Sentences with phrase «assumptions about the rates»

I consider that if funding is sufficient we have a 50/50 chance of developing technology within about 25 to 30 years from now that will, under reasonable assumptions about the rate of subsequent improvements in that technology, allow us to stop people from dying of aging at any age — equivalent to the effect of today's antiretrovirals against HIV.

As my colleagues and I discuss in a recent Brown Center report, states seriously underestimate the underfunding of their defined - benefit pension systems due to overly optimistic assumptions about the rate of return they will earn on their pension funds.

These projections should be reported under a range of assumptions about the rate of return on investments, not just under the system's own assumption, which would allow stakeholders in Nevada to appropriately assign risk to the system's obligations and provide clarity about potential unfunded liabilities facing taxpayers.

Maryland does not provide teachers with information on how their benefits accrue for each year of service, the amount contributed each year by teachers and employers on behalf of teachers, or the projected value of a teacher's contributions based on different assumptions about the rate of return expected (e.g. 4 %, 6 %, and 8 %).

These projections should be reported under a range of assumptions about the rate of return on investments, not just under the system's own assumption, which would allow stakeholders in Maryland to appropriately assign risk to the system's obligations and provide clarity about potential unfunded liabilities facing taxpayers.

If you plug 7 years instead of 25 years into the equation, almost no assumptions about rates will lead to the option of keeping your house being preferable.

Just enter your assumptions about rates of return, inflation, pension income, CPP / OAS, and investments, and then the spreadsheet will tell you approximately how old you'll be be when the money runs out.

In this chapter we make no specific assumptions about the rate and direction of technological change into the future, recognising that very wide ranges of potentials will exist at the local and organisational levels at which climate vulnerability and responses will often be shaped, and also that the knowledge base referenced in the chapter reflects a range of assumptions about future trends.

An American linguist named Swadesh reasoned that if you could identify these basic, stubborn word - concepts you could (using an assumption about the rate of linguistic change) find commonalities and divergences among languages, allowing linguists to date the points at which one language or language family branched away from another.

The results displayed in the calculators are based on certain assumptions about the rates of return.

Not exact matches

The decline is attributable, in large part, to slow growth in pension values — tweaks to assumptions about interest rate and life spans had inflated them the prior year — and underwhelming corporate performance.

The Teacher Retirement System in Texas, which manages about $ 132 billion for more than 1.4 million current employees and beneficiaries, reduced its inflation rate assumption last month while reviewing its current investment target rate.

The model on which it was based is a marvel of restrictive assumptions: an economy that is closed to trade, expectations about inflation that are essentially myopic, interest rates that are largely impervious to the demand for credit and investment that is largely impervious to interest rates.

Another recommendation was related to a «technical assumption» about the cash rate that underpins our forecasts.

That 42 % underfunding for PERA, by the way, makes very generous actuarial assumptions about the assumed rate of return on assets vs. the assumed payouts.

While the assumptions about the future unemployment rate may be affected by policy, the fact is that slower U.S. population growth, coupled with an aging population, place substantial limits on labor force growth, which will leave U.S. GDP growth almost entirely dependent on changes in productivity.

Note: When you create goals you are making assumptions about such items as your win rate or average sale.

Individuals need to plan for retirement with different assumptions about longevity, interest rates and growth.

Based on these assumptions we can expect FCA's order rate to be about 9,200 cars per year on average.

(Ben Graham, 1939) «The rub,» writes James Grant in the 6th Edition of Security Analysis (2009), page 18, «was that, in order to apply Williams's method, one needed to make some very large assumptions about the future course of interest rates, the growth of profit, and the terminal value of the shares when growth stops.»

How have your assumptions about growth or rates changed recently?

Assumptions about market growth rates, market share, gross margins and other variables can be made to generate scenarios that will establish a valuation range.

With two more rate hikes potentially on the horizon in 2017, we also believe now is a good time to clear up a few wrong assumptions some market watchers are making about rate normalization.

With two more Fed hikes potentially on the horizon in 2017, Rick clears up a few wrong assumptions some market watchers are making about rate normalization.

Knowing a bit about history can help clever people avoid the worst consequences of financial forgetfulness and learning about mortgage rate history can stop you from making harmful assumptions about the future.

As I am sure you know, Taylor rules are a simple formula which give a benchmark for the real short - term interest rate, conditional on the latest information about output relative to estimated potential output and inflation relative to the target rate (and conditional on an assumption of a so - called «neutral» real interest rate).

