funds, generally considered to average an 8 % return.

GMO publishes a monthly asset class forecast that mainly assumes that in 7 years time valuations return to long term averages.

In the 2012 Vanguard study, «Dollar - cost averaging just means taking risk later,» the authors looked at historical monthly returns for $ 1 million invested as a lump sum and through dollar - cost averaging over periods as short as 6 months and as long as 36 months, assuming that funds were kept in cash before being invested.

A contrarian view would be to assume higher than average equity returns for the next 1 to 2 decades.

This hypothetical illustration assumes an average annual 6 % return over 18 years and does not represent any particular investment nor does it account for inflation.

This example assumes $ 30,000 salary, 3 % annual salary increase, average 8 % rate of return and 100 % employer match.

Assuming 1.25 % in annual expenses — about average for mutual funds, according to Morningstar — that left you with an annual return of roughly 6.75 %.

Given the ability to explain 95 % of a portfolio's return versus the market as a whole, investors can construct a portfolio in which they receive an average expected return according to the relative risks they assume in their portfolios.

Assuming you buy equal amounts in Fortis, Royal Bank, and Telus today, that's an average expected return of 9.6 %.

Notice that I added a new column at the end for the weighted average return for all ten asset classes (assuming a ten percent stake in each asset class rebalanced monthly).

Assuming that you could earn the average historical pre-tax return of 4 % annual interest rate on these $ 36,000 dollars, your taxable savings account would yield $ 1,440 in additional taxable income.

Let's assume both of their investment accounts grew at the historical average return rate of the S&P 500 over the life of the investment.

Let's assume that the average Vanguard investor gets a real dollar passive broad market equity index return of maybe 5 %.