Sentences with phrase «assumed future needs»

Not exact matches

This tool uses the present value of bond portfolios, adjusted for interest rate and inflation expectations, to show current retirees how much in retirement savings they need today to account for every $ 1 they need in the future, assuming they hold a portfolio made up entirely of investment - grade bonds and longer - term Treasurys.

Understanding the correct amount of life insurance to get is an exercise in forecasting your beneficiary's future financial needs, assuming (unfortunately), that you were to pass away today.

You've prepared pro forma financial statements and a cash flow budget, so you know your future funding needs — assuming you hit all projected targets, expenses are estimated with a certain degree of accuracy, and no unforeseen events happen.

Some investors are ramping up savings, assuming they can't rely on market returns to fund future needs.

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

Barton will be a free agent and needing to be re-signed, assuming the Nuggets see him in this future core.

Thus, Ellis» model of time retains enough of the block universe to match with relativity's predictions, but without needing to take Einstein's drastic last step of assuming that the fourth dimension is solidified into the infinite future.

It assumes the sea will rise 1 meter over the next century but acknowledges that its policies need to be flexible — and revisited often — to account for future uncertainty.

In his Science commentary, Kargel stated that future Mars missions may need to assume life exists first in order to effectively prevent contamination to both Mars and Earth in future sample return or human missions.

Every woman wants to have a secured future in terms of financial security and it is a no brainer to assume that wealthy men can provide all the financial security a woman needs.

This might be somewhat of an outdated view in today's world but when compared to the past women are in most cases in places where they do not need to assume the mere role of provided for, lifestyle changes in way of life over recent years have allowed women to become really self - reliant, what remains though is a substantial lots of women that are content to be taken care of with regard to the bargain for their companionship, either it is only self - serving or as the beneficiary of earned money for their future loved ones based completely on the individual.

Street Fighter V doesn't need an insane advertising campaign projecting it as the future of e-sports because that position is already assumed.

The Carnegie task force acknowledged the need for stronger student performance but added a second, equivalent challenge: «Creating... a profession of well - educated teachers prepared to assume new powers and responsibilities to redesign schools for the future.»

Overall, my family has been pleased with this purchase and, assuming Nissan hasn't drastically changed the future variations of the Quest, we'd buy a new version down the road if we needed to change vehicles.

Given the need to make a whole lot of assumptions and my lack of confidence in my own forecasting abilities, I tend to use the DCF more as a tool to figure out what the market is implying the cash flows to be in the future assuming a certain discount rate and terminal growth.

Stock traders who have been using approaches that assume low - volatility conditions will persist indefinitely (e.g., shorting VIX futures, selling option premium, or simply increasing long position size) need to be prepared for a changing of the market guard — or risk getting crushed when volatility doesn't immediately retreat after its next upward spike.

Fidelity Investments says that the typical couple retiring at 65 today will need $ 240,000 to pay for their future health care costs (assuming one spouse lives to 82 and the other to 85).

I can assume from the things I've seen that there is a future with a governmental system that needs to be overthrown by a rag - tag group of rebels lead by a snappy leader and a new character that magically has abilities no one has never seen before, but that's just me assuming things again.

Assuming it gets the support it needs to continue, VR has a bright future ahead of it, and whether it's a high end PC headset, or the more affordable PlayStation VR, we can all be a part of it.

Who knows, but with planned future DLC and hopefully an open ear to the fans the developers will make any necessary changes, assuming the game needs them.

ISO also overestimates future electric and gas needs, assuming unrealistic demands on our energy systems.

To get a figure here (based on the IPCC synthesis report) I gather we need to make an assumption about future emissions long in the future, and as far as I remember the way this works is that we assume say constant emissions between now and 2100, and then a drop to zero, or rising emissions to 2100 and then a drop to zero, or emissions falling to zero tommorrow, or something along these lines.

Assuming that 500 gigawatts of solar power may be needed to meet a future climate goal of reducing greenhouse gas emissions 80 percent below 1990 levels by 2050, Hernandez's team found that a region of California roughly equal to the land area of South Carolina may be needed to accommodate all the new solar power plant development.

In the other two scenarios, assuming the Building Sector makes either modest or strong improvements in energy efficiency, we will not need new power plant generating capacity into the foreseeable future.

But assuming that Congress does not eliminate (save as part of a carbon - tax deal) EPA's greenhouse gas authority under the Clean Air Act - which would severely hinder future Democratic Administrations, as they would need to control both houses to restore it - the ability of a Trump Administration to set back U.S. climate progress is going to be limited.

Justice Perell's observation, that «it is cynical to assume that with many years of future employment both possible and needed, that he will sit on his hands and wait out the reasonable notice period rather than getting on with his career» is no more than a reiteration of the BC Court of Appeal's articulation of this fundamental principle underlying the duty to mitigate.

The concern raised by plaintiff's counsel, and it is a real concern, is that the jury may assume that because the plaintiff is relatively well - off she does not need to be compensated for future wage loss and they may reduce their awards for general and special damages as well.

He has made diligent, albeit unsuccessful, efforts to mitigate, and it is cynical to assume that with many years of future employment both possible and needed, that he will sit on his hands and wait out the reasonable notice period rather than getting on with his career.

Home and vehicle modifications are not a one - time issue so we ensure that as your personal and / or physical needs evolve the insurance company assumes the total costs for future modifications.

«I think companies need to assume it's going to happen and start to look at the various scenarios and what opportunities there may be to influence the direction of future trade relations between the U.K. and the EU, and the U.K. and the rest of the world,» he says.

You'll also want to factor in what your entire family needs today and what it will need in the future, as well as whatever debt you may need to assume to cover to cover these needs.

With these types of policies, the insurer assumes all risk of future performance, meaning that if the cost of future claims is underestimated by the insurance company, then the insurer will need to make up for the difference.

This is not to say that all companies will follow suit, but for those who have permanent products or are anticipating the need for permanent products in their life insurance portfolio, I would highly recommend an err on the side of assuming that, at best, these products will be higher priced in the near future.

Again, there's a simple rule of thumb here: To merely assume that what you make now is what your family will need every year in the future and plan a death benefit accordingly.

Assuming you're carefully investing in the future and paying off debts, you probably won't need as much coverage halfway through your policy.