In their October 2015 paper entitled «Huge Dispersion of the Risk - Free Rate and Market Risk Premium Used by Analysts in 2015», Pablo Fernandez, Alberto Pizarro and Isabel Acín summarize assumptions about the risk - free rate (RF) and the market / equity risk premium (MRP or ERP) used by expert analysts to value companies in six countries (France, Germany, Italy, Spain, UK and U.Rate and Market Risk Premium Used by Analysts in 2015», Pablo Fernandez, Alberto Pizarro and Isabel Acín summarize assumptions about the risk - free rate (RF) and the market / equity risk premium (MRP or ERP) used by expert analysts to value companies in six countries (France, Germany, Italy, Spain, UK and U.rate (RF) and the market / equity risk premium (MRP or ERP) used by expert analysts to value companies in six countries (France, Germany, Italy, Spain, UK and U.S.).

Emma John discovers that these Street Pastors are making an impact - local police are cooperating, crime rates are dropping and people's negative assumptions about Christians are being challenged.

• Assumptions about different cultural groups and how they impact breastfeeding support • Shoshone and Arapaho tribal breastfeeding traditions shared through oral folklore • Barriers to decreasing health disparities in infant mortality for African Americans • Effects of inflammation and trauma on health disparities that result in higher rates of infant mortality among minority populations • Barriers to breastfeeding experienced by Black mothers and how lactation consultants can support them more effectively • Social support and breastfeeding self - efficacy among Black mothers • Decreasing pregnancy, birth, and lactation health disparities in the urban core • Positive changes in breastfeeding rates within the African American community • Grassroots breastfeeding organizations serving African American mothers

Unlike the marginal rate of tax, which is a forward looking measure that relies on assumptions about prices, revenues and production profiles, ETR is a retrospective indicator calculated on the basis of observed data for all of these parameters (this is a useful feature, as the taxes that companies liquidate may be a very small fraction of what they would have theoretically had to pay had the marginal rate of taxation applied, as the cases of Starbucks, Amazon and other companies so poignantly demonstrate).

Not true, says Gordon, their assumptions about improved employment rates are wrong.

Figuring out the age of the universe involves a complex series of assumptions about its geometry, expansion rate and composition.

In 1996, Gregory Wray of the State University of New York, Stony Brook, and his colleagues shook up these assumptions when they published a paper in Science (25 October 1996, p. 568) that — by averaging the mutation rates of eight genes shared by animals and nonanimals — estimated that animals arose about 1 billion to 1.2 billion years ago.

Today, researchers are challenging traditional assumptions about transplant eligibility and donor matching in an effort to expand the universe of patients who can benefit from this treatment while improving long - term success rates.

From rate of success to how much you have to worry about being «catfished,» they managed to create a quick cheat sheet for online dating which will allay some fears, put to bed some negative assumptions, and help you safely and smartly try something new.

Misconception (PG - 13 for mature themes and some sexual references) Population Boom documentary questioning the conventional assumptions about humanity's exponential growth rate.

We first look at early - career teachers» behavior when they become vested in their state's pension plan, by reviewing state assumptions about teacher withdrawal rates.

The outsource provider will often develop a quotation, and build an infrastructure, based on your assumptions about volume of HR delivery (size of headcount, rate of turnover etc).

Using several federal databases, the authors examine the current context and model projections of future trends under several different assumptions about factors influencing supply and demand, including new entrants, re-entrants, projected hires, and attrition rates.

By focusing on graduation rates, Noble is upending long - held assumptions and practices about sending students to college that are primarily based on test scores and college partnerships.

Nevada should also report projections for future contributions necessary to pay off its unfunded liabilities under a range of assumptions about its discount rate.

«Our team entered the audit with certain assumptions about what our ratings would be.

In fact, states often base how much they need to save today on ambitious assumptions about the expected rate of return they'll get on their investments.

As you can see, the difference in the total share of earnings by publishing type is only affected by a few percent even with wildly impossible assumptions about the borrow rate.

The authors conducted 10,000 Monte Carlo simulations with three different sets of assumptions about stock and bond returns, equity risk premia as well as inflation rates, 121 lifetime asset allocation glide paths, annual withdrawal rates of 4 % and 5 %, and time horizons of 20, 30 and 40 years.

The mortgage rates above may change on a regular basis and rely on specific assumptions about the number of discount points or origination fees paid on the VA loan.

Rating agencies like Moody's Investors Service are revisiting their assumptions about the performance of some of these securities.

The time period for the Roth to come out ahead depends on the difference in tax rates, and also on the assumptions we make about how fast investments will grow and the tax rate that would apply to unsheltered investments.

Please note that these are not real rates and we have not calculated APRs so as to avoid assumptions about closing costs.

Knowing a bit about history can help clever people avoid the worst consequences of financial forgetfulness and learning about mortgage rate history can stop you from making harmful assumptions about the future.